2011 Medicare Advantage Plan Details | |||||
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Medicare Plan Name: | HumanaChoice R5826-023 (Regional PPO) | ||||
Location: | Jo Daviess, Illinois Click to see other locations | ||||
Plan ID: | R5826 - 023 - 0 Click to see other plans | ||||
Member Services: | 1-800-457-4708 TTY users 711 | ||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | |||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
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Email a copy of the HumanaChoice R5826-023 (Regional PPO) benefit details | |||||
— Medicare Plan Features — | |||||
Monthly Premium: | $0.00 (see Plan Premium Details below) | ||||
Annual Rx Deductible: | no drug coverage | ||||
Health Plan Type: | Regional PPO * | ||||
Maximum Out-of-Pocket Limit for Parts A & B (MOOP): | $3,400 | ||||
Number of Members enrolled in this plan in (R5826 - 023): | 13,872 members | ||||
— Plan Premium Details — | |||||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | |
Monthly Part D Premium with LIS: | $0.00 | $0.00 | $0.00 | $0.00 | |
— Plan Health Benefits — | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
$0.00 monthly plan premium in addition to your monthly Medicare Part B premium. | |||||
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. | |||||
This plan covers all Medicare-covered preventive services with zero cost sharing. | |||||
$3 400 out-of-pocket limit. | |||||
This limit includes only Medicare-covered services. | |||||
$5 100 out-of-pocket limit. | |||||
In-Network: This limit includes only Medicare-covered services. | |||||
Out-Of-Network: This limit includes only Medicare-covered services. | |||||
** Doctor and Hospital Choice ** | |||||
Doctor and Hospital Choice | |||||
No referral required for network doctors specialists and hospitals. | |||||
You can go to doctors specialists and hospitals in or out of the network. It will cost more to get out of network benefits. | |||||
Plan covers you when you travel in the U.S. | |||||
** Extra Benefits ** | |||||
Prescription Drugs | |||||
Most drugs not covered. | |||||
0% to 20% of the cost for Part B-covered drugs (not including Part B-covered chemotherapy drugs). | |||||
20% of the cost for Part B-covered chemotherapy drugs. | |||||
20% to 30% of the cost for Part B drugs out-of-network. | |||||
This plan does not offer prescription drug coverage. | |||||
Physical Exams | |||||
$0 copay for routine exams. | |||||
Limited to 1 exam(s) every year. | |||||
$0 copay for the required Medicare-covered initial preventive physical exam and annual wellness visits. | |||||
$35 copay for routine exams. | |||||
Vision Services | |||||
Authorization rules may apply. | |||||
In general routine eye exams and eye wear not covered. However this plan covers some vision benefits for an extra cost (see 'Optional Benefits'). | |||||
$0 copay for
| |||||
$35 copay for eye exams. | |||||
$0 copay for eye wear. | |||||
Dental Services | |||||
Authorization rules may apply. | |||||
$30 copay for Medicare-covered dental benefits. | |||||
50% of the cost for preventive dental benefits. | |||||
$35 copay for comprehensive dental benefits. | |||||
Contact the plan for availability of additional in-network and out-of-network comprehensive dental benefits. | |||||
** Important Information ** | |||||
Premium and Other Important Information | |||||
$0.00 monthly plan premium in addition to your monthly Medicare Part B premium. | |||||
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. | |||||
This plan covers all Medicare-covered preventive services with zero cost sharing. | |||||
$3 400 out-of-pocket limit. | |||||
This limit includes only Medicare-covered services. | |||||
$5 100 out-of-pocket limit. | |||||
In-Network: This limit includes only Medicare-covered services. | |||||
Out-Of-Network: This limit includes only Medicare-covered services. | |||||
Doctor and Hospital Choice | |||||
No referral required for network doctors specialists and hospitals. | |||||
You can go to doctors specialists and hospitals in or out of the network. It will cost more to get out of network benefits. | |||||
Plan covers you when you travel in the U.S. | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care (Acute) | |||||
No limit to the number of days covered by the plan each benefit period. | |||||
$550 copay for each Medicare-covered hospital stay | |||||
$0 copay for additional hospital days | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
$800 copay for each hospital stay. | |||||
Inpatient Mental Health Care | |||||
You get up to 190 days in a Psychiatric Hospital in a lifetime. | |||||
$550 copay for each Medicare-covered hospital stay. | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
$800 copay for each hospital stay. | |||||
Skilled Nursing Facility (SNF) | |||||
Authorization rules may apply. | |||||
Plan covers up to 100 days each benefit period | |||||
No prior hospital stay is required. | |||||
For SNF stays: | |||||
Days 1 - 14: $0 copay per day | |||||
Days 15 - 100: $100 copay per day | |||||
30% of the cost for each SNF stay. | |||||
Home Health Care | |||||
Authorization rules may apply. | |||||
$0 copay for each Medicare-covered home health visit. | |||||
30% for home health visits. | |||||
Hospice | |||||
You must get care from a Medicare-certified hospice. | |||||
** Outpatient Care ** | |||||
Doctor Office Visits | |||||
See 'Welcome to Medicare; and Annual Wellness Visit' for more information. | |||||
Authorization rules may apply. | |||||
$10 copay for each primary care doctor visit for Medicare-covered benefits. | |||||
$30 copay for each in-area network urgent care Medicare-covered visit. | |||||
$30 copay for each specialist visit for Medicare-covered benefits. | |||||
$35 copay for each primary care doctor visit. | |||||
$35 copay for each specialist visit. | |||||
Chiropractic Services | |||||
Authorization rules may apply. | |||||
$10 copay for each Medicare-covered visit. | |||||
Medicare-covered chiropractic visits are for manual manipulation of the spine to correct subluxation (a displacement or misalignment of a joint or body part) if you get it from a chiropractor or other qualified providers. | |||||
$35 copay for chiropractic benefits. | |||||
Podiatry Services | |||||
Authorization rules may apply. | |||||
$30 copay for each Medicare-covered visit. | |||||
Medicare-covered podiatry benefits are for medically-necessary foot care. | |||||
$35 copay for podiatry benefits. | |||||
Outpatient Mental Health Care | |||||
Authorization rules may apply. | |||||
$30 copay for each Medicare-covered individual or group therapy visit. | |||||
$35 copay [or 30% of the cost] for Mental Health benefits. | |||||
$35 copay for Mental Health benefits with a psychiatrist. | |||||
Outpatient Substance Abuse Care | |||||
Authorization rules may apply. | |||||
$50 copay for Medicare-covered individual or group visits. | |||||
$35 copay [or 30% of the cost] for outpatient substance abuse benefits. | |||||
Outpatient Hospital Services | |||||
Authorization rules may apply. | |||||
$75 copay for each Medicare-covered ambulatory surgical center visit. | |||||
$50 to $95 copay [or 20% of the cost] for each Medicare-covered outpatient hospital facility visit. | |||||
30% of the cost for ambulatory surgical center benefits. | |||||
30% of the cost for outpatient hospital facility benefits. | |||||
Emergency Care | |||||
$50 copay for Medicare-covered emergency room visits. | |||||
Worldwide coverage. | |||||
If you are admitted to the hospital within 24-hour(s) for the same condition you pay $0 for the emergency room visit | |||||
Outpatient Rehabilitation Services | |||||
Authorization rules may apply. | |||||
$30 to $50 copay for Medicare-covered Occupational Therapy visits. | |||||
$30 to $50 copay for Medicare-covered Physical and/or Speech and Language Therapy visits. | |||||
$30 to $50 copay for Medicare-covered Cardiac Rehab services. | |||||
$35 [or 30% of the cost] for Occupational Therapy benefits. | |||||
$35 [or 30% of the cost] for Physical and/or Speech and Language Therapy visits. | |||||
$35 [or 30% of the cost] for Cardiac Rehab services. | |||||
** Outpatient Medical Services and Supplies ** | |||||
Durable Medical Equipment | |||||
Authorization rules may apply. | |||||
20% of the cost for Medicare-covered items. | |||||
30% of the cost for durable medical equipment. | |||||
Prosthetic Devices | |||||
Authorization rules may apply. | |||||
20% of the cost for Medicare-covered items. | |||||
30% of the cost for prosthetic devices. | |||||
Diabetes Self-Monitoring Training, Nutrition Therapy, and Supplies | |||||
Authorization rules may apply. | |||||
$0 copay for Diabetes self-monitoring training. | |||||
$0 copay for Nutrition Therapy for Diabetes. | |||||
$0 to $10 copay [or 20% of the cost] for Diabetes supplies. | |||||
$35 copay [or 30% of the cost] for Diabetes self-monitoring training. | |||||
$35 copay [or 30% of the cost] for Nutrition Therapy for Diabetes. | |||||
20% to 30% of the cost for Diabetes supplies. | |||||
** Preventive Services ** | |||||
Bone Mass Measurement | |||||
$0 copay for Medicare-covered bone mass measurement. | |||||
$35 copay [or 30% of the cost] . | |||||
Colorectal Screening Exams | |||||
$0 copay for Medicare-covered colorectal screenings. | |||||
$35 copay [or 30% of the cost] for colorectal screenings. | |||||
Immunizations | |||||
$0 copay for Flu and Pneumonia vaccines. | |||||
No referral needed for Flu and pneumonia vaccines. | |||||
$0 copay for Hepatitis B vaccine. | |||||
$0 copay for immunizations. | |||||
Pap Smears and Pelvic Exams | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered pap smears and pelvic exams | |||||
$35 copay for pap smears and pelvic exams. | |||||
Prostate Cancer Screening Exams | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered prostate cancer screening. | |||||
$35 copay for prostate cancer screening. | |||||
** Additional Benefits ** | |||||
Dialysis | |||||
Authorization rules may apply. | |||||
0% to 20% of the cost for renal dialysis | |||||
$0 copay for Nutrition Therapy for End-Stage Renal Disease. | |||||
0% to 20% of the cost for renal dialysis. | |||||
$35 copay [or 30% of the cost] for Nutrition Therapy for End-Stage Renal Disease. | |||||
Prescription Drugs | |||||
Most drugs not covered. | |||||
0% to 20% of the cost for Part B-covered drugs (not including Part B-covered chemotherapy drugs). | |||||
20% of the cost for Part B-covered chemotherapy drugs. | |||||
20% to 30% of the cost for Part B drugs out-of-network. | |||||
This plan does not offer prescription drug coverage. | |||||
Dental Services | |||||
Authorization rules may apply. | |||||
$30 copay for Medicare-covered dental benefits. | |||||
50% of the cost for preventive dental benefits. | |||||
$35 copay for comprehensive dental benefits. | |||||
Contact the plan for availability of additional in-network and out-of-network comprehensive dental benefits. | |||||
Hearing Services | |||||
Authorization rules may apply. | |||||
In general routine hearing exams and hearing aids not covered. | |||||
$35 copay for hearing exams. | |||||
Vision Services | |||||
Authorization rules may apply. | |||||
In general routine eye exams and eye wear not covered. However this plan covers some vision benefits for an extra cost (see 'Optional Benefits'). | |||||
$0 copay for
| |||||
$35 copay for eye exams. | |||||
$0 copay for eye wear. | |||||
Physical Exams | |||||
$0 copay for routine exams. | |||||
Limited to 1 exam(s) every year. | |||||
$0 copay for the required Medicare-covered initial preventive physical exam and annual wellness visits. | |||||
$35 copay for routine exams. | |||||
Health/Wellness Education | |||||
The plan covers the following health/wellness education benefits: | |||||
$0 copay for each Medicare-covered smoking cessation counseling session. | |||||
$0 copay for each Medicare-covered HIV screening. | |||||
HIV screening is covered for people with Medicare who are pregnant and people at increased risk for the infection including anyone who asks for the test. Medicare covers this test once every 12 months or up to three times during a pregnancy. | |||||
$0 to $35 copay for Health and Wellness services. | |||||
Transportation | |||||
This plan does not cover routine transportation. | |||||
Acupuncture | |||||
This plan does not cover Acupuncture. | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
Package: 1 - MyOption Vision: | |||||
$14 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
** Extra Benefits ** | |||||
Vision Services | |||||
$290 plan coverage limit for eye wear every year. | |||||
$0 copay for | |||||
** Important Information ** | |||||
Premium and Other Important Information | |||||
Package: 1 - MyOption Vision: | |||||
$14 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
** Additional Benefits ** | |||||
Vision Services | |||||
$290 plan coverage limit for eye wear every year. | |||||
$0 copay for | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
Package: 2 - MyOption Enhanced Dental PPO: | |||||
$28 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
** Extra Benefits ** | |||||
Dental Services | |||||
50% of the cost for preventive dental services. | |||||
50% to 75% of the cost for comprehensive dental services. | |||||
$1 500 plan coverage limit for comprehensive dental benefits every year. This limit applies to both in-network and out-of-network benefits. | |||||
Contact the plan for availability of additional in-network and out-of-network comprehensive dental benefits. | |||||
** Important Information ** | |||||
Premium and Other Important Information | |||||
Package: 2 - MyOption Enhanced Dental PPO: | |||||
$28 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
** Additional Benefits ** | |||||
Dental Services | |||||
50% of the cost for preventive dental services. | |||||
50% to 75% of the cost for comprehensive dental services. | |||||
$1 500 plan coverage limit for comprehensive dental benefits every year. This limit applies to both in-network and out-of-network benefits. | |||||
Contact the plan for availability of additional in-network and out-of-network comprehensive dental benefits. | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
Package: 3 - MyOption Points of Caregiving: | |||||
$20 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
** Important Information ** | |||||
Package: 3 - MyOption Points of Caregiving: | |||||
$20 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
|