2026 Medicare Part D plans in Illinois

Illinois is CMS PDP Region 17. All 12 stand-alone prescription drug plans below are sold region-wide, so every one is available anywhere in Illinois.

Showing Illinois — choose another state

Plans available: 12
Lowest premium: $0.00
$0 deductible: 1 plan
Out-of-pocket cap: $2,100.00

Plan name, plan ID or organisation

Maximum premiumMaximum deductibleMinimum star ratingOrganisationMaximum tier 1 copayShowSort by

Only plans with a $0 premium for full Extra Help (LIS)Only national plans

Showing 12 of 12 plans

2026 stand-alone Medicare Part D plans, premium, lowest first
Plan	Monthly premium	Deductible	Benefit type	$0 with full LIS	LIS benchmark	Copay by tierpreferred pharmacy, 30 days	Formulary drugs	Star ratings
Wellcare Classic (PDP) S4802-087 · Wellcare (Centene Corporation)	$0.00	$615.00	Actuarially Equivalent Standard	Yes	At or below	Preferred Generic $0.00 Generic $10.00 Preferred Brand 25% Non-Preferred Drug 31% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	2,992Browse	3.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 4 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
Wellcare Value Script (PDP) S4802-151 · Wellcare (Centene Corporation)	$0.00 -$21.10 basic + $21.10 enhanced	$615.00 Tier 1 and 2 exempt	Enhanced Alternative	Yes	n/a — enhanced plan	Preferred Generic $0.00 Generic $3.00 Preferred Brand 25% Non-Preferred Drug 40% Specialty Tier 25% Select Care Drugs $11.00 Costs more at standard (non-preferred) pharmacies	3,266Browse	3.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 4 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
Humana Basic Rx Plan (PDP) S5884-107 · Humana (Humana Inc.)	$0.00	$615.00	Actuarially Equivalent Standard	Yes	At or below	Preferred Generic $0.00 Generic $1.00 Preferred Brand 25% Non-Preferred Drug 34% Specialty Tier 25%	3,052Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 3 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
Humana Value Rx Plan (PDP) S5884-196 · Humana (Humana Inc.)	$0.00 -$22.20 basic + $22.20 enhanced	$601.00 Tier 1 and 2 exempt	Enhanced Alternative	Yes	n/a — enhanced plan	Preferred Generic $0.00 Generic $0.00 Preferred Brand 20% Non-Preferred Drug 35% Specialty Tier 26% Costs more at standard (non-preferred) pharmacies	3,089Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 3 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
AARP Medicare Rx Saver from UHC (PDP) S5921-362 · UnitedHealthcare (UnitedHealth Group, Inc.)	$40.20	$615.00	Actuarially Equivalent Standard	No	Above	Preferred Generic $2.00 Generic $8.00 Preferred Brand 17% Non-Preferred Drug 39% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	3,138Browse	2 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 1 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
HealthSpring Extra Rx (PDP) S5617-367 · Cigna HealthCare (Health Care Service Corporation)	$66.60 $45.30 basic + $21.30 enhanced	$615.00 Tier 1 and 2 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $5.00 Preferred Brand 17% Non-Preferred Drug 30% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	3,370Browse	2.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 2 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
Blue Cross MedicareRx Basic (PDP) S5715-012 · Blue Cross and Blue Shield of IL, NM, OK, TX (Health Care Service Corporation)	$89.70	$615.00	Actuarially Equivalent Standard	No	Above	Preferred Generic $0.00 Generic $5.00 Preferred Brand 20% Non-Preferred Drug 43% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	3,016Browse	2 out of 5 stars for overall plan quality Service 4 out of 5 stars for Service Experience 1 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
SilverScript Choice (PDP) S5601-034 · Aetna Medicare (CVS Health Corporation)	$94.90	$615.00	Actuarially Equivalent Standard	No	Above	Preferred Generic $0.00 Generic $7.00 Preferred Brand 18% Non-Preferred Drug 33% Specialty Tier 25%	3,405Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 2 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
AARP Medicare Rx Preferred from UHC (PDP) S5921-398 · UnitedHealthcare (UnitedHealth Group, Inc.)	$103.90 $69.90 basic + $34.00 enhanced	$130.00 Tier 1 and 2 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $5.00 Generic $10.00 Preferred Brand 17% Non-Preferred Drug 38% Specialty Tier 31% Costs more at standard (non-preferred) pharmacies	3,601Browse	2 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 1 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
HealthSpring Assurance Rx (PDP) S5617-224 · Cigna HealthCare (Health Care Service Corporation)	$104.20	$615.00	Actuarially Equivalent Standard	No	Above	Preferred Generic $0.00 Generic $2.00 Preferred Brand 21% Non-Preferred Drug 32% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	3,287Browse	2.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 2 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
Humana Premier Rx Plan (PDP) S5884-163 · Humana (Humana Inc.)	$119.40 $74.00 basic + $45.40 enhanced	$0.00	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $4.00 Preferred Brand $45.00 Non-Preferred Drug 50% Specialty Tier 33% Costs more at standard (non-preferred) pharmacies	3,156Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 3 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
Blue Cross MedicareRx Value (PDP) S5715-001 · Blue Cross and Blue Shield of IL, NM, OK, TX (Health Care Service Corporation)	$119.70 $89.80 basic + $29.90 enhanced	$615.00 Tier 1 and 2 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $1.00 Preferred Brand 18% Non-Preferred Drug 32% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	3,465Browse	2 out of 5 stars for overall plan quality Service 4 out of 5 stars for Service Experience 1 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing

Copays are for the initial coverage phase, after any deductible. On every Part D plan, a month’s supply of a covered insulin costs no more than $35, and the deductible does not apply to it.

Plans qualifying for the $0 LIS premium

Beneficiaries receiving the full Low-Income Subsidy pay no premium on these plans.

Wellcare Classic (PDP) — $0.00/mo, 2,992 formulary drugs
Wellcare Value Script (PDP) — $0.00/mo, 3,266 formulary drugs
Humana Basic Rx Plan (PDP) — $0.00/mo, 3,052 formulary drugs
Humana Value Rx Plan (PDP) — $0.00/mo, 3,089 formulary drugs

Compare drugs side by side across every Illinois plan — by drug class (blood thinners, inhalers, GLP-1s…) or by name

Illinois plan statistics year over year — plan counts, premium ranges, and what renewing members paid

See how each 2025 plan changes for 2026 →

Plan facts come from the CMS quarterly prescription drug plan public use files; star ratings from the CMS Part C & D Star Ratings.