2021 Medicare Advantage Plan Details | |||||
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Medicare Plan Name: | The Health Plan SecureChoice - Option II (PPO) | ||||
Location: | Braxton, West Virginia Click to see other locations | ||||
Plan ID: | H8604 - 011 - 0 Click to see other plans | ||||
Member Services: | 1-877-847-7907 TTY users 711 | ||||
— This plan information is for research purposes only. — Click here to see plans for the current plan year | |||||
Medicare Contact Information: | Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users 1-877-486-2048 or contact your local SHIP for assistance |
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Email a copy of the The Health Plan SecureChoice - Option II (PPO) benefit details | |||||
— Medicare Plan Features — | |||||
Monthly Premium: | $112.00 (see Plan Premium Details below) | ||||
Annual Rx Deductible: | $100 (Tier 1 and 2 excluded from the Deductible.) | ||||
Annual Rx Initial Coverage Limit (ICL): | $4,130 | ||||
Health Plan Type: | Local PPO | ||||
Maximum Out-of-Pocket Limit for Parts A & B (MOOP): | $6,700 | ||||
Additional Rx Gap Coverage? | No additional gap coverage, only the Donut Hole Discount | ||||
Total Number of Formulary Drugs: | 3,452 drugs | Browse the The Health Plan SecureChoice - Option II (PPO) Formulary | |||
This plan has 5 drug tiers. See cost-sharing for all pharmacies and tiers. | |||||
Formulary Drug Details: | Tier 1 | Tier 2 | Tier 3 | Tier 4 | Tier 5 |
• Preferred Pharmacy Cost-Sharing during initial coverage phase: | $3.00 | $10.00 | $47.00 | $100.00 | 31% |
• Number of Drugs per Tier: | 388 | 1726 | 278 | 309 | 751 |
Plan's Pharmacy Search: | http://www.healthplan.org | ||||
Plan Offers Mail Order? | Yes | ||||
Number of Members enrolled in this plan in Braxton, West Virginia: | less than 10 members | ||||
Number of Members enrolled in this plan in West Virginia: | 313 members | ||||
Number of Members enrolled in this plan in (H8604 - 011): | 764 members | ||||
Plan’s Summary Star Rating: | 3.5 out of 5 Stars. | ||||
• Customer Service Rating: | 5 out of 5 Stars. | ||||
• Member Experience Rating: | 4 out of 5 Stars. | ||||
• Drug Cost Accuracy Rating: | 4 out of 5 Stars. | ||||
— Plan Premium Details — | |||||
The Monthly Premium is Split as Follows: ❔ | Total Premium | Part C Premium | Part D Basic Premium | Part D Supplemental Premium | |
$112.00 | $76.70 | $35.30 | $0.00 | ||
Monthly Premium with Extra Help Low-Income Subsidy (LIS): ❔ | 100% Subsidy | 75% Subsidy | 50% Subsidy | 25% Subsidy | |
Monthly Part D Premium with LIS: | $0.00 | $8.80 | $17.60 | $26.50 | |
Total Monthly Premium with LIS (Parts C & D): | $76.70 | $85.50 | $94.30 | $103.20 |
— Plan Health Benefits — | |||||
** Base Plan ** | |||||
Premium | |||||
• Total monthly premium: $112.00 | |||||
• Health plan premium: $76.70 | |||||
• Drug plan premium: $35.30 | |||||
• You must continue to pay your Part B premium. | |||||
• Part B premium reduction: No | |||||
Deductible | |||||
• Health plan deductible: $1,500 annual deductible | |||||
• Other health plan deductibles: In-network: No | |||||
• Drug plan deductible: $100.00 annual deductible | |||||
Maximum out-of-pocket enrollee responsibility (does not include prescription drugs) | |||||
• $10,000 In and Out-of-network $6,700 In-network | |||||
Optional supplemental benefits | |||||
• Yes | |||||
Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions? | |||||
• In-network: No | |||||
Doctor visits | |||||
• Primary In-network: $10 copay per visit | |||||
• Primary Out-of-network: $25 copay per visit | |||||
• Specialist In-network: $45 copay per visit (authorization and referral required) | |||||
• Specialist Out-of-network: $60 copay per visit (authorization and referral required) | |||||
Diagnostic procedures/lab services/imaging | |||||
• Diagnostic tests and procedures In-network: $50 copay | |||||
• Diagnostic tests and procedures Out-of-network: 30% coinsurance | |||||
• Lab services In-network: $0 copay | |||||
• Lab services Out-of-network: 30% coinsurance | |||||
• Diagnostic radiology services (e.g., MRI) In-network: $0-150 copay (authorization and referral required) | |||||
• Diagnostic radiology services (e.g., MRI) Out-of-network: 30% coinsurance (authorization and referral required) | |||||
• Outpatient x-rays In-network: $50 copay (authorization and referral required) | |||||
• Outpatient x-rays Out-of-network: 30% coinsurance (authorization and referral required) | |||||
Emergency care/Urgent care | |||||
• Emergency: $90 copay per visit (always covered) | |||||
• Urgent care: $45 copay per visit (always covered) | |||||
Inpatient hospital coverage | |||||
• In-network: $250 per day for days 1 through 5 $0 per day for days 6 through 90 (authorization and referral required) | |||||
• Out-of-network: 30% per stay (authorization and referral required) | |||||
Outpatient hospital coverage | |||||
• In-network: $0-250 copay per visit (authorization and referral required) | |||||
• Out-of-network: 30% coinsurance per visit (authorization and referral required) | |||||
Skilled Nursing Facility | |||||
• In-network: $0 per day for days 1 through 20 $178 per day for days 21 through 100 (authorization and referral required) | |||||
• Out-of-network: 20% per stay (authorization and referral required) | |||||
Preventive care | |||||
• In-network: $0 copay (authorization required) | |||||
• Out-of-network: 30% coinsurance (authorization required) | |||||
Ground ambulance | |||||
• In-network: $200 copay | |||||
• Out-of-network: $200-500 copay | |||||
Rehabilitation services | |||||
• Occupational therapy visit In-network: $40 copay (authorization and referral required) | |||||
• Occupational therapy visit Out-of-network: $60 copay (authorization and referral required) | |||||
• Physical therapy and speech and language therapy visit In-network: $40 copay (authorization and referral required) | |||||
• Physical therapy and speech and language therapy visit Out-of-network: $60 copay (authorization and referral required) | |||||
Mental health services | |||||
• Inpatient hospital - psychiatric In-network: $250 per day for days 1 through 5 $0 per day for days 6 through 90 (authorization and referral required) | |||||
• Inpatient hospital - psychiatric Out-of-network: 30% per stay (authorization and referral required) | |||||
• Outpatient group therapy visit with a psychiatrist In-network: $40 copay (authorization and referral required) | |||||
• Outpatient group therapy visit with a psychiatrist Out-of-network: $60 copay (authorization and referral required) | |||||
• Outpatient individual therapy visit with a psychiatrist In-network: $40 copay (authorization and referral required) | |||||
• Outpatient individual therapy visit with a psychiatrist Out-of-network: $60 copay (authorization and referral required) | |||||
• Outpatient group therapy visit In-network: $40 copay (authorization and referral required) | |||||
• Outpatient group therapy visit Out-of-network: $60 copay (authorization and referral required) | |||||
• Outpatient individual therapy visit In-network: $40 copay (authorization and referral required) | |||||
• Outpatient individual therapy visit Out-of-network: $60 copay (authorization and referral required) | |||||
Medical equipment/supplies | |||||
• Durable medical equipment (e.g., wheelchairs, oxygen) In-network: 20% coinsurance per item (authorization required) | |||||
• Durable medical equipment (e.g., wheelchairs, oxygen) Out-of-network: 40% coinsurance per item (authorization required) | |||||
• Prosthetics (e.g., braces, artificial limbs) In-network: 20% coinsurance per item (authorization required) | |||||
• Prosthetics (e.g., braces, artificial limbs) Out-of-network: 40% coinsurance per item (authorization required) | |||||
• Diabetes supplies In-network: $7.50 copay or 0-20% coinsurance per item (authorization required) | |||||
• Diabetes supplies Out-of-network: 40% coinsurance per item (authorization required) | |||||
Hearing | |||||
• Hearing exam In-network: $45 copay | |||||
• Hearing exam Out-of-network: $60 copay | |||||
• Fitting/evaluation: Not covered | |||||
• Hearing aids - inner ear: Not covered | |||||
• Hearing aids - outer ear: Not covered | |||||
• Hearing aids - over the ear: Not covered | |||||
Preventive dental | |||||
• Oral exam In-network: $0 copay (limits apply) | |||||
• Oral exam Out-of-network: 30% coinsurance (limits apply) | |||||
• Cleaning In-network: $0 copay (limits apply) | |||||
• Cleaning Out-of-network: 30% coinsurance (limits apply) | |||||
• Fluoride treatment: Not covered | |||||
• Dental x-ray(s) In-network: $0 copay (limits apply) | |||||
• Dental x-ray(s) Out-of-network: 30% coinsurance (limits apply) | |||||
Comprehensive dental | |||||
• Non-routine services: Not covered | |||||
• Diagnostic services: Not covered | |||||
• Restorative services: Not covered | |||||
• Endodontics: Not covered | |||||
• Periodontics: Not covered | |||||
• Extractions: Not covered | |||||
• Prosthodontics, other oral/maxillofacial surgery, other services: Not covered | |||||
Vision | |||||
• Routine eye exam In-network: $0 copay (limits apply) | |||||
• Routine eye exam Out-of-network: $60 copay (limits apply) | |||||
• Other: Not covered | |||||
• Contact lenses In-network: $0 copay (limits apply) | |||||
• Contact lenses Out-of-network: $15 copay (limits apply) | |||||
• Eyeglasses (frames and lenses): Not covered | |||||
• Eyeglass frames In-network: $0 copay (limits apply) | |||||
• Eyeglass frames Out-of-network: $15 copay (limits apply) | |||||
• Eyeglass lenses In-network: $0 copay (limits apply) | |||||
• Eyeglass lenses Out-of-network: $15 copay (limits apply) | |||||
• Upgrades: Not covered | |||||
Wellness programs (e.g., fitness, nursing hotline) | |||||
• Covered | |||||
Transportation | |||||
• Not covered | |||||
Foot care (podiatry services) | |||||
• Foot exams and treatment In-network: $45 copay (authorization and referral required) | |||||
• Foot exams and treatment Out-of-network: $60 copay (authorization and referral required) | |||||
• Routine foot care In-network: $45 copay (limits apply, authorization and referral required) | |||||
• Routine foot care Out-of-network: $60 copay (limits apply, authorization and referral required) | |||||
Medicare Part B drugs | |||||
• Chemotherapy In-network: 20% coinsurance (authorization required) | |||||
• Chemotherapy Out-of-network: 30% coinsurance (authorization required) | |||||
• Other Part B drugs In-network: 20% coinsurance (authorization required) | |||||
• Other Part B drugs Out-of-network: 30% coinsurance (authorization required) | |||||
Package #1 | |||||
• Monthly Premium: $28.90 | |||||
• Deductible: |