Frequently Asked Questions about Help! Where Do I Start?

Medicare Part D prescription drug plans provide insurance coverage for your out-patient prescription drugs - and works just like any other type of insurance: (1)  Monthly premium.  You us . . .

Medicare prescription drug coverage is available through either stand-alone Medicare Part D prescription drug plans (PDPs) or Medicare Advantage plans that include prescription drug coverage (MAPDs) . . .

Yes.  A stand-alone Medicare Part D prescription drug plan (or PDP) only provides out-patient prescription drug coverage. However, a Medicare Advantage plans provide coverage for your Or . . .

A PDP is a stand-alone Medicare Part D prescription drug plan (only offering drug coverage) and a MADP is a Medicare Advantage plan that includes prescription drug coverage along with Medicare Part A and Part B coverage - and maybe even additional or supplemental benefits.

No.  If you wish to enroll in a Medicare Advantage plan (MA or MAPD or SNP), you must be enrolled in both Medicare Part A and Medicare Part B (refer to your Medicare ID Card) - however, you w . . .

After enrolling in a Medicare Part D plan, the Medicare plan provider (such as WellCare or Humana or United Healthcare) will need about 10 business days to send you a new Member "Welcome" package or a . . .

The Medicare Part D prescription drug program provides prescription drug coverage through either stand-alone Medicare prescription drug plan (PDPs) or Medicare Advantage plans that include prescriptio . . .

Your Medicare Part D Initial Enrollment Period (IEP) is a seven (7) month window of time that starts three months before your Medicare eligibility month (or 65th birthday month), plus the month of your 65th birthday, and continues for three months after your eligibility month.

A Medicare Part D PDP is a Medicare prescription drug plan that provides insurance coverage for a specific list of out-patient prescription drugs at participating pharmacies. Your prescription drug costs should be lower with a PDP.

The Donut Hole or Coverage Gap is the third phase of your Medicare Part D prescription drug coverage and you only reach this phase when the retail cost of your formulary drug purchases exceeds a cer . . .

Cost-Sharing is the portion of your Medicare Part D or Medicare Advantage plan coverage that you pay yourself - such as $47 for a Tier 3 brand-name drug that usually costs $250 retail or $20 to visit your primary care physician (PCP) or $75 to see a healthcare specialist.

Your Medicare plan must tell you what you will pay for cost-sharing and cost-sharing information can be found in your plan's Summary of Benefits document (that you receive when enrolling in a Medica . . .

A Medicare Advantage plan (or Medicare Part C), is a healthcare plan operated by an insurance company that implements your Medicare Part A (in-patient and hospitalization), Medicare Part B (out-patien . . .

The list of abbreviations used by the Centers for Medicare and Medicaid Services (CMS) describing the Medicare Part D or Medicare Advantage program can be rather long (about 140 pages or so), so here . . .

Yes. You can use the Q1Medicare PDP-Finder Medicare Part D prescription drug Plan Finder to all Medicare Part D plans and coverage information in your state and you can use the MA-Finder to see all Medicare Advantage plans in your county or Zip Code area.

Medicare Part B (out-patient medical insurance), according to the Centers for Medicare and Medicaid (CMS) is defined as: Medicare medical insurance that helps pay for doctors' services, outpatient hos . . .

The Medicare Part D Extra Help or Low-Income Subsidy (LIS) program helps people with limited financial resources pay for their Medicare Part D prescription drug coverage. If you receive Medicare Pa . . .

Medicare Part A (In-patient or Hospital Insurance), according to the Centers for Medicare and Medicaid (CMS) is defined as: Medicare Part A is the part of Medicare that pays for inpatient hospital . . .

Higher retail drug costs mean you may pay more for your drug coverage and move faster through the phases of your Medicare drug coverage. And more importantly, as the retail drug price increases, yo . . .

There are several ways to contact your Medicare Part D or Medicare Advantage plan: (1) Call the toll-free telephone number found on your Member ID card. (2) Call the toll-free telephone number we provide in our Medicare Plan Finders. (3) Call a Medicare representative.

You can get assistance choosing a Medicare plan from a number of sources. Call a Medicare representative If you wish to speak with someone about all of your Medicare Part D and Me . . .

Yes.  A stand-alone Medicare Part D prescription drug plan (or PDP) only provides out-patient prescription drug coverage. However, a Medicare Advantage plans provide coverage for your Or . . .

Q1Medicare offers a series of online tools to help you review and analyze Medicare Part D plans and Medicare Advantage plans (including plan finders, drug finders, and cost calculators). This FAQ includes an overview of our Q1Medicare online tools - along with a few tool tips.

After enrolling in a Medicare Part D plan, the Medicare plan provider (such as WellCare or Humana or United Healthcare) will need about 10 business days to send you a new Member "Welcome" package or a . . .

Medicare prescription drug coverage is insurance for a specific list of out-patient prescription drugs and you use your drug coverage like any other types of insurance: (1) You may pay a monthly . . .

A Medicare Part D PDP is a Medicare prescription drug plan that provides insurance coverage for a specific list of out-patient prescription drugs at participating pharmacies. Your prescription drug costs should be lower with a PDP.

Higher retail drug costs mean you may pay more for your drug coverage and move faster through the phases of your Medicare drug coverage. And more importantly, as the retail drug price increases, yo . . .

Medicare Part D prescription drug plans provide insurance coverage for your out-patient prescription drugs - and works just like any other type of insurance: (1)  Monthly premium.  You us . . .

The Medicare Part D prescription drug program is a federal program providing insurance coverage for your prescription drugs through private companies.  And just like your car or home insurance, y . . .

The list of abbreviations used by the Centers for Medicare and Medicaid Services (CMS) describing the Medicare Part D or Medicare Advantage program can be rather long (about 140 pages or so), so here . . .

Your Medicare Part D Initial Enrollment Period (IEP) is a seven (7) month window of time that starts three months before your Medicare eligibility month (or 65th birthday month), plus the month of your 65th birthday, and continues for three months after your eligibility month.

Cost-Sharing is the portion of your Medicare Part D or Medicare Advantage plan coverage that you pay yourself - such as $47 for a Tier 3 brand-name drug that usually costs $250 retail or $20 to visit your primary care physician (PCP) or $75 to see a healthcare specialist.

There are several ways to contact your Medicare Part D or Medicare Advantage plan: (1) Call the toll-free telephone number found on your Member ID card. (2) Call the toll-free telephone number we provide in our Medicare Plan Finders. (3) Call a Medicare representative.

A PDP is a stand-alone Medicare Part D prescription drug plan (only offering drug coverage) and a MADP is a Medicare Advantage plan that includes prescription drug coverage along with Medicare Part A and Part B coverage - and maybe even additional or supplemental benefits.

Your Medicare plan must tell you what you will pay for cost-sharing and cost-sharing information can be found in your plan's Summary of Benefits document (that you receive when enrolling in a Medica . . .

Medicare Part D plans provide insurance coverage for prescription drugs - and just like any other type of insurance - you pay a monthly premium to a private company (like Aetna or Humana or UnitedHeal . . .

The Donut Hole or Coverage Gap is the third phase of your Medicare Part D prescription drug coverage and you only reach this phase when the retail cost of your formulary drug purchases exceeds a cer . . .

The Medicare Part D Extra Help or Low-Income Subsidy (LIS) program helps people with limited financial resources pay for their Medicare Part D prescription drug coverage. If you receive Medicare Pa . . .

Medicare prescription drug coverage is available through either stand-alone Medicare Part D prescription drug plans (PDPs) or Medicare Advantage plans that include prescription drug coverage (MAPDs) . . .

Yes. You can use the Q1Medicare PDP-Finder Medicare Part D prescription drug Plan Finder to all Medicare Part D plans and coverage information in your state and you can use the MA-Finder to see all Medicare Advantage plans in your county or Zip Code area.