FAQs on IRMAA: Higher Incomes and Costs

FAQs on IRMAA: Higher Incomes and Costs

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•	How does the Income-Related Monthly Adjustment Amount (or IRMAA) affect me and my Medicare plan premiums? If you are paying IRMAA (the Income-Related Monthly Adjustment Amount), this means that, based on your income, you will pay higher premiums for your Medicare Part B and Medicare Part D coverage.As not . . .
•	What is the Income-Related Monthly Adjustment Amount (or IRMAA)? If you are a person who has higher annual earnings, the Income-Related Monthly Adjustment Amount (or IRMAA) is an additional amount that you pay for your monthly Medicare Part D prescription drug plan . . .
•	How is the income-related monthly adjustment amount or IRMAA affected if my income goes down? You can ask the Social Security Administration to reconsider your income-related monthly adjustment amount or IRMAA. As noted by the Social Security Administration: If your income has gone d . . .
•	How does the Social Security Administration (SSA) determine whether I pay a higher Medicare Part B and Medicare Part D premium? Your most recent Federal income tax returns are used to determine whether you pay an income-related monthly adjustment amount or IRMAA - however, this means that your current IRMAA is determined by yo . . .
•	Can I be assessed an Income Related Monthly Adjustment Amount (IRMAA) for Medicare Part D if I am enrolled in a Medicare Advantage (MAPD) plan? Yes. If your annual income exceeds certain limits - and you are enrolled in a Medicare Advantage plan (HMO, PPO, or PFFS) that includes prescription drug coverage (MAPD), then your M . . .
•	What can I do if I do not agree with the Social Security Administration's income-related monthly adjustment amount or IRMAA assessment? You have the right to appeal the Social Security Administration's income-related monthly adjustment amount or IRMAA assessment.As noted by the Social Security Administration:If you disagree with the d . . .
•	Which Federal income tax return is used by the Social Security Administration to determine whether I have an income-related monthly adjustment amount for my Medicare Part B and Medicare Part D? Your most recent Federal income tax return will be used to determine whether you are subject to an income-related monthly adjustment amount or IRMAA. The Social Security Administration adds more de . . .
•	Can I be disenrolled from my Medicare prescription drug plan if I refuse to pay my Medicare Part D IRMAA? Yes. If you are a Medicare beneficiary who earns a higher income, you can be assessed an Income-Related Monthly Adjustment Amount (IRMAA) that must be paid in addition to your Medicare Part D . . .
•	I have VA benefits and do not need Medicare Part D, so am I being charged $53.50 for IRMAA when I am not even enrolled in a Part D plan? No. You are not being charged for Medicare Part D IRMAA, but rather only Medicare Part B IRMAA. Income-Related Monthly Adjustments Amounts (IRMAA) are charged to Medicare beneficiaries who . . .
•	Can you provide an example of how the income-related monthly adjustment amounts or IRMAA apply to my Medicare Part B and Medicare Part D prescription drug plan premiums? The standard Medicare Part B premium for 2018 is $134.00. If you are single and filed an individual tax return, or married and filed a joint tax return, the following chart applies to you: . . .

•	I stopped working and now earn less than the IRMAA threshold, can I ask Social Security to reconsider my IRMAA premiums? Yes. If your income has changed and moved you to a lower income-related monthly adjustment amount (IRMAA) bracket, you should consider filing an appeal to have your IRMAA premiums reconsidered . . .
•	How does the Income-Related Monthly Adjustment Amount (or IRMAA) affect me and my Medicare plan premiums? If you are paying IRMAA (the Income-Related Monthly Adjustment Amount), this means that, based on your income, you will pay higher premiums for your Medicare Part B and Medicare Part D coverage.As not . . .
•	Can I be assessed an Income Related Monthly Adjustment Amount (IRMAA) if I am enrolled in my employer's Medicare Part D plan? Yes. If your annual income (MAGI) exceeds certain limits - and you are enrolled in an employer-sponsored Medicare Part D prescription drug plan (PDP) or Medicare Advantage plan with prescriptio . . .
•	Can I be assessed an Income Related Monthly Adjustment Amount (IRMAA) for Medicare Part D if I am enrolled in a Medicare Advantage (MAPD) plan? Yes. If your annual income exceeds certain limits - and you are enrolled in a Medicare Advantage plan (HMO, PPO, or PFFS) that includes prescription drug coverage (MAPD), then your M . . .
•	Can I be disenrolled from my Medicare prescription drug plan if I refuse to pay my Medicare Part D IRMAA? Yes. If you are a Medicare beneficiary who earns a higher income, you can be assessed an Income-Related Monthly Adjustment Amount (IRMAA) that must be paid in addition to your Medicare Part D . . .
•	How do I pay my Medicare Part D IRMAA or Income-Related Monthly Adjustment Amount? Your monthly Medicare Part D IRMAA (Income-Related Monthly Adjustment Amount) charges will be deducted automatically from your Social Security check. If the amount of your Social Security check . . .
•	I have VA benefits and do not need Medicare Part D, so am I being charged $53.50 for IRMAA when I am not even enrolled in a Part D plan? No. You are not being charged for Medicare Part D IRMAA, but rather only Medicare Part B IRMAA. Income-Related Monthly Adjustments Amounts (IRMAA) are charged to Medicare beneficiaries who . . .
•	Can I be assessed Medicare Part D IRMAA if I am no longer enrolled in a Medicare prescription drug plan. No. You should not pay an Income Related Monthly Adjustment Amount (IRMAA) for Medicare Part D if you are not enrolled in a Medicare Part D plan. As noted by the Centers for Medicare and Med . . .
•	How does the Social Security Administration (SSA) determine whether I pay a higher Medicare Part B and Medicare Part D premium? Your most recent Federal income tax returns are used to determine whether you pay an income-related monthly adjustment amount or IRMAA - however, this means that your current IRMAA is determined by yo . . .
•	Which Federal income tax return is used by the Social Security Administration to determine whether I have an income-related monthly adjustment amount for my Medicare Part B and Medicare Part D? Your most recent Federal income tax return will be used to determine whether you are subject to an income-related monthly adjustment amount or IRMAA. The Social Security Administration adds more de . . .