2011 Medicare Advantage Plan Details | |||||
---|---|---|---|---|---|
Medicare Plan Name: | Optima Medicare Value (PPO) | ||||
Location: | New Kent, Virginia Click to see other locations | ||||
Plan ID: | H4908 - 005 - 0 Click to see other plans | ||||
Member Services: | 1-800-927-6048 TTY users 1-800-225-7784 | ||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | |||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
||||
Email a copy of the Optima Medicare Value (PPO) benefit details | |||||
— Medicare Plan Features — | |||||
Monthly Premium: | $0.00 (see Plan Premium Details below) | ||||
Annual Deductible: | no drug coverage | ||||
Health Plan Type: | Local PPO * | ||||
Maximum Out-of-Pocket Limit for Parts A & B (MOOP): | $6,700 | ||||
Number of Members enrolled in this plan in (H4908 - 005): | 414 members | ||||
— Plan Premium Details — | |||||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | |
Monthly Part D Premium with LIS: | $0.00 | $0.00 | $0.00 | $0.00 | |
— Plan Health Benefits — | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
$0.00 monthly plan premium in addition to your monthly Medicare Part B premium. | |||||
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. | |||||
This plan covers all Medicare-covered preventive services with zero cost sharing. | |||||
Optima Medicare will reduce your monthly Medicare Part B premium by up to $ 30.00. | |||||
$6 700 out-of-pocket limit. | |||||
This limit includes only Medicare-covered services. | |||||
$10 000 out-of-pocket limit. | |||||
In-Network: This limit includes only Medicare-covered services. | |||||
Out-Of-Network: This limit includes only Medicare-covered services. | |||||
** Doctor and Hospital Choice ** | |||||
Doctor and Hospital Choice | |||||
No referral required for network doctors specialists and hospitals. | |||||
You can go to doctors specialists and hospitals in or out of the network. It will cost more to get out of network benefits. | |||||
** Extra Benefits ** | |||||
Prescription Drugs | |||||
Most drugs not covered. | |||||
20% of the cost for Part B-covered chemotherapy drugs and other Part B-covered drugs. | |||||
30% of the cost for Part B drugs out-of-network. | |||||
This plan does not offer prescription drug coverage. | |||||
Physical Exams | |||||
When you get Medicare Part B you can get a one-time physical within the first 12 months of your new Part B coverage. The coverage does not include lab tests. | |||||
$0 copay for the required Medicare-covered initial preventive physical exam and annual wellness visits. | |||||
Vision Services | |||||
Non-Medicare-covered eye exams and glasses not covered. | |||||
30% of the cost for eye exams. | |||||
30% of the cost for eye wear. | |||||
Dental Services | |||||
In general preventive dental benefits (such as cleaning) not covered. | |||||
$0 copay for Medicare-covered dental benefits. | |||||
30% of the cost for comprehensive dental benefits. | |||||
** Important Information ** | |||||
Premium and Other Important Information | |||||
$0.00 monthly plan premium in addition to your monthly Medicare Part B premium. | |||||
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. | |||||
This plan covers all Medicare-covered preventive services with zero cost sharing. | |||||
Optima Medicare will reduce your monthly Medicare Part B premium by up to $ 30.00. | |||||
$6 700 out-of-pocket limit. | |||||
This limit includes only Medicare-covered services. | |||||
$10 000 out-of-pocket limit. | |||||
In-Network: This limit includes only Medicare-covered services. | |||||
Out-Of-Network: This limit includes only Medicare-covered services. | |||||
Doctor and Hospital Choice | |||||
No referral required for network doctors specialists and hospitals. | |||||
You can go to doctors specialists and hospitals in or out of the network. It will cost more to get out of network benefits. | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care (Acute) | |||||
Plan covers 90 days each benefit period. | |||||
For Medicare-covered hospital stays: | |||||
Days 1 - 6: $265 copay per day | |||||
Days 7 - 90: $0 copay per day | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
For hospital stays: | |||||
Days 1 - 6: $265 copay per day | |||||
Days 7 - 90: $0 copay per day | |||||
Inpatient Mental Health Care | |||||
You get up to 190 days in a Psychiatric Hospital in a lifetime. | |||||
For Medicare-covered hospital stays: | |||||
Days 1 - 6: $265 copay per day | |||||
Days 7 - 90: $0 copay per day | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
For hospital stays: | |||||
Days 1 - 6: $265 copay per day | |||||
Days 7 - 90: $0 copay per day | |||||
Skilled Nursing Facility (SNF) | |||||
Plan covers up to 100 days each benefit period | |||||
3-day prior hospital stay is required. | |||||
For Medicare-covered SNF stays: | |||||
Days 1 - 4: $0 copay per day | |||||
Days 5 - 20: $50 copay per day | |||||
Days 21 - 100: $100 copay per day | |||||
For each SNF stay: | |||||
Days 1 - 4: $0 copay per SNF day | |||||
Days 5 - 20: $50 copay per SNF day | |||||
Days 21 - 100: $100 copay per SNF day | |||||
Home Health Care | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered home health visits. | |||||
$15 copay for home health visits. | |||||
Hospice | |||||
You must get care from a Medicare-certified hospice. | |||||
** Outpatient Care ** | |||||
Doctor Office Visits | |||||
$10 copay for each primary care doctor visit for Medicare-covered benefits. | |||||
$10 copay for each in-area network urgent care Medicare-covered visit. | |||||
$10 copay for each specialist visit for Medicare-covered benefits. | |||||
30% for each primary care doctor visit. | |||||
30% for each specialist visit. | |||||
Chiropractic Services | |||||
Authorization rules may apply. | |||||
$10 copay for each Medicare-covered visit. | |||||
Medicare-covered chiropractic visits are for manual manipulation of the spine to correct subluxation (a displacement or misalignment of a joint or body part) if you get it from a chiropractor or other qualified providers. | |||||
30% of the cost for chiropractic benefits. | |||||
Podiatry Services | |||||
$10 copay for each Medicare-covered visit. | |||||
Medicare-covered podiatry benefits are for medically-necessary foot care. | |||||
30% of the cost for podiatry benefits. | |||||
Outpatient Mental Health Care | |||||
$10 copay for each Medicare-covered individual or group therapy visit. | |||||
30% of the cost for Mental Health benefits. | |||||
30% of the cost for Mental Health benefits with a psychiatrist. | |||||
Outpatient Substance Abuse Care | |||||
$10 copay for Medicare-covered individual or group visits. | |||||
30% of the cost for outpatient substance abuse benefits. | |||||
Outpatient Hospital Services | |||||
20% of the cost for each Medicare-covered ambulatory surgical center visit. | |||||
20% of the cost for each Medicare-covered outpatient hospital facility visit. | |||||
30% of the cost for ambulatory surgical center benefits. | |||||
30% of the cost for outpatient hospital facility benefits. | |||||
Emergency Care | |||||
$50 copay for Medicare-covered emergency room visits. | |||||
Not covered outside the U.S. except under limited circumstances. Contact the plan for more details. | |||||
Outpatient Rehabilitation Services | |||||
There may be limits on physical therapy occupational therapy and speech and language pathology services. If so there may be exceptions to these limits. | |||||
20% of the cost for Medicare-covered Occupational Therapy visits. | |||||
20% of the cost for Medicare-covered Physical and/or Speech and Language Therapy visits. | |||||
20% of the cost for Medicare-covered Cardiac Rehab services. | |||||
30% of the cost for Occupational Therapy benefits. | |||||
30% of the cost for Physical and/or Speech and Language Therapy visits. | |||||
30% of the cost for Cardiac Rehab services. | |||||
** Outpatient Medical Services and Supplies ** | |||||
Durable Medical Equipment | |||||
Authorization rules may apply. | |||||
20% of the cost for Medicare-covered items. | |||||
30% of the cost for durable medical equipment. | |||||
Prosthetic Devices | |||||
Authorization rules may apply. | |||||
20% of the cost for Medicare-covered items. | |||||
30% of the cost for prosthetic devices. | |||||
Diabetes Self-Monitoring Training, Nutrition Therapy, and Supplies | |||||
$0 copay for Diabetes self-monitoring training. | |||||
$0 copay for Nutrition Therapy for Diabetes. | |||||
20% of the cost for Diabetes supplies. | |||||
$0 copay for Diabetes self-monitoring training. | |||||
30% of the cost for Nutrition Therapy for Diabetes. | |||||
30% of the cost for Diabetes supplies. | |||||
** Preventive Services ** | |||||
Bone Mass Measurement | |||||
$0 copay for Medicare-covered bone mass measurement | |||||
$0 copay for Medicare-covered bone mass measurement. | |||||
Colorectal Screening Exams | |||||
$0 copay for Medicare-covered colorectal screenings. | |||||
$0 copay for colorectal screenings. | |||||
Immunizations | |||||
$0 copay for Flu and Pneumonia vaccines. | |||||
$0 copay for Hepatitis B vaccine. | |||||
No referral needed for Flu and pneumonia vaccines. | |||||
$0 copay for immunizations. | |||||
Pap Smears and Pelvic Exams | |||||
$0 copay for Medicare-covered pap smears and pelvic exams. | |||||
$0 copay for pap smears and pelvic exams. | |||||
Prostate Cancer Screening Exams | |||||
$0 copay for
| |||||
$0 copay for prostate cancer screening. | |||||
** Additional Benefits ** | |||||
Dialysis | |||||
20% of the cost for renal dialysis | |||||
$0 copay for Nutrition Therapy for End-Stage Renal Disease. | |||||
20% of the cost for renal dialysis. | |||||
30% of the cost for Nutrition Therapy for End-Stage Renal Disease. | |||||
Prescription Drugs | |||||
Most drugs not covered. | |||||
20% of the cost for Part B-covered chemotherapy drugs and other Part B-covered drugs. | |||||
30% of the cost for Part B drugs out-of-network. | |||||
This plan does not offer prescription drug coverage. | |||||
Dental Services | |||||
In general preventive dental benefits (such as cleaning) not covered. | |||||
$0 copay for Medicare-covered dental benefits. | |||||
30% of the cost for comprehensive dental benefits. | |||||
Hearing Services | |||||
In general routine hearing exams and hearing aids not covered. | |||||
$0 copay for Medicare-covered diagnostic hearing exams | |||||
30% of the cost for hearing exams. | |||||
Vision Services | |||||
Non-Medicare-covered eye exams and glasses not covered. | |||||
30% of the cost for eye exams. | |||||
30% of the cost for eye wear. | |||||
Physical Exams | |||||
When you get Medicare Part B you can get a one-time physical within the first 12 months of your new Part B coverage. The coverage does not include lab tests. | |||||
$0 copay for the required Medicare-covered initial preventive physical exam and annual wellness visits. | |||||
Health/Wellness Education | |||||
$0 copay for each Medicare-covered smoking cessation counseling session. | |||||
$0 copay for each Medicare-covered HIV screening. | |||||
HIV screening is covered for people with Medicare who are pregnant and people at increased risk for the infection including anyone who asks for the test. Medicare covers this test once every 12 months or up to three times during a pregnancy. | |||||
30% of the cost for Health and Wellness services. | |||||
Transportation | |||||
This plan does not cover routine transportation. | |||||
Acupuncture | |||||
This plan does not cover Acupuncture. |