** Cost ** |
Premium and Other Important Information |
$0.00 monthly plan premium in addition to your monthly Medicare Part B premium. |
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. |
$6 700 out-of-pocket limit for Medicare-covered services. |
** Doctor and Hospital Choice ** |
Doctor and Hospital Choice |
You must go to network doctors specialists and hospitals. |
No referral required for network doctors specialists and hospitals. |
** Extra Benefits ** |
Over-the-Counter Items |
Please visit our plan website to see our list of covered Over-the-Counter items. OTC items may be purchased only for the enrollee. Please contact the plan for specific instructions for using this benefit. |
Transportation |
This plan does not cover supplemental routine transportation. |
** Important Information ** |
Premium and Other Important Information |
$0.00 monthly plan premium in addition to your monthly Medicare Part B premium. |
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. |
$6 700 out-of-pocket limit for Medicare-covered services. |
Doctor and Hospital Choice |
You must go to network doctors specialists and hospitals. |
No referral required for network doctors specialists and hospitals. |
** Inpatient Care ** |
Inpatient Hospital Care |
No limit to the number of days covered by the plan each hospital stay. |
For Medicare-covered hospital stays: |
- Days 1 - 10: $35 copay per day
|
Days 11 - 90: $0 copay per day |
$0 copay for each additional hospital day. |
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. |
Inpatient Mental Health Care |
You get up to 190 days of inpatient psychiatric hospital care in a lifetime. Inpatient psychiatric hospital services count toward the 190-day lifetime limitation only if certain conditions are met. This limitation does not apply to inpatient psychiatric services furnished in a general hospital. |
For Medicare-covered hospital stays: |
- Days 1 - 10: $35 copay per day
|
Days 11 - 90: $0 copay per day |
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. |
Skilled Nursing Facility (SNF) |
Authorization rules may apply. |
Plan covers up to 100 days each benefit period |
No prior hospital stay is required. |
For SNF stays: |
- Days 1 - 7: $0 copay per day
|
Days 8 - 20: $50 copay per day |
Days 21 - 100: $100 copay per day |
Home Health Care |
Authorization rules may apply. |
$0 copay for Medicare-covered home health visits |
Hospice |
You must get care from a Medicare-certified hospice. Your plan will pay for a consultative visit before you select hospice. |
** Outpatient Care ** |
Doctor Office Visits |
$5 copay for each Medicare-covered primary care doctor visit. |
$5 to $15 copay for each Medicare-covered specialist visit. |
Chiropractic Services |
Authorization rules may apply. |
$15 copay for each Medicare-covered chiropractic visit |
Medicare-covered chiropractic visits are for manual manipulation of the spine to correct subluxation (a displacement or misalignment of a joint or body part) if you get it from a chiropractor. |
Podiatry Services |
Authorization rules may apply. |
$15 copay for each Medicare-covered podiatry visit |
Medicare-covered podiatry visits are for medically-necessary foot care. |
Outpatient Mental Health Care |
Authorization rules may apply. |
$15 copay for each Medicare-covered individual therapy visit |
$15 copay for each Medicare-covered group therapy visit |
$15 copay for each Medicare-covered individual therapy visit with a psychiatrist |
$15 copay for each Medicare-covered group therapy visit with a psychiatrist |
$15 copay for Medicare-covered partial hospitalization program services |
Outpatient Substance Abuse Care |
Authorization rules may apply. |
$50 copay for Medicare-covered individual substance abuse outpatient treatment visits |
$50 copay for Medicare-covered group substance abuse outpatient treatment visits |
Outpatient Services |
Authorization rules may apply. |
$100 copay for each Medicare-covered ambulatory surgical center visit |
$0 to $150 copay [or 15% to 20% of the cost] for each Medicare-covered outpatient hospital facility visit |
Ambulance Services |
Authorization rules may apply. |
$200 copay for Medicare-covered ambulance benefits. |
Emergency Care |
$65 copay for Medicare-covered emergency room visits |
Worldwide coverage. |
If you are admitted to the hospital within 24-hour(s) for the same condition you pay $0 for the emergency room visit. |
Urgently Needed Care |
$5 to $15 copay for Medicare-covered urgently-needed-care visits |
Outpatient Rehabilitation Services |
Authorization rules may apply. |
$5 copay for Medicare-covered Occupational Therapy visits |
$5 copay for Medicare-covered Physical Therapy and/or Speech and Language Pathology visits |
** Outpatient Medical Services and Supplies ** |
Durable Medical Equipment |
Authorization rules may apply. |
20% of the cost for Medicare-covered durable medical equipment |
You may pay less if you purchase these items from the plan’s preferred manufacturers/vendors. Contact the plan for a list of non-preferred and preferred manufacturers/vendors. |
Prosthetic Devices |
Authorization rules may apply. |
20% of the cost for Medicare-covered prosthetic devices |
Diabetes Programs and Supplies |
Authorization rules may apply. |
$0 copay for Medicare-covered Diabetes self-management training |
0% to 20% of the cost for Medicare-covered Diabetes monitoring supplies |
$10 copay for Medicare-covered Therapeutic shoes or inserts |
Diagnostic Tests, X-Rays, Lab Services, and Radiology Services |
Authorization rules may apply. |
$0 to $15 copay for Medicare-covered lab services |
$0 to $50 copay for Medicare-covered diagnostic procedures and tests |
$0 to $15 copay for Medicare-covered X-rays |
$150 copay for Medicare-covered diagnostic radiology services (not including X-rays) |
$0 to $15 copay for Medicare-covered therapeutic radiology services |
If the doctor provides you services in addition to Outpatient Diagnostic and Therapeutic Radiology Services separate cost sharing of $5 to $15 may apply |
** Preventive Services ** |
Cardiac and Pulmonary Rehabilitation Services |
Authorization rules may apply. |
$5 copay for Medicare-covered Cardiac Rehabilitation Services |
$5 copay for Medicare-covered Intensive Cardiac Rehabilitation Services |
$5 copay for Medicare-covered Pulmonary Rehabilitation Services |
Preventive Services and Wellness/Education Programs |
$0 copay for all preventive services covered under Original Medicare at zero cost sharing. Any additional preventive services approved by Medicare mid-year will be covered by the plan or by Original Medicare. |
$0 copay for an annual physical exam |
The plan covers the following supplemental education/wellness programs: |
|
Additional Smoking and Tobacco Use Cessation Visits |
Health Club Membership/Fitness Classes |
Nursing Hotline |
Kidney Disease and Conditions |
Authorization rules may apply. |
20% of the cost for Medicare-covered renal dialysis |
$0 copay for Medicare-covered kidney disease education services |
Outpatient Prescription Drugs |
Most drugs not covered. |
15% to 20% of the cost for Medicare Part B chemotherapy drugs and other Part B drugs. |
This plan does not offer prescription drug coverage. |
Dental Services |
$0 copay for the following preventive dental benefits: |
- up to 1 oral exam(s) every year
|
up to 1 cleaning(s) every year |
up to 1 dental x-ray(s) every year |
$15 copay for Medicare-covered dental benefits |
Plan offers additional comprehensive dental benefits. |
Hearing Services |
$0 copay for up to 1 hearing aid(s) every three years |
$15 copay for Medicare-covered diagnostic hearing exams |
$5 copay for up to 1 supplemental routine hearing exam(s) every three years |
$5 copay for up to 1 hearing aid fitting-evaluation(s) every two years |
$400 plan coverage limit for hearing aids every three years. |
** Additional Benefits ** |
Vision Services |
- $0 copay for one pair of Medicare-covered eyeglasses or contact lenses after cataract surgery.
|
$0 to $15 copay for Medicare-covered exams to diagnose and treat diseases and conditions of the eye. |
$0 copay for up to 1 supplemental routine eye exam(s) every year |
$0 copay for up to 1 pair(s) of glasses every year |
$0 copay for up to 1 pair(s) of contacts every year |
$100 plan coverage limit for eye wear every year. |
Over-the-Counter Items |
Please visit our plan website to see our list of covered Over-the-Counter items. OTC items may be purchased only for the enrollee. Please contact the plan for specific instructions for using this benefit. |
Transportation |
This plan does not cover supplemental routine transportation. |
Acupuncture |
This plan does not cover Acupuncture. |
** Inpatient Care ** |
Inpatient Hospital Care |
No limit to the number of days covered by the plan each hospital stay. |
For Medicare-covered hospital stays: |
- Days 1 - 10: $35 copay per day
|
Days 11 - 90: $0 copay per day |
$0 copay for each additional hospital day. |
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. |
** Outpatient Care ** |
Doctor Office Visits |
$5 copay for each Medicare-covered primary care doctor visit. |
$5 to $15 copay for each Medicare-covered specialist visit. |
Outpatient Services |
Authorization rules may apply. |
$100 copay for each Medicare-covered ambulatory surgical center visit |
$0 to $150 copay [or 15% to 20% of the cost] for each Medicare-covered outpatient hospital facility visit |
Ambulance Services |
Authorization rules may apply. |
$200 copay for Medicare-covered ambulance benefits. |
** Outpatient Medical Services and Supplies ** |
Durable Medical Equipment |
Authorization rules may apply. |
20% of the cost for Medicare-covered durable medical equipment |
You may pay less if you purchase these items from the plan’s preferred manufacturers/vendors. Contact the plan for a list of non-preferred and preferred manufacturers/vendors. |
Diagnostic Tests, X-Rays, Lab Services, and Radiology Services |
Authorization rules may apply. |
$0 to $15 copay for Medicare-covered lab services |
$0 to $50 copay for Medicare-covered diagnostic procedures and tests |
$0 to $15 copay for Medicare-covered X-rays |
$150 copay for Medicare-covered diagnostic radiology services (not including X-rays) |
$0 to $15 copay for Medicare-covered therapeutic radiology services |
If the doctor provides you services in addition to Outpatient Diagnostic and Therapeutic Radiology Services separate cost sharing of $5 to $15 may apply |
** Additional Benefits ** |
Over-the-Counter Items |
Please visit our plan website to see our list of covered Over-the-Counter items. OTC items may be purchased only for the enrollee. Please contact the plan for specific instructions for using this benefit. |
Transportation |
This plan does not cover supplemental routine transportation. |
** Cost ** |
Premium and Other Important Information |
Package: 1 - MyOption Enhanced Dental HMO: |
$24 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits: - Preventive Dental
- Comprehensive Dental
|
$1 500 plan coverage limit every year for these benefits. |
** Important Information ** |
Package: 1 - MyOption Enhanced Dental HMO: |
$24 monthly premium in addition to your $0 monthly plan premium and the monthly Medicare Part B premium for the following optional benefits: - Preventive Dental
- Comprehensive Dental
|
$1 500 plan coverage limit every year for these benefits. |
** Preventive Services ** |
Dental Services |
Plan offers additional comprehensive dental benefits. |
- up to 2 oral exam(s) every year
|
up to 2 cleaning(s) every year |
up to 1 dental x-ray(s) every year |
$1 500 plan coverage limit for dental benefits every year |