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Does Q1Medicare have online tools to learn more about Medicare Part D or Medicare Advantage plan coverage?

Category: Online Tool Tips
Updated: Oct, 24 2023


Yes.  Q1Medicare offers a number of online tools designed to help you learn more about your Medicare Part D and Medicare Advantage plan options and coverage.

You can use the following links to go directly to the Q1Medicare.com features that are important to you:
  • PDP-Finder.com - Our stand-alone Medicare Part D prescription drug plan (PDP) search tool or Plan Finder was designed to help people get a quick overview of all stand-alone Medicare Part D plans in their service area with key PDP information along with links to additional plan details and our Formulary Browser.

    The PDP-Finder provides a unique collection of prescription drug plan details including: drug tier copayments, initial deductibles, monthly premiums, Part D plan IDs, Initial Coverage Limits, supplemental Donut Hole or Gap coverage, formulary size, and Medicare plan quality star ratings.

    You can click on the plan name or “Benefits & Contact Info” for more information about the specific Medicare PDP (including the plan's toll-free telephone number).

  • PDP-Finder showing an example of all stand-alone Medicare Part D plans in a selected state or Service Area

  • MA-Finder.com - Our Medicare Advantage plan finder allows you to review all Medicare Advantage plans (MA, MAPD, and SNP) in your service area (county or Zip Code area).

    Medicare Advantage plans combine your Medicare hospitalization coverage (Medicare Part A), out-patient coverage (Medicare Part B) - and may provide your Medicare prescription drug coverage (Medicare Part D), dental, vision, fitness center coverage, and other supplemental benefits.

    In some areas, Medicare Advantage plans with prescription drug coverage are offered with a $0 monthly premium and a $0 initial deductible (or a Medicare Advantage plan may even have a $0 premium and "give back" or rebate a portion of your Medicare Part B premium).

    You can use our MA-Finder for searching and comparing all Medicare Advantage plans across the country by plan features.  Since Medicare Advantage plans are offered on a county-by-county basis, begin by entering your ZIP code.  You can click here for an example of $0 premium Medicare Advantage plans that include prescription drug coverage (MAPDs) in New York, NY – just change the ZIP code to see the plans in your area.

  • Q1Medicare Medicare Advantage Plan Finder
    Click on the plan name or the “Benefits & Contact Info” button for more information about a specific Medicare Advantage plan.

    You may wish to telephone the Medicare Advantage plan (using the toll-free number provided on the same page) to confirm or clarify any cost-sharing details that you find unclear.  (For example, "What will I pay if I visit an out-of-network healthcare provider without a referral from my primary care physician?")

    Examples of Medicare Advantage plan cost-sharing



  • PDP-Facts.com - For an overview of the current Medicare Part D prescription drug plan (PDP) landscape, we have our PDP-Facts section online and you can see our analysis of the Medicare Part D plan landscape on a national and state-by-state basis.

  • Q1Medicare Medicare Part D Facts - Annual Landscape Analysis

  • PDP-Compare.com - Our PDP-Compare shows you how your current Medicare Part D plan or Medicare Advantage plan is changing next year.  Changes to your existing Medicare Part D prescription drug plan coverage were explained in your Annual Notice of Change (ANOC) letter that you should have received from your current Medicare plan.

    However, if you would like a quick overview of how any current Medicare plan is changing in next year, please use our Medicare Part D plan comparison tool, PDP-Compare  You will also see the Medicare Part D plans merged, discontinued, or introduced next year.

  • PDP-Compare showing an example of how Medicare Part D plans can change year to year

  • MA-Compare.com - Our MA-Compare shows you how your current Medicare Advantage plan is changing next year.  Changes to your existing Medicare Advantage plan coverage were explained in your Annual Notice of Change (ANOC) letter that you should have received from your current Medicare plan.

    However, if you would like a quick overview of how any current Medicare plan is changing next year, please use our Medicare Advantage plan comparison tool, MA-Compare.  You will also see the Medicare Advantage plans merged, discontinued, or introduced in next year.

  • Q1Medicare Medicare Advantage Compare showing annual plan changes

  • Q1Rx.com - Our Q1Rx® Drug Finder allows you to quickly see how all Medicare Part D or Medicare Advantage plans in your service area are covering a particular prescription drug.  Our Drug Finder details include average negotiated retail drug prices and usage management restrictions (such as Quantity Limits or Prior Authorization requirements).

  • Q1Medicare Q1Rx Drug Finder

  • Formulary-Browser.com - Our Formulary Browser allows you to browse through all Medicare prescription drug plan formularies or drug lists. You can click on the cost-sharing values of any medication to see the costs difference between using a preferred network pharmacy or a standard (non-preferred) network pharmacy. (Please note, we do not show formulary information for sanctioned Medicare Part D plans. We update our Formulary Browser when CMS releases the plan sanctions and publishes the formulary information.

  • Q1Medicare Formulary Browser



  • PDP-Planner.com or Donut Hole cost estimator - Our Donut Hole Calculator helps you estimate when you will enter the Coverage Gap and provides an idea of your monthly and annual Medicare Part D prescription drug spending. You can begin by entering your monthly retail drug costs and choose the variables that apply to your Medicare drug plan, then you can see how you move through the different phases of your Part D plan coverage.

  • Q1Medicare Donut Hole Calculator or PDP Planner

Still have questions or a suggestion for a new online Medicare plan tool ?

If you are looking for answers to your Medicare Part D or Medicare Advantage plan questions, browse our online Frequently Asked Questions or click here for our Help Desk and send us your questions or suggestions.





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Tips & Disclaimers
  • Q1Medicare®, Q1Rx®, and Q1Group® are registered Service Marks of Q1Group LLC and may not be used in any advertising, publicity, or for commercial purposes without the express authorization of Q1Group.
  • The Medicare Advantage and Medicare Part D prescription drug plan data on our site comes directly from Medicare and is subject to change.
  • Medicare has neither reviewed nor endorsed the information on our site.
  • We provide our Q1Medicare.com site for educational purposes and strive to present unbiased and accurate information. However, Q1Medicare is not intended as a substitute for your lawyer, doctor, healthcare provider, financial advisor, or pharmacist. For more information on your Medicare coverage, please be sure to seek legal, medical, pharmaceutical, or financial advice from a licensed professional or telephone Medicare at 1-800-633-4227.
  • We are an independent education, research, and technology company. We are not affiliated with any Medicare plan, plan carrier, healthcare provider, or insurance company. We are not compensated for Medicare plan enrollments. We do not sell leads or share your personal information.
  • Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year. Our PDPCompare.com and MACompare.com provide highlights of annual plan benefit changes.
  • The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan.
  • Limitations, copayments, and restrictions may apply.
  • We make every effort to show all available Medicare Part D or Medicare Advantage plans in your service area. However, since our data is provided by Medicare, it is possible that this may not be a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
    Statement required by Medicare:
    "We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."
  • When enrolling in a Medicare Advantage plan, you must continue to pay your Medicare Part B premium.
  • Medicare beneficiaries with higher incomes may be required to pay both a Medicare Part B and Medicare Part D Income Related Monthly Adjustment Amount (IRMAA). Read more on IRMAA.
  • Medicare Advantage plans that include prescription drug coverage (MAPDs) are considered Medicare Part D plans and members with higher incomes may be subject to the Medicare Part D Income Related Monthly Adjustment Amount (IRMAA), just as members in stand-alone Part D plans. In certain situations, you can appeal IRMAA.
  • You must be enrolled in both Medicare Part A and Part B to enroll in a Medicare Advantage plan. Members may enroll in a Medicare Advantage plan only during specific times of the year. Contact the Medicare plan for more information.
  • If you are enrolled in a Medicare plan with Part D prescription drug coverage, you may be eligible for financial Extra Help to assist with the payment of your prescription drug premiums and drug purchases. To see if you qualify for Extra Help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week or consult www.medicare.gov; the Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778; or your state Medicaid Office.
  • Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next.
  • A Medicare Advantage Private Fee-for-Service plan (PFFS) is not a Medicare supplement plan. Providers who do not contract with the plan are not required to see you except in an emergency.
  • Disclaimer for Institutional Special Needs Plan (SNP): This plan is available to anyone with Medicare who meets the Skilled Nursing Facility (SNF) level of care and resides in a nursing home.
  • Disclaimer for Dual Eligible (Medicare/Medicaid) Special Needs Plan (SNP): This plan is available to anyone who has both Medical Assistance from the State and Medicare. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details.
  • Disclaimer for Chronic Condition Special Needs Plan (SNP): This plan is available to anyone with Medicare who has been diagnosed with the plan specific Chronic Condition.
  • Medicare MSA Plans combine a high deductible Medicare Advantage Plan and a trust or custodial savings account (as defined and/or approved by the IRS). The plan deposits money from Medicare into the account. You can use this money to pay for your health care costs, but only Medicare-covered expenses count toward your deductible. The amount deposited is usually less than your deductible amount, so you generally have to pay out-of-pocket before your coverage begins.
  • Medicare MSA Plans do not cover prescription drugs. If you join a Medicare MSA Plan, you can also join any separate (stand-alone) Medicare Part D prescription drug plan
  • There are additional restrictions to join an MSA plan, and enrollment is generally for a full calendar year unless you meet certain exceptions. Those who disenroll during the calendar year will owe a portion of the account deposit back to the plan. Contact the plan provider for additional information.
  • Medicare beneficiaries may enroll through the CMS Medicare Online Enrollment Center located at www.medicare.gov.
  • Medicare beneficiaries can file a complaint with the Centers for Medicare & Medicaid Services by calling 1-800-MEDICARE 24 hours a day/7 days or using the medicare.gov site. Beneficiaries can appoint a representative by submitting CMS Form-1696.