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PDP-Facts: Summary of State Specific
    2023 Medicare Part D Plan Landscape

This is archive material for research purposes. Please see PDPFinder.com or MAFinder.com for current plans.
Select a state below to review the 2023 Medicare Prescription Drug Plan Landscape.

National Statistics:
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008

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  • North Dakota’s 2023 Medicare Part D plan overview

    Based on the 2023 Medicare Part D prescription drug plan information released by the Centers for Medicare and Medicaid Services (CMS), North Dakota seniors and Medicare beneficiaries will find that 2023 will bring a number of changes to their prescription drug coverage and beneficiaries should be prepared to see how their current 2022 Medicare Part D plan is changing in 2023. To assist, we now have our 2023 PDP-Compare Annual Notice of Change (ANOC) tool online to show basic changes in plan coverage at PDP-Compare.com/2023/ND.

    Please note that the information we provide below is based only on stand-alone Medicare Part D prescription drug plans (PDPs).  We do not compare stand-alone drug plans directly with Medicare Advantage plans.  Unlike PDPs, Medicare Advantage plans provide coverage for Medicare Part A (in-patient hospital coverage), Medicare B (out-patient physician visits), and may include comprehensive prescription drug coverage (called MAPD plans).  Medicare Advantage plans may also include additional benefits such as dental, vision, and health club coverage.  For more information, seniors can review all Medicare Advantage plans available in their area using our 2023 MA-Finder.

    What’s new for North Dakota’s
    2023 Medicare Part D Prescription Drug Plans

    North Dakota 2023 Medicare Part D premium increases and decreases:
    Of the 24 Medicare Part D plans available in North Dakota for 2023, 9 plan(s) will lower their premiums and 12 will increase their premiums. Currently, 43.7% of North Dakota residents enrolled in a stand-alone Medicare Part D plan are enrolled in one of the 12 plans with a premium increase. The average premium increase for members of these plans will be $4.87 per month.

    The 2023 average monthly Medicare Part D premium in North Dakota will decrease:
    Overall, the average monthly 2023 prescription drug plan premiums in North Dakota will decrease 0.79% from a 2022 average monthly premium of $48.57 to a 2023 average Part D plan premium of $47.78.

    The average monthly premium discussed above consider all stand-alone Medicare Part D plans equally.  Perhaps a more telling average is the weighted average — that is, looking at each plan’s monthly premium weighted by the number of people enrolled in that particular plan.  Based on the weighted average, North Dakota residents can expect to see a 2% increase in their monthly premiums. This means that if everyone stays in their current 2022 prescription drug plan through 2023, then across the state we can expect beneficiaries to pay 2% more for their monthly premium.

    As reference, the national average monthly Medicare Part D premium will . 

    North Dakota will have more Medicare Part D (PDP) plan choices:
    Locally, North Dakota residents will find that the total number of stand-alone 2023 Medicare prescription drug plans has increased from 22 in 2022 to 24 stand-alone Part D plans.

    A wide assortment of national and regional Medicare Part D plans are offered in each state or CMS region, with the average number of prescription drug plans offered per state . You can review all 2023 Medicare Part D Plans available in North Dakota at PDP-Finder.com/2023/ND.

    As a note, if you find that your current 2022 Part D plan is not being offered in 2023, you may wish to review your Part D plan’s Annual Notice of Change (or ANOC) letter to see if you will be automatically moved to another 2023 prescription drug plan or whether you will need to actively choose a new 2023 Medicare Part D plan.

    If you are automatically switched to a new plan for any reason, please review the new plan closely.  Automatic plan switches DO NOT take into account your specific medication coverage and pharmacy needs. Check to be sure that your new plan provides the coverage you need.

    The range of monthly drug plan premiums will decrease:
    The premiums within North Dakota will range from $4.70 (SilverScript SmartSaver (PDP) in IA MN MT NE ND SD WY) to $113.60 (MedicareBlue Rx Premier (PDP) in IA MN MT NE ND SD WY) — as compared to the 2022 North Dakota monthly premium range of $6.80 to $116.10.

    In comparison, across the country the 2023 Medicare Part D plan premiums range from a low of to a high of .

    More Medicare Part D plans with a monthly premium under $25:
    North Dakota residents will have more lower premium Medicare Part D (PDP) plans from which to choose. There will be 6 plans having a premium under $25, an increase from the 4 Part D plans under $25 offered in 2022.

    Changes in the Initial Coverage Limit:
    The Initial Coverage Limit (ICL) is the maximum retail value of formulary drugs you can purchase before entering the Coverage Gap (or Donut Hole).  All 2023 stand-alone Medicare Part D plans (PDPs) changed their initial coverage limit — defining when you enter the Coverage Gap.

    More Medicare prescription drug plans will offer some level of Coverage Gap protection:
    The selection of prescription drug plans with Donut Hole coverage has also changed with more companies offering 2023 Part D plans with some level of additional coverage (over the standard generic and brand-name drug discounts) for purchases made in the Coverage Gap.   In 2022, 3 plans offered plans with some form of Donut Hole coverage and in 2023 that number will increase to 5 plans.  People are reminded to see which drugs are actually covered in the donut hole because some Medicare Part D plans only cover a "few" drugs through the Coverage Gap.

    Remember, even if your Medicare Part D plan has "No Gap Coverage", you still get the standard 2023 generic drug discount of 75% and brand-name drug discount of 75%.   You can read more Donut Hole Discount here.

    More Medicare prescription drug plans are offered with enhanced options:
    North Dakota residents will find that more Part D plans will offer enhanced prescription drug coverage options with 15 enhanced Part D plans in 2023 as compared to 13 in 2022.  Enhanced Medicare Part D coverage includes prescription drug plans that have a lower or no initial deductible and a variation of cost-sharing (for instance, copayments instead of co-insurance).  For example, in 2023, the same number of North Dakota Part D plans will offer prescription drug coverage with a $0 initial deductible (4 plans in both 2023 and 2022).

    Low-Income Subsidy recipients in North Dakota will have the same number of Medicare Part D plans that qualify for the $0 monthly premium:
    North Dakota Medicare beneficiaries who qualify for full "Extra Help" will find no change in the number of Part D plans qualify for the $0 premium Low-Income Subsidy as compared to last year.  In 2022, 6 Medicare Part D plans qualified for the $0 premium Low-Income Subsidy and this number (6 Part D plans) does not change for 2023.

    Please note, if you received "Extra Help" in 2022 and your plan does not qualify for the $0 premium in 2023, you may be automatically moved to a new Part D plan that does qualify for the $0 premium.  If this occurs, please check to be sure that your prescriptions are covered on your new plan.  If your prescriptions are not covered, you can switch to a plan that will cover your medications.

    To Summarize:
    North Dakota seniors and Medicare beneficiaries will see more prescription drug plan choices in 2023 and can expect to see higher monthly premiums.

    In addition, behind the numbers, some of 2022’s more popular Medicare Part D plans will change their 2023 plan structure.  Some plans are adding initial deductibles or changing cost-sharing limits (for instance, how much you pay for a covered drug).

    Accordingly, beneficiaries are reminded to consider their 2023 prescription drug plan options carefully.  If you are a Medicare beneficiary and make no decision about changing your existing prescription drug coverage, you will be automatically reenrolled in your existing prescription drug plan — along with any changes that have been made in your plan’s coverage or cost for 2023.  If your prescription drug plan will be discontinued, and you are not automatically moved into a new plan, you will need to enroll in another Part D plan or you may not have prescription drug coverage in 2023.

    What is the Bottom Line?
                    Review your 2023 Medicare prescription drug plan options.

    Important Dates:

    Medicare Part D Plan Marketing begins: October 1, 2022
    Annual Open Enrollment Period: October 15, 2022 through December 7, 2022
    New Coverage begins: January 1, 2023

    For more information, Q1Medicare.com has developed national and state one-page interactive summaries of prescription drug plan information. You can review the 2023 North Dakota Medicare Part D Facts page at PDP-Facts.com/2023/ND

    Questions? Please let us know by clicking here for our Help Desk.

    Click here to review Medicare Part D plan statistics for the 2023 plan year.

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  • Tips & Disclaimers
    • Q1Medicare®, Q1Rx®, and Q1Group® are registered Service Marks of Q1Group LLC and may not be used in any advertising, publicity, or for commercial purposes without the express authorization of Q1Group.
    • The Medicare Advantage and Medicare Part D prescription drug plan data on our site comes directly from Medicare and is subject to change.
    • Medicare has neither reviewed nor endorsed the information on our site.
    • We provide our Q1Medicare.com site for educational purposes and strive to present unbiased and accurate information. However, Q1Medicare is not intended as a substitute for your lawyer, doctor, healthcare provider, financial advisor, or pharmacist. For more information on your Medicare coverage, please be sure to seek legal, medical, pharmaceutical, or financial advice from a licensed professional or telephone Medicare at 1-800-633-4227.
    • We are an independent education, research, and technology company. We are not affiliated with any Medicare plan, plan carrier, healthcare provider, or insurance company. We are not compensated for Medicare plan enrollments. We do not sell leads or share your personal information.
    • Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year. Our PDPCompare.com and MACompare.com provide highlights of annual plan benefit changes.
    • The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan.
    • Limitations, copayments, and restrictions may apply.
    • We make every effort to show all available Medicare Part D or Medicare Advantage plans in your service area. However, since our data is provided by Medicare, it is possible that this may not be a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
      Statement required by Medicare:
      "We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."
    • When enrolling in a Medicare Advantage plan, you must continue to pay your Medicare Part B premium.
    • Medicare beneficiaries with higher incomes may be required to pay both a Medicare Part B and Medicare Part D Income Related Monthly Adjustment Amount (IRMAA). Read more on IRMAA.
    • Medicare Advantage plans that include prescription drug coverage (MAPDs) are considered Medicare Part D plans and members with higher incomes may be subject to the Medicare Part D Income Related Monthly Adjustment Amount (IRMAA), just as members in stand-alone Part D plans. In certain situations, you can appeal IRMAA.
    • You must be enrolled in both Medicare Part A and Part B to enroll in a Medicare Advantage plan. Members may enroll in a Medicare Advantage plan only during specific times of the year. Contact the Medicare plan for more information.
    • If you are enrolled in a Medicare plan with Part D prescription drug coverage, you may be eligible for financial Extra Help to assist with the payment of your prescription drug premiums and drug purchases. To see if you qualify for Extra Help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week or consult www.medicare.gov; the Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778; or your state Medicaid Office.
    • Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next.
    • A Medicare Advantage Private Fee-for-Service plan (PFFS) is not a Medicare supplement plan. Providers who do not contract with the plan are not required to see you except in an emergency.
    • Disclaimer for Institutional Special Needs Plan (SNP): This plan is available to anyone with Medicare who meets the Skilled Nursing Facility (SNF) level of care and resides in a nursing home.
    • Disclaimer for Dual Eligible (Medicare/Medicaid) Special Needs Plan (SNP): This plan is available to anyone who has both Medical Assistance from the State and Medicare. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details.
    • Disclaimer for Chronic Condition Special Needs Plan (SNP): This plan is available to anyone with Medicare who has been diagnosed with the plan specific Chronic Condition.
    • Medicare MSA Plans combine a high deductible Medicare Advantage Plan and a trust or custodial savings account (as defined and/or approved by the IRS). The plan deposits money from Medicare into the account. You can use this money to pay for your health care costs, but only Medicare-covered expenses count toward your deductible. The amount deposited is usually less than your deductible amount, so you generally have to pay out-of-pocket before your coverage begins.
    • Medicare MSA Plans do not cover prescription drugs. If you join a Medicare MSA Plan, you can also join any separate (stand-alone) Medicare Part D prescription drug plan
    • There are additional restrictions to join an MSA plan, and enrollment is generally for a full calendar year unless you meet certain exceptions. Those who disenroll during the calendar year will owe a portion of the account deposit back to the plan. Contact the plan provider for additional information.
    • Medicare beneficiaries may enroll through the CMS Medicare Online Enrollment Center located at www.medicare.gov.
    • Medicare beneficiaries can file a complaint with the Centers for Medicare & Medicaid Services by calling 1-800-MEDICARE 24 hours a day/7 days or using the medicare.gov site. Beneficiaries can appoint a representative by submitting CMS Form-1696.