2011 Medicare Advantage Plan Details | |||||
---|---|---|---|---|---|
Medicare Plan Name: | Kaiser Permanente Senior Advantage Silver (HMO) | ||||
Location: | Douglas, Colorado Click to see other locations | ||||
Plan ID: | H0630 - 015 - 0 Click to see other plans | ||||
Member Services: | 1-800-476-2167 TTY users 1-866-513-9964 | ||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | |||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
||||
Email a copy of the Kaiser Permanente Senior Advantage Silver (HMO) benefit details | |||||
— Medicare Plan Features — | |||||
Monthly Premium: | $48.00 (see Plan Premium Details below) | ||||
Annual Rx Deductible: | $0 | ||||
Annual Rx Initial Coverage Limit (ICL): | $2,840 | ||||
Health Plan Type: | Local HMO | ||||
Maximum Out-of-Pocket Limit for Parts A & B (MOOP): | $3,400 | ||||
Additional Rx Gap Coverage? | All Generics | ||||
Total Number of Formulary Drugs: | 2,310 drugs | Browse the Kaiser Permanente Senior Advantage Silver (HMO) Formulary | |||
This plan has 3 drug tiers. See cost-sharing highlights below. | |||||
Formulary Drug Details: | Tier 1 | Tier 2 | Tier 3 | Tier 4 | Tier 5 |
• Preferred Pharmacy Cost-Sharing during initial coverage phase: | $10.00 | $45.00 | 25% | ||
• Number of Drugs per Tier: | 1374 | 792 | 144 | ||
Plan's Pharmacy Search: | http://www.kp.org/seniorrx | ||||
Number of Members enrolled in this plan in (H0630 - 015): | 27,514 members | ||||
— Plan Premium Details — | |||||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | |
Monthly Part D Premium with LIS: | $0.00 | $0.00 | $0.00 | $0.00 | |
— Plan Health Benefits — | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
$48 monthly plan premium in addition to your monthly Medicare Part B premium. | |||||
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay higher Part B and Part D premiums because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B and Part D premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. | |||||
This plan covers all Medicare-covered preventive services with zero cost sharing. | |||||
$3 400 out-of-pocket limit. | |||||
There is no limit on cost sharing for the following services: Supplemental Services:
| |||||
** Doctor and Hospital Choice ** | |||||
Doctor and Hospital Choice | |||||
You must go to network doctors specialists and hospitals. | |||||
No referral required for network doctors specialists and hospitals. | |||||
Plan covers you when you travel in the U.S. | |||||
** Extra Benefits ** | |||||
Prescription Drugs | |||||
$10 to $45 copay [or 20% of the cost] for Part B-covered chemotherapy drugs and other Part B-covered drugs. | |||||
$0 copay for home infusion drugs that would normally be covered under Part D. This cost-sharing amount will also cover the supplies and services associated with home infusion of these drugs. | |||||
This plan uses a formulary. The plan will send you the formulary. You can also see the formulary at www.kp.org/seniorrx on the web. | |||||
Different out-of-pocket costs may apply for people who
| |||||
Your in-network prescription coverage may be limited to the plan's service area. This means that if you travel outside the service area you may have to pay the full cost of your prescription. In certain emergencies your drugs will be covered if you get them at an out-of-network-pharmacy although you may have to pay additional charges. Contact the plan for details. | |||||
Total yearly drug costs are the total drug costs paid by both you and the plan. | |||||
Your provider must get prior authorization from Kaiser Permanente Senior Advantage Silver (HMO) for certain drugs. | |||||
You must go to certain pharmacies for a very limited number of drugs due to special handling provider coordination or patient education requirements that cannot be met by most pharmacies in your network. These drugs are listed on the plan's website formulary printed materials as well as on the Medicare Prescription Drug Plan Finder on Medicare.gov. | |||||
If the actual cost of a drug is less than the normal cost-sharing amount for that drug you will pay the actual cost not the higher cost-sharing amount. | |||||
If you request a formulary exception for a drug and Kaiser Permanente Senior Advantage Silver (HMO) approves the exception you will pay Tier 2: Brand Drugs cost sharing for that drug. | |||||
$0 deductible. | |||||
You pay the following until total yearly drug costs reach $2 840: | |||||
Tier 1: Generic Drugs | |||||
Tier 2: Brand Drugs | |||||
Tier 3: Specialty Tier Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Tier 1: Generic Drugs | |||||
Tier 2: Brand Drugs | |||||
Tier 3: Specialty Tier Drugs | |||||
Tier 1: Generic Drugs | |||||
Tier 2: Brand Drugs | |||||
Tier 3: Specialty Tier Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
The plan covers all formulary generics (100% of formulary generic drugs) through the coverage gap. | |||||
You pay the following: | |||||
Tier 1: Generic Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Tier 1: Generic Drugs | |||||
Tier 1: Generic Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
After your total yearly drug costs reach $2 840 you receive limited coverage by the plan on certain drugs. You will also receive a discount on brand name drugs and generally pay no more than 93% of the plan's costs for generic drugs until your yearly out-of-pocket drug costs reach $4 550. | |||||
After your yearly out-of-pocket drug costs reach $4 550 you pay the following: | |||||
Tier 1: Generic Drugs | |||||
Tier 2: Brand Drugs | |||||
Tier 3: Specialty Tier Drugs | |||||
Plan drugs may be covered in special circumstances for instance illness while traveling outside of the plan's service area where there is no network pharmacy. You may have to pay more than your normal cost-sharing amount if you get your drugs at an out-of-network pharmacy. In addition you will likely have to pay the pharmacy's full charge for the drug and submit documentation to receive reimbursement from Kaiser Permanente Senior Advantage Silver (HMO). | |||||
You will be reimbursed up to the full cost of the drug minus the following for drugs purchased out-of-network until total yearly drug costs reach $2 840: | |||||
Tier 1: Generic Drugs | |||||
Tier 2: Brand Drugs | |||||
Tier 3: Specialty Tier Drugs | |||||
You will be reimbursed for these drugs purchased out-of-network up to the full cost of the drug minus the following: | |||||
Tier 1: Generic Drugs | |||||
Tier 2: Brand Drugs | |||||
Tier 3: Specialty Tier Drugs | |||||
You will be reimbursed up to 7% of the plan allowable cost for generic drugs purchased out-of-network until total yearly out-of-pocket drug costs reach $4 550. | |||||
You will be reimbursed up to 7% of the plan allowable cost for generic drugs purchased out-of-network until total yearly out-of-pocket drug costs reach $4 550. | |||||
You will be reimbursed up to the discounted price for brand name drugs purchased out-of-network until total yearly out-of-pocket drug costs reach $4 550. | |||||
You will be reimbursed up to the discounted price for brand name drugs purchased out-of-network until total yearly out-of-pocket drug costs reach $4 550. | |||||
After your yearly out-of-pocket drug costs reach $4 550 you will be reimbursed for drugs purchased out-of-network up to the full cost of the drug minus the following: | |||||
Tier 1: Generic Drugs | |||||
Tier 2: Brand Drugs | |||||
Tier 3: Specialty Tier Drugs | |||||
Physical Exams | |||||
$0 copay for routine exams. | |||||
Limited to 1 exam(s) every year. | |||||
$0 copay for the required Medicare-covered initial preventive physical exam and annual wellness visits. | |||||
Separate Office Visit cost sharing of $15 to $35 may apply. | |||||
Vision Services | |||||
Authorization rules may apply. | |||||
$90 plan coverage limit for eye wear every two years. | |||||
Separate Office Visit cost sharing of $15 to $35 may apply. | |||||
Plan offers additional vision benefits. | |||||
Dental Services | |||||
Authorization rules may apply. | |||||
$35 copay for Medicare-covered dental benefits. | |||||
** Important Information ** | |||||
Premium and Other Important Information | |||||
$48 monthly plan premium in addition to your monthly Medicare Part B premium. | |||||
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay higher Part B and Part D premiums because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B and Part D premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. | |||||
This plan covers all Medicare-covered preventive services with zero cost sharing. | |||||
$3 400 out-of-pocket limit. | |||||
There is no limit on cost sharing for the following services: Supplemental Services:
| |||||
Doctor and Hospital Choice | |||||
You must go to network doctors specialists and hospitals. | |||||
No referral required for network doctors specialists and hospitals. | |||||
Plan covers you when you travel in the U.S. | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care (Acute) | |||||
No limit to the number of days covered by the plan each benefit period. | |||||
For hospital stays: | |||||
Days 1 - 5: $200 copay per day | |||||
Days 6 - 90: $0 copay per day | |||||
$0 copay for additional hospital days | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
Inpatient Mental Health Care | |||||
You get up to 190 days in a Psychiatric Hospital in a lifetime. | |||||
For Medicare-covered hospital stays: | |||||
Days 1 - 5: $200 copay per day | |||||
Days 6 - 90: $0 copay per day | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
Skilled Nursing Facility (SNF) | |||||
Authorization rules may apply. | |||||
Plan covers up to 100 days each benefit period | |||||
No prior hospital stay is required. | |||||
For SNF stays: | |||||
Days 1 - 20: $0 copay per day | |||||
Days 21 - 100: $100 copay per day | |||||
Home Health Care | |||||
Authorization rules may apply. | |||||
$0 copay for each Medicare-covered home health visit. | |||||
Hospice | |||||
You must get care from a Medicare-certified hospice. | |||||
** Outpatient Care ** | |||||
Doctor Office Visits | |||||
See 'Welcome to Medicare; and Annual Wellness Visit' for more information. | |||||
Authorization rules may apply. | |||||
$10 to $15 copay for each primary care doctor visit for Medicare-covered benefits. | |||||
$30 copay for each in-area network urgent care Medicare-covered visit. | |||||
$35 copay for each specialist visit for Medicare-covered benefits. | |||||
Chiropractic Services | |||||
Authorization rules may apply. | |||||
$15 copay for each Medicare-covered visit. | |||||
Medicare-covered chiropractic visits are for manual manipulation of the spine to correct subluxation (a displacement or misalignment of a joint or body part) if you get it from a chiropractor or other qualified providers. | |||||
Podiatry Services | |||||
Authorization rules may apply. | |||||
$15 copay for each Medicare-covered visit. | |||||
$0 copay for up to 4 routine visit(s) every year | |||||
Medicare-covered podiatry benefits are for medically-necessary foot care. | |||||
Outpatient Mental Health Care | |||||
Authorization rules may apply. | |||||
$15 copay for each Medicare-covered individual therapy visit. | |||||
$10 copay for each Medicare-covered group therapy visit. | |||||
Outpatient Substance Abuse Care | |||||
Authorization rules may apply. | |||||
$15 copay for Medicare-covered individual visits. | |||||
$10 copay for Medicare-covered group visits. | |||||
Outpatient Hospital Services | |||||
Authorization rules may apply. | |||||
$125 copay for each Medicare-covered ambulatory surgical center visit. | |||||
$0 to $125 copay for each Medicare-covered outpatient hospital facility visit. | |||||
Emergency Care | |||||
$50 copay for Medicare-covered emergency room visits. | |||||
Worldwide coverage. | |||||
If you are immediately admitted to the hospital you pay $0 for the emergency room visit | |||||
Outpatient Rehabilitation Services | |||||
Authorization rules may apply. | |||||
$15 copay for Medicare-covered Occupational Therapy visits. | |||||
$15 copay for Medicare-covered Physical and/or Speech and Language Therapy visits. | |||||
$10 to $35 copay for Medicare-covered Cardiac Rehab services. | |||||
** Outpatient Medical Services and Supplies ** | |||||
Durable Medical Equipment | |||||
Authorization rules may apply. | |||||
20% of the cost for Medicare-covered items. | |||||
Prosthetic Devices | |||||
Authorization rules may apply. | |||||
20% of the cost for Medicare-covered items. | |||||
Diabetes Self-Monitoring Training, Nutrition Therapy, and Supplies | |||||
Authorization rules may apply. | |||||
$0 copay for Diabetes self-monitoring training. | |||||
$0 copay for Nutrition Therapy for Diabetes. | |||||
$0 copay for Diabetes supplies. | |||||
Separate Office Visit cost sharing of $15 to $35 may apply. | |||||
** Preventive Services ** | |||||
Bone Mass Measurement | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered bone mass measurement. | |||||
Separate Office Visit cost sharing of $15 to $35 may apply. | |||||
Colorectal Screening Exams | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered colorectal screenings. | |||||
Separate Office Visit cost sharing of $15 to $35 may apply. | |||||
$0 copay up to 1 additional screening(s) every year. | |||||
Immunizations | |||||
$0 copay for Flu and Pneumonia vaccines. | |||||
No referral needed for Flu and pneumonia vaccines. | |||||
$0 copay for Hepatitis B vaccine. | |||||
Pap Smears and Pelvic Exams | |||||
$0 copay for Medicare-covered pap smears and pelvic exams | |||||
Separate Office Visit cost sharing of $15 to $35 may apply. | |||||
$0 copay up to 1 additional pap smear(s) and pelvic exam(s) every year | |||||
Prostate Cancer Screening Exams | |||||
$0 copay for Medicare-covered prostate cancer screening. | |||||
Separate Office Visit cost sharing of $15 to $35 may apply. | |||||
** Additional Benefits ** | |||||
Dialysis | |||||
Authorization rules may apply. | |||||
$0 copay for renal dialysis | |||||
$0 copay for Nutrition Therapy for End-Stage Renal Disease. | |||||
Prescription Drugs | |||||
$10 to $45 copay [or 20% of the cost] for Part B-covered chemotherapy drugs and other Part B-covered drugs. | |||||
$0 copay for home infusion drugs that would normally be covered under Part D. This cost-sharing amount will also cover the supplies and services associated with home infusion of these drugs. | |||||
This plan uses a formulary. The plan will send you the formulary. You can also see the formulary at www.kp.org/seniorrx on the web. | |||||
Different out-of-pocket costs may apply for people who
| |||||
Your in-network prescription coverage may be limited to the plan's service area. This means that if you travel outside the service area you may have to pay the full cost of your prescription. In certain emergencies your drugs will be covered if you get them at an out-of-network-pharmacy although you may have to pay additional charges. Contact the plan for details. | |||||
Total yearly drug costs are the total drug costs paid by both you and the plan. | |||||
Your provider must get prior authorization from Kaiser Permanente Senior Advantage Silver (HMO) for certain drugs. | |||||
You must go to certain pharmacies for a very limited number of drugs due to special handling provider coordination or patient education requirements that cannot be met by most pharmacies in your network. These drugs are listed on the plan's website formulary printed materials as well as on the Medicare Prescription Drug Plan Finder on Medicare.gov. | |||||
If the actual cost of a drug is less than the normal cost-sharing amount for that drug you will pay the actual cost not the higher cost-sharing amount. | |||||
If you request a formulary exception for a drug and Kaiser Permanente Senior Advantage Silver (HMO) approves the exception you will pay Tier 2: Brand Drugs cost sharing for that drug. | |||||
$0 deductible. | |||||
You pay the following until total yearly drug costs reach $2 840: | |||||
Tier 1: Generic Drugs | |||||
Tier 2: Brand Drugs | |||||
Tier 3: Specialty Tier Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Tier 1: Generic Drugs | |||||
Tier 2: Brand Drugs | |||||
Tier 3: Specialty Tier Drugs | |||||
Tier 1: Generic Drugs | |||||
Tier 2: Brand Drugs | |||||
Tier 3: Specialty Tier Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
The plan covers all formulary generics (100% of formulary generic drugs) through the coverage gap. | |||||
You pay the following: | |||||
Tier 1: Generic Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Tier 1: Generic Drugs | |||||
Tier 1: Generic Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
After your total yearly drug costs reach $2 840 you receive limited coverage by the plan on certain drugs. You will also receive a discount on brand name drugs and generally pay no more than 93% of the plan's costs for generic drugs until your yearly out-of-pocket drug costs reach $4 550. | |||||
After your yearly out-of-pocket drug costs reach $4 550 you pay the following: | |||||
Tier 1: Generic Drugs | |||||
Tier 2: Brand Drugs | |||||
Tier 3: Specialty Tier Drugs | |||||
Plan drugs may be covered in special circumstances for instance illness while traveling outside of the plan's service area where there is no network pharmacy. You may have to pay more than your normal cost-sharing amount if you get your drugs at an out-of-network pharmacy. In addition you will likely have to pay the pharmacy's full charge for the drug and submit documentation to receive reimbursement from Kaiser Permanente Senior Advantage Silver (HMO). | |||||
You will be reimbursed up to the full cost of the drug minus the following for drugs purchased out-of-network until total yearly drug costs reach $2 840: | |||||
Tier 1: Generic Drugs | |||||
Tier 2: Brand Drugs | |||||
Tier 3: Specialty Tier Drugs | |||||
You will be reimbursed for these drugs purchased out-of-network up to the full cost of the drug minus the following: | |||||
Tier 1: Generic Drugs | |||||
Tier 2: Brand Drugs | |||||
Tier 3: Specialty Tier Drugs | |||||
You will be reimbursed up to 7% of the plan allowable cost for generic drugs purchased out-of-network until total yearly out-of-pocket drug costs reach $4 550. | |||||
You will be reimbursed up to 7% of the plan allowable cost for generic drugs purchased out-of-network until total yearly out-of-pocket drug costs reach $4 550. | |||||
You will be reimbursed up to the discounted price for brand name drugs purchased out-of-network until total yearly out-of-pocket drug costs reach $4 550. | |||||
You will be reimbursed up to the discounted price for brand name drugs purchased out-of-network until total yearly out-of-pocket drug costs reach $4 550. | |||||
After your yearly out-of-pocket drug costs reach $4 550 you will be reimbursed for drugs purchased out-of-network up to the full cost of the drug minus the following: | |||||
Tier 1: Generic Drugs | |||||
Tier 2: Brand Drugs | |||||
Tier 3: Specialty Tier Drugs | |||||
Dental Services | |||||
Authorization rules may apply. | |||||
$35 copay for Medicare-covered dental benefits. | |||||
Hearing Services | |||||
Authorization rules may apply. | |||||
Hearing aids not covered. | |||||
Vision Services | |||||
Authorization rules may apply. | |||||
$90 plan coverage limit for eye wear every two years. | |||||
Separate Office Visit cost sharing of $15 to $35 may apply. | |||||
Plan offers additional vision benefits. | |||||
Physical Exams | |||||
$0 copay for routine exams. | |||||
Limited to 1 exam(s) every year. | |||||
$0 copay for the required Medicare-covered initial preventive physical exam and annual wellness visits. | |||||
Separate Office Visit cost sharing of $15 to $35 may apply. | |||||
Health/Wellness Education | |||||
The plan covers the following health/wellness education benefits: | |||||
$0 copay for each Medicare-covered smoking cessation counseling session. | |||||
$0 copay for each Medicare-covered HIV screening. | |||||
HIV screening is covered for people with Medicare who are pregnant and people at increased risk for the infection including anyone who asks for the test. Medicare covers this test once every 12 months or up to three times during a pregnancy. | |||||
Transportation | |||||
This plan does not cover routine transportation. | |||||
Acupuncture | |||||
This plan does not cover Acupuncture. | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
Package: 1 - Advantage Plus: | |||||
$19 monthly premium in addition to your $48 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
** Important Information ** | |||||
Package: 1 - Advantage Plus: | |||||
$19 monthly premium in addition to your $48 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
** Outpatient Care ** | |||||
Chiropractic Services | |||||
$15 copay for up to 16 routine visit(s) every year | |||||
** Additional Benefits ** | |||||
Hearing Services | |||||
$0 copay for hearing aids. | |||||
$500 plan coverage limit for hearing aids. | |||||
Transportation | |||||
$0 copay for up to 20 one-way trip(s) to plan-approved location every year. |