2012 Medicare Advantage Plan Details | |||||
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Medicare Plan Name: | Gundersen Lutheran Sr. Pref. Elite (no RX) (HMO) | ||||
Location: | Clayton, Iowa Click to see other locations | ||||
Plan ID: | H5262 - 005 - 0 Click to see other plans | ||||
Member Services: | 1-800-394-5566 TTY users 711 | ||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | |||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
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Email a copy of the Gundersen Lutheran Sr. Pref. Elite (no RX) (HMO) benefit details | |||||
— Medicare Plan Features — | |||||
Monthly Premium: | $100.00 (see Plan Premium Details below) | ||||
Annual Deductible: | no drug coverage | ||||
Health Plan Type: | Local HMO * | ||||
Maximum Out-of-Pocket Limit for Parts A & B (MOOP): | $3,400 | ||||
Number of Members enrolled in this plan in (H5262 - 005): | 3,110 members | ||||
Plan’s Summary Star Rating: | 5 out of 5 Stars. This plan qualifies for the 5-star rating Special Enrollment period. Read more. | ||||
• Customer Service Rating: | 5 out of 5 Stars. | ||||
• Member Experience Rating: | 5 out of 5 Stars. | ||||
• Drug Cost Accuracy Rating: | 4 out of 5 Stars. | ||||
— Plan Premium Details — | |||||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | |
Monthly Part D Premium with LIS: | $0.00 | $0.00 | $0.00 | $0.00 | |
— Plan Health Benefits — | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
$100.00 monthly plan premium in addition to your monthly Medicare Part B premium. | |||||
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. | |||||
$3 400 out-of-pocket limit. All plan services included. | |||||
** Doctor and Hospital Choice ** | |||||
Doctor and Hospital Choice | |||||
You must go to network doctors specialists and hospitals. | |||||
No referral required for network doctors specialists and hospitals. | |||||
** Extra Benefits ** | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Transportation | |||||
This plan does not cover supplemental routine transportation. | |||||
** Important Information ** | |||||
Premium and Other Important Information | |||||
$100.00 monthly plan premium in addition to your monthly Medicare Part B premium. | |||||
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. | |||||
$3 400 out-of-pocket limit. All plan services included. | |||||
Doctor and Hospital Choice | |||||
You must go to network doctors specialists and hospitals. | |||||
No referral required for network doctors specialists and hospitals. | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care | |||||
No limit to the number of days covered by the plan each hospital stay. | |||||
$500 copay for each Medicare-covered hospital stay | |||||
$0 copay for additional hospital days | |||||
Inpatient Mental Health Care | |||||
Contact the plan for details about coverage in a Psychiatric Hospital beyond 190 days. | |||||
$500 copay for each Medicare-covered hospital stay. | |||||
$0 copay for additional hospital days | |||||
Skilled Nursing Facility (SNF) | |||||
Authorization rules may apply. | |||||
Plan covers up to 100 days each benefit period | |||||
No prior hospital stay is required. | |||||
For SNF stays: | |||||
Days 1 - 20: 10% of the cost per day | |||||
Days 21 - 100: 0% of the cost per day | |||||
Home Health Care | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered home health visits | |||||
Hospice | |||||
You must get care from a Medicare-certified hospice. Your plan will pay for a consultative visit before you select hospice. | |||||
** Outpatient Care ** | |||||
Doctor Office Visits | |||||
$20 copay for each primary care doctor visit for Medicare-covered benefits. | |||||
$20 copay for each in-area network urgent care Medicare-covered visit | |||||
$20 copay for each specialist visit for Medicare-covered benefits. | |||||
Chiropractic Services | |||||
$15 copay for each Medicare-covered visit | |||||
$15 copay for each supplemental routine visit | |||||
Medicare-covered chiropractic visits are for manual manipulation of the spine to correct subluxation (a displacement or misalignment of a joint or body part) if you get it from a chiropractor or other qualified providers. | |||||
Podiatry Services | |||||
$20 copay for each Medicare-covered visit | |||||
Medicare-covered podiatry benefits are for medically-necessary foot care. | |||||
Outpatient Mental Health Care | |||||
$20 copay for each Medicare-covered individual therapy visit | |||||
$20 copay for each Medicare-covered group therapy visit | |||||
$20 copay for each Medicare-covered individual therapy visit with a psychiatrist | |||||
$20 copay for each Medicare-covered group therapy visit with a psychiatrist | |||||
$0 copay for Medicare-covered partial hospitalization program services | |||||
Outpatient Substance Abuse Care | |||||
$20 copay for Medicare-covered individual visits | |||||
$20 copay for Medicare-covered group visits | |||||
Outpatient Services/Surgery | |||||
$0 copay for each Medicare-covered ambulatory surgical center visit | |||||
$0 copay for each Medicare-covered outpatient hospital facility visit | |||||
Ambulance Services | |||||
$0 copay for Medicare-covered ambulance benefits. | |||||
Emergency Care | |||||
$0 to $50 copay for Medicare-covered emergency room visits | |||||
Worldwide coverage. | |||||
If you are admitted to the hospital within 3-day(s) for the same condition you pay $0 for the emergency room visit. | |||||
Urgently Needed Care | |||||
$20 copay for Medicare-covered urgently-needed-care visits | |||||
Outpatient Rehabilitation Services | |||||
$20 copay for Medicare-covered Occupational Therapy visits | |||||
$20 copay for Medicare-covered Physical and/or Speech and Language Therapy visits | |||||
** Outpatient Medical Services and Supplies ** | |||||
Durable Medical Equipment | |||||
Authorization rules may apply. | |||||
10% of the cost for Medicare-covered items | |||||
Prosthetic Devices | |||||
Authorization rules may apply. | |||||
10% of the cost for Medicare-covered items | |||||
Diabetes Programs and Supplies | |||||
$0 copay for Diabetes self-management training | |||||
5% to 25% of the cost for Diabetes monitoring supplies | |||||
10% of the cost for Therapeutic shoes or inserts | |||||
If the doctor provides you services in addition to Diabetes self-management training separate cost sharing of $20 may apply | |||||
'Diagnostic Tests, X-Rays, Lab Services, and Radiology Services' | |||||
$0 copay for Medicare-covered: | |||||
If the doctor provides you services in addition to Outpatient Diagnostic Procedures Tests and Lab Services separate cost sharing of $20 may apply | |||||
If the doctor provides you services in addition to Outpatient Diagnostic and Therapeutic Radiology Services separate cost sharing of $20 may apply | |||||
** Preventive Services ** | |||||
Cardiac and Pulmonary Rehabilitation Services | |||||
$10 copay for Medicare-covered Cardiac Rehabilitation Services | |||||
$10 copay for Medicare-covered Intensive Cardiac Rehabilitation Services | |||||
$10 copay for Medicare-covered Pulmonary Rehabilitation Services | |||||
$10 copay for additional Cardiac Rehabilitation Services | |||||
$10 copay for additional Intensive Cardiac Rehabilitation Services | |||||
$10 copay for additional Pulmonary Rehabilitation Services | |||||
No limit on the number of additional Cardiac Rehabilitation Services | |||||
No limit on the number of additional Intensive Cardiac Rehabilitation Services | |||||
No limit on the number of additional Pulmonary Rehabilitation Services | |||||
Preventive Services and Wellness/Education Programs | |||||
$0 copay for all preventive services covered under Original Medicare at zero cost sharing: | |||||
HIV screening is covered for people with Medicare who are pregnant and people at increased risk for the infection including anyone who asks for the test. Medicare covers this test once every 12 months or up to three times during a pregnancy. Please contact plan for details. | |||||
The plan covers the following supplemental education/wellness programs: | |||||
Kidney Disease and Conditions | |||||
20% of the cost for renal dialysis | |||||
$0 copay for kidney disease education services | |||||
Outpatient Prescription Drugs | |||||
Most drugs not covered. | |||||
$0 copay for Part B-covered drugs. | |||||
This plan does not offer prescription drug coverage. | |||||
Dental Services | |||||
In general preventive dental benefits (such as cleaning) not covered. | |||||
$20 copay for Medicare-covered dental benefits | |||||
Hearing Services | |||||
Hearing aids not covered. | |||||
$0 copay for Medicare-covered diagnostic hearing exams | |||||
** Additional Benefits ** | |||||
Vision Services | |||||
$0 copay for | |||||
$300 plan coverage limit for eye wear every year. | |||||
Plan offers additional vision benefits. Contact plan for details. | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Transportation | |||||
This plan does not cover supplemental routine transportation. | |||||
Acupuncture | |||||
This plan does not cover Acupuncture. | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care | |||||
No limit to the number of days covered by the plan each hospital stay. | |||||
$500 copay for each Medicare-covered hospital stay | |||||
$0 copay for additional hospital days | |||||
** Outpatient Care ** | |||||
Doctor Office Visits | |||||
$20 copay for each primary care doctor visit for Medicare-covered benefits. | |||||
$20 copay for each in-area network urgent care Medicare-covered visit | |||||
$20 copay for each specialist visit for Medicare-covered benefits. | |||||
Outpatient Services/Surgery | |||||
$0 copay for each Medicare-covered ambulatory surgical center visit | |||||
$0 copay for each Medicare-covered outpatient hospital facility visit | |||||
Ambulance Services | |||||
$0 copay for Medicare-covered ambulance benefits. | |||||
** Outpatient Medical Services and Supplies ** | |||||
Durable Medical Equipment | |||||
Authorization rules may apply. | |||||
10% of the cost for Medicare-covered items | |||||
'Diagnostic Tests, X-Rays, Lab Services, and Radiology Services' | |||||
$0 copay for Medicare-covered: | |||||
If the doctor provides you services in addition to Outpatient Diagnostic Procedures Tests and Lab Services separate cost sharing of $20 may apply | |||||
If the doctor provides you services in addition to Outpatient Diagnostic and Therapeutic Radiology Services separate cost sharing of $20 may apply | |||||
** Additional Benefits ** | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Transportation | |||||
This plan does not cover supplemental routine transportation. |