2015 Medicare Advantage Plan Details | |||||
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Medicare Plan Name: | Gateway Health Medicare Assured Ruby (HMO SNP) | ||||
Location: | Shelby, Kentucky Click to see other locations | ||||
Plan ID: | H9190 - 014 - 0 Click to see other plans | ||||
Member Services: | 1-888-447-4505 TTY users 711 | ||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | |||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
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Email a copy of the Gateway Health Medicare Assured Ruby (HMO SNP) benefit details | |||||
— Medicare Plan Features — | |||||
Monthly Premium: | $0.00 for people who qualify for both Medicare and Medicaid. (see Plan Premium Details below) | ||||
Annual Rx Deductible: | $0 for people who qualify for both Medicare and Medicaid. | ||||
Annual Rx Initial Coverage Limit (ICL): | $2,960 | ||||
Health Plan Type: | Local HMO | ||||
Special Needs Plan (SNP) Eligibility Requirement: | Dual-Eligible | ||||
Additional Rx Gap Coverage? | No additional gap coverage, only the Donut Hole Discount | ||||
Total Number of Formulary Drugs: | 2,954 drugs | Browse the Gateway Health Medicare Assured Ruby (HMO SNP) Formulary | |||
This plan has drug tiers. See cost-sharing for all pharmacies and tiers. | |||||
Formulary Drug Details: | Tier 1 | Tier 2 | Tier 3 | Tier 4 | Tier 5 |
• Preferred Pharmacy Cost-Sharing during initial coverage phase: | cost-sharing data not available. | ||||
• Number of Drugs per Tier: | |||||
Plan's Pharmacy Search: | http://www.MedicareAssured.com | ||||
Plan Offers Mail Order? | Yes | ||||
Number of Members enrolled in this plan in Shelby, Kentucky: | less than 10 members | ||||
Number of Members enrolled in this plan in Kentucky: | less than 10 members | ||||
Number of Members enrolled in this plan in (H9190 - 014): | 45 members | ||||
Plan’s Summary Star Rating: | New plan - No summary rating as of yet. | ||||
• Customer Service Rating: | Insufficient data to rate this plan. | ||||
• Member Experience Rating: | Insufficient data to rate this plan. | ||||
• Drug Cost Accuracy Rating: | Insufficient data to rate this plan. | ||||
— Plan Premium Details — | |||||
The Monthly Premium is Split as Follows: ❔ | Total Premium | Part C Premium | Part D Basic Premium | Part D Supplemental Premium | |
$31.80 | $0.00 | $31.80 | $0.00 | ||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | |
Monthly Part D Premium with LIS: | $0.00 | $8.00 | $15.90 | $23.90 | |
Total Monthly Premium with LIS (Parts C & D): | $0.00 | $8.00 | $15.90 | $23.90 | |
— Plan Health Benefits — | |||||
** Cost ** | |||||
Monthly Premium, Deductible, and Limits on How Much You Pay for Covered Services | |||||
$0 per month. In addition you must keep paying your Medicare Part B premium. | |||||
This plan does not have a deductible. | |||||
Yes. Like all Medicare health plans our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. | |||||
In this plan you may pay nothing for Medicare-covered services depending on your level of [insert State Medicaid plan name] eligibility. Refer to the "Medicare & You" handbook for Medicare-covered services. For [insert State Medicaid plan name]-covered services refer to the Medicaid Coverage section in this document. | |||||
Your yearly limit(s) in this plan: | |||||
| |||||
If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums and cost-sharing for your Part D prescription drugs. | |||||
Our plan has a coverage limit every year for certain in-network benefits. Contact us for the services that apply. | |||||
** Doctor and Hospital Choice ** | |||||
Acupuncture and Other Alternative Therapies | |||||
Not covered | |||||
** Extra Benefits ** | |||||
Inpatient Mental Health Care | |||||
For inpatient mental health care see the "Mental Health Care" section. | |||||
Outpatient Prescription Drugs | |||||
For Part B drugs such as chemotherapy drugs1: 0% or 20% of the cost | |||||
Other Part B drugs1: 0% or 20% of the cost | |||||
Our plan does not have a deductible for Part D prescription drugs. | |||||
Depending on your income and institutional status you pay the following: For generic drugs (including brand drugs treated as generic) either: For all other drugs either: | |||||
You may get your drugs at network retail pharmacies. | |||||
If you reside in a long-term care facility you pay the same as at a retail pharmacy. | |||||
You may get drugs from an out-of-network pharmacy at the same cost as an in-network pharmacy. | |||||
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $4 700 you pay nothing for all drugs. | |||||
** Important Information ** | |||||
Monthly Premium, Deductible, and Limits on How Much You Pay for Covered Services | |||||
$0 per month. In addition you must keep paying your Medicare Part B premium. | |||||
This plan does not have a deductible. | |||||
Yes. Like all Medicare health plans our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. | |||||
In this plan you may pay nothing for Medicare-covered services depending on your level of [insert State Medicaid plan name] eligibility. Refer to the "Medicare & You" handbook for Medicare-covered services. For [insert State Medicaid plan name]-covered services refer to the Medicaid Coverage section in this document. | |||||
Your yearly limit(s) in this plan: | |||||
| |||||
If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums and cost-sharing for your Part D prescription drugs. | |||||
Our plan has a coverage limit every year for certain in-network benefits. Contact us for the services that apply. | |||||
** Outpatient Care and Services ** | |||||
Acupuncture and Other Alternative Therapies | |||||
Not covered | |||||
Ambulance Services | |||||
$0 or $200 copay | |||||
Chiropractic Care | |||||
Manipulation of the spine to correct a subluxation (when 1 or more of the bones of your spine move out of position): $0 or $20 copay | |||||
Dental Services | |||||
Limited dental services (this does not include services in connection with care treatment filling removal or replacement of teeth): You pay nothing | |||||
Preventive dental services: | |||||
Diabetes Supplies and Services | |||||
Diabetes monitoring supplies: 0% or 20% of the cost | |||||
Diabetes self-management training: You pay nothing | |||||
Therapeutic shoes or inserts: 0% or 20% of the cost | |||||
Diagnostic Tests, Lab and Radiology Services, and X-Rays | |||||
Diagnostic radiology services (such as MRIs CT scans): $0 or $140 copay | |||||
Diagnostic tests and procedures: You pay nothing | |||||
Lab services: You pay nothing | |||||
Outpatient x-rays: $0 or $30 copay | |||||
Therapeutic radiology services (such as radiation treatment for cancer): $0 or $60 copay | |||||
Doctor’s Office Visits | |||||
Primary care physician visit: $0 or $15 copay | |||||
Specialist visit: $0 or $30 copay | |||||
Durable Medical Equipment (wheelchairs, oxygen, etc.) | |||||
0% or 20% of the cost | |||||
Emergency Care | |||||
$0 or $65 copay | |||||
Foot Care (podiatry services) | |||||
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: $0 or $30 copay | |||||
Routine foot care: $30 copay | |||||
Hearing Services | |||||
Exam to diagnose and treat hearing and balance issues: You pay nothing | |||||
Routine hearing exam: You pay nothing | |||||
Hearing aid fitting/evaluation: You pay nothing | |||||
Hearing aid: You pay nothing | |||||
Our plan pays up to $1 000 every two years for hearing aids. | |||||
Home Health Care | |||||
You pay nothing | |||||
Mental Health Care | |||||
Inpatient visit: | |||||
Our plan covers up to 190 days in a lifetime for inpatient mental health care in a psychiatric hospital. The inpatient hospital care limit does not apply to inpatient mental services provided in a general hospital. | |||||
Our plan covers 90 days for an inpatient hospital stay. | |||||
Our plan also covers 60 "lifetime reserve days." These are "extra" days that we cover. If your hospital stay is longer than 90 days you can use these extra days. But once you have used up these extra 60 days your inpatient hospital coverage will be limited to 90 days. | |||||
Outpatient group therapy visit: $0 or $30 copay | |||||
Outpatient individual therapy visit: $0 or $30 copay | |||||
Outpatient Rehabilitation Services | |||||
Cardiac (heart) rehab services (for a maximum of 2 one-hour sessions per day for up to 36 sessions up to 36 weeks): $0 or $30 copay | |||||
Occupational therapy visit: $0 or $30 copay | |||||
Physical therapy and speech and language therapy visit: $0 or $30 copay | |||||
Outpatient Substance Abuse | |||||
Group therapy visit: $0 or $30 copay | |||||
Individual therapy visit: $0 or $30 copay | |||||
Outpatient Surgery | |||||
Ambulatory surgical center: $0 or $175 copay | |||||
Outpatient hospital: $0 or $175 copay | |||||
Over-the-Counter Items | |||||
Please visit our website to see our list of covered over-the-counter items. | |||||
Prosthetic Devices (braces, artificial limbs, etc.) | |||||
Prosthetic devices: 0% or 20% of the cost | |||||
Related medical supplies: 0% or 20% of the cost | |||||
Renal Dialysis | |||||
0% or 20% of the cost | |||||
Transportation | |||||
You pay nothing | |||||
Urgently Needed Care | |||||
$0 or $30 copay | |||||
Vision Services | |||||
Exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening): $0 or $30 copay | |||||
Routine eye exam (for up to 1 every three months): You pay nothing | |||||
Contact lenses (for up to 1 every year): You pay nothing | |||||
Eyeglasses (frames and lenses) (for up to 1 every year): You pay nothing | |||||
Eyeglasses or contact lenses after cataract surgery: You pay nothing | |||||
Our plan pays up to $150 every year for contact lenses and eyeglasses (frames and lenses). | |||||
** Hospice ** | |||||
Hospice | |||||
You pay nothing for hospice care from a Medicare-certified hospice. You may have to pay part of the cost for drugs and respite care. | |||||
** Preventive Care ** | |||||
Preventive Care | |||||
You pay nothing | |||||
Our plan covers many preventive services including:
| |||||
Annual physical exam: You pay nothing | |||||
** Inpatient Care ** | |||||
Inpatient Hospital Care | |||||
Our plan covers an unlimited number of days for an inpatient hospital stay. | |||||
Inpatient Mental Health Care | |||||
For inpatient mental health care see the "Mental Health Care" section. | |||||
Skilled Nursing Facility (SNF) | |||||
Our plan covers up to 100 days in a SNF. | |||||
Outpatient Prescription Drugs | |||||
For Part B drugs such as chemotherapy drugs1: 0% or 20% of the cost | |||||
Other Part B drugs1: 0% or 20% of the cost | |||||
Our plan does not have a deductible for Part D prescription drugs. | |||||
Depending on your income and institutional status you pay the following: For generic drugs (including brand drugs treated as generic) either: For all other drugs either: | |||||
You may get your drugs at network retail pharmacies. | |||||
If you reside in a long-term care facility you pay the same as at a retail pharmacy. | |||||
You may get drugs from an out-of-network pharmacy at the same cost as an in-network pharmacy. | |||||
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $4 700 you pay nothing for all drugs. | |||||
** Outpatient Care ** | |||||
Diabetes Supplies and Services | |||||
Diabetes monitoring supplies: 0% or 20% of the cost | |||||
Diabetes self-management training: You pay nothing | |||||
Therapeutic shoes or inserts: 0% or 20% of the cost | |||||
Foot Care (podiatry services) | |||||
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: $0 or $30 copay | |||||
Routine foot care: $30 copay | |||||
Hearing Services | |||||
Exam to diagnose and treat hearing and balance issues: You pay nothing | |||||
Routine hearing exam: You pay nothing | |||||
Hearing aid fitting/evaluation: You pay nothing | |||||
Hearing aid: You pay nothing | |||||
Our plan pays up to $1 000 every two years for hearing aids. | |||||
** Outpatient Medical Services and Supplies ** | |||||
Outpatient Substance Abuse | |||||
Group therapy visit: $0 or $30 copay | |||||
Individual therapy visit: $0 or $30 copay | |||||
Prosthetic Devices (braces, artificial limbs, etc.) | |||||
Prosthetic devices: 0% or 20% of the cost | |||||
Related medical supplies: 0% or 20% of the cost | |||||
** Additional Benefits ** | |||||
Inpatient Mental Health Care | |||||
For inpatient mental health care see the "Mental Health Care" section. |