** Cost ** |
Premium and Other Important Information |
$20.00 monthly plan premium in addition to your monthly Medicare Part B premium. |
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. |
This plan covers all Medicare-covered preventive services with zero cost sharing. |
$250 yearly deductible. Contact the plan for services that apply. |
$3 400 out-of-pocket limit. |
All plan services included. |
** Doctor and Hospital Choice ** |
Doctor and Hospital Choice |
Referral required for network hospitals and specialists (for certain benefits). |
You can go to doctors specialists and hospitals in or out of the network. It will cost more to get out of network benefits. |
** Extra Benefits ** |
Prescription Drugs |
Most drugs not covered. |
20% of the cost for Part B-covered drugs (not including Part B-covered chemotherapy drugs). |
10% of the cost for Part B-covered chemotherapy drugs. |
20% of the cost for Part B drugs out-of-network. |
This plan does not offer prescription drug coverage. |
Physical Exams |
$0 copay for routine exams. |
No plan coverage limit on the number of covered exams. |
$0 copay for the required Medicare-covered initial preventive physical exam and annual wellness visits. |
Separate Office Visit cost sharing of $0 to $35 may apply. |
$20 copay for routine exams. |
Vision Services |
$0 copay for one pair of eyeglasses or contact lenses after cataract surgery. |
$0 to $35 copay for exams to diagnose and treat diseases and conditions of the eye. |
$35 copay for up to 1 routine eye exam(s) every year |
$15 copay for up to 1 pair(s) of glasses every two years |
$15 copay for up to 1 pair(s) of contacts every two years |
$15 copay for up to 1 pair(s) of lenses every two years |
$15 copay for up to 1 frame(s) every two years |
$100 plan coverage limit for eye wear every two years. |
Separate Office Visit cost sharing of $0 to $35 may apply. |
$45 copay for eye exams. |
20% of the cost for eye wear. |
Dental Services |
Authorization rules may apply. |
In general preventive dental benefits (such as cleaning) not covered. |
$35 copay for Medicare-covered dental benefits. |
$45 copay for comprehensive dental benefits. |
** Important Information ** |
Premium and Other Important Information |
$20.00 monthly plan premium in addition to your monthly Medicare Part B premium. |
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. |
This plan covers all Medicare-covered preventive services with zero cost sharing. |
$250 yearly deductible. Contact the plan for services that apply. |
$3 400 out-of-pocket limit. |
All plan services included. |
Doctor and Hospital Choice |
Referral required for network hospitals and specialists (for certain benefits). |
You can go to doctors specialists and hospitals in or out of the network. It will cost more to get out of network benefits. |
** Inpatient Care ** |
Inpatient Hospital Care (Acute) |
No limit to the number of days covered by the plan each benefit period. |
For Medicare-covered hospital stays: |
Days 1 - 12: $175 copay per day |
Days 13 - 90: $0 copay per day |
$0 copay for additional hospital days |
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. |
20% of the cost for each hospital stay. |
Inpatient Mental Health Care |
You get up to 190 days in a Psychiatric Hospital in a lifetime. |
For Medicare-covered hospital stays: |
Days 1 - 12: $175 copay per day |
Days 13 - 90: $0 copay per day |
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. |
20% of the cost for each hospital stay. |
Skilled Nursing Facility (SNF) |
Authorization rules may apply. |
Plan covers up to 100 days each benefit period |
No prior hospital stay is required. |
For SNF stays: |
Days 1 - 10: $0 copay per day |
Days 11 - 100: $100 copay per day |
20% of the cost for each SNF stay. |
Home Health Care |
Authorization rules may apply. |
$0 copay for Medicare-covered home health visits. |
20% for home health visits. |
Hospice |
You must get care from a Medicare-certified hospice. |
** Outpatient Care ** |
Doctor Office Visits |
See 'Welcome to Medicare; and Annual Wellness Visit' for more information. |
Authorization rules may apply. |
$0 copay for each primary care doctor visit for Medicare-covered benefits. |
$35 copay for each in-area network urgent care Medicare-covered visit. |
$0 to $35 copay for each specialist visit for Medicare-covered benefits. |
$20 copay for each primary care doctor visit. |
$45 copay for each specialist visit. |
Chiropractic Services |
Authorization rules may apply. |
$35 copay for each Medicare-covered visit. |
Medicare-covered chiropractic visits are for manual manipulation of the spine to correct subluxation (a displacement or misalignment of a joint or body part) if you get it from a chiropractor or other qualified providers. |
$45 copay for chiropractic benefits. |
Podiatry Services |
Authorization rules may apply. |
$35 copay for each Medicare-covered visit. |
$35 copay for up to 2 routine visit(s) every year |
Medicare-covered podiatry benefits are for medically-necessary foot care. |
$45 copay for podiatry benefits. |
Outpatient Mental Health Care |
Authorization rules may apply. |
$35 copay for each Medicare-covered individual or group therapy visit. |
$45 copay for Mental Health benefits. |
$45 copay for Mental Health benefits with a psychiatrist. |
Outpatient Substance Abuse Care |
Authorization rules may apply. |
$35 copay for Medicare-covered individual or group visits. |
$45 copay for outpatient substance abuse benefits. |
Outpatient Hospital Services |
Authorization rules may apply. |
$250 copay for each Medicare-covered ambulatory surgical center visit. |
$0 to $125 copay for each Medicare-covered outpatient hospital facility visit. |
20% of the cost for ambulatory surgical center benefits. |
20% of the cost for outpatient hospital facility benefits. |
Emergency Care |
$50 copay for Medicare-covered emergency room visits. |
Worldwide coverage. |
If you are admitted to the hospital within 24-hour(s) for the same condition you pay $0 for the emergency room visit |
Outpatient Rehabilitation Services |
Authorization rules may apply. |
$35 copay for Medicare-covered Occupational Therapy visits. |
$35 copay for Medicare-covered Physical and/or Speech and Language Therapy visits. |
$0 copay for Medicare-covered Cardiac Rehab services. |
$45 copay for Occupational Therapy benefits. |
$45 copay for Physical and/or Speech and Language Therapy visits. |
20% of the cost for Cardiac Rehab services. |
** Outpatient Medical Services and Supplies ** |
Durable Medical Equipment |
Authorization rules may apply. |
20% of the cost for Medicare-covered items. |
30% of the cost for durable medical equipment. |
Prosthetic Devices |
Authorization rules may apply. |
20% of the cost for Medicare-covered items. |
30% of the cost for prosthetic devices. |
Diabetes Self-Monitoring Training, Nutrition Therapy, and Supplies |
Authorization rules may apply. |
$0 copay for Diabetes self-monitoring training. |
$0 copay for Nutrition Therapy for Diabetes. |
$7.50 copay for Diabetes supplies. |
Separate Office Visit cost sharing of $0 to $35 may apply. |
20% of the cost for Diabetes self-monitoring training. |
20% of the cost for Nutrition Therapy for Diabetes. |
20% of the cost for Diabetes supplies. |
** Preventive Services ** |
Bone Mass Measurement |
$0 copay for Medicare-covered bone mass measurement |
Separate Office Visit cost sharing of $0 to $35 may apply. |
20% of the cost for Medicare-covered bone mass measurement. |
Colorectal Screening Exams |
$0 copay for Medicare-covered colorectal screenings. |
Separate Office Visit cost sharing of $0 to $35 may apply. |
20% of the cost for colorectal screenings. |
Immunizations |
$0 copay for Flu and Pneumonia vaccines. |
$0 copay for Hepatitis B vaccine. |
No referral needed for Flu and pneumonia vaccines. |
20% of the cost for immunizations. |
Pap Smears and Pelvic Exams |
$0 copay for Medicare-covered pap smears and pelvic exams. |
Separate Office Visit cost sharing of $0 to $35 may apply. |
20% of the cost for pap smears and pelvic exams. |
Prostate Cancer Screening Exams |
$0 copay for - Medicare-covered prostate cancer screening
|
Separate Office Visit cost sharing of $0 to $35 may apply. |
20% of the cost for prostate cancer screening. |
** Additional Benefits ** |
Dialysis |
Authorization rules may apply. |
20% of the cost for renal dialysis |
$0 copay for Nutrition Therapy for End-Stage Renal Disease |
20% of the cost for renal dialysis. |
20% of the cost for Nutrition Therapy for End-Stage Renal Disease. |
Prescription Drugs |
Most drugs not covered. |
20% of the cost for Part B-covered drugs (not including Part B-covered chemotherapy drugs). |
10% of the cost for Part B-covered chemotherapy drugs. |
20% of the cost for Part B drugs out-of-network. |
This plan does not offer prescription drug coverage. |
Dental Services |
Authorization rules may apply. |
In general preventive dental benefits (such as cleaning) not covered. |
$35 copay for Medicare-covered dental benefits. |
$45 copay for comprehensive dental benefits. |
Hearing Services |
In general routine hearing exams and hearing aids not covered. |
$35 copay for Medicare-covered diagnostic hearing exams |
$45 copay for hearing exams. |
Vision Services |
$0 copay for one pair of eyeglasses or contact lenses after cataract surgery. |
$0 to $35 copay for exams to diagnose and treat diseases and conditions of the eye. |
$35 copay for up to 1 routine eye exam(s) every year |
$15 copay for up to 1 pair(s) of glasses every two years |
$15 copay for up to 1 pair(s) of contacts every two years |
$15 copay for up to 1 pair(s) of lenses every two years |
$15 copay for up to 1 frame(s) every two years |
$100 plan coverage limit for eye wear every two years. |
Separate Office Visit cost sharing of $0 to $35 may apply. |
$45 copay for eye exams. |
20% of the cost for eye wear. |
Physical Exams |
$0 copay for routine exams. |
No plan coverage limit on the number of covered exams. |
$0 copay for the required Medicare-covered initial preventive physical exam and annual wellness visits. |
Separate Office Visit cost sharing of $0 to $35 may apply. |
$20 copay for routine exams. |
Health/Wellness Education |
The plan covers the following health/wellness education benefits: |
Written health education materials including Newsletters |
Nutritional Training |
Additional Smoking Cessation |
Other Wellness Benefits |
$0 copay for each Medicare-covered smoking cessation counseling session. |
$0 copay for each Medicare-covered HIV screening. |
HIV screening is covered for people with Medicare who are pregnant and people at increased risk for the infection including anyone who asks for the test. Medicare covers this test once every 12 months or up to three times during a pregnancy. |
20% of the cost for Health and Wellness services. |
Transportation |
This plan does not cover routine transportation. |
Acupuncture |
This plan does not cover Acupuncture. |