** Cost ** |
Monthly premium, deductible, and limits on how much you pay for covered services |
$39.00 per month. In addition you must keep paying your Medicare Part B premium. |
This plan has deductibles for some hospital and medical services. |
Yes. Like all Medicare health plans our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. |
Your yearly limit(s) in this plan: |
- $6 700 for services you receive from any provider.
|
If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums. |
Our plan has a coverage limit every year for certain benefits from any provider. Contact us for services that apply. |
** Doctor and Hospital Choice ** |
Acupuncture |
Not covered |
** Extra Benefits ** |
Inpatient mental health care |
For inpatient mental health care see the "Mental Health Care" section. |
Outpatient prescription drugs |
For Part B drugs such as chemotherapy drugs:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Other Part B drugs:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Our plan does not cover Part D prescription drug. |
** Important Information ** |
Monthly premium, deductible, and limits on how much you pay for covered services |
$39.00 per month. In addition you must keep paying your Medicare Part B premium. |
This plan has deductibles for some hospital and medical services. |
Yes. Like all Medicare health plans our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. |
Your yearly limit(s) in this plan: |
- $6 700 for services you receive from any provider.
|
If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums. |
Our plan has a coverage limit every year for certain benefits from any provider. Contact us for services that apply. |
** Outpatient Care and Services ** |
Acupuncture |
Not covered |
Ambulance |
- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Chiropractic care |
Manipulation of the spine to correct a subluxation (when 1 or more of the bones of your spine move out of position):- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Dental services |
Limited dental services (this does not include services in connection with care treatment filling removal or replacement of teeth):- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Preventive dental services: |
Cleaning:- In-network: You pay nothing. You are covered for up to 1 every year.
|
- Out-of-network: 50% of the cost
|
Dental x-ray(s):- In-network: You pay nothing. You are covered for up to 1 every year.
|
- Out-of-network: 50% of the cost
|
Oral exam:- In-network: You pay nothing. You are covered for up to 1 every year.
|
- Out-of-network: 50% of the cost
|
Diabetes supplies and services |
Diabetes monitoring supplies:- In-network: 0-20% of the cost depending on the supply
|
- Out-of-network: 20% of the cost
|
Diabetes self-management training:- In-network: You pay nothing
|
- Out-of-network: You pay nothing
|
Therapeutic shoes or inserts:- In-network: You pay nothing
|
- Out-of-network: 20% of the cost
|
Diagnostic tests, lab and radiology services, and x-rays (Costs for these services may be different if received in an outpatient surgery setting) |
Diagnostic radiology services (such as MRIs CT scans):- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Diagnostic tests and procedures:- In-network: 0-20% of the cost depending on the service
|
- Out-of-network: 0-20% of the cost depending on the service
|
Lab services:- In-network: 0-20% of the cost depending on the service
|
- Out-of-network: 0-20% of the cost depending on the service
|
Outpatient x-rays:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Therapeutic radiology services (such as radiation treatment for cancer):- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Doctor's office visits |
Primary care physician visit:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Specialist visit:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Durable medical equipment (wheelchairs, oxygen, etc.) |
- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
If you go to a preferred vendor your cost may be less. Contact us for a list of preferred vendors. |
Emergency care |
$75 copay |
Foot care (podiatry services) |
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Hearing services |
Exam to diagnose and treat hearing and balance issues:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Home health care |
- In-network: You pay nothing
|
- Out-of-network: 20% of the cost
|
Mental health care |
Inpatient visit: |
Our plan covers up to 190 days in a lifetime for inpatient mental health care in a psychiatric hospital. The inpatient hospital care limit does not apply to inpatient mental services provided in a general hospital. |
The copays for hospital and skilled nursing facility (SNF) benefits are based on benefit periods. A benefit period begins the day you're admitted as an inpatient and ends when you haven't received any inpatient care (or skilled care in a SNF) for 60 days in a row. If you go into a hospital or a SNF after one benefit period has ended a new benefit period begins. You must pay the inpatient hospital deductible for each benefit period. There's no limit to the number of benefit periods. |
Our plan covers 90 days for an inpatient hospital stay. |
Our plan also covers 60 "lifetime reserve days." These are "extra" days that we cover. If your hospital stay is longer than 90 days you can use these extra days. But once you have used up these extra 60 days your inpatient hospital coverage will be limited to 90 days. |
Outpatient group therapy visit:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Outpatient individual therapy visit:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Outpatient rehabilitation |
Cardiac (heart) rehab services (for a maximum of 2 one-hour sessions per day for up to 36 sessions up to 36 weeks):- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Occupational therapy visit:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Physical therapy and speech and language therapy visit:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Outpatient substance abuse |
Group therapy visit:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Individual therapy visit:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Outpatient surgery |
Ambulatory surgical center:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Outpatient hospital:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Over-the-counter items |
Please visit our website to see our list of covered over-the-counter items. |
Prosthetic devices (braces, artificial limbs, etc.) |
Prosthetic devices:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Related medical supplies:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Renal dialysis |
- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Transportation |
Not covered |
Urgently needed services |
20% of the cost (up to $65) |
Vision services |
Exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening):- In-network: 0-20% of the cost depending on the service
|
- Out-of-network: 0-20% of the cost depending on the service
|
Routine eye exam:- In-network: You pay nothing. You are covered for up to 1 every year.
|
- Out-of-network: You pay nothing. There may be a limit to how often these services are covered.
|
Our plan pays up to $130 every year for routine eye exams from any provider. |
Eyeglasses or contact lenses after cataract surgery:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
** Hospice ** |
Hospice |
You pay nothing for hospice care from a Medicare-certified hospice. You may have to pay part of the cost for drugs and respite care. |
** Preventive Care ** |
Preventive care |
- In-network: You pay nothing
|
- Out-of-network: You pay nothing
|
Our plan covers many preventive services including: - Abdominal aortic aneurysm screening
- Alcohol misuse counseling
- Bone mass measurement
- Breast cancer screening (mammogram)
- Cardiovascular disease (behavioral therapy)
- Cardiovascular screenings
- Cervical and vaginal cancer screening
- Colorectal cancer screenings (Colonoscopy Fecal occult blood test Flexible sigmoidoscopy)
- Depression screening
- Diabetes screenings
- HIV screening
- Medical nutrition therapy services
- Obesity screening and counseling
- Prostate cancer screenings (PSA)
- Sexually transmitted infections screening and counseling
- Tobacco use cessation counseling (counseling for people with no sign of tobacco-related disease)
- Vaccines including Flu shots Hepatitis B shots Pneumococcal shots
- "Welcome to Medicare" preventive visit (one-time)
- Yearly "Wellness" visit
Any additional preventive services approved by Medicare during the contract year will be covered. |
** Inpatient Care ** |
Inpatient hospital care |
The copays for hospital and skilled nursing facility (SNF) benefits are based on benefit periods. A benefit period begins the day you're admitted as an inpatient and ends when you haven't received any inpatient care (or skilled care in a SNF) for 60 days in a row. If you go into a hospital or a SNF after one benefit period has ended a new benefit period begins. You must pay the inpatient hospital deductible for each benefit period. There's no limit to the number of benefit periods. |
Our plan covers an unlimited number of days for an inpatient hospital stay. |
|
$630 copay per day for days 91 through 150 |
You pay nothing per day for days 151 and beyond |
|
Inpatient mental health care |
For inpatient mental health care see the "Mental Health Care" section. |
Skilled Nursing Facility (SNF) |
Our plan covers up to 100 days in a SNF. |
|
In-network: |
You pay nothing per day for days 1 through 20 |
$156 copay per day for days 21 through 100 |
|
|
Out-of-network: |
You pay nothing per day for days 1 through 20 |
$156 copay per day for days 21 through 100 |
|
Outpatient prescription drugs |
For Part B drugs such as chemotherapy drugs:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Other Part B drugs:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Our plan does not cover Part D prescription drug. |
** Outpatient Care ** |
Diabetes supplies and services |
Diabetes monitoring supplies:- In-network: 0-20% of the cost depending on the supply
|
- Out-of-network: 20% of the cost
|
Diabetes self-management training:- In-network: You pay nothing
|
- Out-of-network: You pay nothing
|
Therapeutic shoes or inserts:- In-network: You pay nothing
|
- Out-of-network: 20% of the cost
|
Foot care (podiatry services) |
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Hearing services |
Exam to diagnose and treat hearing and balance issues:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
** Outpatient Medical Services and Supplies ** |
Outpatient substance abuse |
Group therapy visit:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Individual therapy visit:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Prosthetic devices (braces, artificial limbs, etc.) |
Prosthetic devices:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
Related medical supplies:- In-network: 20% of the cost
|
- Out-of-network: 20% of the cost
|
** Additional Benefits ** |
Inpatient mental health care |
For inpatient mental health care see the "Mental Health Care" section. |
** Cost ** |
Monthly premium, deductible, and limits on how much you pay for covered services |
Package 1: MyOption Vision |
Benefits include: |
Additional $15.30 per month. You must keep paying your Medicare Part B premium and your $39 monthly plan premium. |
This package does not have a deductible. |
Our plan has a coverage limit for certain benefits. |
** Important Information ** |
Package 1: MyOption Vision |
Benefits include: |
Additional $15.30 per month. You must keep paying your Medicare Part B premium and your $39 monthly plan premium. |
This package does not have a deductible. |
Our plan has a coverage limit for certain benefits. |
** Cost ** |
Package 2: MyOption Enhanced Dental PPO |
Benefits include:- Preventive Dental
- Comprehensive Dental
|
Additional $26.20 per month. You must keep paying your Medicare Part B premium and your $39 monthly plan premium. |
This package does not have a deductible. |
Our plan pays up to $1 500 every year. Our plan has additional coverage limits for certain benefits. |
** Important Information ** |
Package 2: MyOption Enhanced Dental PPO |
Benefits include:- Preventive Dental
- Comprehensive Dental
|
Additional $26.20 per month. You must keep paying your Medicare Part B premium and your $39 monthly plan premium. |
This package does not have a deductible. |
Our plan pays up to $1 500 every year. Our plan has additional coverage limits for certain benefits. |