2016 Medicare Advantage Plan Details | ||||||||||||||||||||||||||
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Medicare Plan Name: | HealthSpan Medicare Plus II (Cost) | |||||||||||||||||||||||||
Location: | Lorain, Ohio Click to see other locations | |||||||||||||||||||||||||
Plan ID: | H6360 - 002 - 0 Click to see other plans | |||||||||||||||||||||||||
Member Services: | 1-800-493-6004 TTY users 711 | |||||||||||||||||||||||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | ||||||||||||||||||||||||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
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Email a copy of the HealthSpan Medicare Plus II (Cost) benefit details | ||||||||||||||||||||||||||
— Medicare Plan Features — | ||||||||||||||||||||||||||
Monthly Premium: | $49.10 (see Plan Premium Details below) | |||||||||||||||||||||||||
Annual Rx Deductible: | $0 | |||||||||||||||||||||||||
Annual Rx Initial Coverage Limit (ICL): | $3,310 | |||||||||||||||||||||||||
Health Plan Type: | Cost | |||||||||||||||||||||||||
Maximum Out-of-Pocket Limit for Parts A & B (MOOP): | $3,400 | |||||||||||||||||||||||||
Additional Rx Gap Coverage? | Yes, some additional gap coverage. | |||||||||||||||||||||||||
Total Number of Formulary Drugs: | 6,004 drugs | Browse the HealthSpan Medicare Plus II (Cost) Formulary | ||||||||||||||||||||||||
This plan has 6 drug tiers. See cost-sharing for all pharmacies and tiers. | ||||||||||||||||||||||||||
Formulary Drug Details: | Tier 1 | Tier 2 | Tier 3 | Tier 4 | Tier 5 | |||||||||||||||||||||
• Preferred Pharmacy Cost-Sharing during initial coverage phase: | $2.00 | $16.00 | $45.00 | $95.00 | 33% | |||||||||||||||||||||
• Number of Drugs per Tier: | 119 | 2686 | 354 | 2234 | 563 | |||||||||||||||||||||
Plan's Pharmacy Search: | http://www.kp.org/seniorrx | |||||||||||||||||||||||||
Plan Offers Mail Order? | Yes | |||||||||||||||||||||||||
Number of Members enrolled in this plan in Lorain, Ohio: | 103 members | |||||||||||||||||||||||||
Number of Members enrolled in this plan in (H6360 - 002): | 2,188 members | |||||||||||||||||||||||||
Plan’s Summary Star Rating: | 4 out of 5 Stars. | |||||||||||||||||||||||||
• Customer Service Rating: | Insufficient data to rate this plan. | |||||||||||||||||||||||||
• Member Experience Rating: | 3 out of 5 Stars. | |||||||||||||||||||||||||
• Drug Cost Accuracy Rating: | 5 out of 5 Stars. | |||||||||||||||||||||||||
— Plan Premium Details — | ||||||||||||||||||||||||||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | ||||||||||||||||||||||
Monthly Part D Premium with LIS: | $19.60 | $27.00 | $34.30 | $41.70 | ||||||||||||||||||||||
— Plan Health Benefits — | ||||||||||||||||||||||||||
** Cost ** | ||||||||||||||||||||||||||
Monthly premium, deductible, and limits on how much you pay for covered services | ||||||||||||||||||||||||||
$49.1 per month. In addition you must keep paying your Medicare Part B premium. | ||||||||||||||||||||||||||
This plan has deductibles for some hospital and medical services. | ||||||||||||||||||||||||||
This plan does not have a deductible for Part D prescription drugs. | ||||||||||||||||||||||||||
Yes. Our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. | ||||||||||||||||||||||||||
Your yearly limit(s) in this plan: | ||||||||||||||||||||||||||
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If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums and cost-sharing for your Part D prescription drugs. | ||||||||||||||||||||||||||
No. There are no limits on how much our plan will pay. | ||||||||||||||||||||||||||
** Doctor and Hospital Choice ** | ||||||||||||||||||||||||||
Acupuncture | ||||||||||||||||||||||||||
Not covered | ||||||||||||||||||||||||||
** Extra Benefits ** | ||||||||||||||||||||||||||
Inpatient mental health care | ||||||||||||||||||||||||||
For inpatient mental health care see the "Mental Health Care" section. | ||||||||||||||||||||||||||
Outpatient prescription drugs | ||||||||||||||||||||||||||
For Part B drugs such as chemotherapy drugs1: $0-45 copay depending on the drug | ||||||||||||||||||||||||||
Other Part B drugs1: $0-45 copay depending on the drug | ||||||||||||||||||||||||||
You pay the following until your total yearly drug costs reach $3 310. Total yearly drug costs are the total drug costs paid by both you and our Part D plan. | ||||||||||||||||||||||||||
You may get your drugs at network retail pharmacies and mail order pharmacies. | ||||||||||||||||||||||||||
Standard Retail Cost-Sharing
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Standard Mail Order Cost-Sharing
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If you reside in a long-term care facility you pay the same as at a retail pharmacy. | ||||||||||||||||||||||||||
You may get drugs from an out-of-network pharmacy at the same cost as an in-network pharmacy. | ||||||||||||||||||||||||||
Most Medicare drug plans have a coverage gap (also called the "donut hole"). This means that there's a temporary change in what you will pay for your drugs. The coverage gap begins after the total yearly drug cost (including what our plan has paid and what you have paid) reaches $3 310. After you enter the coverage gap you pay 45% of the plan's cost for covered brand name drugs and 58% of the plan's cost for covered generic drugs until your costs total $4 850 which is the end of the coverage gap. Not everyone will enter the coverage gap. | ||||||||||||||||||||||||||
Under this plan you may pay even less for the brand and generic drugs on the formulary. Your cost varies by tier. You will need to use your formulary to locate your drug's tier. See the chart that follows to find out how much it will cost you. | ||||||||||||||||||||||||||
Standard Retail Cost-Sharing
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Standard Mail Order Cost-Sharing
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After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $4 850 you pay the following: | ||||||||||||||||||||||||||
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** Important Information ** | ||||||||||||||||||||||||||
Monthly premium, deductible, and limits on how much you pay for covered services | ||||||||||||||||||||||||||
$49.1 per month. In addition you must keep paying your Medicare Part B premium. | ||||||||||||||||||||||||||
This plan has deductibles for some hospital and medical services. | ||||||||||||||||||||||||||
This plan does not have a deductible for Part D prescription drugs. | ||||||||||||||||||||||||||
Yes. Our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. | ||||||||||||||||||||||||||
Your yearly limit(s) in this plan: | ||||||||||||||||||||||||||
| ||||||||||||||||||||||||||
If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums and cost-sharing for your Part D prescription drugs. | ||||||||||||||||||||||||||
No. There are no limits on how much our plan will pay. | ||||||||||||||||||||||||||
** Outpatient Care and Services ** | ||||||||||||||||||||||||||
Acupuncture | ||||||||||||||||||||||||||
Not covered | ||||||||||||||||||||||||||
Ambulance | ||||||||||||||||||||||||||
$150 copay | ||||||||||||||||||||||||||
Chiropractic care | ||||||||||||||||||||||||||
Manipulation of the spine to correct a subluxation (when 1 or more of the bones of your spine move out of position): $20 copay | ||||||||||||||||||||||||||
Dental services | ||||||||||||||||||||||||||
Limited dental services (this does not include services in connection with care treatment filling removal or replacement of teeth): $10-25 copay depending on the service after you pay your deductible | ||||||||||||||||||||||||||
Diabetes supplies and services | ||||||||||||||||||||||||||
Diabetes monitoring supplies: You pay nothing | ||||||||||||||||||||||||||
Diabetes self-management training: You pay nothing | ||||||||||||||||||||||||||
Therapeutic shoes or inserts: 20% of the cost | ||||||||||||||||||||||||||
Diagnostic tests, lab and radiology services, and x-rays (Costs for these services may be different if received in an outpatient surgery setting) | ||||||||||||||||||||||||||
Diagnostic radiology services (such as MRIs CT scans): $125 copay | ||||||||||||||||||||||||||
Diagnostic tests and procedures: You pay nothing | ||||||||||||||||||||||||||
Lab services: You pay nothing | ||||||||||||||||||||||||||
Outpatient x-rays: You pay nothing | ||||||||||||||||||||||||||
Therapeutic radiology services (such as radiation treatment for cancer): $10 copay | ||||||||||||||||||||||||||
Doctor's office visits | ||||||||||||||||||||||||||
Primary care physician visit: $10 copay | ||||||||||||||||||||||||||
Specialist visit: $25 copay | ||||||||||||||||||||||||||
Durable medical equipment (wheelchairs, oxygen, etc.) | ||||||||||||||||||||||||||
20% of the cost | ||||||||||||||||||||||||||
Emergency care | ||||||||||||||||||||||||||
$75 copay | ||||||||||||||||||||||||||
If you are immediately admitted to the hospital you do not have to pay your share of the cost for emergency care. See the "Inpatient Hospital Care" section for other costs. | ||||||||||||||||||||||||||
Foot care (podiatry services) | ||||||||||||||||||||||||||
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: $25 copay | ||||||||||||||||||||||||||
Hearing services | ||||||||||||||||||||||||||
Exam to diagnose and treat hearing and balance issues: $25 copay | ||||||||||||||||||||||||||
Routine hearing exam: $25 copay | ||||||||||||||||||||||||||
Home health care | ||||||||||||||||||||||||||
You pay nothing | ||||||||||||||||||||||||||
Mental health care | ||||||||||||||||||||||||||
Inpatient visit: | ||||||||||||||||||||||||||
Our plan covers up to 190 days in a lifetime for inpatient mental health care in a psychiatric hospital. The inpatient hospital care limit does not apply to inpatient mental services provided in a general hospital. | ||||||||||||||||||||||||||
The copays for hospital and skilled nursing facility (SNF) benefits are based on benefit periods. A benefit period begins the day you're admitted as an inpatient and ends when you haven't received any inpatient care (or skilled care in a SNF) for 60 days in a row. If you go into a hospital or a SNF after one benefit period has ended a new benefit period begins. You must pay the inpatient hospital deductible for each benefit period. There's no limit to the number of benefit periods. | ||||||||||||||||||||||||||
Our plan covers 90 days for an inpatient hospital stay. | ||||||||||||||||||||||||||
Our plan also covers 60 "lifetime reserve days." These are "extra" days that we cover. If your hospital stay is longer than 90 days you can use these extra days. But once you have used up these extra 60 days your inpatient hospital coverage will be limited to 90 days. | ||||||||||||||||||||||||||
Outpatient group therapy visit: $12 copay | ||||||||||||||||||||||||||
Outpatient individual therapy visit: $25 copay | ||||||||||||||||||||||||||
Outpatient rehabilitation | ||||||||||||||||||||||||||
Cardiac (heart) rehab services (for a maximum of 2 one-hour sessions per day for up to 36 sessions up to 36 weeks): $10 copay | ||||||||||||||||||||||||||
Occupational therapy visit: $10 copay | ||||||||||||||||||||||||||
Physical therapy and speech and language therapy visit: $10 copay | ||||||||||||||||||||||||||
Outpatient substance abuse | ||||||||||||||||||||||||||
Group therapy visit: $5 copay | ||||||||||||||||||||||||||
Individual therapy visit: $25 copay | ||||||||||||||||||||||||||
Outpatient surgery | ||||||||||||||||||||||||||
Ambulatory surgical center: $200 copay | ||||||||||||||||||||||||||
Outpatient hospital: $0-200 copay depending on the service | ||||||||||||||||||||||||||
Over-the-counter items | ||||||||||||||||||||||||||
Not Covered | ||||||||||||||||||||||||||
Prosthetic devices (braces, artificial limbs, etc.) | ||||||||||||||||||||||||||
Prosthetic devices: 20% of the cost | ||||||||||||||||||||||||||
Related medical supplies: 20% of the cost | ||||||||||||||||||||||||||
Renal dialysis | ||||||||||||||||||||||||||
You pay nothing | ||||||||||||||||||||||||||
Transportation | ||||||||||||||||||||||||||
Not covered | ||||||||||||||||||||||||||
Urgently needed services | ||||||||||||||||||||||||||
$45 copay | ||||||||||||||||||||||||||
Vision services | ||||||||||||||||||||||||||
Exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening): $25 copay | ||||||||||||||||||||||||||
Routine eye exam: $0-50 copay depending on the service | ||||||||||||||||||||||||||
Eyeglasses or contact lenses after cataract surgery: 20% of the cost after you pay your deductible | ||||||||||||||||||||||||||
** Hospice ** | ||||||||||||||||||||||||||
Hospice | ||||||||||||||||||||||||||
You pay nothing for hospice care from a Medicare-certified hospice. You may have to pay part of the cost for drugs and respite care. | ||||||||||||||||||||||||||
** Preventive Care ** | ||||||||||||||||||||||||||
Preventive care | ||||||||||||||||||||||||||
You pay nothing | ||||||||||||||||||||||||||
Our plan covers many preventive services including:
| ||||||||||||||||||||||||||
** Inpatient Care ** | ||||||||||||||||||||||||||
Inpatient hospital care | ||||||||||||||||||||||||||
The copays for hospital and skilled nursing facility (SNF) benefits are based on benefit periods. A benefit period begins the day you're admitted as an inpatient and ends when you haven't received any inpatient care (or skilled care in a SNF) for 60 days in a row. If you go into a hospital or a SNF after one benefit period has ended a new benefit period begins. You must pay the inpatient hospital deductible for each benefit period. There's no limit to the number of benefit periods. | ||||||||||||||||||||||||||
Our plan covers an unlimited number of days for an inpatient hospital stay. | ||||||||||||||||||||||||||
Inpatient mental health care | ||||||||||||||||||||||||||
For inpatient mental health care see the "Mental Health Care" section. | ||||||||||||||||||||||||||
Skilled Nursing Facility (SNF) | ||||||||||||||||||||||||||
Our plan covers an unlimited number of days in a SNF. | ||||||||||||||||||||||||||
Outpatient prescription drugs | ||||||||||||||||||||||||||
For Part B drugs such as chemotherapy drugs1: $0-45 copay depending on the drug | ||||||||||||||||||||||||||
Other Part B drugs1: $0-45 copay depending on the drug | ||||||||||||||||||||||||||
You pay the following until your total yearly drug costs reach $3 310. Total yearly drug costs are the total drug costs paid by both you and our Part D plan. | ||||||||||||||||||||||||||
You may get your drugs at network retail pharmacies and mail order pharmacies. | ||||||||||||||||||||||||||
Standard Retail Cost-Sharing
| ||||||||||||||||||||||||||
Standard Mail Order Cost-Sharing
| ||||||||||||||||||||||||||
If you reside in a long-term care facility you pay the same as at a retail pharmacy. | ||||||||||||||||||||||||||
You may get drugs from an out-of-network pharmacy at the same cost as an in-network pharmacy. | ||||||||||||||||||||||||||
Most Medicare drug plans have a coverage gap (also called the "donut hole"). This means that there's a temporary change in what you will pay for your drugs. The coverage gap begins after the total yearly drug cost (including what our plan has paid and what you have paid) reaches $3 310. After you enter the coverage gap you pay 45% of the plan's cost for covered brand name drugs and 58% of the plan's cost for covered generic drugs until your costs total $4 850 which is the end of the coverage gap. Not everyone will enter the coverage gap. | ||||||||||||||||||||||||||
Under this plan you may pay even less for the brand and generic drugs on the formulary. Your cost varies by tier. You will need to use your formulary to locate your drug's tier. See the chart that follows to find out how much it will cost you. | ||||||||||||||||||||||||||
Standard Retail Cost-Sharing
| ||||||||||||||||||||||||||
Standard Mail Order Cost-Sharing
| ||||||||||||||||||||||||||
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $4 850 you pay the following: | ||||||||||||||||||||||||||
| ||||||||||||||||||||||||||
** Outpatient Care ** | ||||||||||||||||||||||||||
Diabetes supplies and services | ||||||||||||||||||||||||||
Diabetes monitoring supplies: You pay nothing | ||||||||||||||||||||||||||
Diabetes self-management training: You pay nothing | ||||||||||||||||||||||||||
Therapeutic shoes or inserts: 20% of the cost | ||||||||||||||||||||||||||
Foot care (podiatry services) | ||||||||||||||||||||||||||
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: $25 copay | ||||||||||||||||||||||||||
Hearing services | ||||||||||||||||||||||||||
Exam to diagnose and treat hearing and balance issues: $25 copay | ||||||||||||||||||||||||||
Routine hearing exam: $25 copay | ||||||||||||||||||||||||||
** Outpatient Medical Services and Supplies ** | ||||||||||||||||||||||||||
Outpatient substance abuse | ||||||||||||||||||||||||||
Group therapy visit: $5 copay | ||||||||||||||||||||||||||
Individual therapy visit: $25 copay | ||||||||||||||||||||||||||
Prosthetic devices (braces, artificial limbs, etc.) | ||||||||||||||||||||||||||
Prosthetic devices: 20% of the cost | ||||||||||||||||||||||||||
Related medical supplies: 20% of the cost | ||||||||||||||||||||||||||
** Additional Benefits ** | ||||||||||||||||||||||||||
Inpatient mental health care | ||||||||||||||||||||||||||
For inpatient mental health care see the "Mental Health Care" section. | ||||||||||||||||||||||||||
** Cost ** | ||||||||||||||||||||||||||
Monthly premium, deductible, and limits on how much you pay for covered services | ||||||||||||||||||||||||||
Package 1: Advantage Plus | ||||||||||||||||||||||||||
Benefits include:
| ||||||||||||||||||||||||||
Additional $23 per month. You must keep paying your Medicare Part B premium and your $49.10 monthly plan premium. | ||||||||||||||||||||||||||
This package has deductibles for some services. | ||||||||||||||||||||||||||
Our plan has a coverage limit for certain benefits. | ||||||||||||||||||||||||||
** Important Information ** | ||||||||||||||||||||||||||
Package 1: Advantage Plus | ||||||||||||||||||||||||||
Benefits include:
| ||||||||||||||||||||||||||
Additional $23 per month. You must keep paying your Medicare Part B premium and your $49.10 monthly plan premium. | ||||||||||||||||||||||||||
This package has deductibles for some services. | ||||||||||||||||||||||||||
Our plan has a coverage limit for certain benefits. |