2012 Medicare Advantage Plan Details | |||||
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Medicare Plan Name: | Care Improvement Plus Dual Advantage (Regional PPO SNP) | ||||
Location: | Atchison, Missouri Click to see other locations | ||||
Plan ID: | R3444 - 011 - 0 Click to see other plans | ||||
Member Services: | 1-800-204-1002 TTY users 711 | ||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | |||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
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Email a copy of the Care Improvement Plus Dual Advantage (Regional PPO SNP) benefit details | |||||
— Medicare Plan Features — | |||||
Monthly Premium: | $0.00 for people who qualify for both Medicare and Medicaid. (see Plan Premium Details below) | ||||
Annual Rx Deductible: | $0 for people who qualify for both Medicare and Medicaid. | ||||
Annual Rx Initial Coverage Limit (ICL): | $2,930 | ||||
Health Plan Type: | Regional PPO | ||||
Special Needs Plan (SNP) Eligibility Requirement: | Dual-Eligible | ||||
Additional Rx Gap Coverage? | No additional gap coverage, only the Donut Hole Discount | ||||
Total Number of Formulary Drugs: | 3,412 drugs | Browse the Care Improvement Plus Dual Advantage (Regional PPO SNP) Formulary | |||
This plan has 4 drug tiers. See cost-sharing highlights below. | |||||
Formulary Drug Details: | Tier 1 | Tier 2 | Tier 3 | Tier 4 | Tier 5 |
• Preferred Pharmacy Cost-Sharing during initial coverage phase: | $10.00 | $45.00 | $95.00 | 27% | |
• Number of Drugs per Tier: | 2008 | 933 | 196 | 275 | |
Plan's Pharmacy Search: | http://www.careimprovementplus.com/members/formulary--medicare-drug-plan-coverage.aspx | ||||
Plan Offers Mail Order? | Yes | ||||
Number of Members enrolled in this plan in (R3444 - 011): | 10,356 members | ||||
Plan’s Summary Star Rating: | 3 out of 5 Stars. | ||||
• Customer Service Rating: | 3 out of 5 Stars. | ||||
• Member Experience Rating: | 4 out of 5 Stars. | ||||
• Drug Cost Accuracy Rating: | 3 out of 5 Stars. | ||||
— Plan Premium Details — | |||||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | |
Monthly Part D Premium with LIS: | $0.00 | $0.00 | $0.00 | $0.00 | |
— Plan Health Benefits — | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
* Depending on your level of Medicaid eligibility you may not have any cost-sharing responsibility for original Medicare services | |||||
** Please consult with your plan about cost sharing when receiving services from out-of-network providers. | |||||
$0 monthly plan premium* | |||||
Some physicians providers and suppliers that are out of a plan's network (i.e. out-of-network) accept 'assignment' from Medicare and will only charge up to a Medicare-approved amount. If you choose to see an out-of-network physician who does NOT accept Medicare 'assignment ' your coinsurance can be based on the Medicare-approved amount plus an additional amount up to a higher Medicare 'limiting charge.' If you are a member of a plan that charges a copay for out-of-network physician services the higher Medicare 'limiting charge' does not apply. See the publications Medicare You or Your Medicare Benefits available on www.medicare.gov for a full listing of benefits under Original Medicare as well as for explanations of the rules related to 'assignment' and 'limiting charges' that apply by benefit type. To find out if physicians and DME suppliers accept assignment or participate in Medicare visit www.medicare.gov/physician or www.medicare.gov/supplier. You can also call 1-800 | |||||
$0 annual deductible.* | |||||
$6 700 out-of-pocket limit for Medicare-covered services. However in this plan you will have no cost sharing responsibility for Medicare-covered services based on your level of Medicaid eligibility. | |||||
$0 annual deductible.** | |||||
$6 700 out-of-pocket limit for Medicare-covered services. However in this plan you will have no cost sharing responsibility for Medicare-covered services based on your level of Medicaid eligibility.** | |||||
$0 annual deductible.* | |||||
$6 700 out-of-pocket limit for Medicare-covered services. However in this plan you will have no cost sharing responsibility for Medicare-covered services based on your level of Medicaid eligibility. | |||||
** Doctor and Hospital Choice ** | |||||
Doctor and Hospital Choice | |||||
Referral required for network specialists (for certain benefits). | |||||
You can go to doctors specialists and hospitals in or out of the network. It will cost more to get out of network benefits. | |||||
** Extra Benefits ** | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Transportation | |||||
Authorization rules may apply. | |||||
$0 copay for up to 34 one-way trip(s) to plan approved location every year | |||||
$0 copay for transportation. | |||||
** Important Information ** | |||||
Premium and Other Important Information | |||||
* Depending on your level of Medicaid eligibility you may not have any cost-sharing responsibility for original Medicare services | |||||
** Please consult with your plan about cost sharing when receiving services from out-of-network providers. | |||||
$0 monthly plan premium* | |||||
Some physicians providers and suppliers that are out of a plan's network (i.e. out-of-network) accept 'assignment' from Medicare and will only charge up to a Medicare-approved amount. If you choose to see an out-of-network physician who does NOT accept Medicare 'assignment ' your coinsurance can be based on the Medicare-approved amount plus an additional amount up to a higher Medicare 'limiting charge.' If you are a member of a plan that charges a copay for out-of-network physician services the higher Medicare 'limiting charge' does not apply. See the publications Medicare You or Your Medicare Benefits available on www.medicare.gov for a full listing of benefits under Original Medicare as well as for explanations of the rules related to 'assignment' and 'limiting charges' that apply by benefit type. To find out if physicians and DME suppliers accept assignment or participate in Medicare visit www.medicare.gov/physician or www.medicare.gov/supplier. You can also call 1-800 | |||||
$0 annual deductible.* | |||||
$6 700 out-of-pocket limit for Medicare-covered services. However in this plan you will have no cost sharing responsibility for Medicare-covered services based on your level of Medicaid eligibility. | |||||
$0 annual deductible.** | |||||
$6 700 out-of-pocket limit for Medicare-covered services. However in this plan you will have no cost sharing responsibility for Medicare-covered services based on your level of Medicaid eligibility.** | |||||
$0 annual deductible.* | |||||
$6 700 out-of-pocket limit for Medicare-covered services. However in this plan you will have no cost sharing responsibility for Medicare-covered services based on your level of Medicaid eligibility. | |||||
Doctor and Hospital Choice | |||||
Referral required for network specialists (for certain benefits). | |||||
You can go to doctors specialists and hospitals in or out of the network. It will cost more to get out of network benefits. | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care | |||||
Plan covers 90 days each benefit period. | |||||
You will not be charged additional cost sharing for professional services | |||||
$0 annual deductible* | |||||
$0 copay* | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
Inpatient Mental Health Care | |||||
$0 copay* | |||||
You get up to 190 days of inpatient psychiatric hospital care in a lifetime. Inpatient psychiatric hospital services count toward the 190-day lifetime limitation only if certain conditions are met. This limitation does not apply to inpatient psychiatric services furnished in a general hospital. | |||||
$0 annual deductible* | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
Same deductible and copay as inpatient hospital care (see 'Inpatient Hospital Care') | |||||
Skilled Nursing Facility (SNF) | |||||
Authorization rules may apply. | |||||
Plan covers up to 100 days each benefit period | |||||
No prior hospital stay is required. | |||||
$0 annual deductible* | |||||
$0 copay for SNF services* | |||||
You will not be charged additional cost sharing for professional services | |||||
For Non-Medicare Supplemental SNF stays: Days 1 - 20: $___ per day Days 21 - 100: $___ per day | |||||
Home Health Care | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered home health visits* | |||||
$0 copay for home health visits** | |||||
Hospice | |||||
You must get care from a Medicare-certified hospice. Your plan will pay for a consultative visit before you select hospice. | |||||
** Outpatient Care ** | |||||
Doctor Office Visits | |||||
$0 copay for each primary care doctor visit for Medicare-covered benefits.* | |||||
$0 copay for the cost of each in-area network urgent care Medicare-covered visit.* | |||||
$0 copay for each specialist doctor visit for Medicare-covered benefits.* | |||||
20% of the cost for each primary care doctor visit** | |||||
20% of the cost for each specialist visit** | |||||
Chiropractic Services | |||||
$0 copay for Medicare-covered chiropractic visits* | |||||
Medicare-covered chiropractic visits are for manual manipulation of the spine to correct subluxation (a displacement or misalignment of a joint or body part) if you get it from a chiropractor or other qualified providers. | |||||
20% of the cost for chiropractic benefits.** | |||||
Podiatry Services | |||||
$0 copay for Medicare-covered podiatry benefits.* | |||||
Medicare-covered podiatry benefits are for medically-necessary foot care. | |||||
20% of the cost for podiatry benefits.** | |||||
Outpatient Mental Health Care | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered Mental Health visits* | |||||
$0 copay for each Medicare-covered visit with a psychiatrist* | |||||
$0 copay for Medicare-covered partial hospitalization program services* | |||||
40% of the cost for Mental Health benefits with a psychiatrist** | |||||
40% of the cost for Mental Health benefits** | |||||
20% of the cost for partial hospitalization program services** | |||||
Outpatient Substance Abuse Care | |||||
$0 copay for Medicare-covered visits* | |||||
40% of the cost for outpatient substance abuse benefits.** | |||||
Outpatient Services/Surgery | |||||
Authorization rules may apply. | |||||
$0 copay for each Medicare-covered ambulatory surgical center visit* | |||||
$0 copay for each Medicare-covered outpatient hospital facility visit* | |||||
20% of the cost for outpatient hospital facility benefits.** | |||||
20% of the cost for ambulatory surgical center benefits.** | |||||
Ambulance Services | |||||
$0 copay for Medicare-covered ambulance benefits.* | |||||
20% of the cost for ambulance benefits.** | |||||
Emergency Care | |||||
$0 copay for Medicare-covered emergency room visits* | |||||
Worldwide coverage. | |||||
If you are admitted to the hospital within 24-hour(s) for the same condition you pay $0 for the emergency room visit. | |||||
Urgently Needed Care | |||||
$0 copay for Medicare-covered urgently-needed-care visits* | |||||
Outpatient Rehabilitation Services | |||||
Authorization rules may apply. | |||||
There may be limits on physical therapy occupational therapy and speech and language pathology services If so there may be exceptions to these limits. | |||||
$0 copay for Medicare-covered Occupational Therapy visits* | |||||
$0 copay for Medicare-covered Physical and/or Speech and Language Therapy visits* | |||||
20% of the cost for Physical and/or Speech and Language Therapy visits** | |||||
20% of the cost for Occupational Therapy benefits.** | |||||
** Outpatient Medical Services and Supplies ** | |||||
Durable Medical Equipment | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered items* | |||||
20% of the cost for durable medical equipment** | |||||
Prosthetic Devices | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered items* | |||||
20% of the cost for prosthetic devices.** | |||||
Diabetes Programs and Supplies | |||||
$0 copay for Diabetes self-management training* | |||||
$0 copay for: | |||||
$0 copay for Diabetes self-management training** | |||||
20% of the cost for Diabetes monitoring supplies** | |||||
20% of the cost for Therapeutic shoes or inserts** | |||||
'Diagnostic Tests, X-Rays, Lab Services, and Radiology Services' | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered: | |||||
20% of the cost for therapeutic radiology services** | |||||
20% of the cost for outpatient X-rays** | |||||
20% of the cost for diagnostic radiology services** | |||||
20% of the cost for diagnostic procedures tests and lab services** | |||||
** Preventive Services ** | |||||
Cardiac and Pulmonary Rehabilitation Services | |||||
Authorization rules may apply. | |||||
$0 copay for: | |||||
20% of the cost for Cardiac Rehabilitation Services** | |||||
20% of the cost for Intensive Cardiac Rehabilitation Services** | |||||
20% of the cost for Pulmonary Rehabilitation Services** | |||||
Preventive Services and Wellness/Education Programs | |||||
$0 copay for all preventive services covered under Original Medicare at zero cost sharing: | |||||
HIV screening is covered for people with Medicare who are pregnant and people at increased risk for the infection including anyone who asks for the test. Medicare covers this test once every 12 months or up to three times during a pregnancy. Please contact plan for details. | |||||
The plan covers the following supplemental education/wellness programs: | |||||
$0 copay for Medicare-covered preventive services** | |||||
$0 copay for supplemental education/wellness programs | |||||
Kidney Disease and Conditions | |||||
$0 copay for renal dialysis* | |||||
$0 copay for kidney disease education services* | |||||
$0 copay for kidney disease education services** | |||||
20% of the cost for renal dialysis** | |||||
Outpatient Prescription Drugs | |||||
$0 annual deductible for Part B-covered drugs.* | |||||
$0 copay for Part B covered chemotherapy drugs and other Part-B covered drugs.* | |||||
20% of the cost for Part B drugs out-of-network.** | |||||
This plan uses a formulary. The plan will send you the formulary. You can also see the formulary at http://www.careimprovementplus.com/members/formulary--medicare-drug-plan-coverage.aspx on the web. | |||||
Different out-of-pocket costs may apply for people who | |||||
The plan offers national in-network prescription coverage (i.e. this would include 50 states and the District of Columbia). This means that you will pay the same cost-sharing amount for your prescription drugs if you get them at an in-network pharmacy outside of the plan's service area (for instance when you travel). | |||||
Total yearly drug costs are the total drug costs paid by you the plan and Medicare. | |||||
The plan may require you to first try one drug to treat your condition before it will cover another drug for that condition. | |||||
Some drugs have quantity limits. | |||||
Your provider must get prior authorization from Care Improvement Plus Dual Advantage (Regional PPO SNP) for certain drugs. | |||||
You must go to certain pharmacies for a very limited number of drugs due to special handling provider coordination or patient education requirements that cannot be met by most pharmacies in your network. These drugs are listed on the plan's website formulary printed materials as well as on the Medicare Prescription Drug Plan Finder on Medicare.gov. | |||||
If the actual cost of a drug is less than the normal cost-sharing amount for that drug you will pay the actual cost not the higher cost-sharing amount. | |||||
If you request a formulary exception for a drug and Care Improvement Plus Dual Advantage (Regional PPO SNP) approves the exception you will pay the generic cost share for generic drugs and the brand cost share for brand drugs. | |||||
You pay a $0 annual deductible. | |||||
Depending on your income and institutional status you pay the following: For generic drugs (including brand drugs treated as generic) either: | |||||
You pay a $0 copay. | |||||
Plan drugs may be covered in special circumstances for instance illness while traveling outside of the plan's service area where there is no network pharmacy. You may have to pay more than your normal cost-sharing amount if you get your drugs at an out-of-network pharmacy. In addition you will likely have to pay the pharmacy's full charge for the drug and submit documentation to receive reimbursement from Care Improvement Plus Dual Advantage (Regional PPO SNP). | |||||
Depending on your income and institutional status you will be reimbursed by Care Improvement Plus Dual Advantage (Regional PPO SNP) up to the plan's cost of the drug minus the following: For generic drugs purchased out-of-network (including brand drugs treated as generic) either: | |||||
You will be reimbursed in full for drugs purchased out-of-network. | |||||
Dental Services | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered dental benefits* | |||||
$0 copay for an office visit that includes: | |||||
20% of the cost for comprehensive dental benefits** | |||||
$0 copay for preventive dental benefits | |||||
Contact the plan for availability of additional in-network and out-of-network comprehensive dental benefits. | |||||
Hearing Services | |||||
In general supplemental routine hearing exams and hearing aids not covered. | |||||
$0 copay for Medicare-covered diagnostic hearing exams* | |||||
20% of the cost for hearing exams.** | |||||
** Additional Benefits ** | |||||
Vision Services | |||||
$0 copay for diagnosis and treatment for diseases and conditions of the eye* | |||||
$0 copay for | |||||
20% of the cost for eye exams.** | |||||
0% to 20% of the cost for eye wear.** | |||||
$200 plan coverage limit for eye wear every year. This limit applies to both in-network and out-of-network benefits. | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Transportation | |||||
Authorization rules may apply. | |||||
$0 copay for up to 34 one-way trip(s) to plan approved location every year | |||||
$0 copay for transportation. | |||||
Acupuncture | |||||
This plan does not cover Acupuncture. | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care | |||||
Plan covers 90 days each benefit period. | |||||
You will not be charged additional cost sharing for professional services | |||||
$0 annual deductible* | |||||
$0 copay* | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
** Outpatient Care ** | |||||
Doctor Office Visits | |||||
$0 copay for each primary care doctor visit for Medicare-covered benefits.* | |||||
$0 copay for the cost of each in-area network urgent care Medicare-covered visit.* | |||||
$0 copay for each specialist doctor visit for Medicare-covered benefits.* | |||||
20% of the cost for each primary care doctor visit** | |||||
20% of the cost for each specialist visit** | |||||
Outpatient Services/Surgery | |||||
Authorization rules may apply. | |||||
$0 copay for each Medicare-covered ambulatory surgical center visit* | |||||
$0 copay for each Medicare-covered outpatient hospital facility visit* | |||||
20% of the cost for outpatient hospital facility benefits.** | |||||
20% of the cost for ambulatory surgical center benefits.** | |||||
Ambulance Services | |||||
$0 copay for Medicare-covered ambulance benefits.* | |||||
20% of the cost for ambulance benefits.** | |||||
** Outpatient Medical Services and Supplies ** | |||||
Durable Medical Equipment | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered items* | |||||
20% of the cost for durable medical equipment** | |||||
'Diagnostic Tests, X-Rays, Lab Services, and Radiology Services' | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered: | |||||
20% of the cost for therapeutic radiology services** | |||||
20% of the cost for outpatient X-rays** | |||||
20% of the cost for diagnostic radiology services** | |||||
20% of the cost for diagnostic procedures tests and lab services** | |||||
** Additional Benefits ** | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Transportation | |||||
Authorization rules may apply. | |||||
$0 copay for up to 34 one-way trip(s) to plan approved location every year | |||||
$0 copay for transportation. |