As noted by the Social Security Administration, the Qualified Disabled Working Individuals (QDWI) program is a Medicare Savings Program
that is for people who are under the age of 65, disabled, and no longer
entitled to free Medicare Part A (Hospital and In-patient insurance) solely because they have returned to work.
People who qualify for the QDWI Medicare Savings Program will receive assistance paying for their Medicare Part A monthly premiums - and qualify the Medicare Part D Extra Help
To be eligible for the QDWI program a person must meet several criteria:
- You are a working disabled person under the age of 65.
- You lost your premium-free Medicare Part A coverage when you went back to work.
- You are not receiving medical assistance from your state.
- You meet the income and resource limits required by your state.
QDWI income & resource limits in 2022:
monthly income limit:* $4,615 ($4,379 in 2021)
resource limit: $4,000
monthly income limit:* $6,189 ($5,892 in 2021)
resource limit: $6,000
*Limits are slightly higher in Alaska and Hawaii. If you have income
from working, you may qualify for benefits even if your income is higher
than the limits listed.
The Federal Poverty Level (FPL)
can (and usually does)
change each year so the income and resource limits for the QDWI program
can change each year.Important:
Annual changes in the FPL mean that, even if you
might not have qualified for a Medicare Savings Program last year, under the new FPL, you may
be able to qualify this year.
You can click here
to read more about the current Federal Poverty Level.
Please also note:
Income limits are slightly higher in Alaska and Hawaii. Other States may also have other income and/or resource requirements.
If you would like to learn more about the QDWI Medicare Savings Program, please contact your
local Medicaid office or telephone the Social Security Administration at: 1-800-772-1213 (TTY users should call 1-800-325-0778) or visit www.socialsecurity.gov.
What are the other related Medicare Savings Programs?
The four Medicare
Savings Programs include: