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Education and Decision Support Tools for the Medicare Community


Without a doubt, the Medicare Part D prescription drug and, Medicare Advantage programs are complicated and back in 2005, we started this website to help people like you better understand these government health programs. Over the years, we have added more content, data, and designed online tools as we receive your questions and feedback.

Looking toward the future, as the Medicare Part D prescription drug and Medicare Advantage programs evolve, our Q1Medicare.com site will continue to grow and change as we strive to provide relevant educational support to our online community.

How can we help you today?
As a start, Q1Medicare.com offers a large selection of Frequently Asked Questions, online tools, a Medicare Part D Blog, and a Medicare Part D Newsletter all developed to help Medicare beneficiaries, healthcare professionals, advocates, advisers, caregivers, and insurance agents better understand both the Medicare Part D prescription drug and Medicare Advantage programs.

Trying to contact us?
If you have any questions or concerns please feel free to contact us at: Team@Q1Group.com.

More about Q1Group LLC

Q1Medicare strives to provide the latest Medicare Part D prescription drug plan information
The Q1Medicare.com website was developed and is operated by Q1Group, LLC located in Saint Augustine, Florida.

Q1Group specializes in the design, development, and operation of complex, content-intensive online decision support and education systems.

Q1Group designed Q1Medicare.com as a neutral online resource to educate seniors, Medicare beneficiaries, advocates, agents, and members of the general public who are interested in Medicare Part D prescription drug plans and/or Medicare Advantage plans. Now, with millions of pages of content online, Q1Medicare.com is one of the nation’s largest independent online resources for Medicare Part D prescription drug plan (PDP) and Medicare Advantage plan (MA, MAPD, SNP, MSA) information.

Q1Group makes every effort to ensure that the Q1Medicare.com site is factually accurate. However, since the Medicare environment is continually changing, we cannot make any representations or warranties as to the accuracy or timeliness of the Q1Medicare.com content or data.

Any errors, omissions, or problems with the Q1Medicare.com site should be reported to Team@Q1Group.com.

Our Q1Medicare.com users are also reminded that our site is not intended as a substitute for their lawyer, doctor, healthcare provider, financial advisor, or pharmacist.
Important: For more information about your Medicare coverage, please be sure to seek legal, medical, pharmaceutical, or financial advice from a licensed professional in your area or telephone Medicare at 1-800-633-4227.

Q1Group is a private organization and we are not employed by, or contracted with, any Medicare Part D plan or Medicare Advantage plan carriers or the United States government. In addition, although much of our Medicare Advantage and Medicare Part D prescription drug plan data comes directly from Medicare (and is subject to change without notice), Medicare has neither reviewed nor endorsed the information on our site.

Please note that all of our Q1Medicare content is copyrighted and no portion of the Q1Medicare.com site may be reproduced without the express permission of Q1Group LLC.

In addition, Q1Medicare, Q1Group, and Q1Rx are service marks of Q1Group LLC and may not be used in any advertising, publicity, or otherwise.

Our Philosophy

Q1Medicare.com opearates as an alternative educational resource for Medicare plan information.
We strive to provide the most up to date information on Medicare Part D prescription drug plans and Medicare Advantage plans ... and we also work to remain politically and professionally neutral.

What does this mean to you?
We are an educational site providing an alternative source of Medicare plan information.

We have designed our site to for both people who prefer to work alone and for those who may need some additional support. No matter who you are, we will try to provide answers to your specific Medicare Part D plan or Medicare Advantage plan questions or provide assistance in situations where you encounter some slight "challenges" with your Medicare plan coverage. However, due to our own internal resources, we can no longer provide telephone support and we will sometimes need to refer you to other sources for assistance. (If you need telephone support, Medicare representatives provide 24-hour telephone support and can be reached at 1-800-Medicare.)

We are supported in part by our online advertising and we do not sell, market or represent any Medicare Part D plans or Medicare Advantage plans. Accordingly, users of the Q1Medicare.com site are always encouraged to join the Medicare Part D plan or Medicare Advantage plan that most economically and conveniently covers their prescription medication and health needs.

We also do not sell customer leads or share any of your personal information.

We strive to publish only information that is relevant to the Medicare Part D program, as well as specific Part D drug plans and Medicare Advantage plans.

As a general rule, we do not publish editorial information on Medicare Part D plans. We do, however, occasionally republish and reference relevant press releases from the Centers for Medicare and Medicaid Services (CMS or Medicare), selected Medicare advocates, and some of the major Part D plan providers.

If you have any questions please feel free to contact us at: Team@Q1Group.com.

We provide information on all Medicare Part D and Medicare Advantage plans.

q1group llc located in Saint Augustine, Florida provides the direct technical and editorial support for Q1Medicare.com
Q1Group tools found on Q1Medicare.com include our:
  • Medicare Part D plan finder or PDP-Finder
  • Medicare Advantage plan finder or MA-Finder
  • Medicare Part D plan comparison of annual changes or PDP-Compare
  • Medicare Advantage plan comparison of annual changes or MA-Compare
  • Medicare Part D Donut Hole Calculator or annual cost-estimation tool PDP-Planner
  • See all drugs offered by a drug plan or our Formulary Browser
  • See all Medicare plans in your area covering a specific drug or our Drug Finder
All of our Q1Medicare tools are available to all site visitors at no cost and designed for PC, smartphone, and tablet platforms.

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Tips & Disclaimers
  • The Medicare Advantage and Medicare Part D prescription drug plan data on our site comes directly from Medicare and is subject to change.
  • Medicare has neither reviewed nor endorsed the information on our site.
  • We provide our Q1Medicare.com site for educational purposes and strive to present unbiased and accurate information. However, Q1Medicare is not intended as a substitute for your lawyer, doctor, healthcare provider, financial advisor, or pharmacist. For more information on your Medicare coverage, please be sure to seek legal, medical, pharmaceutical, or financial advice from a licensed professional or telephone Medicare at 1-800-633-4227.
  • We are an independent education, research, and technology company. We are not affiliated with any Medicare plan, plan carrier, healthcare provider, or insurance company. We are not compensated for Medicare plan enrollments. We do not sell leads or share your personal information.
  • Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year. Our PDP-Compare.com and MA-Compare.com provide highlights of annual plan benefit changes.
  • The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan.
  • Limitations, copayments, and restrictions may apply.
  • We make every effort to show all available Medicare Part D or Medicare Advantage plans in your service area. However, since our data is provided by Medicare, it is possible that this may not be a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
  • When enrolling in a Medicare Advantage plan, you must continue to pay your Medicare Part B premium.
  • Medicare beneficiaries with higher incomes may be required to pay both a Medicare Part B and Medicare Part D Income Related Monthly Adjustment Amount (IRMAA). Read more on IRMAA.
  • Medicare Advantage plans that include prescription drug coverage (MAPDs) are considered Medicare Part D plans and members with higher incomes may be subject to the Medicare Part D Income Related Monthly Adjustment Amount (IRMAA), just as members in stand-alone Part D plans. In certain situations, you can appeal IRMAA.
  • You must be enrolled in both Medicare Part A and Part B to enroll in a Medicare Advantage plan. Members may enroll in a Medicare Advantage plan only during specific times of the year. Contact the Medicare plan for more information.
  • If you are enrolled in a Medicare plan with Part D prescription drug coverage, you may be eligible for financial Extra Help to assist with the payment of your prescription drug premiums and drug purchases. To see if you qualify for Extra Help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week or consult www.medicare.gov; the Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778; or your state Medicaid Office.
  • Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next.
  • A Medicare Advantage Private Fee-for-Service plan (PFFS) is not a Medicare supplement plan. Providers who do not contract with the plan are not required to see you except in an emergency.
  • Disclaimer for Institutional Special Needs Plan (SNP): This plan is available to anyone with Medicare who meets the Skilled Nursing Facility (SNF) level of care and resides in a nursing home.
  • Disclaimer for Dual Eligible (Medicare/Medicaid) Special Needs Plan (SNP): This plan is available to anyone who has both Medical Assistance from the State and Medicare. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details.
  • Disclaimer for Chronic Condition Special Needs Plan (SNP): This plan is available to anyone with Medicare who has been diagnosed with the plan specific Chronic Condition.
  • Medicare MSA Plans combine a high deductible Medicare Advantage Plan and a trust or custodial savings account (as defined and/or approved by the IRS). The plan deposits money from Medicare into the account. You can use this money to pay for your health care costs, but only Medicare-covered expenses count toward your deductible. The amount deposited is usually less than your deductible amount, so you generally have to pay out-of-pocket before your coverage begins.
  • Medicare MSA Plans do not cover prescription drugs. If you join a Medicare MSA Plan, you can also join any separate (stand-alone) Medicare Part D prescription drug plan
  • There are additional restrictions to join an MSA plan, and enrollment is generally for a full calendar year unless you meet certain exceptions. Those who disenroll during the calendar year will owe a portion of the account deposit back to the plan. Contact the plan provider for additional information.
  • Medicare beneficiaries may enroll through the CMS Medicare Online Enrollment Center located at www.medicare.gov.
  • Medicare beneficiaries can file a complaint with the Centers for Medicare & Medicaid Services by calling 1-800-MEDICARE 24 hours a day/7 days or using the medicare.gov site. Beneficiaries can appoint a representative by submitting CMS Form-1696.