2013 Medicare Advantage Plan Details | |||||
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Medicare Plan Name: | HumanaChoice R5826-026 (Regional PPO) | ||||
Location: | Coryell, Texas Click to see other locations | ||||
Plan ID: | R5826 - 026 - 0 Click to see other plans | ||||
Member Services: | 1-800-457-4708 TTY users 711 | ||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | |||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
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Email a copy of the HumanaChoice R5826-026 (Regional PPO) benefit details | |||||
— Medicare Plan Features — | |||||
Monthly Premium: | $0.00 (see Plan Premium Details below) | ||||
Annual Rx Deductible: | no drug coverage | ||||
Health Plan Type: | Regional PPO * | ||||
Maximum Out-of-Pocket Limit for Parts A & B (MOOP): | $3,400 | ||||
Number of Members enrolled in this plan in (R5826 - 026): | 6,468 members | ||||
Plan’s Summary Star Rating: | 3.5 out of 5 Stars. | ||||
• Customer Service Rating: | 5 out of 5 Stars. | ||||
• Member Experience Rating: | 2 out of 5 Stars. | ||||
• Drug Cost Accuracy Rating: | 3 out of 5 Stars. | ||||
— Plan Premium Details — | |||||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | |
Monthly Part D Premium with LIS: | $0.00 | $0.00 | $0.00 | $0.00 | |
— Plan Health Benefits — | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
$0.00 monthly plan premium in addition to your monthly Medicare Part B premium. | |||||
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. | |||||
Some physicians providers and suppliers that are out of a plan’s network (i.e. out-of-network) accept "assignment" from Medicare and will only charge up to a Medicare-approved amount. If you choose to see an out-of-network physician who does NOT accept Medicare "assignment " your coinsurance can be based on the Medicare-approved amount plus an additional amount up to a higher Medicare "limiting charge." If you are a member of a plan that charges a copay for out-of-network physician services the higher Medicare "limiting charge" does not apply. See the publications Medicare You or Your Medicare Benefits available on www.medicare.gov for a full listing of benefits under Original Medicare as well as for explanations of the rules related to "assignment" and "limiting charges" that apply by benefit type. To find out if physicians and DME suppliers accept assignment or participate in Medicare visit www.medicare.go | |||||
$3 400 out-of-pocket limit for Medicare-covered services. | |||||
$500 annual deductible. Contact the plan for services that apply. | |||||
Any annual service category deductible may count towards the plan level deductible if there is one. | |||||
$5 000 out-of-pocket limit for Medicare-covered services. | |||||
** Doctor and Hospital Choice ** | |||||
Doctor and Hospital Choice | |||||
No referral required for network doctors specialists and hospitals. | |||||
You can go to doctors specialists and hospitals in or out of the network. It will cost more to get out of network benefits. | |||||
Plan covers you when you travel in the U.S. or its territories. | |||||
** Extra Benefits ** | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Transportation | |||||
This plan does not cover supplemental routine transportation. | |||||
** Important Information ** | |||||
Premium and Other Important Information | |||||
$0.00 monthly plan premium in addition to your monthly Medicare Part B premium. | |||||
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. | |||||
Some physicians providers and suppliers that are out of a plan’s network (i.e. out-of-network) accept "assignment" from Medicare and will only charge up to a Medicare-approved amount. If you choose to see an out-of-network physician who does NOT accept Medicare "assignment " your coinsurance can be based on the Medicare-approved amount plus an additional amount up to a higher Medicare "limiting charge." If you are a member of a plan that charges a copay for out-of-network physician services the higher Medicare "limiting charge" does not apply. See the publications Medicare You or Your Medicare Benefits available on www.medicare.gov for a full listing of benefits under Original Medicare as well as for explanations of the rules related to "assignment" and "limiting charges" that apply by benefit type. To find out if physicians and DME suppliers accept assignment or participate in Medicare visit www.medicare.go | |||||
$3 400 out-of-pocket limit for Medicare-covered services. | |||||
$500 annual deductible. Contact the plan for services that apply. | |||||
Any annual service category deductible may count towards the plan level deductible if there is one. | |||||
$5 000 out-of-pocket limit for Medicare-covered services. | |||||
Doctor and Hospital Choice | |||||
No referral required for network doctors specialists and hospitals. | |||||
You can go to doctors specialists and hospitals in or out of the network. It will cost more to get out of network benefits. | |||||
Plan covers you when you travel in the U.S. or its territories. | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care | |||||
No limit to the number of days covered by the plan each hospital stay. | |||||
For Medicare-covered hospital stays: | |||||
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$0 copay for each additional hospital day. | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
30% of the cost for each hospital stay. | |||||
Inpatient Mental Health Care | |||||
You get up to 190 days of inpatient psychiatric hospital care in a lifetime. Inpatient psychiatric hospital services count toward the 190-day lifetime limitation only if certain conditions are met. This limitation does not apply to inpatient psychiatric services furnished in a general hospital. | |||||
For Medicare-covered hospital stays: | |||||
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Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
30% of the cost for each hospital stay. | |||||
Skilled Nursing Facility (SNF) | |||||
Authorization rules may apply. | |||||
Plan covers up to 100 days each benefit period | |||||
No prior hospital stay is required. | |||||
For SNF stays: | |||||
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30% of the cost for each SNF stay. | |||||
Home Health Care | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered home health visits | |||||
20% of the cost for Medicare-covered home health visits | |||||
Hospice | |||||
You must get care from a Medicare-certified hospice. Your plan will pay for a consultative visit before you select hospice. | |||||
** Outpatient Care ** | |||||
Doctor Office Visits | |||||
$10 copay for each Medicare-covered primary care doctor visit. | |||||
$30 copay for each Medicare-covered specialist visit. | |||||
30% of the cost for each Medicare-covered primary care doctor visit | |||||
30% of the cost for each Medicare-covered specialist visit | |||||
Chiropractic Services | |||||
Authorization rules may apply. | |||||
$20 copay for each Medicare-covered chiropractic visit | |||||
Medicare-covered chiropractic visits are for manual manipulation of the spine to correct subluxation (a displacement or misalignment of a joint or body part) if you get it from a chiropractor. | |||||
30% of the cost for Medicare-covered chiropractic visits. | |||||
Podiatry Services | |||||
Authorization rules may apply. | |||||
$30 copay for each Medicare-covered podiatry visit | |||||
Medicare-covered podiatry visits are for medically-necessary foot care. | |||||
30% of the cost for Medicare-covered podiatry visits | |||||
Outpatient Mental Health Care | |||||
Authorization rules may apply. | |||||
$30 copay for each Medicare-covered individual therapy visit | |||||
$30 copay for each Medicare-covered group therapy visit | |||||
$30 copay for each Medicare-covered individual therapy visit with a psychiatrist | |||||
$30 copay for each Medicare-covered group therapy visit with a psychiatrist | |||||
$30 copay for Medicare-covered partial hospitalization program services | |||||
30% of the cost for Medicare-covered Mental Health visits with a psychiatrist | |||||
30% of the cost for Medicare-covered Mental Health visits | |||||
30% of the cost for Medicare-covered partial hospitalization program services | |||||
Outpatient Substance Abuse Care | |||||
Authorization rules may apply. | |||||
$50 copay for Medicare-covered individual substance abuse outpatient treatment visits | |||||
$50 copay for Medicare-covered group substance abuse outpatient treatment visits | |||||
30% of the cost Medicare-covered substance abuse outpatient treatment visits | |||||
Outpatient Services | |||||
Authorization rules may apply. | |||||
$150 copay for each Medicare-covered ambulatory surgical center visit | |||||
$50 to $200 copay [or 20% of the cost] for each Medicare-covered outpatient hospital facility visit | |||||
30% of the cost for Medicare-covered outpatient hospital facility visits | |||||
30% of the cost for Medicare-covered ambulatory surgical center visits | |||||
Ambulance Services | |||||
Authorization rules may apply. | |||||
$200 copay for Medicare-covered ambulance benefits. | |||||
$200 copay for Medicare-covered ambulance benefits. | |||||
Emergency Care | |||||
$65 copay for Medicare-covered emergency room visits | |||||
Worldwide coverage. | |||||
If you are admitted to the hospital within 24-hour(s) for the same condition you pay $0 for the emergency room visit. | |||||
Urgently Needed Care | |||||
30% of the cost for Medicare-covered urgently-needed-care visits | |||||
Outpatient Rehabilitation Services | |||||
Authorization rules may apply. | |||||
$50 copay for Medicare-covered Occupational Therapy visits | |||||
$50 copay for Medicare-covered Physical Therapy and/or Speech and Language Pathology visits | |||||
30% of the cost for Medicare-covered Physical Therapy and/or Speech and Language Pathology visits | |||||
30% of the cost for Medicare-covered Occupational Therapy visits. | |||||
** Outpatient Medical Services and Supplies ** | |||||
Durable Medical Equipment | |||||
Authorization rules may apply. | |||||
15% of the cost for Medicare-covered durable medical equipment | |||||
You may pay less if you purchase these items from the plan’s preferred manufacturers/vendors. Contact the plan for a list of non-preferred and preferred manufacturers/vendors. | |||||
20% of the cost for Medicare-covered durable medical equipment | |||||
Prosthetic Devices | |||||
Authorization rules may apply. | |||||
15% of the cost for Medicare-covered prosthetic devices | |||||
20% of the cost for Medicare-covered prosthetic devices. | |||||
Diabetes Programs and Supplies | |||||
Authorization rules may apply. | |||||
$0 copay for Medicare-covered Diabetes self-management training | |||||
0% to 20% of the cost for Medicare-covered Diabetes monitoring supplies | |||||
$10 copay for Medicare-covered Therapeutic shoes or inserts | |||||
30% of the cost for Medicare-covered Diabetes self-management training | |||||
20% of the cost for Medicare-covered Diabetes monitoring supplies | |||||
20% of the cost for Medicare-covered Therapeutic shoes or inserts | |||||
Diagnostic Tests, X-Rays, Lab Services, and Radiology Services | |||||
Authorization rules may apply. | |||||
$0 to $50 copay for Medicare-covered lab services | |||||
$0 to $50 copay for Medicare-covered diagnostic procedures and tests | |||||
$10 to $50 copay for Medicare-covered X-rays | |||||
$150 to $200 copay for Medicare-covered diagnostic radiology services (not including X-rays) | |||||
$30 to $50 copay for Medicare-covered therapeutic radiology services | |||||
30% of the cost for Medicare-covered therapeutic radiology services | |||||
30% of the cost for Medicare-covered outpatient X-rays | |||||
30% of the cost for Medicare-covered diagnostic radiology services | |||||
30% of the cost for Medicare-covered diagnostic procedures tests and lab services | |||||
** Preventive Services ** | |||||
Cardiac and Pulmonary Rehabilitation Services | |||||
Authorization rules may apply. | |||||
$30 to $50 copay for Medicare-covered Cardiac Rehabilitation Services | |||||
$30 to $50 copay for Medicare-covered Intensive Cardiac Rehabilitation Services | |||||
$30 to $50 copay for Medicare-covered Pulmonary Rehabilitation Services | |||||
30% of the cost for Medicare-covered Cardiac Rehabilitation Services | |||||
30% of the cost for Medicare-covered Intensive Cardiac Rehabilitation Services | |||||
30% of the cost for Medicare-covered Pulmonary Rehabilitation Services | |||||
Preventive Services and Wellness/Education Programs | |||||
$0 copay for all preventive services covered under Original Medicare at zero cost sharing. Any additional preventive services approved by Medicare mid-year will be covered by the plan or by Original Medicare. | |||||
$0 copay for an annual physical exam | |||||
The plan covers the following supplemental education/wellness programs: | |||||
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0% to 50% of the cost for Medicare-covered preventive services | |||||
30% of the cost for an annual physical exam | |||||
50% of the cost for supplemental education/wellness programs | |||||
Kidney Disease and Conditions | |||||
Authorization rules may apply. | |||||
0% to 20% of the cost for Medicare-covered renal dialysis | |||||
$0 copay for Medicare-covered kidney disease education services | |||||
30% of the cost for Medicare-covered kidney disease education services | |||||
0% to 20% of the cost for Medicare-covered renal dialysis | |||||
Outpatient Prescription Drugs | |||||
20% to 30% of the cost for Medicare Part B drugs out-of-network. | |||||
Most drugs not covered. | |||||
20% of the cost for Medicare Part B chemotherapy drugs and other Part B drugs. | |||||
This plan does not offer prescription drug coverage. | |||||
Dental Services | |||||
Authorization rules may apply. | |||||
This plan covers some preventive dental benefits for an extra cost (see "Optional Supplemental Benefits.") | |||||
$30 copay for Medicare-covered dental benefits | |||||
30% of the cost for Medicare-covered comprehensive dental benefits | |||||
Hearing Services | |||||
Authorization rules may apply. | |||||
In general supplemental routine hearing exams and hearing aids not covered. | |||||
$30 copay for Medicare-covered diagnostic hearing exams | |||||
30% of the cost for Medicare-covered diagnostic hearing exams. | |||||
** Additional Benefits ** | |||||
Vision Services | |||||
Authorization rules may apply. | |||||
| |||||
30% of the cost for Medicare-covered eye exams | |||||
$0 copay for supplemental eye exams | |||||
$0 copay for Medicare-covered eye wear | |||||
$40 plan coverage limit for supplemental routine eye exams every year. This limit applies to both in-network and out-of-network benefits. | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Transportation | |||||
This plan does not cover supplemental routine transportation. | |||||
Acupuncture | |||||
This plan does not cover Acupuncture. | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care | |||||
No limit to the number of days covered by the plan each hospital stay. | |||||
For Medicare-covered hospital stays: | |||||
| |||||
$0 copay for each additional hospital day. | |||||
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. | |||||
30% of the cost for each hospital stay. | |||||
** Outpatient Care ** | |||||
Doctor Office Visits | |||||
$10 copay for each Medicare-covered primary care doctor visit. | |||||
$30 copay for each Medicare-covered specialist visit. | |||||
30% of the cost for each Medicare-covered primary care doctor visit | |||||
30% of the cost for each Medicare-covered specialist visit | |||||
Outpatient Services | |||||
Authorization rules may apply. | |||||
$150 copay for each Medicare-covered ambulatory surgical center visit | |||||
$50 to $200 copay [or 20% of the cost] for each Medicare-covered outpatient hospital facility visit | |||||
30% of the cost for Medicare-covered outpatient hospital facility visits | |||||
30% of the cost for Medicare-covered ambulatory surgical center visits | |||||
Ambulance Services | |||||
Authorization rules may apply. | |||||
$200 copay for Medicare-covered ambulance benefits. | |||||
$200 copay for Medicare-covered ambulance benefits. | |||||
** Outpatient Medical Services and Supplies ** | |||||
Durable Medical Equipment | |||||
Authorization rules may apply. | |||||
15% of the cost for Medicare-covered durable medical equipment | |||||
You may pay less if you purchase these items from the plan’s preferred manufacturers/vendors. Contact the plan for a list of non-preferred and preferred manufacturers/vendors. | |||||
20% of the cost for Medicare-covered durable medical equipment | |||||
Diagnostic Tests, X-Rays, Lab Services, and Radiology Services | |||||
Authorization rules may apply. | |||||
$0 to $50 copay for Medicare-covered lab services | |||||
$0 to $50 copay for Medicare-covered diagnostic procedures and tests | |||||
$10 to $50 copay for Medicare-covered X-rays | |||||
$150 to $200 copay for Medicare-covered diagnostic radiology services (not including X-rays) | |||||
$30 to $50 copay for Medicare-covered therapeutic radiology services | |||||
30% of the cost for Medicare-covered therapeutic radiology services | |||||
30% of the cost for Medicare-covered outpatient X-rays | |||||
30% of the cost for Medicare-covered diagnostic radiology services | |||||
30% of the cost for Medicare-covered diagnostic procedures tests and lab services | |||||
** Additional Benefits ** | |||||
Over-the-Counter Items | |||||
The plan does not cover Over-the-Counter items. | |||||
Transportation | |||||
This plan does not cover supplemental routine transportation. | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
Package: 1 - MyOption Dental - High PPO: | |||||
$16 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
$1 500 plan coverage limit every year for these benefits. | |||||
** Important Information ** | |||||
Package: 1 - MyOption Dental - High PPO: | |||||
$16 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
$1 500 plan coverage limit every year for these benefits. | |||||
** Preventive Services ** | |||||
Dental Services | |||||
30% of the cost for preventive dental services | |||||
55% to 75% of the cost for comprehensive dental services | |||||
Contact the plan for availability of additional in-network and out-of-network comprehensive dental benefits. | |||||
$1 500 plan coverage limit for dental benefits every year. This limit applies to both in-network and out-of-network benefits. | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
Package: 2 - MyOption Dental - Low PPO: | |||||
$10 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
$1 000 plan coverage limit every year for these benefits. | |||||
** Important Information ** | |||||
Package: 2 - MyOption Dental - Low PPO: | |||||
$10 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
$1 000 plan coverage limit every year for these benefits. | |||||
** Preventive Services ** | |||||
Dental Services | |||||
30% of the cost for preventive dental services | |||||
55% of the cost for comprehensive dental services | |||||
Contact the plan for availability of additional in-network and out-of-network comprehensive dental benefits. | |||||
$1 000 plan coverage limit for dental benefits every year. This limit applies to both in-network and out-of-network benefits. | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
Package: 3 - MyOption Vision: | |||||
$10 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
** Important Information ** | |||||
Package: 3 - MyOption Vision: | |||||
$10 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
** Additional Benefits ** | |||||
Vision Services | |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
Package: 4 - MyOption Plus: | |||||
$18 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
** Important Information ** | |||||
Package: 4 - MyOption Plus: | |||||
$18 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
** Preventive Services ** | |||||
Dental Services | |||||
| |||||
30% of the cost for preventive dental services | |||||
55% of the cost for comprehensive dental services | |||||
Contact the plan for availability of additional in-network and out-of-network comprehensive dental benefits. | |||||
$1 000 plan coverage limit for dental benefits every year. This limit applies to both in-network and out-of-network benefits. | |||||
** Additional Benefits ** | |||||
Vision Services | |||||
| |||||
** Cost ** | |||||
Premium and Other Important Information | |||||
Package: 5 - MyOption Fitness Well-being: | |||||
$32 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
| |||||
** Important Information ** | |||||
Package: 5 - MyOption Fitness Well-being: | |||||
$32 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits:
|