** Cost ** |
Monthly premium, deductible, and limits on how much you pay for covered services |
$73.2 per month. In addition you must keep paying your Medicare Part B premium. |
$360 per year for Part D prescription drugs except for drugs listed on Tier 1 and Tier 2 which are excluded from the deductible. |
Yes. Like all Medicare health plans our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. |
Your yearly limit(s) in this plan: |
- $3 400 for services you receive from in-network providers.
|
If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums and cost-sharing for your Part D prescription drugs. |
Our plan has a coverage limit every year for certain in-network benefits. Contact us for the services that apply. |
** Doctor and Hospital Choice ** |
Acupuncture |
Not covered |
** Extra Benefits ** |
Inpatient mental health care |
For inpatient mental health care see the "Mental Health Care" section. |
Outpatient prescription drugs |
For Part B drugs such as chemotherapy drugs: 20% of the cost |
Other Part B drugs: 20% of the cost |
After you pay your yearly deductible you pay the following until your total yearly drug costs reach $3 310. Total yearly drug costs are the total drug costs paid by both you and our Part D plan. |
You may get your drugs at network retail pharmacies. |
Standard Retail Cost-Sharing Tier | One-month supply | Two-month supply | Three-month supply |
---|
Tier 1 (Preferred Generic) | $11 copay | $22 copay | $33 copay | Tier 2 (Generic) | $20 copay | $40 copay | $60 copay | Tier 3 (Preferred Brand) | $47 copay | $94 copay | $141 copay | Tier 4 (Non-Preferred Brand) | $100 copay | $200 copay | $300 copay | Tier 5 (Specialty Tier) | 25% of the cost | Not Offered | Not Offered | |
If you reside in a long-term care facility you pay the same as at a retail pharmacy.
|
You may get drugs from an out-of-network pharmacy but may pay more than you pay at an in-network pharmacy.
|
Most Medicare drug plans have a coverage gap (also called the "donut hole"). This means that there's a temporary change in what you will pay for your drugs. The coverage gap begins after the total yearly drug cost (including what our plan has paid and what you have paid) reaches $3 310. After you enter the coverage gap you pay 45% of the plan's cost for covered brand name drugs and 58% of the plan's cost for covered generic drugs until your costs total $4 850 which is the end of the coverage gap. Not everyone will enter the coverage gap. |
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $4 850 you pay the greater of: - $2.95 copay for generic (including brand drugs treated as generic) and a $7.40 copayment for all other drugs.
|
** Important Information ** |
Monthly premium, deductible, and limits on how much you pay for covered services |
$73.2 per month. In addition you must keep paying your Medicare Part B premium. |
$360 per year for Part D prescription drugs except for drugs listed on Tier 1 and Tier 2 which are excluded from the deductible. |
Yes. Like all Medicare health plans our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. |
Your yearly limit(s) in this plan: |
- $3 400 for services you receive from in-network providers.
|
If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums and cost-sharing for your Part D prescription drugs. |
Our plan has a coverage limit every year for certain in-network benefits. Contact us for the services that apply. |
** Outpatient Care and Services ** |
Acupuncture |
Not covered |
Ambulance |
$200 copay |
Chiropractic care |
Manipulation of the spine to correct a subluxation (when 1 or more of the bones of your spine move out of position): $15 copay |
Routine chiropractic visit: $15 copay |
Dental services |
Limited dental services (this does not include services in connection with care treatment filling removal or replacement of teeth): $35 copay |
Diabetes supplies and services |
Diabetes monitoring supplies: 5-25% of the cost depending on the supply |
Diabetes self-management training: You pay nothing |
Therapeutic shoes or inserts: 20% of the cost |
Diagnostic tests, lab and radiology services, and x-rays (Costs for these services may be different if received in an outpatient surgery setting) |
Diagnostic radiology services (such as MRIs CT scans): 10% of the cost |
Diagnostic tests and procedures: 10% of the cost |
Lab services: 10% of the cost |
Outpatient x-rays: 10% of the cost |
Therapeutic radiology services (such as radiation treatment for cancer): 10% of the cost |
Doctor's office visits |
Primary care physician visit: $35 copay |
Specialist visit: $35 copay |
Durable medical equipment (wheelchairs, oxygen, etc.) |
20% of the cost |
Emergency care |
$75 copay |
If you are admitted to the hospital within 3 days you do not have to pay your share of the cost for emergency care. See the "Inpatient Hospital Care" section for other costs. |
Foot care (podiatry services) |
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: $35 copay |
Hearing services |
Exam to diagnose and treat hearing and balance issues: You pay nothing |
Routine hearing exam (for up to 1 every year): You pay nothing |
Home health care |
You pay nothing |
Mental health care |
Inpatient visit: |
The copays for hospital and skilled nursing facility (SNF) benefits are based on benefit periods. A benefit period begins the day you're admitted as an inpatient and ends when you haven't received any inpatient care (or skilled care in a SNF) for 60 days in a row. If you go into a hospital or a SNF after one benefit period has ended a new benefit period begins. You must pay the inpatient hospital deductible for each benefit period. There's no limit to the number of benefit periods. |
Our plan covers an unlimited number of days for an inpatient hospital stay. |
|
$500 copay per stay |
You pay nothing per day for days 91 and beyond |
|
Outpatient group therapy visit: $35 copay |
Outpatient individual therapy visit: $35 copay |
Outpatient rehabilitation |
Cardiac (heart) rehab services (for a maximum of 2 one-hour sessions per day for up to 36 sessions up to 36 weeks): $15 copay. Additional visits are covered but your cost may be more. |
Occupational therapy visit: $35 copay |
Physical therapy and speech and language therapy visit: $35 copay |
Outpatient substance abuse |
Group therapy visit: $35 copay |
Individual therapy visit: $35 copay |
Outpatient surgery |
Ambulatory surgical center: $0-150 copay or 0-10% of the cost depending on the service |
Outpatient hospital: $0-150 copay or 0-10% of the cost depending on the service |
Over-the-counter items |
Not Covered |
Prosthetic devices (braces, artificial limbs, etc.) |
Prosthetic devices: 20% of the cost |
Related medical supplies: 20% of the cost |
Renal dialysis |
20% of the cost |
Transportation |
Not covered |
Urgently needed services |
$35 copay |
Vision services |
Exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening): $0-35 copay depending on the service |
Routine eye exam: $0-35 copay depending on the service |
Eyeglasses (frames and lenses): You pay nothing |
Eyeglass frames: You pay nothing |
Eyeglass lenses: You pay nothing |
Eyeglasses or contact lenses after cataract surgery: You pay nothing |
Our plan pays up to $100 every year for eyeglasses (frames and lenses) eyeglass lenses and eyeglass frames. |
** Hospice ** |
Hospice |
You pay nothing for hospice care from a Medicare-certified hospice. You may have to pay part of the cost for drugs and respite care. |
** Preventive Care ** |
Preventive care |
You pay nothing |
Our plan covers many preventive services including: - Abdominal aortic aneurysm screening
- Alcohol misuse counseling
- Bone mass measurement
- Breast cancer screening (mammogram)
- Cardiovascular disease (behavioral therapy)
- Cardiovascular screenings
- Cervical and vaginal cancer screening
- Colorectal cancer screenings (Colonoscopy Fecal occult blood test Flexible sigmoidoscopy)
- Depression screening
- Diabetes screenings
- HIV screening
- Medical nutrition therapy services
- Obesity screening and counseling
- Prostate cancer screenings (PSA)
- Sexually transmitted infections screening and counseling
- Tobacco use cessation counseling (counseling for people with no sign of tobacco-related disease)
- Vaccines including Flu shots Hepatitis B shots Pneumococcal shots
- "Welcome to Medicare" preventive visit (one-time)
- Yearly "Wellness" visit
Any additional preventive services approved by Medicare during the contract year will be covered. |
** Inpatient Care ** |
Inpatient hospital care |
The copays for hospital and skilled nursing facility (SNF) benefits are based on benefit periods. A benefit period begins the day you're admitted as an inpatient and ends when you haven't received any inpatient care (or skilled care in a SNF) for 60 days in a row. If you go into a hospital or a SNF after one benefit period has ended a new benefit period begins. You must pay the inpatient hospital deductible for each benefit period. There's no limit to the number of benefit periods. |
Our plan covers an unlimited number of days for an inpatient hospital stay. |
|
$200 copay per day for days 1 through 17 |
You pay nothing per day for days 18 through 90 |
You pay nothing per day for days 91 and beyond |
|
Inpatient mental health care |
For inpatient mental health care see the "Mental Health Care" section. |
Skilled Nursing Facility (SNF) |
Our plan covers up to 100 days in a SNF. |
|
You pay nothing per day for days 1 through 20 |
$125 copay per day for days 21 through 100 |
|
Outpatient prescription drugs |
For Part B drugs such as chemotherapy drugs: 20% of the cost |
Other Part B drugs: 20% of the cost |
After you pay your yearly deductible you pay the following until your total yearly drug costs reach $3 310. Total yearly drug costs are the total drug costs paid by both you and our Part D plan. |
You may get your drugs at network retail pharmacies. |
Standard Retail Cost-Sharing Tier | One-month supply | Two-month supply | Three-month supply |
---|
Tier 1 (Preferred Generic) | $11 copay | $22 copay | $33 copay | Tier 2 (Generic) | $20 copay | $40 copay | $60 copay | Tier 3 (Preferred Brand) | $47 copay | $94 copay | $141 copay | Tier 4 (Non-Preferred Brand) | $100 copay | $200 copay | $300 copay | Tier 5 (Specialty Tier) | 25% of the cost | Not Offered | Not Offered | |
If you reside in a long-term care facility you pay the same as at a retail pharmacy.
|
You may get drugs from an out-of-network pharmacy but may pay more than you pay at an in-network pharmacy.
|
Most Medicare drug plans have a coverage gap (also called the "donut hole"). This means that there's a temporary change in what you will pay for your drugs. The coverage gap begins after the total yearly drug cost (including what our plan has paid and what you have paid) reaches $3 310. After you enter the coverage gap you pay 45% of the plan's cost for covered brand name drugs and 58% of the plan's cost for covered generic drugs until your costs total $4 850 which is the end of the coverage gap. Not everyone will enter the coverage gap. |
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $4 850 you pay the greater of: - $2.95 copay for generic (including brand drugs treated as generic) and a $7.40 copayment for all other drugs.
|
** Outpatient Care ** |
Diabetes supplies and services |
Diabetes monitoring supplies: 5-25% of the cost depending on the supply |
Diabetes self-management training: You pay nothing |
Therapeutic shoes or inserts: 20% of the cost |
Foot care (podiatry services) |
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: $35 copay |
Hearing services |
Exam to diagnose and treat hearing and balance issues: You pay nothing |
Routine hearing exam (for up to 1 every year): You pay nothing |
** Outpatient Medical Services and Supplies ** |
Outpatient substance abuse |
Group therapy visit: $35 copay |
Individual therapy visit: $35 copay |
Prosthetic devices (braces, artificial limbs, etc.) |
Prosthetic devices: 20% of the cost |
Related medical supplies: 20% of the cost |
** Additional Benefits ** |
Inpatient mental health care |
For inpatient mental health care see the "Mental Health Care" section. |