Frequently Asked Questions about Choosing a Medicare plan

Feb, 26 2025 — If you are eligible for Medicare and you don't have drug coverage through your employer, VA, or other source, additional prescription drug coverage is available to you through either: (1) a stand-a . . .

Jun, 05 2025 — The answer depends on your medication and healthcare needs.  Although many media sources still advise people to look at Medicare plans with low premiums and low deductibles, we suggest that peopl . . .

Apr, 28 2025 — Not exactly.  Monthly Medicare plan premiums are just one factor to consider when choosing a Medicare Part D or Medicare Advantage plan - especially if you use more than just low-cost generic pre . . .

Dec, 02 2024 — The Centers for Medicare and Medicaid Services (CMS) uses information from member satisfaction surveys, plans, and health care providers to give overall performance or "Star Ratings" to Medicare Part . . .

Jun, 06 2025 — You can contact your Medicare drug plan and ask the plan to send you a printed comprehensive formulary or ask the plan where to find their online formulary.  If you do not know the plan . . .

Dec, 09 2024 — Yes. Your retail drug costs (and coverage costs) can vary widely between Medicare Part D plans and between the different pharmacies used by your Medicare Part D plans - and retail prices can change on a weekly basis.

Jun, 06 2025 — Yes. You can use the Q1Medicare PDP-Finder Medicare Part D prescription drug Plan Finder to all Medicare Part D plans and coverage information in your state and you can use the MA-Finder to see all Medicare Advantage plans in your county or Zip Code area.

Aug, 04 2024 — Yes, you should still consider joining a Medicare Part D drug or Medicare Advantage (MAPD) plan even when you are not using any (or very few) prescription medications and avoid a possible long-term late-enrollment penalty should you ever need drug coverage.

Nov, 11 2023 — Not exactly.  A person must meet a few conditions to be eligible to enroll in a Medicare Advantage plan. If you wish to enroll in a Medicare Advantage plan with (MAPD) or a Medicare Advantage . . .

Jun, 25 2024 — The  Cobrand or Cobranding, according to the Centers for Medicare and Medicaid (CMS) is defined as: Refers to the partner relationships established between Medicare Prescription Drug Plans and o . . .

Jun, 09 2025 — Choose a Medicare Part D (PDP) or Medicare Advantage (MA or MAPD) plan that provides the most cost-effective coverage for your medication and healthcare needs. However, the more complicated answer . . .

Jun, 09 2024 — You and/or your prescriber can use our online Formulary Browser (FormularyBrowser.com) to check your Medicare Part D (PDP) or Medicare Advantage (MAPD) plan's drug list (formulary) for lower-costing d . . .

Jul, 09 2023 — Yes.  Besides talking to family, friends, or other caregivers to help you decide which drug coverage meets your needs. You can also Use the Medicare Drug Plan Finder on medicar . . .

Jun, 20 2016 — Maybe.  Medicare Prescription Drug Plans must include at least two drugs in every drug category.  Medicare Part D plans must also do the following:(1) Make sure you have convenient access to . . .

Jul, 12 2023 — Yes, you can have a Medicare Supplement and a Medicare Part D prescription drug plan (PDP).  The monthly premium for your Medicare Part D plan will depend on your state and the plan you select.&n . . .

Mar, 29 2025 — You can get assistance choosing a Medicare plan from a number of sources. Call a Medicare representative If you wish to speak with someone about all of your Medicare Part D and Me . . .

Feb, 05 2025 — The Medicare Part D annual Initial Deductible is the first phase of your Medicare Part D coverage (see chart below). In most cases, you must pay your Part D plan's Initial Deductible before you re . . .

Jun, 06 2025 — Yes.  You will find that the negotiated retail drug price for each medication may differ between every Medicare Part D plan (PDP) or Medicare Advantage plan that includes prescription drug cove . . .

Sep, 07 2020 — It depends.  In some cases, if you join a Medicare drug plan, you will automatically lose all of your employer retiree health coverage - and not just your employer prescription drug coverage.&n . . .

Jun, 09 2025 — Besides the usual considerations of cost, convenience, coverage, etc., some people choose a Medicare Part D plan for less obvious reasons.  We have heard from many people who are enrolling in . . .

Jun, 09 2025 — Besides the usual considerations of cost, convenience, coverage, etc., some people choose a Medicare Part D plan for less obvious reasons.  We have heard from many people who are enrolling in . . .

Jun, 09 2025 — Choose a Medicare Part D (PDP) or Medicare Advantage (MA or MAPD) plan that provides the most cost-effective coverage for your medication and healthcare needs. However, the more complicated answer . . .

Jun, 06 2025 — Yes.  Our Q1Medicare® Medicare Advantage Plan Finder or MA-Finder (MA-Finder.com) is an online tool providing information on all all types of Medicare Advantage plans:  MA, MAPD, . . .

Jun, 06 2025 — Yes.  You will find that the negotiated retail drug price for each medication may differ between every Medicare Part D plan (PDP) or Medicare Advantage plan that includes prescription drug cove . . .

Jun, 06 2025 — You can contact your Medicare drug plan and ask the plan to send you a printed comprehensive formulary or ask the plan where to find their online formulary.  If you do not know the plan . . .

Jun, 06 2025 — Yes. You can use the Q1Medicare PDP-Finder Medicare Part D prescription drug Plan Finder to all Medicare Part D plans and coverage information in your state and you can use the MA-Finder to see all Medicare Advantage plans in your county or Zip Code area.

Jun, 05 2025 — The answer depends on your medication and healthcare needs.  Although many media sources still advise people to look at Medicare plans with low premiums and low deductibles, we suggest that peopl . . .

Apr, 28 2025 — Not exactly.  Monthly Medicare plan premiums are just one factor to consider when choosing a Medicare Part D or Medicare Advantage plan - especially if you use more than just low-cost generic pre . . .

Mar, 29 2025 — You can get assistance choosing a Medicare plan from a number of sources. Call a Medicare representative If you wish to speak with someone about all of your Medicare Part D and Me . . .

Feb, 26 2025 — If you are eligible for Medicare and you don't have drug coverage through your employer, VA, or other source, additional prescription drug coverage is available to you through either: (1) a stand-a . . .

Feb, 06 2025 — No. You will only be able to join, and get coverage under, one Medicare drug plan at a time. Adding a Medicare Part D plan when you already have a Part D plan For example, if you are enrolled in . . .

Feb, 05 2025 — The Medicare Part D annual Initial Deductible is the first phase of your Medicare Part D coverage (see chart below). In most cases, you must pay your Part D plan's Initial Deductible before you re . . .

Dec, 09 2024 — Yes. Your retail drug costs (and coverage costs) can vary widely between Medicare Part D plans and between the different pharmacies used by your Medicare Part D plans - and retail prices can change on a weekly basis.

Dec, 02 2024 — The Centers for Medicare and Medicaid Services (CMS) uses information from member satisfaction surveys, plans, and health care providers to give overall performance or "Star Ratings" to Medicare Part . . .

Aug, 04 2024 — Yes, you should still consider joining a Medicare Part D drug or Medicare Advantage (MAPD) plan even when you are not using any (or very few) prescription medications and avoid a possible long-term late-enrollment penalty should you ever need drug coverage.

Jun, 25 2024 — The  Cobrand or Cobranding, according to the Centers for Medicare and Medicaid (CMS) is defined as: Refers to the partner relationships established between Medicare Prescription Drug Plans and o . . .

Jun, 09 2024 — You and/or your prescriber can use our online Formulary Browser (FormularyBrowser.com) to check your Medicare Part D (PDP) or Medicare Advantage (MAPD) plan's drug list (formulary) for lower-costing d . . .

Nov, 11 2023 — Not exactly.  A person must meet a few conditions to be eligible to enroll in a Medicare Advantage plan. If you wish to enroll in a Medicare Advantage plan with (MAPD) or a Medicare Advantage . . .

Jul, 12 2023 — Yes, you can have a Medicare Supplement and a Medicare Part D prescription drug plan (PDP).  The monthly premium for your Medicare Part D plan will depend on your state and the plan you select.&n . . .

Jul, 09 2023 — Yes.  Besides talking to family, friends, or other caregivers to help you decide which drug coverage meets your needs. You can also Use the Medicare Drug Plan Finder on medicar . . .