2016 Medicare Advantage Plan Details | |||||
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Medicare Plan Name: | Humana Gold Plus H4461-004 (HMO) | ||||
Location: | Carter, Tennessee Click to see other locations | ||||
Plan ID: | H4461 - 004 - 0 Click to see other plans | ||||
Member Services: | 1-800-457-4708 TTY users 711 | ||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | |||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
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Email a copy of the Humana Gold Plus H4461-004 (HMO) benefit details | |||||
— Medicare Plan Features — | |||||
Monthly Premium: | $45.00 (see Plan Premium Details below) | ||||
Annual Deductible: | no drug coverage | ||||
Health Plan Type: | Local HMO * | ||||
Maximum Out-of-Pocket Limit for Parts A & B (MOOP): | $5,900 | ||||
Number of Members enrolled in this plan in Carter, Tennessee: | 51 members | ||||
Number of Members enrolled in this plan in Tennessee: | 3,647 members | ||||
Number of Members enrolled in this plan in (H4461 - 004): | 3,675 members | ||||
Plan’s Summary Star Rating: | 4.5 out of 5 Stars. | ||||
• Customer Service Rating: | 4 out of 5 Stars. | ||||
• Member Experience Rating: | 5 out of 5 Stars. | ||||
• Drug Cost Accuracy Rating: | 4 out of 5 Stars. | ||||
— Plan Premium Details — | |||||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | |
Monthly Part D Premium with LIS: | $0.00 | $0.00 | $0.00 | $0.00 | |
— Plan Health Benefits — | |||||
** Cost ** | |||||
Monthly premium, deductible, and limits on how much you pay for covered services | |||||
$45.00 per month. In addition you must keep paying your Medicare Part B premium. | |||||
This plan does not have a deductible. | |||||
Yes. Like all Medicare health plans our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. | |||||
Your yearly limit(s) in this plan: | |||||
| |||||
If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums. | |||||
Our plan has a coverage limit every year for certain in-network benefits. Contact us for the services that apply. | |||||
** Doctor and Hospital Choice ** | |||||
Acupuncture | |||||
Not covered | |||||
** Extra Benefits ** | |||||
Inpatient mental health care | |||||
For inpatient mental health care see the "Mental Health Care" section. | |||||
Outpatient prescription drugs | |||||
For Part B drugs such as chemotherapy drugs1: 20% of the cost | |||||
Other Part B drugs1: 20% of the cost | |||||
Our plan does not cover Part D prescription drug. | |||||
** Important Information ** | |||||
Monthly premium, deductible, and limits on how much you pay for covered services | |||||
$45.00 per month. In addition you must keep paying your Medicare Part B premium. | |||||
This plan does not have a deductible. | |||||
Yes. Like all Medicare health plans our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. | |||||
Your yearly limit(s) in this plan: | |||||
| |||||
If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums. | |||||
Our plan has a coverage limit every year for certain in-network benefits. Contact us for the services that apply. | |||||
** Outpatient Care and Services ** | |||||
Acupuncture | |||||
Not covered | |||||
Ambulance | |||||
$300 copay | |||||
Chiropractic care | |||||
Manipulation of the spine to correct a subluxation (when 1 or more of the bones of your spine move out of position): $20 copay | |||||
Dental services | |||||
Limited dental services (this does not include services in connection with care treatment filling removal or replacement of teeth): $30 copay | |||||
Preventive dental services: | |||||
Diabetes supplies and services | |||||
Diabetes monitoring supplies: 0-20% of the cost depending on the supply | |||||
Diabetes self-management training: You pay nothing | |||||
Therapeutic shoes or inserts: $10 copay | |||||
Diagnostic tests, lab and radiology services, and x-rays (Costs for these services may be different if received in an outpatient surgery setting) | |||||
Diagnostic radiology services (such as MRIs CT scans): $0-75 copay depending on the service | |||||
Diagnostic tests and procedures: $0-30 copay depending on the service | |||||
Lab services: $0-30 copay depending on the service | |||||
Outpatient x-rays: $0-30 copay depending on the service | |||||
Therapeutic radiology services (such as radiation treatment for cancer): $0-30 copay depending on the service | |||||
Doctor's office visits | |||||
Primary care physician visit: $10 copay | |||||
Specialist visit: $10-30 copay depending on the service | |||||
Durable medical equipment (wheelchairs, oxygen, etc.) | |||||
20% of the cost | |||||
If you go to a preferred vendor your cost may be less. Contact us for a list of preferred vendors. | |||||
Emergency care | |||||
$75 copay | |||||
If you are admitted to the hospital within 24 hours you do not have to pay your share of the cost for emergency care. See the "Inpatient Hospital Care" section for other costs. | |||||
Foot care (podiatry services) | |||||
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: $30 copay | |||||
Hearing services | |||||
Exam to diagnose and treat hearing and balance issues: $30 copay | |||||
Home health care | |||||
You pay nothing | |||||
Mental health care | |||||
Inpatient visit: | |||||
Our plan covers up to 190 days in a lifetime for inpatient mental health care in a psychiatric hospital. The inpatient hospital care limit does not apply to inpatient mental services provided in a general hospital. | |||||
Our plan covers 90 days for an inpatient hospital stay. | |||||
Our plan also covers 60 "lifetime reserve days." These are "extra" days that we cover. If your hospital stay is longer than 90 days you can use these extra days. But once you have used up these extra 60 days your inpatient hospital coverage will be limited to 90 days. | |||||
Outpatient group therapy visit: $30 copay | |||||
Outpatient individual therapy visit: $30 copay | |||||
Outpatient rehabilitation | |||||
Cardiac (heart) rehab services (for a maximum of 2 one-hour sessions per day for up to 36 sessions up to 36 weeks): $10 copay | |||||
Occupational therapy visit: $10 copay | |||||
Physical therapy and speech and language therapy visit: $10 copay | |||||
Outpatient substance abuse | |||||
Group therapy visit: $30 copay | |||||
Individual therapy visit: $30 copay | |||||
Outpatient surgery | |||||
Ambulatory surgical center: $175 copay | |||||
Outpatient hospital: $175 copay | |||||
Over-the-counter items | |||||
Please visit our website to see our list of covered over-the-counter items. | |||||
Prosthetic devices (braces, artificial limbs, etc.) | |||||
Prosthetic devices: 20% of the cost | |||||
Related medical supplies: 20% of the cost | |||||
Renal dialysis | |||||
20% of the cost | |||||
Transportation | |||||
Not covered | |||||
Urgently needed services | |||||
$10-30 copay depending on the service | |||||
Vision services | |||||
Exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening): $0-30 copay depending on the service | |||||
Routine eye exam (for up to 1 every year): You pay nothing | |||||
Contact lenses (for up to 1 every year): You pay nothing | |||||
Eyeglasses (frames and lenses) (for up to 1 every year): You pay nothing | |||||
Eyeglasses or contact lenses after cataract surgery: You pay nothing | |||||
Our plan pays up to $100 every year for contact lenses and eyeglasses (frames and lenses). | |||||
** Hospice ** | |||||
Hospice | |||||
You pay nothing for hospice care from a Medicare-certified hospice. You may have to pay part of the cost for drugs and respite care. | |||||
** Preventive Care ** | |||||
Preventive care | |||||
You pay nothing | |||||
Our plan covers many preventive services including:
| |||||
** Inpatient Care ** | |||||
Inpatient hospital care | |||||
Our plan covers an unlimited number of days for an inpatient hospital stay. | |||||
Inpatient mental health care | |||||
For inpatient mental health care see the "Mental Health Care" section. | |||||
Skilled Nursing Facility (SNF) | |||||
Our plan covers up to 100 days in a SNF. | |||||
Outpatient prescription drugs | |||||
For Part B drugs such as chemotherapy drugs1: 20% of the cost | |||||
Other Part B drugs1: 20% of the cost | |||||
Our plan does not cover Part D prescription drug. | |||||
** Outpatient Care ** | |||||
Diabetes supplies and services | |||||
Diabetes monitoring supplies: 0-20% of the cost depending on the supply | |||||
Diabetes self-management training: You pay nothing | |||||
Therapeutic shoes or inserts: $10 copay | |||||
Foot care (podiatry services) | |||||
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: $30 copay | |||||
Hearing services | |||||
Exam to diagnose and treat hearing and balance issues: $30 copay | |||||
** Outpatient Medical Services and Supplies ** | |||||
Outpatient substance abuse | |||||
Group therapy visit: $30 copay | |||||
Individual therapy visit: $30 copay | |||||
Prosthetic devices (braces, artificial limbs, etc.) | |||||
Prosthetic devices: 20% of the cost | |||||
Related medical supplies: 20% of the cost | |||||
** Additional Benefits ** | |||||
Inpatient mental health care | |||||
For inpatient mental health care see the "Mental Health Care" section. |