2012 Medicare Advantage Plan Details | |||||
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Medicare Plan Name: | Health Net Aqua (PPO) | ||||
Location: | Yamhill, Oregon Click to see other locations | ||||
Plan ID: | H5520 - 001 - 0 Click to see other plans | ||||
Member Services: | 1-888-445-8913 TTY users 1-800-929-9955 | ||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | |||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
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Email a copy of the Health Net Aqua (PPO) benefit details | |||||
— Medicare Plan Features — | |||||
Monthly Premium: | $45.00 (see Plan Premium Details below) | ||||
Annual Rx Deductible: | no drug coverage | ||||
Health Plan Type: | Local PPO * | ||||
Maximum Out-of-Pocket Limit for Parts A & B (MOOP): | $2,500 | ||||
Number of Members enrolled in this plan in (H5520 - 001): | 1,466 members | ||||
Plan’s Summary Star Rating: | 3.5 out of 5 Stars. | ||||
• Customer Service Rating: | 2 out of 5 Stars. | ||||
• Member Experience Rating: | 4 out of 5 Stars. | ||||
• Drug Cost Accuracy Rating: | 4 out of 5 Stars. | ||||
— Plan Premium Details — | |||||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | |
Monthly Part D Premium with LIS: | $0.00 | $0.00 | $0.00 | $0.00 | |
— Plan Health Benefits — | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
$45.00 monthly plan premium in addition to your monthly Medicare Part B premium. | |||||
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. | |||||
Some physicians providers and suppliers that are out of a plan's network (i.e. out-of-network) accept 'assignment' from Medicare and will only charge up to a Medicare-approved amount. If you choose to see an out-of-network physician who does NOT accept Medicare 'assignment ' your coinsurance can be based on the Medicare-approved amount plus an additional amount up to a higher Medicare 'limiting charge.' If you are a member of a plan that charges a copay for out-of-network physician services the higher Medicare 'limiting charge' does not apply. See the publications Medicare You or Your Medicare Benefits available on www.medicare.gov for a full listing of benefits under Original Medicare as well as for explanations of the rules related to 'assignment' and 'limiting charges' that apply by benefit type. To find out if physicians and DME suppliers accept assignment or participate in Medicare visit www.medicare.gov/physician or www.medicare.gov/supplier. You can also call 1-800 | |||||
$2 500 out-of-pocket limit for Medicare-covered services. | |||||
$75 annual deductible. Contact the plan for services that apply. | |||||
$5 100 out-of-pocket limit for Medicare-covered services. | |||||
** Doctor and Hospital Choice ** | |||||
Doctor and Hospital Choice | |||||
No referral required for network doctors specialists and hospitals. | |||||
You can go to doctors specialists and hospitals in or out of the network. It will cost more to get out of network benefits. | |||||
** Extra Benefits ** | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Transportation | |||||
This plan does not cover supplemental routine transportation. | |||||
** Important Information ** | |||||
Premium and Other Important Information | |||||
$45.00 monthly plan premium in addition to your monthly Medicare Part B premium. | |||||
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. | |||||
Some physicians providers and suppliers that are out of a plan's network (i.e. out-of-network) accept 'assignment' from Medicare and will only charge up to a Medicare-approved amount. If you choose to see an out-of-network physician who does NOT accept Medicare 'assignment ' your coinsurance can be based on the Medicare-approved amount plus an additional amount up to a higher Medicare 'limiting charge.' If you are a member of a plan that charges a copay for out-of-network physician services the higher Medicare 'limiting charge' does not apply. See the publications Medicare You or Your Medicare Benefits available on www.medicare.gov for a full listing of benefits under Original Medicare as well as for explanations of the rules related to 'assignment' and 'limiting charges' that apply by benefit type. To find out if physicians and DME suppliers accept assignment or participate in Medicare visit www.medicare.gov/physician or www.medicare.gov/supplier. You can also call 1-800 | |||||
$2 500 out-of-pocket limit for Medicare-covered services. | |||||
$75 annual deductible. Contact the plan for services that apply. | |||||
$5 100 out-of-pocket limit for Medicare-covered services. | |||||
Doctor and Hospital Choice | |||||
No referral required for network doctors specialists and hospitals. | |||||
You can go to doctors specialists and hospitals in or out of the network. It will cost more to get out of network benefits. | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care | |||||
No limit to the number of days covered by the plan each hospital stay. | |||||
For Medicare-covered hospital stays: | |||||
Days 1 - 8: $175 copay per day | |||||
Days 9 - 90: $0 copay per day | |||||
$0 copay for each additional hospital day. | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
For hospital stays: | |||||
Days 1 - 8: $200 copay per day | |||||
Days 9 and beyond: $0 copay per day | |||||
Inpatient Mental Health Care | |||||
You get up to 190 days of inpatient psychiatric hospital care in a lifetime. Inpatient psychiatric hospital services count toward the 190-day lifetime limitation only if certain conditions are met. This limitation does not apply to inpatient psychiatric services furnished in a general hospital. | |||||
For Medicare-covered hospital stays: | |||||
Days 1 - 8: $175 copay per day | |||||
Days 9 - 90: $0 copay per day | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
For hospital stays: | |||||
Days 1 - 8: $200 copay per day | |||||
Days 9 - 190: $0 copay per day | |||||
Skilled Nursing Facility (SNF) | |||||
Authorization rules may apply. | |||||
Plan covers up to 100 days each benefit period | |||||
No prior hospital stay is required. | |||||
For SNF stays: | |||||
Days 1 - 20: $0 copay per day | |||||
Days 21 - 100: $100 copay per day | |||||
For each SNF stay: | |||||
Days 1 - 20: $0 copay per SNF day | |||||
Days 21 - 100: $150 copay per SNF day | |||||
Home Health Care | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered home health visits | |||||
$0 copay for home health visits | |||||
Hospice | |||||
You must get care from a Medicare-certified hospice. Your plan will pay for a consultative visit before you select hospice. | |||||
** Outpatient Care ** | |||||
Doctor Office Visits | |||||
$12 copay for each primary care doctor visit for Medicare-covered benefits. | |||||
$12 to $25 copay for each in-area network urgent care Medicare-covered visit | |||||
$12 copay for each specialist visit for Medicare-covered benefits. | |||||
$20 copay for each primary care doctor visit | |||||
$20 copay for each specialist visit | |||||
Chiropractic Services | |||||
Authorization rules may apply. | |||||
$15 copay for each Medicare-covered visit | |||||
$15 copay for each supplemental routine visit | |||||
Medicare-covered chiropractic visits are for manual manipulation of the spine to correct subluxation (a displacement or misalignment of a joint or body part) if you get it from a chiropractor or other qualified providers. | |||||
$15 copay for chiropractic benefits. | |||||
Podiatry Services | |||||
$12 copay for each Medicare-covered visit | |||||
Medicare-covered podiatry benefits are for medically-necessary foot care. | |||||
$20 copay for podiatry benefits. | |||||
Outpatient Mental Health Care | |||||
Authorization rules may apply. | |||||
$25 copay for each Medicare-covered individual therapy visit | |||||
$25 copay for each Medicare-covered group therapy visit | |||||
$25 copay for each Medicare-covered individual therapy visit with a psychiatrist | |||||
$25 copay for each Medicare-covered group therapy visit with a psychiatrist | |||||
$0 copay for Medicare-covered partial hospitalization program services | |||||
$50 copay for Mental Health benefits with a psychiatrist | |||||
$50 copay for Mental Health benefits | |||||
$0 copay for partial hospitalization program services | |||||
Outpatient Substance Abuse Care | |||||
$25 copay for Medicare-covered individual visits | |||||
$25 copay for Medicare-covered group visits | |||||
$50 copay for outpatient substance abuse benefits. | |||||
Outpatient Services/Surgery | |||||
Authorization rules may apply. | |||||
$150 copay for each Medicare-covered ambulatory surgical center visit | |||||
$175 copay for each Medicare-covered outpatient hospital facility visit | |||||
$200 copay for outpatient hospital facility benefits. | |||||
$175 copay for ambulatory surgical center benefits. | |||||
Ambulance Services | |||||
$100 copay for Medicare-covered ambulance benefits. | |||||
$100 copay for ambulance benefits. | |||||
Emergency Care | |||||
$65 copay for Medicare-covered emergency room visits | |||||
$50 000 plan coverage limit for emergency services outside the U.S. every year. | |||||
If you are admitted to the hospital within 24-hour(s) for the same condition you pay $0 for the emergency room visit. | |||||
Urgently Needed Care | |||||
$20 to $50 copay for Medicare-covered urgently-needed-care visits | |||||
If you are admitted to the hospital within 24-hour(s) for the same condition you pay $0 for the urgently-needed-care visit. | |||||
Outpatient Rehabilitation Services | |||||
Authorization rules may apply. | |||||
There may be limits on physical therapy occupational therapy and speech and language pathology services If so there may be exceptions to these limits. | |||||
$25 copay for Medicare-covered Occupational Therapy visits | |||||
$25 copay for Medicare-covered Physical and/or Speech and Language Therapy visits | |||||
$35 copay for Physical and/or Speech and Language Therapy visits | |||||
$35 copay for Occupational Therapy benefits. | |||||
** Outpatient Medical Services and Supplies ** | |||||
Durable Medical Equipment | |||||
Authorization rules may apply. | |||||
15% of the cost for Medicare-covered items | |||||
20% of the cost for durable medical equipment | |||||
Prosthetic Devices | |||||
Authorization rules may apply. | |||||
15% of the cost for Medicare-covered items | |||||
20% of the cost for prosthetic devices. | |||||
Diabetes Programs and Supplies | |||||
Authorization rules may apply. | |||||
$0 copay for Diabetes self-management training | |||||
$0 copay for Diabetes monitoring supplies | |||||
15% of the cost for Therapeutic shoes or inserts | |||||
$0 copay for Diabetes self-management training | |||||
20% of the cost for Diabetes monitoring supplies | |||||
20% of the cost for Therapeutic shoes or inserts | |||||
'Diagnostic Tests, X-Rays, Lab Services, and Radiology Services' | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered lab services | |||||
0% to 15% of the cost for Medicare-covered diagnostic procedures and tests | |||||
$12 copay for Medicare-covered X-rays | |||||
15% of the cost for Medicare-covered diagnostic radiology services (not including X-rays) | |||||
15% of the cost for Medicare-covered therapeutic radiology services | |||||
If the doctor provides you services in addition to Outpatient Diagnostic Procedures Tests and Lab Services separate cost sharing of $12 may apply | |||||
If the doctor provides you services in addition to Outpatient Diagnostic and Therapeutic Radiology Services separate cost sharing of $12 may apply | |||||
20% of the cost for therapeutic radiology services | |||||
$20 copay for outpatient X-rays | |||||
20% of the cost for diagnostic radiology services | |||||
0% to 20% of the cost for diagnostic procedures tests and lab services | |||||
If the doctor provides you services in addition to (Outpatient Diagnostic Procedures/Tests/Lab Services) separate cost sharing of $20 may apply | |||||
** Preventive Services ** | |||||
Cardiac and Pulmonary Rehabilitation Services | |||||
Authorization rules may apply. | |||||
$25 copay for Medicare-covered Cardiac Rehabilitation Services | |||||
$25 copay for Medicare-covered Intensive Cardiac Rehabilitation Services | |||||
$25 copay for Medicare-covered Pulmonary Rehabilitation Services | |||||
$35 copay for Cardiac Rehabilitation Services | |||||
$35 copay for Intensive Cardiac Rehabilitation Services | |||||
$35 copay for Pulmonary Rehabilitation Services | |||||
Preventive Services and Wellness/Education Programs | |||||
$0 copay for all preventive services covered under Original Medicare at zero cost sharing: | |||||
HIV screening is covered for people with Medicare who are pregnant and people at increased risk for the infection including anyone who asks for the test. Medicare covers this test once every 12 months or up to three times during a pregnancy. Please contact plan for details. | |||||
The plan covers the following supplemental education/wellness programs: | |||||
$0 copay for Medicare-covered preventive services | |||||
$0 copay for supplemental education/wellness programs | |||||
Kidney Disease and Conditions | |||||
Authorization rules may apply. | |||||
15% of the cost for renal dialysis | |||||
$0 copay for kidney disease education services | |||||
$0 copay for kidney disease education services | |||||
20% of the cost for renal dialysis | |||||
Outpatient Prescription Drugs | |||||
Most drugs not covered. | |||||
15% of the cost for Part B-covered chemotherapy drugs and other Part B-covered drugs. | |||||
20% of the cost for Part B drugs out-of-network. | |||||
This plan does not offer prescription drug coverage. | |||||
Dental Services | |||||
$0 copay for the following preventive dental benefits: | |||||
$12 to $65 copay for Medicare-covered dental benefits | |||||
$20 to $65 copay for comprehensive dental benefits | |||||
20% of the cost for preventive dental benefits | |||||
The plan will pay up to $500 for all of the following services combined: | |||||
$500 plan coverage limit for preventive dental benefits every year. This limit applies to both in-network and out-of-network benefits. | |||||
Hearing Services | |||||
In general supplemental routine hearing exams and hearing aids not covered. | |||||
$20 copay for hearing exams. | |||||
** Additional Benefits ** | |||||
Vision Services | |||||
$0 copay for | |||||
$0 to $20 copay for eye exams. | |||||
$0 copay for eye wear. | |||||
$100 plan coverage limit for eye wear every two years. This limit applies to both in-network and out-of-network benefits. | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Transportation | |||||
This plan does not cover supplemental routine transportation. | |||||
Acupuncture | |||||
Authorization rules may apply. | |||||
$15 copay per visit | |||||
$15 copay for acupuncture visits | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care | |||||
No limit to the number of days covered by the plan each hospital stay. | |||||
For Medicare-covered hospital stays: | |||||
Days 1 - 8: $175 copay per day | |||||
Days 9 - 90: $0 copay per day | |||||
$0 copay for each additional hospital day. | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
For hospital stays: | |||||
Days 1 - 8: $200 copay per day | |||||
Days 9 and beyond: $0 copay per day | |||||
** Outpatient Care ** | |||||
Doctor Office Visits | |||||
$12 copay for each primary care doctor visit for Medicare-covered benefits. | |||||
$12 to $25 copay for each in-area network urgent care Medicare-covered visit | |||||
$12 copay for each specialist visit for Medicare-covered benefits. | |||||
$20 copay for each primary care doctor visit | |||||
$20 copay for each specialist visit | |||||
Outpatient Services/Surgery | |||||
Authorization rules may apply. | |||||
$150 copay for each Medicare-covered ambulatory surgical center visit | |||||
$175 copay for each Medicare-covered outpatient hospital facility visit | |||||
$200 copay for outpatient hospital facility benefits. | |||||
$175 copay for ambulatory surgical center benefits. | |||||
Ambulance Services | |||||
$100 copay for Medicare-covered ambulance benefits. | |||||
$100 copay for ambulance benefits. | |||||
** Outpatient Medical Services and Supplies ** | |||||
Durable Medical Equipment | |||||
Authorization rules may apply. | |||||
15% of the cost for Medicare-covered items | |||||
20% of the cost for durable medical equipment | |||||
'Diagnostic Tests, X-Rays, Lab Services, and Radiology Services' | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered lab services | |||||
0% to 15% of the cost for Medicare-covered diagnostic procedures and tests | |||||
$12 copay for Medicare-covered X-rays | |||||
15% of the cost for Medicare-covered diagnostic radiology services (not including X-rays) | |||||
15% of the cost for Medicare-covered therapeutic radiology services | |||||
If the doctor provides you services in addition to Outpatient Diagnostic Procedures Tests and Lab Services separate cost sharing of $12 may apply | |||||
If the doctor provides you services in addition to Outpatient Diagnostic and Therapeutic Radiology Services separate cost sharing of $12 may apply | |||||
20% of the cost for therapeutic radiology services | |||||
$20 copay for outpatient X-rays | |||||
20% of the cost for diagnostic radiology services | |||||
0% to 20% of the cost for diagnostic procedures tests and lab services | |||||
If the doctor provides you services in addition to (Outpatient Diagnostic Procedures/Tests/Lab Services) separate cost sharing of $20 may apply | |||||
** Additional Benefits ** | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Transportation | |||||
This plan does not cover supplemental routine transportation. | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
Package: 1 - Extended Dental: | |||||
$23 monthly premium in addition to your $45 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits: | |||||
$750 plan coverage limit every year for these benefits. | |||||
** Important Information ** | |||||
Package: 1 - Extended Dental: | |||||
$23 monthly premium in addition to your $45 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits: | |||||
$750 plan coverage limit every year for these benefits. | |||||
** Preventive Services ** | |||||
Dental Services | |||||
20% to 50% of the cost for comprehensive dental services | |||||
$750 plan coverage limit for comprehensive dental benefits every year. This limit applies to both in-network and out-of-network benefits. | |||||
Contact the plan for availability of additional in-network and out-of-network comprehensive dental benefits. |