** Base Plan ** |
Premium |
• Health plan premium: $0 |
• Drug plan premium: $0 |
• You must continue to pay your Part B premium. |
• Part B premium reduction: $25 |
Deductible |
• Health plan deductible: $0 |
• Other health plan deductibles: In-network: No |
Maximum out-of-pocket enrollee responsibility (does not include prescription drugs) |
• $4,900 In-network |
Optional supplemental benefits |
• Yes |
Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions? |
• In-network: No |
Doctor visits |
• Primary: $5 copay per visit |
• Specialist: $10 copay per visit (authorization and referral required) |
Diagnostic procedures/lab services/imaging |
• Diagnostic tests and procedures: $0 copay (authorization and referral required) |
• Lab services: $0 copay (authorization and referral required) |
• Diagnostic radiology services (e.g., MRI): $0-95 copay (authorization and referral required) |
• Outpatient x-rays: $0 copay (authorization and referral required) |
Emergency care/Urgent care |
• Emergency: $90 copay per visit (always covered) |
• Urgent care: $30 copay per visit (always covered) |
Inpatient hospital coverage |
• $50 per stay $0 per day for days 91 and beyond (authorization and referral required) |
Outpatient hospital coverage |
• $0 copay (authorization and referral required) |
Skilled Nursing Facility |
• $0 per day for days 1 through 20 $184 per day for days 21 through 47 $0 per day for days 48 through 100 (authorization and referral required) |
Preventive care |
• $0 copay |
Ground ambulance |
• $250 copay |
Rehabilitation services |
• Occupational therapy visit: $10 copay (authorization and referral required) |
• Physical therapy and speech and language therapy visit: $10 copay (authorization and referral required) |
Mental health services |
• Inpatient hospital - psychiatric: $50 per stay (authorization and referral required) |
• Outpatient group therapy visit with a psychiatrist: $15 copay (authorization and referral required) |
• Outpatient individual therapy visit with a psychiatrist: $25 copay (authorization and referral required) |
• Outpatient group therapy visit: $15 copay (authorization and referral required) |
• Outpatient individual therapy visit: $25 copay (authorization and referral required) |
Medical equipment/supplies |
• Durable medical equipment (e.g., wheelchairs, oxygen): 20% coinsurance per item (authorization required) |
• Prosthetics (e.g., braces, artificial limbs): 20% coinsurance per item (authorization required) |
• Diabetes supplies: $0 copay per item (authorization required) |
Hearing |
• Hearing exam: $0 copay (authorization and referral required) |
• Fitting/evaluation: Not covered |
• Hearing aids: $375-2,075 copay (limits apply, authorization required) |
Preventive dental |
• Oral exam: Not covered |
• Cleaning: Not covered |
• Fluoride treatment: Not covered |
• Dental x-ray(s): Not covered |
Comprehensive dental |
• Non-routine services: Not covered |
• Diagnostic services: Not covered |
• Restorative services: Not covered |
• Endodontics: Not covered |
• Periodontics: Not covered |
• Extractions: Not covered |
• Prosthodontics, other oral/maxillofacial surgery, other services: Not covered |
Vision |
• Routine eye exam: $0 copay (limits apply, authorization and referral required) |
• Other: Not covered |
• Contact lenses: $0 copay (limits apply, referral required) |
• Eyeglasses (frames and lenses): $0 copay (limits apply, referral required) |
• Eyeglass frames: Not covered |
• Eyeglass lenses: Not covered |
• Upgrades: Not covered |
Wellness programs (e.g., fitness, nursing hotline) |
• Covered |
Transportation |
• Not covered |
Foot care (podiatry services) |
• Foot exams and treatment: $10 copay (authorization and referral required) |
• Routine foot care: Not covered |
Medicare Part B drugs |
• Chemotherapy: 20% coinsurance (authorization required) |
• Other Part B drugs: 20% coinsurance (authorization required) |
Package #1 |
• Monthly Premium: $45.00 |
• Deductible: |