2018 Medicare Advantage Plan Details | |||||
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Medicare Plan Name: | Spirit (HMO-POS) | ||||
Location: | Langlade, Wisconsin Click to see other locations | ||||
Plan ID: | H5211 - 001 - 0 Click to see other plans | ||||
Member Services: | 1-877-998-0998 TTY users 711 | ||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | |||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
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Email a copy of the Spirit (HMO-POS) benefit details | |||||
— Medicare Plan Features — | |||||
Monthly Premium: | $162.00 (see Plan Premium Details below) | ||||
Annual Rx Deductible: | no drug coverage (Tier old excluded from the Deductible.) | ||||
Health Plan Type: | Local HMO * | ||||
Maximum Out-of-Pocket Limit for Parts A & B (MOOP): | $1,200 | ||||
Number of Members enrolled in this plan in Wisconsin: | 1,883 members | ||||
Number of Members enrolled in this plan in (H5211 - 001): | 3,574 members | ||||
Plan’s Summary Star Rating: | 4.5 out of 5 Stars. | ||||
• Customer Service Rating: | 4 out of 5 Stars. | ||||
• Member Experience Rating: | 4 out of 5 Stars. | ||||
• Drug Cost Accuracy Rating: | 5 out of 5 Stars. | ||||
— Plan Premium Details — | |||||
The Monthly Premium is Split as Follows: ❔ | Total Premium | Part C Premium | Part D Basic Premium | Part D Supplemental Premium | |
$162.00 | $-99.00 | $-99.00 | $-99.00 | ||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | |
Monthly Part D Premium with LIS: | $-99.00 | $-99.00 | $-99.00 | $-99.00 | |
Total Monthly Premium with LIS (Parts C & D): | $-198.00 | $-198.00 | $-198.00 | $-198.00 |
— Plan Health Benefits — | |||||
** Benefit Highlights ** | |||||
Health plan deductible | |||||
• $1,500 Out-of-network | |||||
Maximum out-of-pocket enrollee responsibility (does not include prescription drugs) | |||||
• $1,200 In-network $3,500 Out-of-network | |||||
Optional supplemental benefits | |||||
• No | |||||
Other health plan deductibles? | |||||
• In-Network: No | |||||
Preventive care | |||||
• In-Network: $0 copay | |||||
Outpatient hospital coverage | |||||
• In-Network: $0-100 per visit | |||||
Inpatient hospital coverage | |||||
• In-Network: $250 per stay | |||||
• Out-of-Network: 20% per stay | |||||
Outpatient hospital coverage | |||||
• Out-of-Network: 20% per visit | |||||
Preventive care | |||||
• Out-of-Network: $0 copay | |||||
Doctor visits | |||||
• Primary: In-Network: $0 copay | |||||
• Primary: Out-of-Network: 20% per visit | |||||
• Specialist: In-Network: $25 per visit | |||||
• Specialist: Out-of-Network: 20% per visit | |||||
Emergency care/Urgent care | |||||
• Emergency: $100 per visit (always covered) | |||||
• Urgent care: $0-25 per visit (always covered) | |||||
Diagnostic procedures/lab services/imaging | |||||
• Diagnostic tests and procedures: In-Network: $0 copay | |||||
• Diagnostic tests and procedures: Out-of-Network: 0-20% | |||||
• Lab services: In-Network: $0 copay | |||||
• Lab services: Out-of-Network: 0-20% | |||||
• Diagnostic radiology services (e.g., MRI): In-Network: $150 | |||||
• Diagnostic radiology services (e.g., MRI): Out-of-Network: 20% | |||||
• Outpatient x-rays: In-Network: $0 copay | |||||
• Outpatient x-rays: Out-of-Network: 20% | |||||
Transportation | |||||
• Not covered | |||||
Wellness programs (e.g., fitness, nursing hotline) | |||||
• Covered | |||||
Mental health services | |||||
• In-Network: $250 per stay | |||||
Skilled Nursing Facility | |||||
• In-Network: $0 for days 1 through 6 $20 for days 7 through 20 $0 for days 21 through 100 | |||||
Ambulance | |||||
• In-Network: $150 | |||||
Mental health services | |||||
• Out-of-Network: 20% per stay | |||||
Skilled Nursing Facility | |||||
• Out-of-Network: 20% per stay | |||||
Mental health services | |||||
• Outpatient group therapy visit with a psychiatrist: In-Network: $25 | |||||
• Outpatient group therapy visit with a psychiatrist: Out-of-Network: 20% | |||||
• Outpatient individual therapy visit with a psychiatrist: In-Network: $25 | |||||
• Outpatient individual therapy visit with a psychiatrist: Out-of-Network: 20% | |||||
• Outpatient group therapy visit: In-Network: $25 | |||||
• Outpatient group therapy visit: Out-of-Network: 20% | |||||
• Outpatient individual therapy visit: In-Network: $25 | |||||
• Outpatient individual therapy visit: Out-of-Network: 20% | |||||
Rehabilitation services | |||||
• Occupational therapy visit: In-Network: $20 | |||||
• Occupational therapy visit: Out-of-Network: 20% | |||||
• Physical therapy and speech and language therapy visit: In-Network: $20 | |||||
• Physical therapy and speech and language therapy visit: Out-of-Network: 20% | |||||
Foot care (podiatry services) | |||||
• Foot exams and treatment: In-Network: $25 | |||||
• Foot exams and treatment: Out-of-Network: 20% | |||||
• Routine foot care: Not covered | |||||
Medical equipment/supplies | |||||
• Durable medical equipment (e.g., wheelchairs, oxygen): In-Network: 20% per item | |||||
• Durable medical equipment (e.g., wheelchairs, oxygen): Out-of-Network: 20% per item | |||||
• Prosthetics (e.g., braces, artificial limbs): In-Network: 20% per item | |||||
• Prosthetics (e.g., braces, artificial limbs): Out-of-Network: 20% per item | |||||
• Diabetes supplies: In-Network: $0 copay | |||||
Medicare Part B drugs | |||||
• Chemotherapy: In-Network: 20% | |||||
• Chemotherapy: Out-of-Network: 20% | |||||
• Other Part B drugs: In-Network: 20% | |||||
• Other Part B drugs: Out-of-Network: 20% | |||||
** Benefits Services ** | |||||
Hearing | |||||
• Hearing exam: In-Network: $25 | |||||
• Hearing exam: Out-of-Network: 20% | |||||
• Fitting/evaluation: In-Network: $25 | |||||
• Fitting/evaluation: Out-of-Network: 20% | |||||
• Hearing aids: In-Network: $500 | |||||
Preventive dental | |||||
• Oral exam: In-Network: $0 copay | |||||
• Cleaning: In-Network: $0 copay | |||||
• Fluoride treatment: Not covered | |||||
• Dental x-ray(s): In-Network: $0 copay | |||||
Comprehensive dental | |||||
• Non-routine services: Not covered | |||||
• Diagnostic services: Not covered | |||||
• Restorative services: Not covered | |||||
• Endodontics: Not covered | |||||
• Periodontics: Not covered | |||||
• Extractions: Not covered | |||||
• Prosthodontics, other oral/maxillofacial surgery, other services: Not covered | |||||
Vision | |||||
• Routine eye exam: In-Network: $0-25 | |||||
• Routine eye exam: Out-of-Network: 0-20% | |||||
• Other: In-Network: $0-25 | |||||
• Other: Out-of-Network: 0-20% | |||||
• Contact lenses: Not covered | |||||
• Eyeglasses (frames and lenses): In-Network: $0 copay | |||||
• Eyeglass frames: Not covered | |||||
• Eyeglass lenses: Not covered | |||||
• Upgrades: Not covered |