2012 Medicare Advantage Plan Details | |||||
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Medicare Plan Name: | CareOregon Advantage Plus (HMO-POS SNP) | ||||
Location: | Polk, Oregon Click to see other locations | ||||
Plan ID: | H5859 - 001 - 0 Click to see other plans | ||||
Member Services: | 1-888-712-3258 TTY users 1-800-735-2900 | ||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | |||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
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Email a copy of the CareOregon Advantage Plus (HMO-POS SNP) benefit details | |||||
— Medicare Plan Features — | |||||
Monthly Premium: | $0.00 for people who qualify for both Medicare and Medicaid. (see Plan Premium Details below) | ||||
Annual Deductible: | $0 for people who qualify for both Medicare and Medicaid. | ||||
Annual Initial Coverage Limit (ICL): | $2,930 | ||||
Health Plan Type: | Local HMO | ||||
Special Needs Plan (SNP) Eligibility Requirement: | Dual-Eligible | ||||
Additional Gap Coverage? | No additional gap coverage, only the Donut Hole Discount | ||||
Total Number of Formulary Drugs: | 2,727 drugs | Browse the CareOregon Advantage Plus (HMO-POS SNP) Formulary | |||
This plan has 2 drug tiers. See cost-sharing highlights below. | |||||
Formulary Drug Details: | Tier 1 | Tier 2 | Tier 3 | Tier 4 | Tier 5 |
• Preferred Pharmacy Cost-Sharing during initial coverage phase: | 15% | 15% | |||
• Number of Drugs per Tier: | 1760 | 967 | |||
Plan's Pharmacy Search: | http://www.careoregonadvantage.org | ||||
Plan Offers Mail Order? | Yes | ||||
Number of Members enrolled in this plan in (H5859 - 001): | 7,543 members | ||||
Plan’s Summary Star Rating: | 3.5 out of 5 Stars. | ||||
• Customer Service Rating: | 3 out of 5 Stars. | ||||
• Member Experience Rating: | 2 out of 5 Stars. | ||||
• Drug Cost Accuracy Rating: | 4 out of 5 Stars. | ||||
— Plan Premium Details — | |||||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | |
Monthly Part D Premium with LIS: | $0.00 | $0.00 | $0.00 | $0.00 | |
— Plan Health Benefits — | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
* Depending on your level of Medicaid eligibility you may not have any cost-sharing responsibility for original Medicare services | |||||
** Please consult with your plan about cost sharing when receiving services from out-of-network providers. | |||||
$0 monthly plan premium in addition to your monthly Medicare Part B premium.* | |||||
$6 700 out-of-pocket limit for Medicare-covered services.* | |||||
$6 700 out-of-pocket limit for Medicare-covered services.* | |||||
** Doctor and Hospital Choice ** | |||||
Doctor and Hospital Choice | |||||
Referral required for network hospitals and specialists (for certain benefits). | |||||
** Extra Benefits ** | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Point of Service | |||||
Point of Service coverage is available for the following benefits: | |||||
0% to 20% of the cost for | |||||
Transportation | |||||
This plan does not cover supplemental routine transportation. | |||||
** Important Information ** | |||||
Premium and Other Important Information | |||||
* Depending on your level of Medicaid eligibility you may not have any cost-sharing responsibility for original Medicare services | |||||
** Please consult with your plan about cost sharing when receiving services from out-of-network providers. | |||||
$0 monthly plan premium in addition to your monthly Medicare Part B premium.* | |||||
$6 700 out-of-pocket limit for Medicare-covered services.* | |||||
$6 700 out-of-pocket limit for Medicare-covered services.* | |||||
Doctor and Hospital Choice | |||||
Referral required for network hospitals and specialists (for certain benefits). | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care | |||||
Plan covers 90 days each benefit period. | |||||
You will not be charged additional cost sharing for professional services | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
Inpatient Mental Health Care | |||||
You get up to 190 days of inpatient psychiatric hospital care in a lifetime. Inpatient psychiatric hospital services count toward the 190-day lifetime limitation only if certain conditions are met. This limitation does not apply to inpatient psychiatric services furnished in a general hospital. | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
Skilled Nursing Facility (SNF) | |||||
Authorization rules may apply. | |||||
Plan covers up to 100 days each benefit period | |||||
No prior hospital stay is required. | |||||
You will not be charged additional cost sharing for professional services | |||||
For Non-Medicare Supplemental SNF stays: Days 1 - 20: $___ per day Days 21 - 100: $___ per day | |||||
Home Health Care | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered home health visits* | |||||
Hospice | |||||
You must get care from a Medicare-certified hospice. Your plan will pay for a consultative visit before you select hospice. | |||||
** Outpatient Care ** | |||||
Doctor Office Visits | |||||
0% or 0% to 20% of the cost for each primary care doctor visit for Medicare-covered benefits.* | |||||
0% or 0% to 20% of the cost for each in-area network urgent care Medicare-covered visit* | |||||
0% or 0% to 20% of the cost for each specialist visit for Medicare-covered benefits.* | |||||
Chiropractic Services | |||||
Authorization rules may apply. | |||||
0% or 0% to 20% of the cost for each Medicare-covered visit* | |||||
Medicare-covered chiropractic visits are for manual manipulation of the spine to correct subluxation (a displacement or misalignment of a joint or body part) if you get it from a chiropractor or other qualified providers. | |||||
Podiatry Services | |||||
0% or 0% to 20% of the cost for each Medicare-covered visit* | |||||
0% of the cost for each supplemental routine visit | |||||
Medicare-covered podiatry benefits are for medically-necessary foot care. | |||||
Outpatient Mental Health Care | |||||
Authorization rules may apply. | |||||
0% or 0% to 40% of the cost for each Medicare-covered individual therapy visit* | |||||
0% or 0% to 40% of the cost for each Medicare-covered group therapy visit* | |||||
0% or 0% to 40% of the cost for each Medicare-covered individual therapy visit with a psychiatrist* | |||||
0% or 0% to 40% of the cost for each Medicare-covered group therapy visit with a psychiatrist* | |||||
0% or 20% of the cost for Medicare-covered partial hospitalization program services* | |||||
Outpatient Substance Abuse Care | |||||
Authorization rules may apply. | |||||
0% or 0% to 20% of the cost for Medicare-covered individual therapy visits* | |||||
0% or 0% to 20% of the cost for Medicare-covered group visits* | |||||
Outpatient Services/Surgery | |||||
Authorization rules may apply. | |||||
0% or 0% to 20% of the cost for each Medicare-covered ambulatory surgical center visit* | |||||
0% or 0% to 20% of the cost for each Medicare-covered outpatient hospital facility visit* | |||||
Ambulance Services | |||||
0% or 0% to 20% of the cost for Medicare-covered ambulance benefits* | |||||
Emergency Care | |||||
0% or 0% to 20% of the cost (up to $65) for Medicare-covered emergency room visits* | |||||
Not covered outside the U.S. except under limited circumstances. Contact the plan for more details. | |||||
Urgently Needed Care | |||||
0% or 0% to 20% of the cost for Medicare-covered urgently-needed-care visits* | |||||
Outpatient Rehabilitation Services | |||||
Authorization rules may apply. | |||||
There may be limits on physical therapy occupational therapy and speech and language pathology services If so there may be exceptions to these limits. | |||||
0% or 20% of the cost for Medicare-covered Occupational Therapy visits* | |||||
0% or 20% of the cost for Medicare-covered Physical and/or Speech and Language Therapy visits* | |||||
** Outpatient Medical Services and Supplies ** | |||||
Durable Medical Equipment | |||||
Authorization rules may apply. | |||||
0% or 0% to 20% of the cost for Medicare-covered items* | |||||
Prosthetic Devices | |||||
Authorization rules may apply. | |||||
0% or 0% to 20% of the cost for Medicare-covered items* | |||||
Diabetes Programs and Supplies | |||||
Authorization rules may apply. | |||||
$0 copay for Diabetes self-management training* | |||||
0% or 0% to 20% of the cost for Diabetes monitoring supplies* | |||||
0% or 0% to 20% of the cost for Therapeutic shoes or inserts* | |||||
'Diagnostic Tests, X-Rays, Lab Services, and Radiology Services' | |||||
0% or 0% to 20% of the cost for Medicare-covered lab services* | |||||
0% or 0% to 20% of the cost for Medicare-covered diagnostic procedures and tests* | |||||
0% or 0% to 20% of the cost for Medicare-covered X-rays* | |||||
0% or 0% to 20% of the cost for Medicare-covered diagnostic radiology services (not including X-rays)* | |||||
0% or 0% to 20% of the cost for Medicare-covered therapeutic radiology services* | |||||
** Preventive Services ** | |||||
Cardiac and Pulmonary Rehabilitation Services | |||||
0% or 0% to 20% of the cost for Medicare-covered Cardiac Rehabilitation Services* | |||||
0% or 0% to 20% of the cost for Medicare-covered Intensive Cardiac Rehabilitation Services* | |||||
0% or 0% to 20% of the cost for Medicare-covered Pulmonary Rehabilitation Services* | |||||
Preventive Services and Wellness/Education Programs | |||||
$0 copay for all preventive services covered under Original Medicare at zero cost sharing: | |||||
HIV screening is covered for people with Medicare who are pregnant and people at increased risk for the infection including anyone who asks for the test. Medicare covers this test once every 12 months or up to three times during a pregnancy. Please contact plan for details. | |||||
The plan covers the following supplemental education/wellness programs: | |||||
Kidney Disease and Conditions | |||||
0% or 0% to 20% of the cost for renal dialysis* | |||||
$0 copay for kidney disease education services* | |||||
Outpatient Prescription Drugs | |||||
$0 annual deductible for Part B-covered drugs.* | |||||
0% or 0% to 20% of the cost for Part B-covered chemotherapy drugs and other Part B-covered drugs.* | |||||
This plan uses a formulary. The plan will send you the formulary. You can also see the formulary at http://www.careoregon.org/medicare/formulary.html on the web. | |||||
Different out-of-pocket costs may apply for people who | |||||
The plan offers national in-network prescription coverage (i.e. this would include 50 states and the District of Columbia). This means that you will pay the same cost-sharing amount for your prescription drugs if you get them at an in-network pharmacy outside of the plan's service area (for instance when you travel). | |||||
Total yearly drug costs are the total drug costs paid by you the plan and Medicare. | |||||
The plan may require you to first try one drug to treat your condition before it will cover another drug for that condition. | |||||
Some drugs have quantity limits. | |||||
Your provider must get prior authorization from CareOregon Advantage Plus (HMO-POS SNP) for certain drugs. | |||||
The plan will pay for certain over-the-counter drugs as part of its utilization management program. Some over-the-counter drugs are less expensive than prescription drugs and work just as well. Contact the plan for details. | |||||
You must go to certain pharmacies for a very limited number of drugs due to special handling provider coordination or patient education requirements that cannot be met by most pharmacies in your network. These drugs are listed on the plan's website formulary printed materials as well as on the Medicare Prescription Drug Plan Finder on Medicare.gov. | |||||
If the actual cost of a drug is less than the normal cost-sharing amount for that drug you will pay the actual cost not the higher cost-sharing amount. | |||||
You pay a $0 annual deductible. | |||||
Depending on your income and institutional status you pay the following: For generic drugs (including brand drugs treated as generic) either: | |||||
You can get drugs the following way(s): | |||||
You can get drugs the following way(s): | |||||
You can get drugs the following way(s): | |||||
After your yearly out-of-pocket drug costs reach $4 700 you pay a $0 copay. | |||||
Plan drugs may be covered in special circumstances for instance illness while traveling outside of the plan's service area where there is no network pharmacy. You may have to pay more than your normal cost-sharing amount if you get your drugs at an out-of-network pharmacy. In addition you will likely have to pay the pharmacy's full charge for the drug and submit documentation to receive reimbursement from CareOregon Advantage Plus (HMO-POS SNP). | |||||
You can get drugs the following way: | |||||
Depending on your income and institutional status you will be reimbursed by CareOregon Advantage Plus (HMO-POS SNP) up to the plan's cost of the drug minus the following: For generic drugs purchased out-of-network (including brand drugs treated as generic) either: | |||||
After your yearly out-of-pocket drug costs reach $4 700 you will be reimbursed in full for drugs purchased out-of-network. | |||||
Dental Services | |||||
In general preventive dental benefits (such as cleaning) not covered. | |||||
0% or 0% to 20% of the cost for Medicare-covered dental benefits* | |||||
Hearing Services | |||||
In general supplemental routine hearing exams and hearing aids not covered. | |||||
** Additional Benefits ** | |||||
Vision Services | |||||
$0 copay for | |||||
$75 plan coverage limit for eye wear every two years. | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Transportation | |||||
This plan does not cover supplemental routine transportation. | |||||
Acupuncture | |||||
This plan does not cover Acupuncture. | |||||
Point of Service | |||||
Point of Service coverage is available for the following benefits: | |||||
0% to 20% of the cost for | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care | |||||
Plan covers 90 days each benefit period. | |||||
You will not be charged additional cost sharing for professional services | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
** Outpatient Care ** | |||||
Doctor Office Visits | |||||
0% or 0% to 20% of the cost for each primary care doctor visit for Medicare-covered benefits.* | |||||
0% or 0% to 20% of the cost for each in-area network urgent care Medicare-covered visit* | |||||
0% or 0% to 20% of the cost for each specialist visit for Medicare-covered benefits.* | |||||
Outpatient Services/Surgery | |||||
Authorization rules may apply. | |||||
0% or 0% to 20% of the cost for each Medicare-covered ambulatory surgical center visit* | |||||
0% or 0% to 20% of the cost for each Medicare-covered outpatient hospital facility visit* | |||||
Ambulance Services | |||||
0% or 0% to 20% of the cost for Medicare-covered ambulance benefits* | |||||
** Outpatient Medical Services and Supplies ** | |||||
Durable Medical Equipment | |||||
Authorization rules may apply. | |||||
0% or 0% to 20% of the cost for Medicare-covered items* | |||||
'Diagnostic Tests, X-Rays, Lab Services, and Radiology Services' | |||||
0% or 0% to 20% of the cost for Medicare-covered lab services* | |||||
0% or 0% to 20% of the cost for Medicare-covered diagnostic procedures and tests* | |||||
0% or 0% to 20% of the cost for Medicare-covered X-rays* | |||||
0% or 0% to 20% of the cost for Medicare-covered diagnostic radiology services (not including X-rays)* | |||||
0% or 0% to 20% of the cost for Medicare-covered therapeutic radiology services* | |||||
** Additional Benefits ** | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Transportation | |||||
This plan does not cover supplemental routine transportation. |