2015 Medicare Advantage Plan Details | |||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Medicare Plan Name: | HealthPartners Freedom Ultimate with Rx (Cost) | ||||||||||||||||||||||
Location: | Norman, Minnesota Click to see other locations | ||||||||||||||||||||||
Plan ID: | H2462 - 011 - 0 Click to see other plans | ||||||||||||||||||||||
Member Services: | 1-800-233-9645 TTY users 1-800-443-0156 | ||||||||||||||||||||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | |||||||||||||||||||||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
||||||||||||||||||||||
Email a copy of the HealthPartners Freedom Ultimate with Rx (Cost) benefit details | |||||||||||||||||||||||
— Medicare Plan Features — | |||||||||||||||||||||||
Monthly Premium: | $190.70 (see Plan Premium Details below) | ||||||||||||||||||||||
Annual Rx Deductible: | $160 | ||||||||||||||||||||||
Annual Rx Initial Coverage Limit (ICL): | $2,960 | ||||||||||||||||||||||
Health Plan Type: | Cost | ||||||||||||||||||||||
Maximum Out-of-Pocket Limit for Parts A & B (MOOP): | $3,000 | ||||||||||||||||||||||
Additional Rx Gap Coverage? | No additional gap coverage, only the Donut Hole Discount | ||||||||||||||||||||||
Total Number of Formulary Drugs: | 3,118 drugs | Browse the HealthPartners Freedom Ultimate with Rx (Cost) Formulary | |||||||||||||||||||||
This plan has 5 drug tiers. See cost-sharing for all pharmacies and tiers. | |||||||||||||||||||||||
Formulary Drug Details: | Tier 1 | Tier 2 | Tier 3 | Tier 4 | Tier 5 | ||||||||||||||||||
• Preferred Pharmacy Cost-Sharing during initial coverage phase: | $5.00 | $15.00 | $45.00 | $95.00 | 33% | ||||||||||||||||||
• Number of Drugs per Tier: | 292 | 1640 | 537 | 154 | 495 | ||||||||||||||||||
Plan's Pharmacy Search: | http://healthpartners.com/medicare | ||||||||||||||||||||||
Plan Offers Mail Order? | Yes | ||||||||||||||||||||||
Number of Members enrolled in this plan in Norman, Minnesota: | less than 10 members | ||||||||||||||||||||||
Number of Members enrolled in this plan in Minnesota: | 6,716 members | ||||||||||||||||||||||
Number of Members enrolled in this plan in (H2462 - 011): | 6,944 members | ||||||||||||||||||||||
Plan’s Summary Star Rating: | 4.5 out of 5 Stars. | ||||||||||||||||||||||
• Customer Service Rating: | 4 out of 5 Stars. | ||||||||||||||||||||||
• Member Experience Rating: | 5 out of 5 Stars. | ||||||||||||||||||||||
• Drug Cost Accuracy Rating: | 4 out of 5 Stars. | ||||||||||||||||||||||
— Plan Premium Details — | |||||||||||||||||||||||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | |||||||||||||||||||
Monthly Part D Premium with LIS: | $9.70 | $17.20 | $24.70 | $32.20 | |||||||||||||||||||
— Plan Health Benefits — | |||||||||||||||||||||||
** Cost ** | |||||||||||||||||||||||
Monthly Premium, Deductible, and Limits on How Much You Pay for Covered Services | |||||||||||||||||||||||
$190.7 per month. In addition you must keep paying your Medicare Part B premium. | |||||||||||||||||||||||
This plan has deductibles for some hospital and medical services and Part D prescription drugs. | |||||||||||||||||||||||
$160 per year for Part D prescription drugs. | |||||||||||||||||||||||
Yes. Our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. | |||||||||||||||||||||||
Your yearly limit(s) in this plan: | |||||||||||||||||||||||
| |||||||||||||||||||||||
If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums and cost-sharing for your Part D prescription drugs. | |||||||||||||||||||||||
Our plan has a coverage limit every year for certain in-network benefits. Contact us for the services that apply. | |||||||||||||||||||||||
** Doctor and Hospital Choice ** | |||||||||||||||||||||||
Acupuncture and Other Alternative Therapies | |||||||||||||||||||||||
You pay nothing | |||||||||||||||||||||||
** Extra Benefits ** | |||||||||||||||||||||||
Inpatient Mental Health Care | |||||||||||||||||||||||
For inpatient mental health care see the "Mental Health Care" section. | |||||||||||||||||||||||
Outpatient Prescription Drugs | |||||||||||||||||||||||
For Part B drugs such as chemotherapy drugs1: 0-20% of the cost depending on the drug | |||||||||||||||||||||||
Other Part B drugs1: 0-20% of the cost depending on the drug | |||||||||||||||||||||||
After you pay your yearly deductible you pay the following until your total yearly drug costs reach $2 960. Total yearly drug costs are the total drug costs paid by both you and our Part D plan. | |||||||||||||||||||||||
You may get your drugs at network retail pharmacies and mail order pharmacies. | |||||||||||||||||||||||
Standard Retail Cost-Sharing
| |||||||||||||||||||||||
Preferred Mail Order Cost-Sharing
| |||||||||||||||||||||||
Standard Mail Order Cost-Sharing
| |||||||||||||||||||||||
If you reside in a long-term care facility you pay the same as at a retail pharmacy. | |||||||||||||||||||||||
You may get drugs from an out-of-network pharmacy at the same cost as an in-network pharmacy. | |||||||||||||||||||||||
Most Medicare drug plans have a coverage gap (also called the "donut hole"). This means that there's a temporary change in what you will pay for your drugs. The coverage gap begins after the total yearly drug cost (including what our plan has paid and what you have paid) reaches $2 960. After you enter the coverage gap you pay 45% of the plan's cost for covered brand name drugs and 65% of the plan's cost for covered generic drugs until your costs total $4 700 which is the end of the coverage gap. Not everyone will enter the coverage gap. | |||||||||||||||||||||||
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $4 700 you pay the greater of:
| |||||||||||||||||||||||
** Important Information ** | |||||||||||||||||||||||
Monthly Premium, Deductible, and Limits on How Much You Pay for Covered Services | |||||||||||||||||||||||
$190.7 per month. In addition you must keep paying your Medicare Part B premium. | |||||||||||||||||||||||
This plan has deductibles for some hospital and medical services and Part D prescription drugs. | |||||||||||||||||||||||
$160 per year for Part D prescription drugs. | |||||||||||||||||||||||
Yes. Our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. | |||||||||||||||||||||||
Your yearly limit(s) in this plan: | |||||||||||||||||||||||
| |||||||||||||||||||||||
If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums and cost-sharing for your Part D prescription drugs. | |||||||||||||||||||||||
Our plan has a coverage limit every year for certain in-network benefits. Contact us for the services that apply. | |||||||||||||||||||||||
** Outpatient Care and Services ** | |||||||||||||||||||||||
Acupuncture and Other Alternative Therapies | |||||||||||||||||||||||
You pay nothing | |||||||||||||||||||||||
Ambulance Services | |||||||||||||||||||||||
You pay nothing | |||||||||||||||||||||||
Chiropractic Care | |||||||||||||||||||||||
Manipulation of the spine to correct a subluxation (when 1 or more of the bones of your spine move out of position): You pay nothing | |||||||||||||||||||||||
Dental Services | |||||||||||||||||||||||
Limited dental services (this does not include services in connection with care treatment filling removal or replacement of teeth): You pay nothing after you pay your deductible | |||||||||||||||||||||||
Preventive dental services: | |||||||||||||||||||||||
Diabetes Supplies and Services | |||||||||||||||||||||||
Diabetes monitoring supplies: 20% of the cost | |||||||||||||||||||||||
Diabetes self-management training: You pay nothing | |||||||||||||||||||||||
Therapeutic shoes or inserts: 20% of the cost | |||||||||||||||||||||||
Diagnostic Tests, Lab and Radiology Services, and X-Rays | |||||||||||||||||||||||
Diagnostic radiology services (such as MRIs CT scans): 10% of the cost | |||||||||||||||||||||||
Diagnostic tests and procedures: You pay nothing | |||||||||||||||||||||||
Lab services: You pay nothing | |||||||||||||||||||||||
Outpatient x-rays: You pay nothing | |||||||||||||||||||||||
Therapeutic radiology services (such as radiation treatment for cancer): You pay nothing | |||||||||||||||||||||||
Doctor’s Office Visits | |||||||||||||||||||||||
Primary care physician visit: You pay nothing | |||||||||||||||||||||||
Specialist visit: You pay nothing | |||||||||||||||||||||||
Durable Medical Equipment (wheelchairs, oxygen, etc.) | |||||||||||||||||||||||
20% of the cost | |||||||||||||||||||||||
Emergency Care | |||||||||||||||||||||||
$50 copay | |||||||||||||||||||||||
If you are admitted to the hospital within 24 hours you do not have to pay your share of the cost for emergency care. See the "Inpatient Hospital Care" section for other costs. | |||||||||||||||||||||||
Foot Care (podiatry services) | |||||||||||||||||||||||
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: You pay nothing | |||||||||||||||||||||||
Hearing Services | |||||||||||||||||||||||
Exam to diagnose and treat hearing and balance issues: You pay nothing | |||||||||||||||||||||||
Routine hearing exam (for up to 1 every year): You pay nothing | |||||||||||||||||||||||
Home Health Care | |||||||||||||||||||||||
You pay nothing | |||||||||||||||||||||||
Mental Health Care | |||||||||||||||||||||||
Inpatient visit: | |||||||||||||||||||||||
Our plan covers an unlimited number of days for an inpatient hospital stay. | |||||||||||||||||||||||
Outpatient group therapy visit: You pay nothing | |||||||||||||||||||||||
Outpatient individual therapy visit: You pay nothing | |||||||||||||||||||||||
Outpatient Rehabilitation Services | |||||||||||||||||||||||
Cardiac (heart) rehab services (for a maximum of 2 one-hour sessions per day for up to 36 sessions up to 36 weeks): You pay nothing | |||||||||||||||||||||||
Occupational therapy visit: You pay nothing | |||||||||||||||||||||||
Physical therapy and speech and language therapy visit: You pay nothing | |||||||||||||||||||||||
Outpatient Substance Abuse | |||||||||||||||||||||||
Group therapy visit: You pay nothing | |||||||||||||||||||||||
Individual therapy visit: You pay nothing | |||||||||||||||||||||||
Outpatient Surgery | |||||||||||||||||||||||
Ambulatory surgical center: $50 copay | |||||||||||||||||||||||
Outpatient hospital: You pay nothing | |||||||||||||||||||||||
Over-the-Counter Items | |||||||||||||||||||||||
Not Covered | |||||||||||||||||||||||
Prosthetic Devices (braces, artificial limbs, etc.) | |||||||||||||||||||||||
Prosthetic devices: 20% of the cost | |||||||||||||||||||||||
Related medical supplies: 20% of the cost | |||||||||||||||||||||||
Renal Dialysis | |||||||||||||||||||||||
You pay nothing | |||||||||||||||||||||||
Transportation | |||||||||||||||||||||||
Not covered | |||||||||||||||||||||||
Urgently Needed Care | |||||||||||||||||||||||
You pay nothing | |||||||||||||||||||||||
Vision Services | |||||||||||||||||||||||
Exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening): You pay nothing | |||||||||||||||||||||||
Routine eye exam (for up to 1 every year): You pay nothing | |||||||||||||||||||||||
Eyeglasses or contact lenses after cataract surgery: You pay nothing | |||||||||||||||||||||||
** Hospice ** | |||||||||||||||||||||||
Hospice | |||||||||||||||||||||||
You pay nothing for hospice care from a Medicare-certified hospice. You may have to pay part of the cost for drugs and respite care. | |||||||||||||||||||||||
** Preventive Care ** | |||||||||||||||||||||||
Preventive Care | |||||||||||||||||||||||
You pay nothing | |||||||||||||||||||||||
Our plan covers many preventive services including:
| |||||||||||||||||||||||
** Inpatient Care ** | |||||||||||||||||||||||
Inpatient Hospital Care | |||||||||||||||||||||||
Our plan covers an unlimited number of days for an inpatient hospital stay. | |||||||||||||||||||||||
Inpatient Mental Health Care | |||||||||||||||||||||||
For inpatient mental health care see the "Mental Health Care" section. | |||||||||||||||||||||||
Skilled Nursing Facility (SNF) | |||||||||||||||||||||||
Our plan covers up to 100 days in a SNF. | |||||||||||||||||||||||
You pay nothing | |||||||||||||||||||||||
Outpatient Prescription Drugs | |||||||||||||||||||||||
For Part B drugs such as chemotherapy drugs1: 0-20% of the cost depending on the drug | |||||||||||||||||||||||
Other Part B drugs1: 0-20% of the cost depending on the drug | |||||||||||||||||||||||
After you pay your yearly deductible you pay the following until your total yearly drug costs reach $2 960. Total yearly drug costs are the total drug costs paid by both you and our Part D plan. | |||||||||||||||||||||||
You may get your drugs at network retail pharmacies and mail order pharmacies. | |||||||||||||||||||||||
Standard Retail Cost-Sharing
| |||||||||||||||||||||||
Preferred Mail Order Cost-Sharing
| |||||||||||||||||||||||
Standard Mail Order Cost-Sharing
| |||||||||||||||||||||||
If you reside in a long-term care facility you pay the same as at a retail pharmacy. | |||||||||||||||||||||||
You may get drugs from an out-of-network pharmacy at the same cost as an in-network pharmacy. | |||||||||||||||||||||||
Most Medicare drug plans have a coverage gap (also called the "donut hole"). This means that there's a temporary change in what you will pay for your drugs. The coverage gap begins after the total yearly drug cost (including what our plan has paid and what you have paid) reaches $2 960. After you enter the coverage gap you pay 45% of the plan's cost for covered brand name drugs and 65% of the plan's cost for covered generic drugs until your costs total $4 700 which is the end of the coverage gap. Not everyone will enter the coverage gap. | |||||||||||||||||||||||
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $4 700 you pay the greater of:
| |||||||||||||||||||||||
** Outpatient Care ** | |||||||||||||||||||||||
Diabetes Supplies and Services | |||||||||||||||||||||||
Diabetes monitoring supplies: 20% of the cost | |||||||||||||||||||||||
Diabetes self-management training: You pay nothing | |||||||||||||||||||||||
Therapeutic shoes or inserts: 20% of the cost | |||||||||||||||||||||||
Foot Care (podiatry services) | |||||||||||||||||||||||
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: You pay nothing | |||||||||||||||||||||||
Hearing Services | |||||||||||||||||||||||
Exam to diagnose and treat hearing and balance issues: You pay nothing | |||||||||||||||||||||||
Routine hearing exam (for up to 1 every year): You pay nothing | |||||||||||||||||||||||
** Outpatient Medical Services and Supplies ** | |||||||||||||||||||||||
Outpatient Substance Abuse | |||||||||||||||||||||||
Group therapy visit: You pay nothing | |||||||||||||||||||||||
Individual therapy visit: You pay nothing | |||||||||||||||||||||||
Prosthetic Devices (braces, artificial limbs, etc.) | |||||||||||||||||||||||
Prosthetic devices: 20% of the cost | |||||||||||||||||||||||
Related medical supplies: 20% of the cost | |||||||||||||||||||||||
** Additional Benefits ** | |||||||||||||||||||||||
Inpatient Mental Health Care | |||||||||||||||||||||||
For inpatient mental health care see the "Mental Health Care" section. | |||||||||||||||||||||||
** Cost ** | |||||||||||||||||||||||
Monthly Premium, Deductible, and Limits on How Much You Pay for Covered Services | |||||||||||||||||||||||
Package 1: Freedom Comprehensive Dental Benefit | |||||||||||||||||||||||
Benefits include:
| |||||||||||||||||||||||
Additional $39.90 per month. You must keep paying your Medicare Part B premium and your $190.70 monthly plan premium. | |||||||||||||||||||||||
$50 per year. | |||||||||||||||||||||||
Our plan pays up to $1100 every year. | |||||||||||||||||||||||
** Important Information ** | |||||||||||||||||||||||
Package 1: Freedom Comprehensive Dental Benefit | |||||||||||||||||||||||
Benefits include:
| |||||||||||||||||||||||
Additional $39.90 per month. You must keep paying your Medicare Part B premium and your $190.70 monthly plan premium. | |||||||||||||||||||||||
$50 per year. | |||||||||||||||||||||||
Our plan pays up to $1100 every year. |