** Cost ** |
Premium and Other Important Information |
* Depending on your level of Medicaid eligibility you may not have any cost-sharing responsibility for original Medicare services |
$0 monthly plan premium in addition to your monthly Medicare Part B premium.* |
MCS Classicare will reduce your monthly Medicare Part B premium by up to $ 15.00. |
$3 400 out-of-pocket limit for Medicare-covered services.* |
** Doctor and Hospital Choice ** |
Doctor and Hospital Choice |
You must go to network doctors specialists and hospitals. |
Referral required for network hospitals and specialists (for certain benefits). |
** Extra Benefits ** |
Over-the-Counter Items |
The plan does not cover Over-the-Counter items. |
Transportation |
This plan does not cover supplemental routine transportation. |
** Important Information ** |
Premium and Other Important Information |
* Depending on your level of Medicaid eligibility you may not have any cost-sharing responsibility for original Medicare services |
$0 monthly plan premium in addition to your monthly Medicare Part B premium.* |
MCS Classicare will reduce your monthly Medicare Part B premium by up to $ 15.00. |
$3 400 out-of-pocket limit for Medicare-covered services.* |
Doctor and Hospital Choice |
You must go to network doctors specialists and hospitals. |
Referral required for network hospitals and specialists (for certain benefits). |
** Inpatient Care ** |
Inpatient Hospital Care |
No limit to the number of days covered by the plan each hospital stay. |
$0 or $3 copay for each Medicare-covered hospital stay* |
$0 copay for each additional hospital day. |
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. |
Inpatient Mental Health Care |
Contact the plan for details about coverage in a Psychiatric Hospital beyond 190 days. |
$0 or $3 copay for each Medicare-covered hospital stay* |
$0 copay for each additional hospital day |
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. |
Skilled Nursing Facility (SNF) |
Authorization rules may apply. |
Plan covers up to 100 days each benefit period |
No prior hospital stay is required. |
$0 or $3 copay for each Medicare-covered SNF stay.* |
Home Health Care |
Authorization rules may apply. |
$0 copay for Medicare-covered home health visits* |
Hospice |
You must get care from a Medicare-certified hospice. Your plan will pay for a consultative visit before you select hospice. |
** Outpatient Care ** |
Doctor Office Visits |
$0 or $0 to $1 copay for each Medicare-covered primary care doctor visit.* |
$0 or $0 to $1 copay for each Medicare-covered specialist visit.* |
Chiropractic Services |
$0 or $0 to $1 copay for each Medicare-covered chiropractic visit* |
$0 to $1 copay for up to 6 supplemental routine chiropractic visit(s) every year |
Medicare-covered chiropractic visits are for manual manipulation of the spine to correct subluxation (a displacement or misalignment of a joint or body part) if you get it from a chiropractor. |
Podiatry Services |
$0 or $0 to $1 copay for each Medicare-covered podiatry visit* |
Medicare-covered podiatry visits are for medically-necessary foot care. |
Outpatient Mental Health Care |
Authorization rules may apply. |
$0 or $0 to $1 copay for each Medicare-covered individual therapy visit* |
$0 or $0 to $1 copay for each Medicare-covered group therapy visit* |
$0 or $0 to $1 copay for each Medicare-covered individual therapy visit with a psychiatrist* |
$0 or $0 to $1 copay for each Medicare-covered group therapy visit with a psychiatrist* |
$0 copay for Medicare-covered partial hospitalization program services* |
Outpatient Substance Abuse Care |
$0 or $0 to $1 copay for Medicare-covered individual substance abuse outpatient treatment visits* |
$0 or $0 to $1 copay for Medicare-covered group substance abuse outpatient treatment visits* |
Outpatient Services |
Authorization rules may apply. |
$0 or $0 to $1 copay for each Medicare-covered ambulatory surgical center visit* |
$0 copay for each Medicare-covered outpatient hospital facility visit* |
Ambulance Services |
Authorization rules may apply. |
$0 copay for Medicare-covered ambulance benefits.* |
Emergency Care |
$0 copay for Medicare-covered emergency room visits* |
Worldwide coverage. |
Urgently Needed Care |
$0 copay for Medicare-covered urgently-needed-care visits* |
Outpatient Rehabilitation Services |
There may be limits on physical therapy occupational therapy and speech and language pathology visits. If so there may be exceptions to these limits. |
$0 or $1 copay for Medicare-covered Occupational Therapy visits* |
$0 or $1 copay for Medicare-covered Physical Therapy and/or Speech and Language Pathology visits* |
** Outpatient Medical Services and Supplies ** |
Durable Medical Equipment |
Authorization rules may apply. |
0% or 10% of the cost for Medicare-covered durable medical equipment* |
Prosthetic Devices |
Authorization rules may apply. |
$0 copay for Medicare-covered prosthetic devices* |
Diabetes Programs and Supplies |
Authorization rules may apply. |
$0 copay for Medicare-covered Diabetes self-management training* |
$0 copay for Medicare-covered: |
- Diabetes monitoring supplies*
|
Therapeutic shoes or inserts* |
Diagnostic Tests, X-Rays, Lab Services, and Radiology Services |
Authorization rules may apply. |
$0 or $0 to $0.50 copay for Medicare-covered lab services* |
$0 or $0 to $1 copay for Medicare-covered diagnostic procedures and tests* |
$0 or $0 to $0.50 copay for Medicare-covered X-rays* |
$0 or $0 to $1 copay for Medicare-covered diagnostic radiology services (not including X-rays)* |
$0 or $0 to $1 copay for Medicare-covered therapeutic radiology services* |
** Preventive Services ** |
Cardiac and Pulmonary Rehabilitation Services |
Authorization rules may apply. |
$0 or $0 to $1 copay for Medicare-covered Cardiac Rehabilitation Services* |
$0 or $0 to $1 copay for Medicare-covered Intensive Cardiac Rehabilitation Services* |
$0 or $0 to $1 copay for Medicare-covered Pulmonary Rehabilitation Services* |
Preventive Services and Wellness/Education Programs |
$0 copay for all preventive services covered under Original Medicare at zero cost sharing. Any additional preventive services approved by Medicare mid-year will be covered by the plan or by Original Medicare. |
The plan covers the following supplemental education/wellness programs: |
|
Nutritional Education |
Health Club Membership/Fitness Classes |
Nursing Hotline |
Kidney Disease and Conditions |
$0 copay for Medicare-covered renal dialysis* |
$0 copay for Medicare-covered kidney disease education services* |
Outpatient Prescription Drugs |
$0 copay for Medicare Part B drugs. |
$0 yearly deductible for Medicare Part B drugs.* |
$0 copay for Part B chemotherapy drugs and other Part-B drugs.* |
$0 copay for home infusion drugs that would normally be covered under Part D. This cost-sharing amount will also cover the supplies and services associated with home infusion of these drugs. |
This plan uses a formulary. The plan will send you the formulary. You can also see the formulary at www.mcsclassicare.com on the web. |
Different out-of-pocket costs may apply for people who - have limited incomes
- live in long term care facilities or
- have access to Indian/Tribal/Urban (Indian Health Service) providers.
|
The plan offers national in-network prescription coverage (i.e. this would include 50 states and the District of Columbia). This means that you will pay the same cost-sharing amount for your prescription drugs if you get them at an in-network pharmacy outside of the plan’s service area (for instance when you travel). |
Total yearly drug costs are the total drug costs paid by you the plan and Medicare. |
The plan may require you to first try one drug to treat your condition before it will cover another drug for that condition. |
Some drugs have quantity limits. |
Your provider must get prior authorization from MCS Classicare Platino Superior (HMO SNP) for certain drugs. |
You must go to certain pharmacies for a very limited number of drugs due to special handling provider coordination or patient education requirements that cannot be met by most pharmacies in your network. These drugs are listed on the plan’s website formulary printed materials as well as on the Medicare Prescription Drug Plan Finder on Medicare.gov. |
If the actual cost of a drug is less than the normal cost-sharing amount for that drug you will pay the actual cost not the higher cost-sharing amount. |
You can get drugs the following way(s): |
- one-month (30-day) supply
|
three-month (90-day) supply |
Not all drugs are available at this extended day supply. Please contact the plan for more information. |
You can get drugs the following way(s): |
- one-month (31-day) supply of generic drugs
|
31-day supply of brand drugs. |
Please note that brand drugs must be dispensed incrementally in long-term care facilities. Generic drugs may be dispensed incrementally. Contact your plan about cost-sharing billing/collection when less than a one-month supply is dispensed. |
You can get drugs the following way(s): |
- one-month (30-day) supply
|
three-month (90-day) supply |
Not all drugs are available at this extended day supply. Please contact the plan for more information. |
Plan drugs may be covered in special circumstances for instance illness while traveling outside of the plan’s service area where there is no network pharmacy. You may have to pay more than your normal cost-sharing amount if you get your drugs at an out-of-network pharmacy. In addition you will likely have to pay the pharmacy’s full charge for the drug and submit documentation to receive reimbursement from MCS Classicare Platino Superior (HMO SNP). |
You can get out-of-network drugs the following way: |
- one-month (30-day) supply
|
Dental Services |
Authorization rules may apply. |
$0 or $0 to $1 copay for Medicare-covered dental benefits* |
$1 copay for a visit that includes: |
- up to 1 oral exam(s) every three years
|
up to 1 cleaning(s) every six months |
up to 1 fluoride treatment(s) every six months |
up to 1 dental x-ray(s) every three years |
Plan offers additional comprehensive dental benefits. |
$1 000 plan coverage limit for dental benefits every year |
Hearing Services |
Hearing aids not covered. |
$0 or $0 to $1 copay for Medicare-covered diagnostic hearing exams* |
$0 to $1 copay for up to 1 supplemental routine hearing exam(s) every year |
** Additional Benefits ** |
Vision Services |
Authorization rules may apply. |
$0 copay for - one pair of Medicare-covered eyeglasses or contact lenses after cataract surgery *
|
|
contacts |
lenses |
frames |
$0 or $0 to $1 copay for Medicare-covered exams to diagnose and treat diseases and conditions of the eye.* |
$0 to $1 copay for up to 1 supplemental routine eye exam(s) every year |
$75 plan coverage limit for eye wear every year. |
Over-the-Counter Items |
The plan does not cover Over-the-Counter items. |
Transportation |
This plan does not cover supplemental routine transportation. |
Acupuncture |
Authorization rules may apply. |
$0 copay for up to 6 acupuncture visit(s) every year |
** Inpatient Care ** |
Inpatient Hospital Care |
No limit to the number of days covered by the plan each hospital stay. |
$0 or $3 copay for each Medicare-covered hospital stay* |
$0 copay for each additional hospital day. |
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. |
** Outpatient Care ** |
Doctor Office Visits |
$0 or $0 to $1 copay for each Medicare-covered primary care doctor visit.* |
$0 or $0 to $1 copay for each Medicare-covered specialist visit.* |
Outpatient Services |
Authorization rules may apply. |
$0 or $0 to $1 copay for each Medicare-covered ambulatory surgical center visit* |
$0 copay for each Medicare-covered outpatient hospital facility visit* |
Ambulance Services |
Authorization rules may apply. |
$0 copay for Medicare-covered ambulance benefits.* |
** Outpatient Medical Services and Supplies ** |
Durable Medical Equipment |
Authorization rules may apply. |
0% or 10% of the cost for Medicare-covered durable medical equipment* |
Diagnostic Tests, X-Rays, Lab Services, and Radiology Services |
Authorization rules may apply. |
$0 or $0 to $0.50 copay for Medicare-covered lab services* |
$0 or $0 to $1 copay for Medicare-covered diagnostic procedures and tests* |
$0 or $0 to $0.50 copay for Medicare-covered X-rays* |
$0 or $0 to $1 copay for Medicare-covered diagnostic radiology services (not including X-rays)* |
$0 or $0 to $1 copay for Medicare-covered therapeutic radiology services* |
** Additional Benefits ** |
Over-the-Counter Items |
The plan does not cover Over-the-Counter items. |
Transportation |
This plan does not cover supplemental routine transportation. |