FAQs on Help! Where Do I Start?

FAQs on Help! Where Do I Start?

Browse the Most Viewed and Newest Medicare Part D FAQs
If you still have questions, please contact us through our Online Help Desk.

•	What is a Medicare Part D plan? Medicare Part D prescription drug plans provide insurance coverage for your out-patient prescription drugs - so Medicare Part D plans work just like any other types of insurance: (1) you usually pa . . .
•	How will I choose between a stand-alone Medicare Part D prescription drug plan (PDP) and a Medicare Advantage plan that includes prescription drug coverage (MAPD)? Medicare prescription drug coverage is available through either stand-alone Medicare Part D prescription drug plans (PDPs) or Medicare Advantage plans that include prescription drug coverage (MAPDs) . . .
•	Is there really any difference between a Medicare Part D prescription drug plan and a Medicare Advantage plan? Yes! A stand-alone Medicare Part D prescription drug plan (or PDP) only provides out-patient prescription drug coverage. Alternatively, Medicare Advantage plans provide coverage for your . . .
•	What is the Initial Coverage Limit? Can the limit vary between Medicare Part D plan providers? Your Initial Coverage Limit (or ICL) is the boundary between your Medicare Part D plan's Initial Coverage Phase and the Donut Hole or Coverage Gap. The ICL is the total retail value of formulary . . .
•	Medicare Part D? What is it? How do I do to get it? Who pays for it? How do I enroll? The Medicare Part D prescription drug program provides prescription drug coverage through either stand-alone Medicare prescription drug plan (PDPs) or Medicare Advantage plans that include prescriptio . . .
•	What is a Medicare PDP and an MAPD? PDP is an abbreviation for "prescription drug plan" and refers to stand-alone Medicare Part D prescription drug plans. PDPs only cover prescription drugs, they do not cover health services.MAPD i . . .
•	What is a Medicare Advantage plan? A Medicare Advantage plan (or Medicare Part C), is a healthcare plan operated by an insurance company that implements your Medicare Part A (in-patient and hospitalization), Medicare Part B (out-patien . . .
•	I am trying to select a new Medicare Part D Plan and I need help! How do you choose a Medicare Part D plan? This question is being asked by almost everyone who is faced, either for the first time or once again, with evaluating their prescription drug needs and their Medicare Part D plan. The most afforda . . .
•	What is Medicare Part B coverage? Medicare Part B (out-patient medical insurance), according to the Centers for Medicare and Medicaid (CMS) is defined as: Medicare medical insurance that helps pay for doctors' services, outpatient ho . . .
•	What is Medicare Part D cost-sharing? Cost-sharing refers to the portion of your Medicare Part D plan coverage or Medicare Advantage plan coverage that you pay (such as $30 to fill a brand name prescription or $20 to visit a doctor). L . . .

•	What is the Donut Hole or Coverage Gap? The Donut Hole (or Doughnut Hole) is a term used to describe a gap in Medicare Part D prescription drug plan coverage or Medicare Advantage plan coverage where the Medicare plan member was (previ . . .
•	What is Extra Help? The Medicare Part D Extra Help or Low-Income Subsidy (LIS) program helps people with limited financial resources pay for their Medicare Part D prescription drug coverage. If you receive Medicare Pa . . .
•	What are the meanings of the acronyms and abbreviations associated with the Medicare Part D program? The list of abbreviations used by the Centers for Medicare and Medicaid Services (CMS) describing the Medicare Part D or Medicare Advantage program can be rather long (about 140 pages or so), so here . . .
•	What is the Initial Coverage Limit? Can the limit vary between Medicare Part D plan providers? Your Initial Coverage Limit (or ICL) is the boundary between your Medicare Part D plan's Initial Coverage Phase and the Donut Hole or Coverage Gap. The ICL is the total retail value of formulary . . .
•	How will I choose between a stand-alone Medicare Part D prescription drug plan (PDP) and a Medicare Advantage plan that includes prescription drug coverage (MAPD)? Medicare prescription drug coverage is available through either stand-alone Medicare Part D prescription drug plans (PDPs) or Medicare Advantage plans that include prescription drug coverage (MAPDs) . . .
•	What is the Q1Medicare PDP-Finder Medicare Part D prescription drug plan finder and how can I use this tool? Our Medicare Part D prescription drug plan finder or PDP-Finder tool was designed to provides basic information on all stand-alone Medicare Part D plans in all states and Unites States territories. . . .
•	Already enrolled? What to do while waiting for your new Medicare Part D prescription drug plan Member ID card. If you have recently enrolled in a Medicare plan and still have not received your new Medicare Part D or Medicare Advantage plan Member ID card, please contact your Medicare plan’s Member Serv . . .
•	Is there really any difference between a Medicare Part D prescription drug plan and a Medicare Advantage plan? Yes! A stand-alone Medicare Part D prescription drug plan (or PDP) only provides out-patient prescription drug coverage. Alternatively, Medicare Advantage plans provide coverage for your . . .
•	What is a Medicare Part D plan? Medicare Part D prescription drug plans provide insurance coverage for your out-patient prescription drugs - so Medicare Part D plans work just like any other types of insurance: (1) you usually pa . . .
•	What is Medicare Part D cost-sharing? Cost-sharing refers to the portion of your Medicare Part D plan coverage or Medicare Advantage plan coverage that you pay (such as $30 to fill a brand name prescription or $20 to visit a doctor). L . . .