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Our Q1Medicare Online Privacy Statement

Q1Group LLC - Online Privacy Statement
Your privacy and the protection of your personal information is very important to us. Therefore, Q1Group LLC does not sell or distribute your personal information (including your name or your eMail address) to any third parties.

Any information that you provide within the Q1Medicare.com site or any of our other Q1Group sites is used solely to assist you with finding your desired information or answer your question.

If you have any questions about our Privacy Policy or how your information is used within any Q1Group site, please:
  • Send us an email at: Team@q1group.com
  • or Send us a letter: P.O. Box 840007, Saint Augustine, Florida 32080-0007


General Information That We do Collect

  • If you are not registered with our Q1Medicare.com site (or any of our other sites), we collect only general information about your visit in our logs files. We use this information to improve your online experience and to enhance our online offerings. Information that is in our log files includes such items as your IP address, the type of browser you are using, and your country of origin.
  • When you register with us (submit an email address), we will keep your email information in a secured server environment. As noted, none of your personal Information will be shared with third parties.
  • We do at times use cookies to customize your interaction with our website. Cookies are small text files that are stored on your computer. Cookies can only be accessed by the website which created them. A cookie may be used to save a browser setting such as your desired font size or some form of site history. It is common practice to use cookies and most websites which place a high value on the user experience also use cookies.


A Note on Submitting a Question to us or our Customer Help Desk

When you submit a question to our Customer Help Desk along with a valid email address, you will receive a copy of the question that you submitted. We also will make every effort to answer your email question and respond to the email address that we are provided. Please note that we find that many people have similar questions during certain times of year and so we may write a Blog or Newsletter article about the topic of a particularly important question. However, when we write about a question that you may have submitted, your personal information will not be included in our general written response and we change the facts of any question before publication to ensure that you remain anonymous.

Links from Q1Medicare.com to Other Websites

Our Q1Medicare.com site may contain links to other websites (such as to a specific Medicare plan provider's site). Please note that when you click on one of these links you are being re-directed from our site to another website. When you leave our Q1Medicare.com site, we are not responsible for the privacy practices or the content shown on these other websites. Please be sure to read the privacy policies applying to these other websites to learn about their privacy practices.

A Few Words About Google Advertising

Often our sites offer Google Advertising to users. These ads are chosen by Google based on the content of our web pages and advertisers can specify to place their Google ads on our site. Google controls the algorithm that selects the ads. In the past, these ads where chosen based on ad targeted keywords matching words within the page content. The assumption being that ads with the same target keywords would be of interest to the reader.

Google, in an effort to improve the user experience, chose to alter this algorithm. Google will not only supply ads based on target keywords, but also based on the interests of the person reading the page. Google states, "Interest-based advertising will allow advertisers to show ads based on a user's previous interactions with them, such as visits to advertiser website and also to reach users based on their interests (e.g. "sports enthusiast"). To develop interest categories, we [Google] will recognize the types of web pages users visit throughout the Google content network. As an example, if they visit a number of sports pages, we will add them to the "sports enthusiast" interest category."

What does this mean to the people like you?
We, and Google, hope that you will see advertisements on our Q1Medicare.com pages that you find interesting and relevant.

How will Google do this?
Google, as a third party vendor, uses cookies to serve ads on our Sites. Google's use of the DART cookie enables it to serve ads to you based on your visit to our Site and other sites on the Internet. Remember, a cookie is not a program, it cannot hurt your computer. The DART cookie simply stores a piece of information which can only be used by Google.

Can I Opt-out of interest-based ads?
Yes, You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy. This means that Google will NOT store the cookie on your machine and will not create interest categories for you.

Can I control my interests?
Yes, You can create and manage your Google interest profile online by altering your http://www.google.com/ads/preferences. You can also opt-in or opt-out on the ad preferences page.


Do you have a question about our Privacy Policy?

If you would like to contact us and ask questions about our Privacy Policy, please use the link below that will take you to our Customer Help Desk.

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Tips & Disclaimers
  • The Medicare Advantage and Medicare Part D prescription drug plan data on our site comes directly from Medicare and is subject to change.
  • Medicare has neither reviewed nor endorsed the information on our site.
  • We provide our Q1Medicare.com site for educational purposes and strive to present unbiased and accurate information. However, Q1Medicare is not intended as a substitute for your lawyer, doctor, healthcare provider, financial advisor, or pharmacist. For more information on your Medicare coverage, please be sure to seek legal, medical, pharmaceutical, or financial advice from a licensed professional or telephone Medicare at 1-800-633-4227.
  • We are an independent education, research, and technology company. We are not affiliated with any Medicare plan, plan carrier, healthcare provider, or insurance company. We are not compensated for Medicare plan enrollments. We do not sell leads or share your personal information.
  • Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year. Our PDP-Compare.com and MA-Compare.com provide highlights of annual plan benefit changes.
  • The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan.
  • Limitations, copayments, and restrictions may apply.
  • We make every effort to show all available Medicare Part D or Medicare Advantage plans in your service area. However, since our data is provided by Medicare, it is possible that this may not be a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
  • When enrolling in a Medicare Advantage plan, you must continue to pay your Medicare Part B premium.
  • Medicare beneficiaries with higher incomes may be required to pay both a Medicare Part B and Medicare Part D Income Related Monthly Adjustment Amount (IRMAA). Read more on IRMAA.
  • Medicare Advantage plans that include prescription drug coverage (MAPDs) are considered Medicare Part D plans and members with higher incomes may be subject to the Medicare Part D Income Related Monthly Adjustment Amount (IRMAA), just as members in stand-alone Part D plans. In certain situations, you can appeal IRMAA.
  • You must be enrolled in both Medicare Part A and Part B to enroll in a Medicare Advantage plan. Members may enroll in a Medicare Advantage plan only during specific times of the year. Contact the Medicare plan for more information.
  • If you are enrolled in a Medicare plan with Part D prescription drug coverage, you may be eligible for financial Extra Help to assist with the payment of your prescription drug premiums and drug purchases. To see if you qualify for Extra Help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week or consult www.medicare.gov; the Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778; or your state Medicaid Office.
  • Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next.
  • A Medicare Advantage Private Fee-for-Service plan (PFFS) is not a Medicare supplement plan. Providers who do not contract with the plan are not required to see you except in an emergency.
  • Disclaimer for Institutional Special Needs Plan (SNP): This plan is available to anyone with Medicare who meets the Skilled Nursing Facility (SNF) level of care and resides in a nursing home.
  • Disclaimer for Dual Eligible (Medicare/Medicaid) Special Needs Plan (SNP): This plan is available to anyone who has both Medical Assistance from the State and Medicare. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details.
  • Disclaimer for Chronic Condition Special Needs Plan (SNP): This plan is available to anyone with Medicare who has been diagnosed with the plan specific Chronic Condition.
  • Medicare MSA Plans combine a high deductible Medicare Advantage Plan and a trust or custodial savings account (as defined and/or approved by the IRS). The plan deposits money from Medicare into the account. You can use this money to pay for your health care costs, but only Medicare-covered expenses count toward your deductible. The amount deposited is usually less than your deductible amount, so you generally have to pay out-of-pocket before your coverage begins.
  • Medicare MSA Plans do not cover prescription drugs. If you join a Medicare MSA Plan, you can also join any separate (stand-alone) Medicare Part D prescription drug plan
  • There are additional restrictions to join an MSA plan, and enrollment is generally for a full calendar year unless you meet certain exceptions. Those who disenroll during the calendar year will owe a portion of the account deposit back to the plan. Contact the plan provider for additional information.
  • Medicare beneficiaries may enroll through the CMS Medicare Online Enrollment Center located at www.medicare.gov.
  • Medicare beneficiaries can file a complaint with the Centers for Medicare & Medicaid Services by calling 1-800-MEDICARE 24 hours a day/7 days or using the medicare.gov site. Beneficiaries can appoint a representative by submitting CMS Form-1696.
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