** Cost ** |
Premium and Other Important Information |
$0.00 monthly plan premium in addition to your monthly Medicare Part B premium. |
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. |
This plan covers all Medicare-covered preventive services with zero cost sharing. |
America's 1st Choice Insurance Company of NC will reduce your monthly Medicare Part B premium by up to $ 15.00. |
$3 400 out-of-pocket limit. |
This limit includes only Medicare-covered services. |
$2 000 yearly deductible. Contact the plan for services that apply. |
$500 plan coverage limit every year for Non-Medicare-covered benefits. Contact the plan for services that apply. |
$5 100 out-of-pocket limit. |
In-Network: This limit includes only Medicare-covered services. |
Out-Of-Network: This limit includes only Medicare-covered services. |
** Doctor and Hospital Choice ** |
Doctor and Hospital Choice |
Referral required for network hospitals and specialists (for certain benefits). |
You can go to doctors specialists and hospitals in or out of the network. It will cost more to get out of network benefits. |
** Extra Benefits ** |
Prescription Drugs |
Most drugs not covered. |
20% of the cost for Part B-covered chemotherapy drugs and other Part B-covered drugs. |
20% of the cost for Part B drugs out-of-network. |
This plan does not offer prescription drug coverage. |
Physical Exams |
$0 copay for routine exams. |
Limited to 1 exam(s) every six months. |
20% of the cost for routine exams. |
Vision Services |
$0 copay for diagnosis and treatment for diseases and conditions of the eye |
and up to 1 routine eye exam(s) every year |
$10 copay for one pair of eyeglasses or contact lenses after cataract surgery. |
$10 copay for up to 1 pair(s) of glasses every year |
$10 copay for up to 1 pair(s) of contacts every year |
$100 plan coverage limit for eye wear every year. |
Plan offers additional vision benefits. |
50% of the cost for eye exams. |
50% of the cost for eye wear. |
Dental Services |
$0 copay for Medicare-covered dental benefits. |
$0 copay for up to 1 oral exam(s) every year |
$0 copay for up to 1 cleaning(s) every year |
$0 copay for up to 1 fluoride treatment(s) every year |
$0 to $75 copay for up to 1 dental x-ray(s) |
50% of the cost for preventive dental benefits. |
50% of the cost for comprehensive dental benefits. |
** Important Information ** |
Premium and Other Important Information |
$0.00 monthly plan premium in addition to your monthly Medicare Part B premium. |
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. |
This plan covers all Medicare-covered preventive services with zero cost sharing. |
America's 1st Choice Insurance Company of NC will reduce your monthly Medicare Part B premium by up to $ 15.00. |
$3 400 out-of-pocket limit. |
This limit includes only Medicare-covered services. |
$2 000 yearly deductible. Contact the plan for services that apply. |
$500 plan coverage limit every year for Non-Medicare-covered benefits. Contact the plan for services that apply. |
$5 100 out-of-pocket limit. |
In-Network: This limit includes only Medicare-covered services. |
Out-Of-Network: This limit includes only Medicare-covered services. |
Doctor and Hospital Choice |
Referral required for network hospitals and specialists (for certain benefits). |
You can go to doctors specialists and hospitals in or out of the network. It will cost more to get out of network benefits. |
** Inpatient Care ** |
Inpatient Hospital Care (Acute) |
Plan covers 90 days each benefit period. |
For Medicare-covered hospital stays: |
Days 1 - 7: $225 copay per day |
Days 8 - 90: $0 copay per day |
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. |
For hospital stays: |
Days 1 - 90: 20% of the cost per day |
Inpatient Mental Health Care |
You get up to 190 days in a Psychiatric Hospital in a lifetime. |
For Medicare-covered hospital stays: |
Days 1 - 7: $225 copay per day |
Days 8 - 90: $0 copay per day |
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. |
For hospital stays: |
Days 1 - 90: 20% of the cost per day |
Skilled Nursing Facility (SNF) |
Authorization rules may apply. |
Plan covers up to 100 days each benefit period |
No prior hospital stay is required. |
For Medicare-covered SNF stays: |
Days 1 - 9: $0 copay per day |
Days 10 - 100: $100 copay per day |
For each SNF stay: |
Days 1 - 100: 20% of the cost per SNF day |
Home Health Care |
Authorization rules may apply. |
$10 copay for each Medicare-covered home health visit. |
20% for home health visits. |
Hospice |
You must get care from a Medicare-certified hospice. |
** Outpatient Care ** |
Doctor Office Visits |
See 'Welcome to Medicare; and Annual Wellness Visit' for more information. |
$10 copay for each primary care doctor visit for Medicare-covered benefits. |
$30 copay for each in-area network urgent care Medicare-covered visit. |
$30 copay for each specialist visit for Medicare-covered benefits. |
20% for each primary care doctor visit. |
20% for each specialist visit. |
Chiropractic Services |
$30 copay for each Medicare-covered visit. |
Medicare-covered chiropractic visits are for manual manipulation of the spine to correct subluxation (a displacement or misalignment of a joint or body part) if you get it from a chiropractor or other qualified providers. |
20% of the cost for chiropractic benefits. |
Podiatry Services |
$30 copay for each Medicare-covered visit. |
Medicare-covered podiatry benefits are for medically-necessary foot care. |
20% of the cost for podiatry benefits. |
Outpatient Mental Health Care |
Authorization rules may apply. |
$30 copay for each Medicare-covered individual or group therapy visit. |
20% of the cost for Mental Health benefits. |
20% of the cost for Mental Health benefits with a psychiatrist. |
Outpatient Substance Abuse Care |
Authorization rules may apply. |
$30 copay for Medicare-covered individual or group visits. |
20% of the cost for outpatient substance abuse benefits. |
Outpatient Hospital Services |
Authorization rules may apply. |
$100 copay for each Medicare-covered ambulatory surgical center visit. |
$250 copay for each Medicare-covered outpatient hospital facility visit. |
20% of the cost for ambulatory surgical center benefits. |
20% of the cost for outpatient hospital facility benefits. |
Emergency Care |
$50 copay for Medicare-covered emergency room visits. |
$25 000 plan coverage limit for emergency services outside the U.S. every year. |
If you are admitted to the hospital within 24-hour(s) for the same condition you pay $0 for the emergency room visit |
Outpatient Rehabilitation Services |
Authorization rules may apply. |
There may be limits on physical therapy occupational therapy and speech and language pathology services. If so there may be exceptions to these limits. |
$35 copay for Medicare-covered Occupational Therapy visits. |
$35 copay for Medicare-covered Physical and/or Speech and Language Therapy visits. |
$30 copay for Medicare-covered Cardiac Rehab services. |
20% of the cost for Occupational Therapy benefits. |
20% of the cost for Physical and/or Speech and Language Therapy visits. |
20% of the cost for Cardiac Rehab services. |
** Outpatient Medical Services and Supplies ** |
Durable Medical Equipment |
Authorization rules may apply. |
20% of the cost for Medicare-covered items. |
30% of the cost for durable medical equipment. |
Prosthetic Devices |
Authorization rules may apply. |
20% of the cost for Medicare-covered items. |
30% of the cost for prosthetic devices. |
Diabetes Self-Monitoring Training, Nutrition Therapy, and Supplies |
Authorization rules may apply. |
$0 copay for Diabetes self-monitoring training. |
$0 copay for Nutrition Therapy for Diabetes. |
20% of the cost for Diabetes supplies. |
20% of the cost for Diabetes self-monitoring training. |
20% of the cost for Nutrition Therapy for Diabetes. |
20% of the cost for Diabetes supplies. |
** Preventive Services ** |
Bone Mass Measurement |
$0 copay for Medicare-covered bone mass measurement |
20% of the cost for Medicare-covered bone mass measurement. |
Colorectal Screening Exams |
$0 copay for Medicare-covered colorectal screenings. |
20% of the cost for colorectal screenings. |
Immunizations |
$0 copay for Flu and Pneumonia vaccines. |
$0 copay for Hepatitis B vaccine. |
No referral needed for Flu and pneumonia vaccines. |
20% of the cost for immunizations. |
Pap Smears and Pelvic Exams |
$0 copay for Medicare-covered pap smears and pelvic exams. |
20% of the cost for pap smears and pelvic exams. |
Prostate Cancer Screening Exams |
$0 copay for - Medicare-covered prostate cancer screening
|
20% of the cost for prostate cancer screening. |
** Additional Benefits ** |
Dialysis |
Authorization rules may apply. |
20% of the cost for renal dialysis |
$0 copay for Nutrition Therapy for End-Stage Renal Disease |
20% of the cost for renal dialysis. |
20% of the cost for Nutrition Therapy for End-Stage Renal Disease. |
Prescription Drugs |
Most drugs not covered. |
20% of the cost for Part B-covered chemotherapy drugs and other Part B-covered drugs. |
20% of the cost for Part B drugs out-of-network. |
This plan does not offer prescription drug coverage. |
Dental Services |
$0 copay for Medicare-covered dental benefits. |
$0 copay for up to 1 oral exam(s) every year |
$0 copay for up to 1 cleaning(s) every year |
$0 copay for up to 1 fluoride treatment(s) every year |
$0 to $75 copay for up to 1 dental x-ray(s) |
50% of the cost for preventive dental benefits. |
50% of the cost for comprehensive dental benefits. |
Hearing Services |
$0 copay for Medicare-covered diagnostic hearing exams |
$0 copay for |
up to 1 routine hearing test(s) every two years |
up to 1 fitting-evaluation(s) for a hearing aid every two years |
$0 copay for up to 1 hearing aid(s) every two years. |
$500 plan coverage limit for hearing aids every two years. |
50% of the cost for hearing exams. |
50% of the cost for hearing aids. |
Vision Services |
$0 copay for diagnosis and treatment for diseases and conditions of the eye |
and up to 1 routine eye exam(s) every year |
$10 copay for one pair of eyeglasses or contact lenses after cataract surgery. |
$10 copay for up to 1 pair(s) of glasses every year |
$10 copay for up to 1 pair(s) of contacts every year |
$100 plan coverage limit for eye wear every year. |
Plan offers additional vision benefits. |
50% of the cost for eye exams. |
50% of the cost for eye wear. |
Physical Exams |
$0 copay for routine exams. |
Limited to 1 exam(s) every six months. |
20% of the cost for routine exams. |
Health/Wellness Education |
The plan covers the following health/wellness education benefits: |
Written health education materials including Newsletters |
Health Club Membership/Fitness Classes |
$0 copay for each Medicare-covered smoking cessation counseling session. |
$0 copay for each Medicare-covered HIV screening. |
HIV screening is covered for people with Medicare who are pregnant and people at increased risk for the infection including anyone who asks for the test. Medicare covers this test once every 12 months or up to three times during a pregnancy. |
50% of the cost for Health and Wellness services. |
Transportation |
This plan does not cover routine transportation. |
Acupuncture |
This plan does not cover Acupuncture. |