2011 Medicare Advantage Plan Details | |||||
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Medicare Plan Name: | Humana Gold Choice H8145-122 (PFFS) | ||||
Location: | White, Arkansas Click to see other locations | ||||
Plan ID: | H8145 - 122 - 0 Click to see other plans | ||||
Member Services: | 1-800-457-4708 TTY users 711 | ||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | |||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
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Email a copy of the Humana Gold Choice H8145-122 (PFFS) benefit details
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— Medicare Plan Features — | |||||
Monthly Premium: | $57.00 (see Plan Premium Details below) | ||||
Annual Deductible: | $0 | ||||
Health Plan Type: | PFFS | ||||
Maximum Out-of-Pocket Limit for Parts A & B (MOOP): | $5,000 | ||||
Additional Gap Coverage? | Few Generics, Few Brands | ||||
This plan has 4 drug tiers. See cost-sharing highlights below. | |||||
Formulary Drug Details: | Tier 1 | Tier 2 | Tier 3 | Tier 4 | Tier 5 |
• Preferred Pharmacy Cost-Sharing during initial coverage phase: | $7.00 | $40.00 | $80.00 | 33% | |
Plan's Pharmacy Search: | http://www.humana.com/Medicare/medicare_prescription_drugs | ||||
Number of Members enrolled in this plan in (H8145 - 122): | 9,227 members | ||||
— Plan Premium Details — | |||||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | |
Monthly Part D Premium with LIS: | $0.00 | $0.00 | $0.00 | $0.00 | |
— Plan Health Benefits — | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
$57 monthly plan premium in addition to your monthly Medicare Part B premium. | |||||
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay higher Part B and Part D premiums because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B and Part D premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. | |||||
This plan covers all Medicare-covered preventive services with zero cost sharing. | |||||
This plan does not allow providers to balance bill (charging more than your cost share amount). | |||||
$5 000 out-of-pocket limit. | |||||
In-Network: This limit includes only Medicare-covered services. | |||||
Out-Of-Network: This limit includes only Medicare-covered services. | |||||
** Doctor and Hospital Choice ** | |||||
Doctor and Hospital Choice | |||||
You may go to any doctor specialist or hospital that accepts the plan's terms and conditions of payment. | |||||
** Extra Benefits ** | |||||
Prescription Drugs | |||||
0% to 20% of the cost for Part B-covered drugs (not including Part B-covered chemotherapy drugs). | |||||
20% of the cost for Part B-covered chemotherapy drugs. | |||||
0% to 20% of the cost for Part B drugs out-of-network. | |||||
This plan uses a formulary. The plan will send you the formulary. You can also see the formulary at http://www.humana.com/members/tools/prescription_tools/medicare_drug_list.asp on the web. | |||||
Different out-of-pocket costs may apply for people who
| |||||
The plan offers national in-network prescription coverage (i.e. this would include 50 states and DC). This means that you will pay the same cost-sharing amount for your prescription drugs if you get them at an in-network pharmacy outside of the plan's service area (for instance when you travel). | |||||
Total yearly drug costs are the total drug costs paid by both you and the plan. | |||||
The plan may require you to first try one drug to treat your condition before it will cover another drug for that condition. | |||||
Some drugs have quantity limits. | |||||
Your provider must get prior authorization from Humana Gold Choice H8145-122 (PFFS) for certain drugs. | |||||
You must go to certain pharmacies for a very limited number of drugs due to special handling provider coordination or patient education requirements that cannot be met by most pharmacies in your network. These drugs are listed on the plan's website formulary printed materials as well as on the Medicare Prescription Drug Plan Finder on Medicare.gov. | |||||
If the actual cost of a drug is less than the normal cost-sharing amount for that drug you will pay the actual cost not the higher cost-sharing amount. | |||||
If you request a formulary exception for a drug and Humana Gold Choice H8145-122 (PFFS) approves the exception you will pay Tier 3: Non-Preferred Brand Drugs cost sharing for that drug. | |||||
$0 deductible. | |||||
You pay the following until total yearly drug costs reach $2 840: | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Call plan for details concerning additional Gap Coverage. | |||||
You pay the following: | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
After your total yearly drug costs reach $2 840 you receive limited coverage by the plan on certain drugs. You will also receive a discount on brand name drugs and generally pay no more than 93% of the plan's costs for generic drugs until your yearly out-of-pocket drug costs reach $4 550. | |||||
Please contact the plan for a complete list of drugs covered through the gap. | |||||
After your yearly out-of-pocket drug costs reach $ 4 550 you pay the greater of:
| |||||
Plan drugs may be covered in special circumstances for instance illness while traveling outside of the plan's service area where there is no network pharmacy. You may have to pay more than your normal cost-sharing amount if you get your drugs at an out-of-network pharmacy. In addition you will likely have to pay the pharmacy's full charge for the drug and submit documentation to receive reimbursement from Humana Gold Choice H8145-122 (PFFS). | |||||
You will be reimbursed up to the full cost of the drug minus the following for drugs purchased out-of-network until total yearly drug costs reach $2 840: | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
You will not be reimbursed for the difference between the Out-of-Network Pharmacy charge and the plan's In-Network allowable amount. | |||||
You will be reimbursed for these drugs purchased out-of-network up to the full cost of the drug minus the following: | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
You will not be reimbursed for the difference between the Out-of-Network Pharmacy charge and the plan's In-Network allowable amount. | |||||
After your yearly out-of-pocket drug costs reach $ 4 550 you will be reimbursed for drugs purchased out-of-network up to the full cost of the drug minus your cost share which is the greater of:
| |||||
You will not be reimbursed for the difference between the Out-of-Network Pharmacy charge and the plan's In-Network allowable amount. | |||||
Physical Exams | |||||
$0 copay for routine exams. | |||||
Limited to 1 exam(s) every year. | |||||
$0 copay for the required Medicare-covered initial preventive physical exam and annual wellness visits. | |||||
$0 copay for routine exams. | |||||
Vision Services | |||||
Non-Medicare-covered eye exams and glasses not covered. | |||||
$0 to $35 copay for eye exams. | |||||
$25 copay for eye wear. | |||||
Dental Services | |||||
In general preventive dental benefits (such as cleaning) not covered. | |||||
$35 copay for Medicare-covered dental benefits. | |||||
$35 copay for comprehensive dental benefits. | |||||
** Important Information ** | |||||
Premium and Other Important Information | |||||
$57 monthly plan premium in addition to your monthly Medicare Part B premium. | |||||
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay higher Part B and Part D premiums because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B and Part D premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. | |||||
This plan covers all Medicare-covered preventive services with zero cost sharing. | |||||
This plan does not allow providers to balance bill (charging more than your cost share amount). | |||||
$5 000 out-of-pocket limit. | |||||
In-Network: This limit includes only Medicare-covered services. | |||||
Out-Of-Network: This limit includes only Medicare-covered services. | |||||
Doctor and Hospital Choice | |||||
You may go to any doctor specialist or hospital that accepts the plan's terms and conditions of payment. | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care (Acute) | |||||
You may go to any doctor specialist or hospital that accepts the plan's terms and conditions of payment except in emergencies. | |||||
No limit to the number of days covered by the plan each benefit period. | |||||
For Medicare-covered hospital stays: | |||||
Days 1 - 7: $250 copay per day | |||||
Days 8 - 90: $0 copay per day | |||||
$0 copay for each additional hospital day. | |||||
For hospital stays: | |||||
Days 1 - 7: $250 copay per day | |||||
Days 8 and beyond: $0 copay per day | |||||
Inpatient Mental Health Care | |||||
You get up to 190 days in a Psychiatric Hospital in a lifetime. | |||||
For Medicare-covered hospital stays: | |||||
Days 1 - 7: $250 copay per day | |||||
Days 8 - 90: $0 copay per day | |||||
For hospital stays: | |||||
Days 1 - 7: $250 copay per day | |||||
Days 8 and beyond: $0 copay per day | |||||
Skilled Nursing Facility (SNF) | |||||
Plan covers up to 100 days each benefit period | |||||
No prior hospital stay is required. | |||||
For SNF stays: | |||||
Days 1 - 20: $0 copay per day | |||||
Days 21 - 100: $125 copay per day | |||||
For each SNF stay: | |||||
Days 1 - 20: $0 copay per SNF day | |||||
Days 21 - 100: $125 copay per SNF day | |||||
Home Health Care | |||||
$0 copay for each Medicare-covered home health visit. | |||||
$0 copay for home health visits. | |||||
Hospice | |||||
You must get care from a Medicare-certified hospice. | |||||
** Outpatient Care ** | |||||
Doctor Office Visits | |||||
You may go to any doctor specialist or hospital that accepts the plan's terms and conditions of payment. | |||||
See 'Welcome to Medicare; and Annual Wellness Visit' for more information. | |||||
$15 copay for each primary care doctor visit for Medicare-covered benefits. | |||||
$35 copay for each in-area network urgent care Medicare-covered visit. | |||||
$35 copay for each specialist visit for Medicare-covered benefits. | |||||
$15 copay for each primary care doctor visit. | |||||
$35 copay for each specialist visit. | |||||
Chiropractic Services | |||||
$15 copay for each Medicare-covered visit. | |||||
Medicare-covered chiropractic visits are for manual manipulation of the spine to correct subluxation (a displacement or misalignment of a joint or body part) if you get it from a chiropractor or other qualified providers. | |||||
$15 copay for chiropractic benefits. | |||||
Podiatry Services | |||||
$35 copay for each Medicare-covered visit. | |||||
Medicare-covered podiatry benefits are for medically-necessary foot care. | |||||
$35 copay for podiatry benefits. | |||||
Outpatient Mental Health Care | |||||
$35 copay for each Medicare-covered individual or group therapy visit. | |||||
$35 copay for Mental Health benefits. | |||||
$35 copay for Mental Health benefits with a psychiatrist. | |||||
Outpatient Substance Abuse Care | |||||
$35 copay [or 25% of the cost] for Medicare-covered individual or group visits. | |||||
$15 to $35 copay [or 20% to 25% of the cost] for outpatient substance abuse benefits. | |||||
Outpatient Hospital Services | |||||
20% of the cost for each Medicare-covered ambulatory surgical center visit. | |||||
20% to 25% of the cost for each Medicare-covered outpatient hospital facility visit. | |||||
20% of the cost for ambulatory surgical center benefits. | |||||
20% to 25% of the cost for outpatient hospital facility benefits. | |||||
Emergency Care | |||||
$50 copay for Medicare-covered emergency room visits. | |||||
$25 000 plan coverage limit for emergency services outside the U.S. every year. | |||||
Outpatient Rehabilitation Services | |||||
There may be limits on physical therapy occupational therapy and speech and language pathology services. If so there may be exceptions to these limits. | |||||
$35 [or 20% to 25% of the cost] for Medicare-covered Occupational Therapy visits. | |||||
$35 copay [or 20% to 25% of the cost] for Medicare-covered Physical and/or Speech and Language Therapy visits. | |||||
$35 copay [or 25% of the cost] for Medicare-covered Cardiac Rehab services. | |||||
$35 [or 20% to 25% of the cost] for Occupational Therapy benefits. | |||||
$35 copay [or 20% to 25% of the cost] for Physical and/or Speech and Language Therapy visits. | |||||
$35 [or 25% of the cost] for Cardiac Rehab services. | |||||
** Outpatient Medical Services and Supplies ** | |||||
Durable Medical Equipment | |||||
20% of the cost for Medicare-covered items. | |||||
20% of the cost for durable medical equipment. | |||||
Prosthetic Devices | |||||
20% of the cost for Medicare-covered items. | |||||
20% of the cost for prosthetic devices. | |||||
Diabetes Self-Monitoring Training, Nutrition Therapy, and Supplies | |||||
$0 copay for Diabetes self-monitoring training. | |||||
$0 copay for Nutrition Therapy for Diabetes. | |||||
$0 to $10 copay [or 20% of the cost] for Diabetes supplies. | |||||
$0 copay for Diabetes self-monitoring training. | |||||
$0 copay for Nutrition Therapy for Diabetes. | |||||
20% of the cost for Diabetes supplies. | |||||
** Preventive Services ** | |||||
Bone Mass Measurement | |||||
$0 copay for Medicare-covered bone mass measurement. | |||||
$0 copay for Medicare-covered bone mass measurement. | |||||
Colorectal Screening Exams | |||||
$0 copay for Medicare-covered colorectal screenings. | |||||
$0 copay for colorectal screenings. | |||||
Immunizations | |||||
$0 copay for Flu and Pneumonia vaccines. | |||||
$0 copay for Hepatitis B vaccine. | |||||
$0 copay for immunizations. | |||||
Pap Smears and Pelvic Exams | |||||
$0 copay for Medicare-covered pap smears and pelvic exams | |||||
$0 copay for pap smears and pelvic exams. | |||||
Prostate Cancer Screening Exams | |||||
$0 copay for Medicare-covered prostate cancer screening. | |||||
$0 copay for prostate cancer screening. | |||||
** Additional Benefits ** | |||||
Dialysis | |||||
20% of the cost for renal dialysis | |||||
$0 copay for Nutrition Therapy for End-Stage Renal Disease. | |||||
20% of the cost for renal dialysis. | |||||
$0 copay for Nutrition Therapy for End-Stage Renal Disease. | |||||
Prescription Drugs | |||||
0% to 20% of the cost for Part B-covered drugs (not including Part B-covered chemotherapy drugs). | |||||
20% of the cost for Part B-covered chemotherapy drugs. | |||||
0% to 20% of the cost for Part B drugs out-of-network. | |||||
This plan uses a formulary. The plan will send you the formulary. You can also see the formulary at http://www.humana.com/members/tools/prescription_tools/medicare_drug_list.asp on the web. | |||||
Different out-of-pocket costs may apply for people who
| |||||
The plan offers national in-network prescription coverage (i.e. this would include 50 states and DC). This means that you will pay the same cost-sharing amount for your prescription drugs if you get them at an in-network pharmacy outside of the plan's service area (for instance when you travel). | |||||
Total yearly drug costs are the total drug costs paid by both you and the plan. | |||||
The plan may require you to first try one drug to treat your condition before it will cover another drug for that condition. | |||||
Some drugs have quantity limits. | |||||
Your provider must get prior authorization from Humana Gold Choice H8145-122 (PFFS) for certain drugs. | |||||
You must go to certain pharmacies for a very limited number of drugs due to special handling provider coordination or patient education requirements that cannot be met by most pharmacies in your network. These drugs are listed on the plan's website formulary printed materials as well as on the Medicare Prescription Drug Plan Finder on Medicare.gov. | |||||
If the actual cost of a drug is less than the normal cost-sharing amount for that drug you will pay the actual cost not the higher cost-sharing amount. | |||||
If you request a formulary exception for a drug and Humana Gold Choice H8145-122 (PFFS) approves the exception you will pay Tier 3: Non-Preferred Brand Drugs cost sharing for that drug. | |||||
$0 deductible. | |||||
You pay the following until total yearly drug costs reach $2 840: | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Call plan for details concerning additional Gap Coverage. | |||||
You pay the following: | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
Not all drugs on this tier are available at this extended day supply. Please contact the plan for more information. | |||||
After your total yearly drug costs reach $2 840 you receive limited coverage by the plan on certain drugs. You will also receive a discount on brand name drugs and generally pay no more than 93% of the plan's costs for generic drugs until your yearly out-of-pocket drug costs reach $4 550. | |||||
Please contact the plan for a complete list of drugs covered through the gap. | |||||
After your yearly out-of-pocket drug costs reach $ 4 550 you pay the greater of:
| |||||
Plan drugs may be covered in special circumstances for instance illness while traveling outside of the plan's service area where there is no network pharmacy. You may have to pay more than your normal cost-sharing amount if you get your drugs at an out-of-network pharmacy. In addition you will likely have to pay the pharmacy's full charge for the drug and submit documentation to receive reimbursement from Humana Gold Choice H8145-122 (PFFS). | |||||
You will be reimbursed up to the full cost of the drug minus the following for drugs purchased out-of-network until total yearly drug costs reach $2 840: | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
You will not be reimbursed for the difference between the Out-of-Network Pharmacy charge and the plan's In-Network allowable amount. | |||||
You will be reimbursed for these drugs purchased out-of-network up to the full cost of the drug minus the following: | |||||
Tier 1: Preferred Generic Drugs | |||||
Tier 2: Non-Preferred Generic and Preferred Brand Drugs | |||||
Tier 3: Non-Preferred Brand Drugs | |||||
Tier 4: Specialty Tier Drugs | |||||
You will not be reimbursed for the difference between the Out-of-Network Pharmacy charge and the plan's In-Network allowable amount. | |||||
After your yearly out-of-pocket drug costs reach $ 4 550 you will be reimbursed for drugs purchased out-of-network up to the full cost of the drug minus your cost share which is the greater of:
| |||||
You will not be reimbursed for the difference between the Out-of-Network Pharmacy charge and the plan's In-Network allowable amount. | |||||
Dental Services | |||||
In general preventive dental benefits (such as cleaning) not covered. | |||||
$35 copay for Medicare-covered dental benefits. | |||||
$35 copay for comprehensive dental benefits. | |||||
Hearing Services | |||||
In general routine hearing exams and hearing aids not covered. | |||||
$35 copay for hearing exams. | |||||
Vision Services | |||||
Non-Medicare-covered eye exams and glasses not covered. | |||||
$0 to $35 copay for eye exams. | |||||
$25 copay for eye wear. | |||||
Physical Exams | |||||
$0 copay for routine exams. | |||||
Limited to 1 exam(s) every year. | |||||
$0 copay for the required Medicare-covered initial preventive physical exam and annual wellness visits. | |||||
$0 copay for routine exams. | |||||
Health/Wellness Education | |||||
Please visit our plan website to see our list of covered Over-the-Counter items. OTC items may be purchased only for the enrollee. Please contact the plan for specific instructions for using this benefit. | |||||
The plan covers the following health/wellness education benefits: | |||||
$0 copay for each Medicare-covered smoking cessation counseling session. | |||||
$0 copay for each Medicare-covered HIV screening. | |||||
HIV screening is covered for people with Medicare who are pregnant and people at increased risk for the infection including anyone who asks for the test. Medicare covers this test once every 12 months or up to three times during a pregnancy. | |||||
$0 copay for Health and Wellness services. | |||||
Transportation | |||||
This plan does not cover routine transportation. | |||||
Acupuncture | |||||
This plan does not cover Acupuncture. | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
Package: 5 - MyOption Points of Caregiving: | |||||
$20 monthly premium in addition to your $57 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
** Important Information ** | |||||
Package: 5 - MyOption Points of Caregiving: | |||||
$20 monthly premium in addition to your $57 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
|