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FAQs on Paying Your Premiums



Browse the Most Viewed and Newest Medicare Part D FAQs
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Category: Paying Your Premiums


Most Viewed FAQs in Category
When will Social Security begin deducting my Medicare plan premiums from my monthly Social Security check?
Within 2 to 3 months.  Depending on any administrative issues, you can usually expect your Social Security check premium deductions to begin within 2 to 3 months after the start of a new Medicare . . .

What happens if I have automatic premium deduction from my Social Security benefit and I switch to a different Medicare drug plan later? Will the automatic premium deduction carry over to my new drug plan?
No. When you enroll in your new Medicare drug plan, you will need to make a new choice about how to pay your premiums.  You can again choose automatic premium deduction from your Social Secu . . .

How does the premium grace period work for Medicare Part D plans?
The Centers for Medicare and Medicaid Services (CMS) have implemented safe-guards to protect Medicare beneficiaries who inadvertently missed a Medicare Part D premium payment and require Medicare p . . .

I didn't pay my plan premiums and was disenrolled from my Medicare Part D plan. What is the "good cause" that I must show to be reinstated in my plan?
First, if you receive a written notification that you have not paid your Medicare plan premium (or IRMAA payment), telephone your Medicare plan’s Member Services department immediately (the to . . .

What happens if I change plans and request automatic premium deductions from my Social Security benefits for my new plan, but the premium deduction from my previous plan doesn't stop?
Social Security cannot process your request for automatic premium deduction for your new plan until the premium deduction for your previous plan is stopped. The request from your new plan will be reje . . .

I noticed that there are many different ways to pay our monthly Medicare Part D premiums. Is there one payment option that is better than the others?
Not really.  Depending on your chosen Medicare Part D or Medicare Advantage plan, your monthly premium payment options may include: Social Security check deduction, Bank Draft (Elec . . .

I joined a Medicare Advantage plan that does not have any premium and even pays me back my monthly Medicare Part B premium, but when should I start getting my Part B money back?
Probably within 3 months of when your new coverage starts.  Medicare Advantage plans change each year, and depending on the estimated cost for each Medicare plan member, some also rebate all or a . . .

Am I allowed to pay my monthly Medicare Part D premiums on an annual or semi-annual basis?
Yes.  Some people may wish to pay all twelve of their monthly Medicare plan premiums at one time instead of budgeting for the twelve monthly payments (or pay Medicare plan premiums semi-annuall . . .

How soon will I get a refund of any premiums that are withheld for my current plan after I enroll in a new plan? Who will the refund come from?
If the Social Security Administration (SSA) withheld the Medicare plan premium, Social Security will refund your premium.  You should get this refund as an individual payment, separate from your . . .

I have requested automatic premium deduction from my monthly Social Security benefit. How long will it take for the automatic deduction to start?
2 to 3 months.  Originally,  the Centers for Medicare and Medicaid Services (CMS) noted that it generally takes about two months from the time your Medicare drug plan submits the request for . . .

Newest FAQs in Category
Why am I no longer allowed to have my Medicare Part D premiums automatically deducted from my monthly Social Security check?
When you enrolled in your new Medicare Part D prescription drug plan you  may have selected to have your monthly plan premiums automatically deducted from your Social Security check.  Howeve . . .

I want to drop my Medicare plan and cannot find a Special Enrollment Period (SEP), what happens if I just stop paying my Medicare prescription drug plan premiums?
You may be disenrolled from your plan - and we do not recommend this action.   If you stop paying your Medicare plan premiums, your Medicare plan can:Involuntarily-disenroll you from the pla . . .

I didn't pay my plan premiums and was disenrolled from my Medicare Part D plan. What is the "good cause" that I must show to be reinstated in my plan?
First, if you receive a written notification that you have not paid your Medicare plan premium (or IRMAA payment), telephone your Medicare plan’s Member Services department immediately (the to . . .

I am qualified for Medicaid and Medicare, so why am I still paying a premium for my Medicare Part D prescription drug plan?
If you are qualified for your state's Medicaid program, then you automatically qualify for the Medicare Part D Extra Help program and the cost of your monthly Medicare Part D premiums will be covered . . .

If I'm already enrolled into a Medicare Part D plan, can I still change how I pay my monthly premiums?
Yes.  You can contact the Member Services department of your Medicare Part D or Medicare Advantage plan if you wish to change how you pay your monthly premiums.  The toll-free Member Se . . .

What should I do if my Medicare Part D plan says that I haven't paid my monthly premiums and will be disenrolled from my drug plan.
Contact your Medicare plan immediately.  A Medicare Part D or Medicare Advantage plan can “involuntarily" disenroll you from the plan if you fail to pay your monthly premiums - and once . . .

When will Social Security begin deducting my Medicare plan premiums from my monthly Social Security check?
Within 2 to 3 months.  Depending on any administrative issues, you can usually expect your Social Security check premium deductions to begin within 2 to 3 months after the start of a new Medicare . . .

I forgot to choose a payment option on my Medicare plan enrollment form. How will I pay my monthly premiums?
If you submit an incomplete Medicare plan enrollment application and do not select a payment option, your newly chosen Medicare plan will usually call you to add any missing information. However, . . .

I noticed that there are many different ways to pay our monthly Medicare Part D premiums. Is there one payment option that is better than the others?
Not really.  Depending on your chosen Medicare Part D or Medicare Advantage plan, your monthly premium payment options may include: Social Security check deduction, Bank Draft (Elec . . .

I joined a Medicare Advantage plan that does not have any premium and even pays me back my monthly Medicare Part B premium, but when should I start getting my Part B money back?
Probably within 3 months of when your new coverage starts.  Medicare Advantage plans change each year, and depending on the estimated cost for each Medicare plan member, some also rebate all or a . . .






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Tips & Disclaimers
  • The Medicare Advantage and Medicare Part D prescription drug plan data on our site comes directly from Medicare and is subject to change.
  • Medicare has neither reviewed nor endorsed the information on our site.
  • We provide our Q1Medicare.com site for educational purposes and strive to present unbiased and accurate information. However, Q1Medicare is not intended as a substitute for your lawyer, doctor, healthcare provider, financial advisor, or pharmacist. For more information on your Medicare coverage, please be sure to seek legal, medical, pharmaceutical, or financial advice from a licensed professional or telephone Medicare at 1-800-633-4227.
  • We are an independent education, research, and technology company. We are not affiliated with any Medicare plan, plan carrier, healthcare provider, or insurance company. We are not compensated for Medicare plan enrollments. We do not sell leads or share your personal information.
  • Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year. Our PDP-Compare.com and MA-Compare.com provide highlights of annual plan benefit changes.
  • The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan.
  • Limitations, copayments, and restrictions may apply.
  • We make every effort to show all available Medicare Part D or Medicare Advantage plans in your service area. However, since our data is provided by Medicare, it is possible that this may not be a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
  • When enrolling in a Medicare Advantage plan, you must continue to pay your Medicare Part B premium.
  • Medicare beneficiaries with higher incomes may be required to pay both a Medicare Part B and Medicare Part D Income Related Monthly Adjustment Amount (IRMAA). Read more on IRMAA.
  • Medicare Advantage plans that include prescription drug coverage (MAPDs) are considered Medicare Part D plans and members with higher incomes may be subject to the Medicare Part D Income Related Monthly Adjustment Amount (IRMAA), just as members in stand-alone Part D plans. In certain situations, you can appeal IRMAA.
  • You must be enrolled in both Medicare Part A and Part B to enroll in a Medicare Advantage plan. Members may enroll in a Medicare Advantage plan only during specific times of the year. Contact the Medicare plan for more information.
  • If you are enrolled in a Medicare plan with Part D prescription drug coverage, you may be eligible for financial Extra Help to assist with the payment of your prescription drug premiums and drug purchases. To see if you qualify for Extra Help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week or consult www.medicare.gov; the Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778; or your state Medicaid Office.
  • Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next.
  • A Medicare Advantage Private Fee-for-Service plan (PFFS) is not a Medicare supplement plan. Providers who do not contract with the plan are not required to see you except in an emergency.
  • Disclaimer for Institutional Special Needs Plan (SNP): This plan is available to anyone with Medicare who meets the Skilled Nursing Facility (SNF) level of care and resides in a nursing home.
  • Disclaimer for Dual Eligible (Medicare/Medicaid) Special Needs Plan (SNP): This plan is available to anyone who has both Medical Assistance from the State and Medicare. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details.
  • Disclaimer for Chronic Condition Special Needs Plan (SNP): This plan is available to anyone with Medicare who has been diagnosed with the plan specific Chronic Condition.
  • Medicare MSA Plans combine a high deductible Medicare Advantage Plan and a trust or custodial savings account (as defined and/or approved by the IRS). The plan deposits money from Medicare into the account. You can use this money to pay for your health care costs, but only Medicare-covered expenses count toward your deductible. The amount deposited is usually less than your deductible amount, so you generally have to pay out-of-pocket before your coverage begins.
  • Medicare MSA Plans do not cover prescription drugs. If you join a Medicare MSA Plan, you can also join any separate (stand-alone) Medicare Part D prescription drug plan
  • There are additional restrictions to join an MSA plan, and enrollment is generally for a full calendar year unless you meet certain exceptions. Those who disenroll during the calendar year will owe a portion of the account deposit back to the plan. Contact the plan provider for additional information.
  • Medicare beneficiaries may enroll through the CMS Medicare Online Enrollment Center located at www.medicare.gov.
  • Medicare beneficiaries can file a complaint with the Centers for Medicare & Medicaid Services by calling 1-800-MEDICARE 24 hours a day/7 days or using the medicare.gov site. Beneficiaries can appoint a representative by submitting CMS Form-1696.