| ** Cost ** |
| Monthly premium, deductible, and limits on how much you pay for covered services |
| $99 per month. In addition you must keep paying your Medicare Part B premium. |
| $260 per year for Part D prescription drugs except for drugs listed on Tier 1 and Tier 2 which are excluded from the deductible. |
| Yes. Like all Medicare health plans our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. |
| Your yearly limit(s) in this plan: |
- $3 900 for services you receive from in-network providers.
|
- $9 900 for services you receive from out-of-network providers.
|
| If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums and cost-sharing for your Part D prescription drugs. |
| Our plan has a coverage limit every year for certain in-network benefits. Contact us for the services that apply. |
| ** Doctor and Hospital Choice ** |
| Acupuncture |
| Not covered |
| ** Extra Benefits ** |
| Inpatient mental health care |
| For inpatient mental health care see the "Mental Health Care" section. |
| Outpatient prescription drugs |
For Part B drugs such as chemotherapy drugs1:- In-network: 10% of the cost
|
- Out-of-network: 10% of the cost
|
Other Part B drugs1:- In-network: 10% of the cost
|
- Out-of-network: 10% of the cost
|
| After you pay your yearly deductible you pay the following until your total yearly drug costs reach $3 310. Total yearly drug costs are the total drug costs paid by both you and our Part D plan. |
| You may get your drugs at network retail pharmacies and mail order pharmacies. |
Standard Retail Cost-Sharing | Tier | One-month supply | Two-month supply | Three-month supply |
|---|
| Tier 1 (Preferred Generic) | $2 copay | $4 copay | $6 copay | | Tier 2 (Generic) | $6 copay | $12 copay | $18 copay | | Tier 3 (Preferred Brand) | $45 copay | $90 copay | $135 copay | | Tier 4 (Non-Preferred Brand) | $95 copay | $190 copay | $285 copay | | Tier 5 (Specialty Tier) | 25% of the cost | 25% of the cost | 25% of the cost | |
Standard Mail Order Cost-Sharing | Tier | One-month supply | Two-month supply | Three-month supply |
|---|
| Tier 1 (Preferred Generic) | $2 copay | $2 copay | $2 copay | | Tier 2 (Generic) | $6 copay | $12 copay | $12 copay | | Tier 3 (Preferred Brand) | $45 copay | $90 copay | $90 copay | | Tier 4 (Non-Preferred Brand) | $95 copay | $190 copay | $190 copay | | Tier 5 (Specialty Tier) | 25% of the cost | 25% of the cost | 25% of the cost | |
If you reside in a long-term care facility you pay the same as at a retail pharmacy.
|
You may get drugs from an out-of-network pharmacy but may pay more than you pay at an in-network pharmacy.
|
| Most Medicare drug plans have a coverage gap (also called the "donut hole"). This means that there's a temporary change in what you will pay for your drugs. The coverage gap begins after the total yearly drug cost (including what our plan has paid and what you have paid) reaches $3 310. After you enter the coverage gap you pay 45% of the plan's cost for covered brand name drugs and 58% of the plan's cost for covered generic drugs until your costs total $4 850 which is the end of the coverage gap. Not everyone will enter the coverage gap. |
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $4 850 you pay the greater of:
- $2.95 copay for generic (including brand drugs treated as generic) and a $7.40 copayment for all other drugs.
|
| ** Important Information ** |
| Monthly premium, deductible, and limits on how much you pay for covered services |
| $99 per month. In addition you must keep paying your Medicare Part B premium. |
| $260 per year for Part D prescription drugs except for drugs listed on Tier 1 and Tier 2 which are excluded from the deductible. |
| Yes. Like all Medicare health plans our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. |
| Your yearly limit(s) in this plan: |
- $3 900 for services you receive from in-network providers.
|
- $9 900 for services you receive from out-of-network providers.
|
| If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums and cost-sharing for your Part D prescription drugs. |
| Our plan has a coverage limit every year for certain in-network benefits. Contact us for the services that apply. |
| ** Outpatient Care and Services ** |
| Acupuncture |
| Not covered |
| Ambulance |
|
- Out-of-network: $100 copay
|
| If you are admitted to the hospital you do not have to pay for the ambulance services. |
| Chiropractic care |
| Manipulation of the spine to correct a subluxation (when 1 or more of the bones of your spine move out of position): |
- Out-of-network: $65 copay
|
| Dental services |
| Limited dental services (this does not include services in connection with care treatment filling removal or replacement of teeth): |
- Out-of-network: $65 copay or 20% of the cost depending on the service
|
| A single office visit that includes: |
- Cleaning (for up to 1 every six months)
|
- Dental x-ray(s) (for up to 1 every six months)
|
- Oral exam (for up to 1 every six months)
|
- Out-of-network: $45 copay. There may be a limit to how often these services are covered.
|
| Diabetes supplies and services |
Diabetes monitoring supplies:- In-network: You pay nothing
|
- Out-of-network: 20% of the cost
|
Diabetes self-management training:- In-network: You pay nothing
|
- Out-of-network: 20% of the cost
|
Therapeutic shoes or inserts:- In-network: You pay nothing
|
- Out-of-network: 20% of the cost
|
| Diagnostic tests, lab and radiology services, and x-rays (Costs for these services may be different if received in an outpatient surgery setting) |
| Diagnostic radiology services (such as MRIs CT scans): |
- Out-of-network: 40% of the cost
|
| Diagnostic tests and procedures: |
- Out-of-network: 20% of the cost
|
| Lab services: |
- Out-of-network: 20% of the cost
|
| Outpatient x-rays: |
- Out-of-network: 20% of the cost
|
Therapeutic radiology services (such as radiation treatment for cancer):- In-network: You pay nothing
|
- Out-of-network: 20% of the cost
|
| Doctor's office visits |
| Primary care physician visit: |
- Out-of-network: $65 copay
|
| Specialist visit: |
- Out-of-network: $65 copay
|
| Durable medical equipment (wheelchairs, oxygen, etc.) |
- In-network: 10% of the cost
|
- Out-of-network: 20% of the cost
|
| Emergency care |
| $75 copay |
| If you are admitted to the hospital within 24 hours you do not have to pay your share of the cost for emergency care. See the "Inpatient Hospital Care" section for other costs. |
| Foot care (podiatry services) |
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions:- In-network: $15-35 copay depending on the service
|
- Out-of-network: $65 copay
|
| Hearing services |
Exam to diagnose and treat hearing and balance issues:- In-network: $15-35 copay depending on the service
|
- Out-of-network: $65 copay
|
Routine hearing exam:- In-network: $15-35 copay depending on the service. You are covered for up to 1 every year.
|
- Out-of-network: $45 copay. There may be a limit to how often these services are covered.
|
Hearing aid:- In-network: You pay nothing
|
- Out-of-network: You pay nothing
|
| Our plan pays up to $400 every three years for hearing aids from an in-network provider. |
| Home health care |
- In-network: You pay nothing
|
- Out-of-network: 20% of the cost
|
| Mental health care |
| Inpatient visit: |
| Our plan covers an unlimited number of days for an inpatient hospital stay. |
|
| In-network: |
| $200 copay per day for days 1 through 5 |
| You pay nothing per day for days 6 through 90 |
| You pay nothing per day for days 91 and beyond |
|
|
| Out-of-network: |
| 20% of the cost per stay |
|
| Outpatient group therapy visit: |
- Out-of-network: 20% of the cost
|
| Outpatient individual therapy visit: |
- Out-of-network: 20% of the cost
|
| Outpatient rehabilitation |
| Cardiac (heart) rehab services (for a maximum of 2 one-hour sessions per day for up to 36 sessions up to 36 weeks): |
- Out-of-network: 20% of the cost
|
| Occupational therapy visit: |
- Out-of-network: 20% of the cost
|
| Physical therapy and speech and language therapy visit: |
- Out-of-network: 20% of the cost
|
| Outpatient substance abuse |
| Group therapy visit: |
- Out-of-network: 20% of the cost
|
| Individual therapy visit: |
- Out-of-network: 20% of the cost
|
| Outpatient surgery |
| Ambulatory surgical center: |
- Out-of-network: 20% of the cost
|
| Outpatient hospital: |
- Out-of-network: 20% of the cost
|
| Over-the-counter items |
| Not Covered |
| Prosthetic devices (braces, artificial limbs, etc.) |
Prosthetic devices:- In-network: 10% of the cost
|
- Out-of-network: 20% of the cost
|
Related medical supplies:- In-network: 10% of the cost
|
- Out-of-network: 20% of the cost
|
| Renal dialysis |
- In-network: You pay nothing
|
- Out-of-network: 0-20% of the cost depending on the service
|
| Transportation |
| Not covered |
| Urgently needed services |
| $15-35 copay depending on the service |
| Vision services |
Exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening):- In-network: $0-35 copay depending on the service
|
- Out-of-network: $65 copay
|
Routine eye exam:- In-network: $35 copay. You are covered for up to 1 every year.
|
Contact lenses:- In-network: You pay nothing
|
Eyeglasses (frames and lenses):- In-network: You pay nothing
|
Eyeglass frames:- In-network: You pay nothing
|
Eyeglass lenses:- In-network: You pay nothing
|
Eyeglasses or contact lenses after cataract surgery:- In-network: You pay nothing
|
- Out-of-network: You pay nothing
|
| Our plan pays up to $150 every two years for eyewear from an in-network provider. |
| ** Hospice ** |
| Hospice |
| You pay nothing for hospice care from a Medicare-certified hospice. You may have to pay part of the cost for drugs and respite care. |
| ** Preventive Care ** |
| Preventive care |
- In-network: You pay nothing
|
- Out-of-network: $65 copay or 20% of the cost depending on the service
|
Our plan covers many preventive services including: - Abdominal aortic aneurysm screening
- Alcohol misuse counseling
- Bone mass measurement
- Breast cancer screening (mammogram)
- Cardiovascular disease (behavioral therapy)
- Cardiovascular screenings
- Cervical and vaginal cancer screening
- Colorectal cancer screenings (Colonoscopy Fecal occult blood test Flexible sigmoidoscopy)
- Depression screening
- Diabetes screenings
- HIV screening
- Medical nutrition therapy services
- Obesity screening and counseling
- Prostate cancer screenings (PSA)
- Sexually transmitted infections screening and counseling
- Tobacco use cessation counseling (counseling for people with no sign of tobacco-related disease)
- Vaccines including Flu shots Hepatitis B shots Pneumococcal shots
- "Welcome to Medicare" preventive visit (one-time)
- Yearly "Wellness" visit
Any additional preventive services approved by Medicare during the contract year will be covered. |
| ** Inpatient Care ** |
| Inpatient hospital care |
| Our plan covers an unlimited number of days for an inpatient hospital stay. |
|
| In-network: |
| $200 copay per day for days 1 through 5 |
| You pay nothing per day for days 6 through 90 |
| You pay nothing per day for days 91 and beyond |
|
|
| Out-of-network: |
| 20% of the cost per stay |
|
| Inpatient mental health care |
| For inpatient mental health care see the "Mental Health Care" section. |
| Skilled Nursing Facility (SNF) |
| Our plan covers up to 100 days in a SNF. |
|
| In-network: |
| You pay nothing per day for days 1 through 20 |
| $140 copay per day for days 21 through 44 |
| You pay nothing per day for days 45 through 100 |
|
|
| Out-of-network: |
| 20% of the cost per stay |
|
| Outpatient prescription drugs |
For Part B drugs such as chemotherapy drugs1:- In-network: 10% of the cost
|
- Out-of-network: 10% of the cost
|
Other Part B drugs1:- In-network: 10% of the cost
|
- Out-of-network: 10% of the cost
|
| After you pay your yearly deductible you pay the following until your total yearly drug costs reach $3 310. Total yearly drug costs are the total drug costs paid by both you and our Part D plan. |
| You may get your drugs at network retail pharmacies and mail order pharmacies. |
Standard Retail Cost-Sharing | Tier | One-month supply | Two-month supply | Three-month supply |
|---|
| Tier 1 (Preferred Generic) | $2 copay | $4 copay | $6 copay | | Tier 2 (Generic) | $6 copay | $12 copay | $18 copay | | Tier 3 (Preferred Brand) | $45 copay | $90 copay | $135 copay | | Tier 4 (Non-Preferred Brand) | $95 copay | $190 copay | $285 copay | | Tier 5 (Specialty Tier) | 25% of the cost | 25% of the cost | 25% of the cost | |
Standard Mail Order Cost-Sharing | Tier | One-month supply | Two-month supply | Three-month supply |
|---|
| Tier 1 (Preferred Generic) | $2 copay | $2 copay | $2 copay | | Tier 2 (Generic) | $6 copay | $12 copay | $12 copay | | Tier 3 (Preferred Brand) | $45 copay | $90 copay | $90 copay | | Tier 4 (Non-Preferred Brand) | $95 copay | $190 copay | $190 copay | | Tier 5 (Specialty Tier) | 25% of the cost | 25% of the cost | 25% of the cost | |
If you reside in a long-term care facility you pay the same as at a retail pharmacy.
|
You may get drugs from an out-of-network pharmacy but may pay more than you pay at an in-network pharmacy.
|
| Most Medicare drug plans have a coverage gap (also called the "donut hole"). This means that there's a temporary change in what you will pay for your drugs. The coverage gap begins after the total yearly drug cost (including what our plan has paid and what you have paid) reaches $3 310. After you enter the coverage gap you pay 45% of the plan's cost for covered brand name drugs and 58% of the plan's cost for covered generic drugs until your costs total $4 850 which is the end of the coverage gap. Not everyone will enter the coverage gap. |
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $4 850 you pay the greater of:
- $2.95 copay for generic (including brand drugs treated as generic) and a $7.40 copayment for all other drugs.
|
| ** Outpatient Care ** |
| Diabetes supplies and services |
Diabetes monitoring supplies:- In-network: You pay nothing
|
- Out-of-network: 20% of the cost
|
Diabetes self-management training:- In-network: You pay nothing
|
- Out-of-network: 20% of the cost
|
Therapeutic shoes or inserts:- In-network: You pay nothing
|
- Out-of-network: 20% of the cost
|
| Foot care (podiatry services) |
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions:- In-network: $15-35 copay depending on the service
|
- Out-of-network: $65 copay
|
| Hearing services |
Exam to diagnose and treat hearing and balance issues:- In-network: $15-35 copay depending on the service
|
- Out-of-network: $65 copay
|
Routine hearing exam:- In-network: $15-35 copay depending on the service. You are covered for up to 1 every year.
|
- Out-of-network: $45 copay. There may be a limit to how often these services are covered.
|
Hearing aid:- In-network: You pay nothing
|
- Out-of-network: You pay nothing
|
| Our plan pays up to $400 every three years for hearing aids from an in-network provider. |
| ** Outpatient Medical Services and Supplies ** |
| Outpatient substance abuse |
| Group therapy visit: |
- Out-of-network: 20% of the cost
|
| Individual therapy visit: |
- Out-of-network: 20% of the cost
|
| Prosthetic devices (braces, artificial limbs, etc.) |
Prosthetic devices:- In-network: 10% of the cost
|
- Out-of-network: 20% of the cost
|
Related medical supplies:- In-network: 10% of the cost
|
- Out-of-network: 20% of the cost
|
| ** Additional Benefits ** |
| Inpatient mental health care |
| For inpatient mental health care see the "Mental Health Care" section. |
or
email and view benefits chart
