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How do I report the death of a Medicare beneficiary?

Category: General Medicare
Updated: Jul, 09 2023


You can call the Social Security Administration to report the death of a Medicare beneficiary at 1-800-772-1213 (TTY 1-800-325-0778).

As noted on the Social Security Administration site:
"You cannot report a death or apply for survivors benefits online.  Social Security should be notified as soon as possible when a person dies.  In most cases, the funeral home will report the person’s death to Social Security.  You should give the funeral home the deceased person’s Social Security number if you want them to make the report."

If a family member or other person responsible for the beneficiary's affairs wishes to notify the Social Security Administration (SSA), they should do the following:
  • Promptly notify Social Security of the beneficiary's death by calling SSA toll-free at 1-800-772-1213 (TTY 1-800-325-0778) (between 7:00 AM and 7:00 PM Monday through Friday).

  • Or the family representative can contact a local Social Security Administration office.  Local SSA offices can be found using the link: www.ssa.gov/locator/

  • If monthly benefits were being paid via direct deposit, notify the bank or other financial institution of the beneficiary's death. Request that any funds received for the month of death and later be returned to Social Security as soon as possible.

  • If benefits were being paid by check, DO NOT CASH any checks received for the month in which the beneficiary died or thereafter. Return the checks to Social Security as soon as possible.



One-time Lump Sum Death Benefit

A one-time payment of $255 is payable to the surviving spouse if he or she was living with the beneficiary at the time of death, OR if living apart, was eligible for Social Security benefits on the beneficiary's earnings record for the month of death (please see: www.ssa.gov/forms/ssa-8.html and www.ssa.gov/benefits/ survivors/ifyou.html).

If there is no surviving spouse, the payment is made to a child who was eligible for benefits on the beneficiary's earnings record in the month of death.


Who may be eligible for Survivors' Benefits

Certain family members may be eligible to receive monthly benefits, including:

  • A widow or widower age 60 or older (age 50 or older if disabled).
  • A widow or widower of any age caring for the deceased’s child who is under age 16 or disabled.
  • An unmarried child of the deceased who is either:
    • Younger than age 18 (or up to age 19 if they’re a full-time student in an elementary or secondary school).
    • Age 18 or older with a disability that began before age 22.
  • A stepchild, grandchild, step-grandchild, or adopted child under certain circumstances.
  • Parents, age 62 or older, who were dependent on the deceased for at least half of their support.
  • A surviving divorced spouse, under certain circumstances.



Benefits for Survivors

Monthly survivors-benefits can be paid to certain family members, including the beneficiary's widow or widower, dependent children and dependent parents.

The following contain more information about filing for benefits. (Source: Social Security Online www.ssa.gov)

As reference, please also see: www.ssa.gov/benefits/survivors/





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