Frequently Asked Questions about Medicare Supplements or Medigap

Jan, 13 2022 — No.  Medicare Advantage plans are not the same as Medicare Supplements or Medigap policies. And here are a few key differences between the plans: Medigap policy design Medica . . .

Nov, 20 2021 — Yes. There are two Medicare Advantage plan "trial periods" allowing you to return to a Medicare Supplement policy with guaranteed issue rights (no medical underwriting) - and, depending on where you live, your state may provide additional Medigap guaranteed issue rights

Nov, 04 2021 — Probably not.  Before the start of the Medicare Part D program, Medicare Supplement "Plan H”, “Plan I”, and “Plan J” were available and included some form of drug co . . .

Mar, 13 2022 — Yes.  In 2015, the Medicare Access and CHIP Reauthorization Act (MACRA) was passed eliminating Medicare Supplements that cover the cost of the Medicare Part B deductible starting in 2020 - and . . .

Nov, 14 2021 — Yes and No.  (1) Yes, you can legally join a Medicare Advantage plan when you have a Medicare Supplement, at  least in theory.(2)  But no, you cannot use both a Medicare Supplement and . . .

Mar, 14 2022 — Yes. Medicare provides a Special Enrollment Period (SEP) for people who left their Medicare Supplement (Medigap plan) and joined a Medicare Advantage plan for the first time and now within the 12-month trial period wish to return to their Medicare Supplement.

Nov, 04 2021 — Like other Medicare beneficiaries, if you are enrolled in a Medicare Supplement or Medigap policy, you will need to join a separate stand-alone Medicare Part D plan (PDP) if you wish to have prescript . . .

Nov, 01 2021 — Medicare Supplements (Medigap policies) work together with your original Medicare coverage, filling the "gaps" (deductibles, coinsurance, and copayments) in your Medicare Part A (in-patient or hospital insurance) and Part B (out-patient or physician insurance) coverage.

Nov, 06 2019 — Currently, no Medigap policies with drug coverage are being sold. However, you may have joined a Medigap policy in the past that includes drug coverage. If you currently have a Medigap policy that co . . .

Apr, 27 2020 — Unlike other Medicare Initial Enrollment Periods, the Open Enrollment Period for Medicare Supplements or Medigap policies begins when you first have both Medicare Part A (have turned 65) and Medic . . .

Nov, 22 2021 — It depends on where you live.  If you are an under-65 Medicare beneficiary due to a disability or ESRD, your rights to join a Medicare Supplement will depend on your state's Medigap law. The c . . .

Nov, 14 2021 — No.  It is an illegal insurance practice for an agent to sell you a Medicare Supplement or Medigap policy if the agent knows that you are already enrolled in a Medicare Advantage plan - unless yo . . .

Jul, 17 2019 — If your Medigap policy is type C, D, E, F, G, H, I, J, M or N; your plan may offer additional coverage for health care services or supplies that you get outside the U.S.

Mar, 14 2022 — Yes. Medicare provides a Special Enrollment Period (SEP) for people who left their Medicare Supplement (Medigap plan) and joined a Medicare Advantage plan for the first time and now within the 12-month trial period wish to return to their Medicare Supplement.

Jan, 13 2022 — No.  Medicare Advantage plans are not the same as Medicare Supplements or Medigap policies. And here are a few key differences between the plans: Medigap policy design Medica . . .

Nov, 14 2021 — Yes and No.  (1) Yes, you can legally join a Medicare Advantage plan when you have a Medicare Supplement, at  least in theory.(2)  But no, you cannot use both a Medicare Supplement and . . .

Nov, 01 2021 — Medicare Supplements (Medigap policies) work together with your original Medicare coverage, filling the "gaps" (deductibles, coinsurance, and copayments) in your Medicare Part A (in-patient or hospital insurance) and Part B (out-patient or physician insurance) coverage.

Nov, 04 2021 — Like other Medicare beneficiaries, if you are enrolled in a Medicare Supplement or Medigap policy, you will need to join a separate stand-alone Medicare Part D plan (PDP) if you wish to have prescript . . .

Nov, 04 2021 — Probably not.  Before the start of the Medicare Part D program, Medicare Supplement "Plan H”, “Plan I”, and “Plan J” were available and included some form of drug co . . .

Jul, 17 2019 — If your Medigap policy is type C, D, E, F, G, H, I, J, M or N; your plan may offer additional coverage for health care services or supplies that you get outside the U.S.

Nov, 14 2021 — No.  It is an illegal insurance practice for an agent to sell you a Medicare Supplement or Medigap policy if the agent knows that you are already enrolled in a Medicare Advantage plan - unless yo . . .

Nov, 20 2021 — Yes. There are two Medicare Advantage plan "trial periods" allowing you to return to a Medicare Supplement policy with guaranteed issue rights (no medical underwriting) - and, depending on where you live, your state may provide additional Medigap guaranteed issue rights

Mar, 13 2022 — Yes.  In 2015, the Medicare Access and CHIP Reauthorization Act (MACRA) was passed eliminating Medicare Supplements that cover the cost of the Medicare Part B deductible starting in 2020 - and . . .

Nov, 22 2021 — It depends on where you live.  If you are an under-65 Medicare beneficiary due to a disability or ESRD, your rights to join a Medicare Supplement will depend on your state's Medigap law. The c . . .

Apr, 27 2020 — Unlike other Medicare Initial Enrollment Periods, the Open Enrollment Period for Medicare Supplements or Medigap policies begins when you first have both Medicare Part A (have turned 65) and Medic . . .

Nov, 06 2019 — Currently, no Medigap policies with drug coverage are being sold. However, you may have joined a Medigap policy in the past that includes drug coverage. If you currently have a Medigap policy that co . . .