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I want to stay with my same Medicare Part D plan another year, do I need to do anything during the annual Open Enrollment Period?

Category: Medicare Part D Enrollment
Updated: Nov, 23 2022

No.  If you wish to stay in your current Medicare Part D or Medicare Advantage plan, you do not need to do anything during the annual Open Enrollment Period (AEP) and you will be automatically re-enrolled into your existing Medicare plan for another year (assuming the Medicare plan is still being offered next year), along with any changes that your current Medicare plan may have made for next year.

Important:  Make sure your plan is still being offered next year.

About 1.45 million people are enrolled in a 2022 Medicare plan that will not be continued in 2023.

Important:  Check your coverage.

Your Medicare plan benefits change each year so be sure you understand the 2023 changes (such as changes in pharmacy or mail order options, changes in your healthcare network, different coverage costs, monthly premium, deductible, and prescription coverage).

You can use our online PDP-Compare or MA-Compare tools to provide you with a quick overview of how any 2022 Medicare Part D or Medicare Advantage plan is changing in 2023.

Important:  Check your medications.

Are all of your medications still covered in 2023?  Do your covered drugs now have usage management restrictions?  Does your plan offer lower-costing generic alternatives?

Both our Formulary Browser (view all drugs for a single plan) and Q1Rx Drug Finder (view all plans for a single drug) include formulary data for all stand-alone Medicare Part D prescription drug plans (PDP) and Medicare Advantage plans (MAPD).

Suggestion: You may wish to review (or re-review) your Medicare plan options just one more time before midnight, December 7th.

After the December 7th close of the AEP, most people will only have a limited opportunity to change their Medicare prescription drug plan coverage before next year’s Medicare Part D and Medicare Advantage plan annual Open Enrollment Period.

For an overview of Medicare Part D plans (PDPs) or Medicare Advantage plans (MAs, MAPDs, SNPs) in your area, please use our Medicare Part D Plan Finder (PDP-Finder) or Medicare Advantage Plan Finder (MA-Finder) to see all available Medicare plans in your area

Other opportunities to change Medicare plans after the December 7th close of the AEP?

You may be able to change your plan enrollment outside of the AEP using the Medicare Advantage plan Open Enrollment Period (MA-OEP) or a Special Enrollment Periods (SEP).

Need personalized help choosing a Medicare plan?
If you find yourself overwhelmed with all the Medicare plan choices that are available to you, you can always telephone Medicare at 1-800-633-4227 and choose to speak with a Medicare representative.  Once connected, ask the representative to help you evaluate your Medicare Part D and Medicare Advantage plan options - and you can compare what you learn to your current Medicare plan.

Should you decide to change Medicare plans next year and you are in an enrollment period (AEP, SEP, or MA-OEP), a Medicare representative can process your enrollment into any Medicare Advantage plan or Medicare Part D prescription drug plan directly over the telephone.  The enrollment process only takes a few minutes and includes an enrollment confirmation number that you should record for future reference.

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Tips & Disclaimers
  • Q1Medicare®, Q1Rx®, and Q1Group® are registered Service Marks of Q1Group LLC and may not be used in any advertising, publicity, or for commercial purposes without the express authorization of Q1Group.
  • The Medicare Advantage and Medicare Part D prescription drug plan data on our site comes directly from Medicare and is subject to change.
  • Medicare has neither reviewed nor endorsed the information on our site.
  • We provide our Q1Medicare.com site for educational purposes and strive to present unbiased and accurate information. However, Q1Medicare is not intended as a substitute for your lawyer, doctor, healthcare provider, financial advisor, or pharmacist. For more information on your Medicare coverage, please be sure to seek legal, medical, pharmaceutical, or financial advice from a licensed professional or telephone Medicare at 1-800-633-4227.
  • We are an independent education, research, and technology company. We are not affiliated with any Medicare plan, plan carrier, healthcare provider, or insurance company. We are not compensated for Medicare plan enrollments. We do not sell leads or share your personal information.
  • Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year. Our PDP-Compare.com and MA-Compare.com provide highlights of annual plan benefit changes.
  • The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan.
  • Limitations, copayments, and restrictions may apply.
  • We make every effort to show all available Medicare Part D or Medicare Advantage plans in your service area. However, since our data is provided by Medicare, it is possible that this may not be a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
  • When enrolling in a Medicare Advantage plan, you must continue to pay your Medicare Part B premium.
  • Medicare beneficiaries with higher incomes may be required to pay both a Medicare Part B and Medicare Part D Income Related Monthly Adjustment Amount (IRMAA). Read more on IRMAA.
  • Medicare Advantage plans that include prescription drug coverage (MAPDs) are considered Medicare Part D plans and members with higher incomes may be subject to the Medicare Part D Income Related Monthly Adjustment Amount (IRMAA), just as members in stand-alone Part D plans. In certain situations, you can appeal IRMAA.
  • You must be enrolled in both Medicare Part A and Part B to enroll in a Medicare Advantage plan. Members may enroll in a Medicare Advantage plan only during specific times of the year. Contact the Medicare plan for more information.
  • If you are enrolled in a Medicare plan with Part D prescription drug coverage, you may be eligible for financial Extra Help to assist with the payment of your prescription drug premiums and drug purchases. To see if you qualify for Extra Help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week or consult www.medicare.gov; the Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778; or your state Medicaid Office.
  • Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next.
  • A Medicare Advantage Private Fee-for-Service plan (PFFS) is not a Medicare supplement plan. Providers who do not contract with the plan are not required to see you except in an emergency.
  • Disclaimer for Institutional Special Needs Plan (SNP): This plan is available to anyone with Medicare who meets the Skilled Nursing Facility (SNF) level of care and resides in a nursing home.
  • Disclaimer for Dual Eligible (Medicare/Medicaid) Special Needs Plan (SNP): This plan is available to anyone who has both Medical Assistance from the State and Medicare. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details.
  • Disclaimer for Chronic Condition Special Needs Plan (SNP): This plan is available to anyone with Medicare who has been diagnosed with the plan specific Chronic Condition.
  • Medicare MSA Plans combine a high deductible Medicare Advantage Plan and a trust or custodial savings account (as defined and/or approved by the IRS). The plan deposits money from Medicare into the account. You can use this money to pay for your health care costs, but only Medicare-covered expenses count toward your deductible. The amount deposited is usually less than your deductible amount, so you generally have to pay out-of-pocket before your coverage begins.
  • Medicare MSA Plans do not cover prescription drugs. If you join a Medicare MSA Plan, you can also join any separate (stand-alone) Medicare Part D prescription drug plan
  • There are additional restrictions to join an MSA plan, and enrollment is generally for a full calendar year unless you meet certain exceptions. Those who disenroll during the calendar year will owe a portion of the account deposit back to the plan. Contact the plan provider for additional information.
  • Medicare beneficiaries may enroll through the CMS Medicare Online Enrollment Center located at www.medicare.gov.
  • Medicare beneficiaries can file a complaint with the Centers for Medicare & Medicaid Services by calling 1-800-MEDICARE 24 hours a day/7 days or using the medicare.gov site. Beneficiaries can appoint a representative by submitting CMS Form-1696.