VA prescription drug coverage can work together with a Medicare Part D plan.
If you are entitled to VA health benefits, your coverage will not change when you are eligible for Medicare. If you decide that VA drug coverage meets your prescription needs, you can choose not to join a Medicare drug plan.
VA prescription drug coverage is considered creditable drug coverage, which means it is at least as good as Medicare drug coverage. If you decide you want to join a Medicare drug plan after you are first eligible, you won't have to pay a late enrollment penalty
if you later decide to join a Medicare Part D plan.
Please remember, after the close of your Initial Enrollment Period
that if you want to join a Medicare drug plan, you must wait for a valid enrollment period. Again, you will not have to pay a late enrollment penalty with VA drug coverage.
Based on your prescription drug needs, you may choose to have both VA and Medicare drug coverage.
If you are thinking about joining a Medicare drug plan and you have VA benefits, you should consider:
Where you want to fill your prescriptions:
In most cases, with VA drug coverage, you must get your drugs from a VA pharmacy in person or by mail. If you'd rather get your prescriptions from local retail pharmacies, you may want to consider a Medicare drug plan.
For additional information, please contact the VA Health Benefits Service Center at 1-877-222-8387. TTY users should call 1-800-829-4833 or telephone a Medicare representative at 1-800-633-4227.
(Source: U.S. Department of Health & Human Services)