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Looking to Learn More About Us . . . and About Q1Medicare.com?

Learn more about Q1Medicare.com and Q1Group LLC
Are you finding the world of Medicare Part D prescription drug plans and Medicare Advantage plans a bit more complex than you first imagined?

Annual Coordinated Election Period or Annual Enrollment Period or AEP?
Special Enrollment Periods (SEP)?
Donut Hole (or even Doughnut Hole) and Donut Hole Discount?
What to do in the Coverage Gap?
Medications not on your Formulary - Formulary Determinations and Appeals?
Generics vs. Preferred Generics?
Deductions from Social Security Checks vs. Using a Coupon Book?
Low-Income Subsidies (LIS and LIS $0 Benchmark Premiums)?
Penalties for Late-Enrollment?

Well - you are not alone. Without a doubt, the Medicare Part D prescription drug and Medicare Advantage programs are rather complicated. We originally started our site, Q1Medicare.com, to help people like you better understand these government health programs. Our Q1Medicare.com site will continue to grow and change as the Medicare Part D prescription drug and Medicare Advantage programs evolve.

Q1Medicare.com offers a large selection of Frequently Asked Questions, online tools, a Medicare Part D Blog, and a Medicare Part D Newsletter all developed to help Medicare beneficiaries, healthcare professionals, advocates, advisers, caregivers, and insurance agents better understand both the Medicare Part D prescription drug and Medicare Advantage programs.

If you have any questions or concerns please feel free to contact us at: Team@Q1Group.com.

About Q1Group LLC and Q1Medicare.com

Q1Medicare strives to provide the latest Medicare Part D prescription drug plan information
Q1Medicare.com is one of the nation’s largest independent online resources for Medicare Part D prescription drug plan (PDP) and Medicare Advantage plan (MA, MAPD, SNP, etc) information.

The Q1Medicare.com website is operated by Q1Group, LLC located in Saint Augustine, Florida.

Q1Group specializes in the design, development, and operation of complex, content intensive online decision support and education systems.

Q1Group designed Q1Medicare.com as a neutral online resource to objectively educate seniors, Medicare beneficiaries, advocates, agents, and members of the general public who are interested in Medicare Part D prescription drug plans and/or Medicare Advantage plans.

Q1Group makes every effort to ensure that the Q1Medicare.com site is factually accurate - and provides content and tools that can assist with the understanding or selection of a Medicare Part D plan.

Any errors, omissions, or problems with the Q1Medicare.com site should be reported to Team@Q1Group.com.

Users of the Q1Medicare.com site are always encouraged to join the Medicare Part D plan or Medicare Advantage plan that most economically covers their prescription medication and health needs.

Q1Medicare.com was also formerly known as Medicare-PartD.com - we changed the name of our site as we expanded our content to include more information on Medicare Advantage plans, Medicare Supplements (or Medigap plans), and the general Medicare program.

Please note that all of our content is copyrighted and may not be reproduced without our express permission.

Our Philosophy

We strive to provide the most up to date information on Medicare Part D prescription drug plans and Medicare Advantage plans ... and we also work to remain politically and professionally neutral.

What does this mean to you?
We are an educational site.

We do not sell, market or represent any Medicare Part D plans or Medicare Advantage plans. And we do not sell customer leads or share any of your personal information.

We publish information that is relevant to the entire Medicare Part D program, as well as specific Part D drug plans and Medicare Advantage plans. Please note, as a general rule, we do not publish editorial information on Medicare Part D plans. We do, however, republish and reference relevant press releases from the Centers for Medicare and Medicaid Services (CMS or Medicare), selected Medicare advocates, and some of the major Part D plan providers.

Q1Medicare.com is not intended as a substitute for your lawyer, doctor, healthcare provider, financial advisor, or pharmacist. For more information on your Medicare coverage, please be sure to seek legal, medical, pharmaceutical, or financial advice from a licensed professional or telephone Medicare at 1-800-633-4227.

If you have any questions or concerns please feel free to contact us at: Team@Q1Group.com.

We provide information on all Medicare Part D and Medicare Advantage plans.

q1group llc located in Saint Augustine, Florida provides the direct technical and editorial support for Q1Medicare.com
Q1Group tools included on Q1Medicare.com: PDP-Finder, MA-Finder, PDP-Compare, and MA-Compare along with our Formulary Browser and Drug Finder are available to all site visitors at no cost and designed for PC, smartphone, and tablet platforms.

Some people prefer to work alone and some people like to work with a real person. No matter who you are, we will try to provide answers to your specific Medicare Part D plan or Medicare Advantage plan questions or provide assistance in cases where there are slight "challenges". However, due to our own internal resources, we will sometimes need to refer you to other sources for assistance.

Please note, we are a private organization. We are NOT employed by or contracted with any Medicare Part D plan or Medicare Advantage plan carriers or the United States government.
Although the Medicare Advantage and Medicare Part D prescription drug plan data on our site comes directly from Medicare and is subject to change, Medicare has neither reviewed nor endorsed the information on our site.

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Tips & Disclaimers
  • The Medicare Advantage and Medicare Part D prescription drug plan data on our site comes directly from Medicare and is subject to change.
  • Medicare has neither reviewed nor endorsed the information on our site.
  • We provide our Q1Medicare.com site for educational purposes and strive to present unbiased and accurate information. However, Q1Medicare is not intended as a substitute for your lawyer, doctor, healthcare provider, financial advisor, or pharmacist. For more information on your Medicare coverage, please be sure to seek legal, medical, pharmaceutical, or financial advice from a licensed professional or telephone Medicare at 1-800-633-4227.
  • We are an independent education, research, and technology company. We are not affiliated with any Medicare plan, plan carrier, healthcare provider, or insurance company. We are not compensated for Medicare plan enrollments. We do not sell leads or share your personal information.
  • Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year. Our PDP-Compare.com and MA-Compare.com provide highlights of annual plan benefit changes.
  • The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan.
  • Limitations, copayments, and restrictions may apply.
  • We make every effort to show all available Medicare Part D or Medicare Advantage plans in your service area. However, since our data is provided by Medicare, it is possible that this may not be a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
  • When enrolling in a Medicare Advantage plan, you must continue to pay your Medicare Part B premium.
  • Medicare beneficiaries with higher incomes may be required to pay both a Medicare Part B and Medicare Part D Income Related Monthly Adjustment Amount (IRMAA). Read more on IRMAA.
  • Medicare Advantage plans that include prescription drug coverage (MAPDs) are considered Medicare Part D plans and members with higher incomes may be subject to the Medicare Part D Income Related Monthly Adjustment Amount (IRMAA), just as members in stand-alone Part D plans. In certain situations, you can appeal IRMAA.
  • You must be enrolled in both Medicare Part A and Part B to enroll in a Medicare Advantage plan. Members may enroll in a Medicare Advantage plan only during specific times of the year. Contact the Medicare plan for more information.
  • If you are enrolled in a Medicare plan with Part D prescription drug coverage, you may be eligible for financial Extra Help to assist with the payment of your prescription drug premiums and drug purchases. To see if you qualify for Extra Help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week or consult www.medicare.gov; the Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778; or your state Medicaid Office.
  • Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next.
  • A Medicare Advantage Private Fee-for-Service plan (PFFS) is not a Medicare supplement plan. Providers who do not contract with the plan are not required to see you except in an emergency.
  • Disclaimer for Institutional Special Needs Plan (SNP): This plan is available to anyone with Medicare who meets the Skilled Nursing Facility (SNF) level of care and resides in a nursing home.
  • Disclaimer for Dual Eligible (Medicare/Medicaid) Special Needs Plan (SNP): This plan is available to anyone who has both Medical Assistance from the State and Medicare. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details.
  • Disclaimer for Chronic Condition Special Needs Plan (SNP): This plan is available to anyone with Medicare who has been diagnosed with the plan specific Chronic Condition.
  • Medicare MSA Plans combine a high deductible Medicare Advantage Plan and a trust or custodial savings account (as defined and/or approved by the IRS). The plan deposits money from Medicare into the account. You can use this money to pay for your health care costs, but only Medicare-covered expenses count toward your deductible. The amount deposited is usually less than your deductible amount, so you generally have to pay out-of-pocket before your coverage begins.
  • Medicare MSA Plans do not cover prescription drugs. If you join a Medicare MSA Plan, you can also join any separate (stand-alone) Medicare Part D prescription drug plan
  • There are additional restrictions to join an MSA plan, and enrollment is generally for a full calendar year unless you meet certain exceptions. Those who disenroll during the calendar year will owe a portion of the account deposit back to the plan. Contact the plan provider for additional information.
  • Medicare beneficiaries may enroll through the CMS Medicare Online Enrollment Center located at www.medicare.gov.
  • Medicare beneficiaries can file a complaint with the Centers for Medicare & Medicaid Services by calling 1-800-MEDICARE 24 hours a day/7 days or using the medicare.gov site. Beneficiaries can appoint a representative by submitting CMS Form-1696.