** Cost ** |
Monthly premium, deductible, and limits on how much you pay for covered services |
$0.00 per month. In addition you must keep paying your Medicare Part B premium. |
This plan does not have a deductible. |
Yes. Like all Medicare health plans our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. |
Your yearly limit(s) in this plan: |
- $3 000 for services you receive from in-network providers.
|
If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums. |
Our plan has a coverage limit every year for certain in-network benefits. Contact us for the services that apply. |
** Doctor and Hospital Choice ** |
Acupuncture |
For up to 6 visit(s) every year: $5 copay |
** Extra Benefits ** |
Inpatient mental health care |
For inpatient mental health care see the "Mental Health Care" section. |
Outpatient prescription drugs |
For Part B drugs such as chemotherapy drugs1: 10% of the cost |
Other Part B drugs1: 10% of the cost |
Our plan does not cover Part D prescription drug. |
** Important Information ** |
Monthly premium, deductible, and limits on how much you pay for covered services |
$0.00 per month. In addition you must keep paying your Medicare Part B premium. |
This plan does not have a deductible. |
Yes. Like all Medicare health plans our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care. |
Your yearly limit(s) in this plan: |
- $3 000 for services you receive from in-network providers.
|
If you reach the limit on out-of-pocket costs you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums. |
Our plan has a coverage limit every year for certain in-network benefits. Contact us for the services that apply. |
** Outpatient Care and Services ** |
Acupuncture |
For up to 6 visit(s) every year: $5 copay |
Ambulance |
$65 copay |
Chiropractic care |
Manipulation of the spine to correct a subluxation (when 1 or more of the bones of your spine move out of position): $10 copay |
Routine chiropractic visit (for up to 5 every year): $5-10 copay depending on the service |
Dental services |
Limited dental services (this does not include services in connection with care treatment filling removal or replacement of teeth): $5 copay |
Dental services: $5 copay for a single office visit that includes: |
Cleaning (for up to 1 every six months) |
Dental x-ray(s) (for up to 1) |
Fluoride treatment (for up to 1 every six months) |
Oral exam (for up to 1 every six months) |
Diabetes supplies and services |
Diabetes monitoring supplies: You pay nothing |
Diabetes self-management training: You pay nothing |
Therapeutic shoes or inserts: You pay nothing |
Diagnostic tests, lab and radiology services, and x-rays (Costs for these services may be different if received in an outpatient surgery setting) |
Diagnostic radiology services (such as MRIs CT scans): $50 copay |
Diagnostic tests and procedures: 0-10% of the cost depending on the service |
Lab services: 0-10% of the cost depending on the service |
Outpatient x-rays: You pay nothing |
Therapeutic radiology services (such as radiation treatment for cancer): You pay nothing |
Doctor's office visits |
Primary care physician visit: You pay nothing |
Specialist visit: $10-15 copay depending on the service |
Durable medical equipment (wheelchairs, oxygen, etc.) |
0-10% of the cost depending on the equipment |
If you go to a preferred vendor your cost may be less. Contact us for a list of preferred vendors. |
Emergency care |
$75 copay |
If you are admitted to the hospital within 24 hours you do not have to pay your share of the cost for emergency care. See the "Inpatient Hospital Care" section for other costs. |
Foot care (podiatry services) |
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: $10 copay |
Routine foot care (for up to 4 visit(s) every year): $5-20 copay depending on the service |
Hearing services |
Exam to diagnose and treat hearing and balance issues: $10-15 copay depending on the service |
Routine hearing exam (for up to 1 every year): $5-15 copay depending on the service |
Hearing aid fitting/evaluation (for up to 1 every year): $5-15 copay depending on the service |
Hearing aid: You pay nothing |
Our plan pays up to $300 every three years for hearing aids. |
Home health care |
You pay nothing |
Mental health care |
Inpatient visit: |
Our plan covers up to 190 days in a lifetime for inpatient mental health care in a psychiatric hospital. The inpatient hospital care limit does not apply to inpatient mental services provided in a general hospital. |
The copays for hospital and skilled nursing facility (SNF) benefits are based on benefit periods. A benefit period begins the day you're admitted as an inpatient and ends when you haven't received any inpatient care (or skilled care in a SNF) for 60 days in a row. If you go into a hospital or a SNF after one benefit period has ended a new benefit period begins. You must pay the inpatient hospital deductible for each benefit period. There's no limit to the number of benefit periods. |
Our plan covers 90 days for an inpatient hospital stay. |
Our plan also covers 60 "lifetime reserve days." These are "extra" days that we cover. If your hospital stay is longer than 90 days you can use these extra days. But once you have used up these extra 60 days your inpatient hospital coverage will be limited to 90 days. |
|
$25 copay per stay |
|
Outpatient group therapy visit: $10 copay |
Outpatient individual therapy visit: $10 copay |
Outpatient rehabilitation |
Cardiac (heart) rehab services (for a maximum of 2 one-hour sessions per day for up to 36 sessions up to 36 weeks): You pay nothing |
Occupational therapy visit: $10 copay |
Physical therapy and speech and language therapy visit: You pay nothing |
Outpatient substance abuse |
Group therapy visit: $10 copay |
Individual therapy visit: $10 copay |
Outpatient surgery |
Ambulatory surgical center: $25 copay |
Outpatient hospital: $50 copay |
Over-the-counter items |
Not Covered |
Prosthetic devices (braces, artificial limbs, etc.) |
Prosthetic devices: 0-10% of the cost depending on the device |
Related medical supplies: 0-10% of the cost depending on the supply |
Renal dialysis |
You pay nothing |
Transportation |
Not covered |
Urgently needed services |
You pay nothing |
Vision services |
Exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening): $10-15 copay depending on the service |
Routine eye exam (for up to 1 every year): $5-15 copay depending on the service |
Contact lenses (for up to 1 every two years): You pay nothing |
Eyeglasses (frames and lenses) (for up to 1 every two years): You pay nothing |
Eyeglass frames (for up to 1 every two years): You pay nothing |
Eyeglass lenses (for up to 1 every two years): You pay nothing |
Eyeglasses or contact lenses after cataract surgery: You pay nothing |
Our plan pays up to $200 every two years for eyewear. |
** Hospice ** |
Hospice |
You pay nothing for hospice care from a Medicare-certified hospice. You may have to pay part of the cost for drugs and respite care. |
** Preventive Care ** |
Preventive care |
You pay nothing |
Our plan covers many preventive services including: - Abdominal aortic aneurysm screening
- Alcohol misuse counseling
- Bone mass measurement
- Breast cancer screening (mammogram)
- Cardiovascular disease (behavioral therapy)
- Cardiovascular screenings
- Cervical and vaginal cancer screening
- Colorectal cancer screenings (Colonoscopy Fecal occult blood test Flexible sigmoidoscopy)
- Depression screening
- Diabetes screenings
- HIV screening
- Medical nutrition therapy services
- Obesity screening and counseling
- Prostate cancer screenings (PSA)
- Sexually transmitted infections screening and counseling
- Tobacco use cessation counseling (counseling for people with no sign of tobacco-related disease)
- Vaccines including Flu shots Hepatitis B shots Pneumococcal shots
- "Welcome to Medicare" preventive visit (one-time)
- Yearly "Wellness" visit
Any additional preventive services approved by Medicare during the contract year will be covered. |
** Inpatient Care ** |
Inpatient hospital care |
The copays for hospital and skilled nursing facility (SNF) benefits are based on benefit periods. A benefit period begins the day you're admitted as an inpatient and ends when you haven't received any inpatient care (or skilled care in a SNF) for 60 days in a row. If you go into a hospital or a SNF after one benefit period has ended a new benefit period begins. You must pay the inpatient hospital deductible for each benefit period. There's no limit to the number of benefit periods. |
Our plan covers an unlimited number of days for an inpatient hospital stay. |
|
$25 copay per stay |
You pay nothing per day for days 91 and beyond |
|
Inpatient mental health care |
For inpatient mental health care see the "Mental Health Care" section. |
Skilled Nursing Facility (SNF) |
Our plan covers up to 100 days in a SNF. |
You pay nothing |
Outpatient prescription drugs |
For Part B drugs such as chemotherapy drugs1: 10% of the cost |
Other Part B drugs1: 10% of the cost |
Our plan does not cover Part D prescription drug. |
** Outpatient Care ** |
Diabetes supplies and services |
Diabetes monitoring supplies: You pay nothing |
Diabetes self-management training: You pay nothing |
Therapeutic shoes or inserts: You pay nothing |
Foot care (podiatry services) |
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: $10 copay |
Routine foot care (for up to 4 visit(s) every year): $5-20 copay depending on the service |
Hearing services |
Exam to diagnose and treat hearing and balance issues: $10-15 copay depending on the service |
Routine hearing exam (for up to 1 every year): $5-15 copay depending on the service |
Hearing aid fitting/evaluation (for up to 1 every year): $5-15 copay depending on the service |
Hearing aid: You pay nothing |
Our plan pays up to $300 every three years for hearing aids. |
** Outpatient Medical Services and Supplies ** |
Outpatient substance abuse |
Group therapy visit: $10 copay |
Individual therapy visit: $10 copay |
Prosthetic devices (braces, artificial limbs, etc.) |
Prosthetic devices: 0-10% of the cost depending on the device |
Related medical supplies: 0-10% of the cost depending on the supply |
** Additional Benefits ** |
Inpatient mental health care |
For inpatient mental health care see the "Mental Health Care" section. |