** Cost ** |
Premium and Other Important Information |
$0.00 monthly plan premium in addition to your monthly Medicare Part B premium. |
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. |
Indiana University Health Plans - Medicare will reduce your monthly Medicare Part B premium by up to $ 25.00. |
$4 500 out-of-pocket limit for Medicare-covered services. |
** Doctor and Hospital Choice ** |
Doctor and Hospital Choice |
You must go to network doctors specialists and hospitals. |
Referral required for network hospitals. |
** Extra Benefits ** |
Over-the-Counter Items |
The plan does not cover Over-the-Counter items. |
Transportation |
This plan does not cover supplemental routine transportation. |
** Important Information ** |
Premium and Other Important Information |
$0.00 monthly plan premium in addition to your monthly Medicare Part B premium. |
Most people will pay the standard monthly Part B premium in addition to their MA plan premium. However some people will pay a higher premium because of their yearly income (over $85 000 for singles $170 000 for married couples). For more information about Part B premiums based on income call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778. |
Indiana University Health Plans - Medicare will reduce your monthly Medicare Part B premium by up to $ 25.00. |
$4 500 out-of-pocket limit for Medicare-covered services. |
Doctor and Hospital Choice |
You must go to network doctors specialists and hospitals. |
Referral required for network hospitals. |
** Inpatient Care ** |
Inpatient Hospital Care |
Plan covers 90 days each benefit period. |
For Medicare-covered hospital stays: |
- Days 1 - 7: $225 copay per day
|
Days 8 - 90: $0 copay per day |
Plan covers 60 lifetime reserve days. Cost per lifetime reserve day: |
- Days 1 - 7: $225 copay per day
|
Days 8 - 60: $0 copay per day |
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. |
Inpatient Mental Health Care |
You get up to 190 days of inpatient psychiatric hospital care in a lifetime. Inpatient psychiatric hospital services count toward the 190-day lifetime limitation only if certain conditions are met. This limitation does not apply to inpatient psychiatric services furnished in a general hospital. |
For Medicare-covered hospital stays: |
- Days 1 - 6: $225 copay per day
|
Days 7 - 90: $0 copay per day |
Plan covers 60 lifetime reserve days. Cost per lifetime reserve day: |
- Days 1 - 6: $225 copay per day
|
Days 7 - 60: $0 copay per day |
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. |
Skilled Nursing Facility (SNF) |
Authorization rules may apply. |
Plan covers up to 100 days each benefit period |
No prior hospital stay is required. |
For Medicare-covered SNF stays: |
- Days 1 - 20: $0 copay per day
|
Days 21 - 100: $100 copay per day |
Home Health Care |
Authorization rules may apply. |
$0 copay for Medicare-covered home health visits |
Hospice |
You must get care from a Medicare-certified hospice. Your plan will pay for a consultative visit before you select hospice. |
** Outpatient Care ** |
Doctor Office Visits |
$10 copay for each Medicare-covered primary care doctor visit. |
$40 copay for each Medicare-covered specialist visit. |
Chiropractic Services |
$20 copay for each Medicare-covered chiropractic visit |
Medicare-covered chiropractic visits are for manual manipulation of the spine to correct subluxation (a displacement or misalignment of a joint or body part) if you get it from a chiropractor. |
Podiatry Services |
$15 copay for each Medicare-covered podiatry visit |
Medicare-covered podiatry visits are for medically-necessary foot care. |
Outpatient Mental Health Care |
$25 copay for each Medicare-covered individual therapy visit |
$25 copay for each Medicare-covered group therapy visit |
$40 copay for each Medicare-covered individual therapy visit with a psychiatrist |
$40 copay for each Medicare-covered group therapy visit with a psychiatrist |
$40 copay for Medicare-covered partial hospitalization program services |
Outpatient Substance Abuse Care |
$25 copay for Medicare-covered individual substance abuse outpatient treatment visits |
$25 copay for Medicare-covered group substance abuse outpatient treatment visits |
Outpatient Services |
Authorization rules may apply. |
$265 copay for each Medicare-covered ambulatory surgical center visit |
$265 copay for each Medicare-covered outpatient hospital facility visit |
Ambulance Services |
$150 copay for Medicare-covered ambulance benefits. |
If you are admitted to the hospital you pay $0 for Medicare-covered ambulance benefits. |
Emergency Care |
$65 copay for Medicare-covered emergency room visits |
Not covered outside the U.S. and its territories except under limited circumstances. Contact plan for details. |
If you are admitted to the hospital within 24-hour(s) for the same condition you pay $0 for the emergency room visit. |
Urgently Needed Care |
$50 copay for Medicare-covered urgently-needed-care visits |
Outpatient Rehabilitation Services |
Authorization rules may apply. |
$15 copay for Medicare-covered Occupational Therapy visits |
$15 copay for Medicare-covered Physical Therapy and/or Speech and Language Pathology visits |
** Outpatient Medical Services and Supplies ** |
Durable Medical Equipment |
Authorization rules may apply. |
20% of the cost for Medicare-covered durable medical equipment |
Prosthetic Devices |
20% of the cost for Medicare-covered prosthetic devices |
Diabetes Programs and Supplies |
$0 copay for Medicare-covered Diabetes self-management training |
$0 copay for Medicare-covered: |
- Diabetes monitoring supplies
|
Therapeutic shoes or inserts |
Diagnostic Tests, X-Rays, Lab Services, and Radiology Services |
$10 copay for Medicare-covered lab services |
$10 copay for Medicare-covered diagnostic procedures and tests |
$25 copay for Medicare-covered X-rays |
$75 copay for Medicare-covered diagnostic radiology services (not including X-rays) |
$25 copay for Medicare-covered therapeutic radiology services |
** Preventive Services ** |
Cardiac and Pulmonary Rehabilitation Services |
$0 copay for: |
- Medicare-covered Cardiac Rehabilitation Services
|
Medicare-covered Intensive Cardiac Rehabilitation Services |
Medicare-covered Pulmonary Rehabilitation Services |
Preventive Services and Wellness/Education Programs |
$0 copay for all preventive services covered under Original Medicare at zero cost sharing. Any additional preventive services approved by Medicare mid-year will be covered by the plan or by Original Medicare. |
The plan covers the following supplemental education/wellness programs: |
- Health Club Membership/Fitness Classes
|
Kidney Disease and Conditions |
$0 copay for Medicare-covered renal dialysis |
$0 copay for Medicare-covered kidney disease education services |
Outpatient Prescription Drugs |
Most drugs not covered. |
20% of the cost for Medicare Part B chemotherapy drugs and other Part B drugs. |
This plan does not offer prescription drug coverage. |
Dental Services |
$0 copay for Medicare-covered dental benefits |
$10 copay for a visit that includes: |
- up to 1 oral exam(s) every six months
|
up to 1 cleaning(s) every six months |
up to 1 dental x-ray(s) every year |
Hearing Services |
In general supplemental routine hearing exams and hearing aids not covered. |
$25 copay for Medicare-covered diagnostic hearing exams |
** Additional Benefits ** |
Vision Services |
- $0 copay for one pair of Medicare-covered eyeglasses or contact lenses after cataract surgery.
|
$0 copay for Medicare-covered exams to diagnose and treat diseases and conditions of the eye. |
$15 copay for up to 1 supplemental routine eye exam(s) every year |
$0 copay for up to 1 pair(s) of contacts every two years |
$20 copay for up to 1 pair(s) of lenses every two years |
$20 copay for up to 1 frame(s) every two years |
$105 plan coverage limit for contact lenses every two years. |
Over-the-Counter Items |
The plan does not cover Over-the-Counter items. |
Transportation |
This plan does not cover supplemental routine transportation. |
Acupuncture |
This plan does not cover Acupuncture. |
** Inpatient Care ** |
Inpatient Hospital Care |
Plan covers 90 days each benefit period. |
For Medicare-covered hospital stays: |
- Days 1 - 7: $225 copay per day
|
Days 8 - 90: $0 copay per day |
Plan covers 60 lifetime reserve days. Cost per lifetime reserve day: |
- Days 1 - 7: $225 copay per day
|
Days 8 - 60: $0 copay per day |
Except in an emergency your doctor must tell the plan that you are going to be admitted to the hospital. |
** Outpatient Care ** |
Doctor Office Visits |
$10 copay for each Medicare-covered primary care doctor visit. |
$40 copay for each Medicare-covered specialist visit. |
Outpatient Services |
Authorization rules may apply. |
$265 copay for each Medicare-covered ambulatory surgical center visit |
$265 copay for each Medicare-covered outpatient hospital facility visit |
Ambulance Services |
$150 copay for Medicare-covered ambulance benefits. |
If you are admitted to the hospital you pay $0 for Medicare-covered ambulance benefits. |
** Outpatient Medical Services and Supplies ** |
Durable Medical Equipment |
Authorization rules may apply. |
20% of the cost for Medicare-covered durable medical equipment |
Diagnostic Tests, X-Rays, Lab Services, and Radiology Services |
$10 copay for Medicare-covered lab services |
$10 copay for Medicare-covered diagnostic procedures and tests |
$25 copay for Medicare-covered X-rays |
$75 copay for Medicare-covered diagnostic radiology services (not including X-rays) |
$25 copay for Medicare-covered therapeutic radiology services |
** Additional Benefits ** |
Over-the-Counter Items |
The plan does not cover Over-the-Counter items. |
Transportation |
This plan does not cover supplemental routine transportation. |