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2022 Michigan Medicare Part D Prescription Drug Plan Highlights

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2022 Michigan Stand-Alone Prescription Drug Plan Highlights
CMS PDP Region 13
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 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006

The information below is for research purposes. Enrollment in the 2022 plans is no longer available.

Lowest Premium Medicare Part D Plan (PDP) in Michigan
Click here to see all MI PDPs
Plan Name
Plan ID		 Monthly
Prem.		 Dedu-
ctible		 (Donut Hole)
Additional
Gap
Coverage		 Preferred Pharmacy
Copay/Coinsurance
30-Day Supply		Total Formulary Drugs
SilverScript SmartRx (PDP)
(S5601-188)
Benefit Details

        		 $7.50 $480 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $1.00
Generic: $19.00
Preferred Brand: $46.00
Non-Preferred Drug: 49%
Specialty Tier: 25%
3,629

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:



Lowest Premium $0 Deductible MI Prescription Drug Plan (PDP)
Click here to see all Michigan $0 deductible PDP plans by premium lowest to highest
Plan Name
Plan ID		 Monthly
Prem.		 Dedu-
ctible		 Additional
Gap
Coverage		 Preferred Pharmacy
Copay/Coinsurance		Total Drugs
SilverScript Plus (PDP)
(S5601-027)
Benefit Details

        		 $64.10 $0 Yes, some additional gap coverage.Preferred Generic: $0.00
Generic: $2.00
Preferred Brand: $47.00
Non-Preferred Drug: 50%
Specialty Tier: 33%

select insulin pay $35 copay		3,307

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:



Five (5) Most Popular Medicare Part D Plans (PDP) in Michigan
Click here to see all Michigan PDP plans by popularity
Plan Name
Plan ID		 Monthly
Prem.		 Dedu-
ctible		 Additional
Gap
Coverage		 Preferred Pharmacy
Copay/Coinsurance		 State Members
SilverScript Choice (PDP)
(S5601-026)
Benefit Details

        		 $26.60 $480 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $0.00
Generic: $5.00
Preferred Brand: 17%
Non-Preferred Drug: 37%
Specialty Tier: 25%
64,371

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:
Wellcare Value Script (PDP)
(S4802-148)
Benefit Details

        		 $12.70 $480 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $0.00
Generic: $4.00
Preferred Brand: $42.00
Non-Preferred Drug: 47%
Specialty Tier: 25%
58,772

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:
Wellcare Classic (PDP)
(S4802-084)
Benefit Details

        		 $27.60 $480 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $0.00
Generic: $4.00
Preferred Brand: $36.00
Non-Preferred Drug: 37%
Specialty Tier: 25%
48,639

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:
SilverScript SmartRx (PDP)
(S5601-188)
Benefit Details

        		 $7.50 $480 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $1.00
Generic: $19.00
Preferred Brand: $46.00
Non-Preferred Drug: 49%
Specialty Tier: 25%
44,441

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:
AARP MedicareRx Preferred (PDP)
(S5820-012)
Benefit Details

        		 $94.90 $0 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $5.00
Generic: $10.00
Preferred Brand: $45.00
Non-Preferred Drug: 40%
Specialty Tier: 33%
38,482

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:



Michigan Medicare Prescription Drug Plans (PDP) Under $30
Click here for all MI Medicare Prescription Drug plans
Plan Name
Plan ID		 Monthly
Prem.		 Dedu-
ctible		 Additional
Gap
Coverage		 Preferred Pharmacy
Copay/Coinsurance		Total Drugs
SilverScript SmartRx (PDP)
(S5601-188)
Benefit Details

        		 $7.50 $480 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $1.00
Generic: $19.00
Preferred Brand: $46.00
Non-Preferred Drug: 49%
Specialty Tier: 25%
3,629

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:
Wellcare Value Script (PDP)
(S4802-148)
Benefit Details

        		 $12.70 $480 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $0.00
Generic: $4.00
Preferred Brand: $42.00
Non-Preferred Drug: 47%
Specialty Tier: 25%

select insulin pay $35 copay		3,472

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:
Clear Spring Health Premier Rx (PDP)
(S6946-039)
Benefit Details

        		 $17.00 $480 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $1.00
Generic: $5.00
Preferred Brand: $42.00
Non-Preferred Drug: 45%
Specialty Tier: 25%
3,157

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:
Elixir RxPlus (PDP)
(S7694-131)
Benefit Details

        		 $20.30 $480 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $1.00
Generic: $6.00
Preferred Brand: $43.00
Non-Preferred Drug: 45%
Specialty Tier: 25%
3,216

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:
Humana Walmart Value Rx Plan (PDP)
(S5884-192)
Benefit Details

        		 $22.70 $480 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $1.00
Generic: $4.00
Preferred Brand: 16%
Non-Preferred Drug: 44%
Specialty Tier: 25%
3,265

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:
SilverScript Choice (PDP)
(S5601-026)
Benefit Details

        		 $26.60 $480 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $0.00
Generic: $5.00
Preferred Brand: 17%
Non-Preferred Drug: 37%
Specialty Tier: 25%
3,140

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:
Wellcare Classic (PDP)
(S4802-084)
Benefit Details

        		 $27.60 $480 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $0.00
Generic: $4.00
Preferred Brand: $36.00
Non-Preferred Drug: 37%
Specialty Tier: 25%
3,137

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:
Clear Spring Health Value Rx (PDP)
(S6946-010)
Benefit Details

        		 $28.40 $480 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $1.00
Generic: $3.00
Preferred Brand: $42.00
Non-Preferred Drug: 37%
Specialty Tier: 25%
3,142

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:
AARP MedicareRx Walgreens (PDP)
(S5921-394)
Benefit Details

        		 $28.60 $310 No additional gap coverage, only the Donut Hole DiscountPreferred Generic: $0.00
Generic: $10.00
Preferred Brand: $40.00
Non-Preferred Drug: 40%
Specialty Tier: 27%
3,195

Browse Formulary
Higher cost-sharing at non-preferred pharmacies. Click for details:


A few notes to help with the understanding of the 2022 Medicare Part D Plan chart above.
  • Plan Name: This is the official plan name from the Centers for Medicare and Medicaid Services (CMS). The same plan name generally has a different plan id in each state.

  • Plan ID: This is the unique id for this particular plan.

  • Monthly Premium: This is the amount you must pay each month to use the plan. This monthly premium must be paid even if you are in the initial deductible phase or the coverage gap (donut hole) phase.

  • Deductible: The standard CMS plan initial deductible is $480. Many Medicare plans do not have a deductible; however their plan premium may be higher.

  • Gap Coverage: In the CMS Standard Plan, the beneficiary, or others on their behalf (e.g. the brand-name drug manufacturer discount), pay(s) up to $5,583 in drug costs, depending on your mix of generics and brand-name drugs. The Healthcare Reform provides that for plan year 2022, all formulary drugs will have at least a 75% discount in the coverage gap (Donut Hole). The Gap Coverage Types discussed in this section are supplemental coverage your plan pays in addition to the Healthcare Reform mandated discounts. In our chart, you will see one of the following:
    • No Gap Coverage: You receive the 75% Donut Hole Discount and pay up to $5,583 depending on your mix of generics and brand-name drugs, before exiting into Catastrophic Coverage. Read more...
    • Yes: This plan offers some supplemental gap coverage in addition to the 75% Donut Hole Discount. See plan details for a description of the gap coverage. The description may read similar to: Under this plan you may pay even less for the brand and generic drugs on the formulary. Your cost varies by tier. You will need to use your formulary to locate your drug's tier. See the chart that follows to find out how much it will cost you.

  • Copay / Coinsurance - Cost Sharing - This is what you will pay for formulary drugs in the Initial Coverage Phase of your plan. This is the phase after the initial deductible has been met and before you reach the Coverage Gap (Donut Hole). Plans often cover drugs in "tiers". Tiers are specific to the list of drugs covered by the plan. Plans may have several tiers, and the copay for a drug depends on the drug’s tier. Plans can form their own tiers, so you should contact the plan or reference their summary of benefits to find out what copays and limitations are associated with each tier. These cost sharing figures DO NOT necessarily apply to the Coverage Gap. The plan may have a separate copay/coinsurance for the same drug while in the Coverage Gap.

    * When the text "insulin coverage $35 or less" appears, this Part D plan may offer particular forms of insulin as part of the Senior Savings Model.  The Senior Savings Model stipulates that some insulin will cost no more than $35 in the deductible, initial coverage, and coverage gap phases of your Part D plan. Please contact the drug plan for more details.

  • Total Formulary Drugs (default) - This is the total number of medications on the plans formulary or drug list. This total drug count does not include "Bonus Drugs". These are non-Medicare Part D drugs which are covered by the plan, however they do not count toward your plan deductible, retail drug cost, or TrOOP.

(Chart Source: Centers for Medicare and Medicaid file 2022 PDP Landscape Source file)

Please note: The above plan information comes from CMS. We make every attempt to keep our information up-to-date with plan/premium changes. However, we cannot guarantee the accuracy of this information. Through the application process we will provide you with the most up-to-the-minute information/pricing.




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    "We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."
  • When enrolling in a Medicare Advantage plan, you must continue to pay your Medicare Part B premium.
  • Medicare beneficiaries with higher incomes may be required to pay both a Medicare Part B and Medicare Part D Income Related Monthly Adjustment Amount (IRMAA). Read more on IRMAA.
  • Medicare Advantage plans that include prescription drug coverage (MAPDs) are considered Medicare Part D plans and members with higher incomes may be subject to the Medicare Part D Income Related Monthly Adjustment Amount (IRMAA), just as members in stand-alone Part D plans. In certain situations, you can appeal IRMAA.
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  • If you are enrolled in a Medicare plan with Part D prescription drug coverage, you may be eligible for financial Extra Help to assist with the payment of your prescription drug premiums and drug purchases. To see if you qualify for Extra Help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week or consult www.medicare.gov; the Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778; or your state Medicaid Office.
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  • Medicare MSA Plans do not cover prescription drugs. If you join a Medicare MSA Plan, you can also join any separate (stand-alone) Medicare Part D prescription drug plan
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