A non-government resource for the Medicare community
Powered by Q1Group LLC
A non-government Medicare community resource
  • Menu
  • Home
  • Contact
  • MAPD
  • PDP
  • 2024
  • 2025
  • FAQs
  • Articles
  • Search
  • Contact
  • 2024
  • 2025
  • FAQs
  • Articles
  • Latest Medicare News
  • Search

Remember to protect yourself against the sun, heat, and humidity

Category: Other Q1Medicare Tips and Questions
Updated: Jul, 08 2023


As we move through the warmer months of spring and summer and even early-fall, we need to be more mindful about how we are affected by the combination of sun, heat, and humidity - and how to protect ourselves during these longer days and warmer times.

The key is taking precautions against overexposure to sun light and heat - and seeking help when necessary.

Here are a few practical tips from the experts that you can use when you are planning to be out in the sun and heat:
  • Apply sunscreen before going outside to protect your skin from overexposure to the sun's harmful rays - even on cloudy days.  Use sunscreen with a sun protective factor (or SPF) of 30 or higher and be sure to reapply sunscreen every two hours if you are perspiring.  (If you have sensitive skin or a skin condition, be sure to speak with your physician or dermatologist about the correct sun protection for you.)

  • Provide extra layers of protection to sensitive skin that burns easily, such as your nose, ears, or scalp.  Wear a hat with a wide brim to keep your head cool and the sun off your face.

  • Dress for the heat.  Along with a wide-brimmed hat, if you are planning to be out in the sun during the warmest times of day wear light (light-colored) clothing that covers your exposed shoulder, arm, and leg skin.

  • Drink plenty of hydrating liquids and avoid drinks with caffeine (such as coffee, tea, and some types of soda) or alcoholic beverages that actually take water from your body.  To stay hydrated, the Centers for Disease Control and Prevention (CDC) reminds you to drink plenty of water before you get thirsty and don't drink "very sugary or alcoholic drinks—these actually cause you to lose more body fluid. Also avoid very cold drinks, because they can cause stomach cramps."

    -- But remember, before hydrating:  If your liquid, salt, or sugar-intake is restricted for health reasons, be sure to consult your doctor about alternative forms of re-hydration.  The CDC notes, "[i]f your doctor limits the amount you drink or has you on water pills, ask how much you should drink while the weather is hot."  In addition, "[i]f you are on a low-salt diet, have diabetes, high blood pressure, or other chronic conditions, talk with your doctor before drinking a sports beverage or taking salt tablets."



  • Pay attention to heat warnings and forecasts.  Your local radio or TV stations will probably make a special announcement about the weather in your area and provide you with warnings about the excessive heat.  When looking online forecasts, also pay attention to temperatures adjusted for humidity using terms such as: "Heat Index", "Real Feel", or "Feels Like" - as noted by NOAA: "As an example, if the air temperature is 96°F and the relative humidity is 65%, the heat index - how hot it feels - is 121°F." - (and watch for local air quality warnings).

  • Use common sense and try to limit the amount of time that you are outside during the warmest hours of the day (10 AM to 2 PM in many areas).  Walk or work in your garden early in the morning (before 10 AM) or after the sun is lower in the sky providing you with some shade.  If you need to shop during the day, be aware of the additional heat and prepare accordingly by parking close to stores, using the shade as cover, and asking for assistance when loading your car.

  • Stay in the AC.  Move yourself into an air-conditioned area (or cooler place if you are staying indoors and still having trouble keeping cool).  If you do not have family nearby who have air conditioning, try to get to a public place with air conditioning such as the local public library, your favorite restaurant, your local Council on Aging, senior center, shopping mall, movie theater, or your local place of worship.

  • Don't rely just on your fan.  As noted by the CDC, don't rely on a fan as your primary source of cooling when it is unusually warm outside - move to an air-conditioned environment. "[W]hen the temperature is in the high 90s, []electric fans] will not prevent heat-related illness."

  • Hit the showers when you are overheated.  The CDC also advises to take cool showers and cold baths when you feel too warm or overheated.

  • Don’t suffer alone.  If you are feeling faint or ill from the heat, humidity, or sun, let someone know: call a friend, neighbor, family member, or even emergency services to help you get to a cooler area or assist you if necessary.  And don't forget to check on your own family and friends (and pets) who may be outside in the excess heat.
Resources include:
National Weather Service, National Oceanic and Atmospheric Administration (NOAA), Heat Safety Tips and Resources - https://www.weather.gov/safety/heat

Centers for Disease Control and Prevention (CDC) https://www.cdc.gov/ disasters/extremeheat/ older-adults-heat.html





Medicare Supplements
fill the gaps in your
Original Medicare
1. Enter Your ZIP Code:
» Medicare Supplement FAQs


Browse FAQ Categories






Tips & Disclaimers
  • Q1Medicare®, Q1Rx®, and Q1Group® are registered Service Marks of Q1Group LLC and may not be used in any advertising, publicity, or for commercial purposes without the express authorization of Q1Group.
  • The Medicare Advantage and Medicare Part D prescription drug plan data on our site comes directly from Medicare and is subject to change.
  • Medicare has neither reviewed nor endorsed the information on our site.
  • We provide our Q1Medicare.com site for educational purposes and strive to present unbiased and accurate information. However, Q1Medicare is not intended as a substitute for your lawyer, doctor, healthcare provider, financial advisor, or pharmacist. For more information on your Medicare coverage, please be sure to seek legal, medical, pharmaceutical, or financial advice from a licensed professional or telephone Medicare at 1-800-633-4227.
  • We are an independent education, research, and technology company. We are not affiliated with any Medicare plan, plan carrier, healthcare provider, or insurance company. We are not compensated for Medicare plan enrollments. We do not sell leads or share your personal information.
  • Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year. Our PDPCompare.com and MACompare.com provide highlights of annual plan benefit changes.
  • The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan.
  • Limitations, copayments, and restrictions may apply.
  • We make every effort to show all available Medicare Part D or Medicare Advantage plans in your service area. However, since our data is provided by Medicare, it is possible that this may not be a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
    Statement required by Medicare:
    "We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."
  • When enrolling in a Medicare Advantage plan, you must continue to pay your Medicare Part B premium.
  • Medicare beneficiaries with higher incomes may be required to pay both a Medicare Part B and Medicare Part D Income Related Monthly Adjustment Amount (IRMAA). Read more on IRMAA.
  • Medicare Advantage plans that include prescription drug coverage (MAPDs) are considered Medicare Part D plans and members with higher incomes may be subject to the Medicare Part D Income Related Monthly Adjustment Amount (IRMAA), just as members in stand-alone Part D plans. In certain situations, you can appeal IRMAA.
  • You must be enrolled in both Medicare Part A and Part B to enroll in a Medicare Advantage plan. Members may enroll in a Medicare Advantage plan only during specific times of the year. Contact the Medicare plan for more information.
  • If you are enrolled in a Medicare plan with Part D prescription drug coverage, you may be eligible for financial Extra Help to assist with the payment of your prescription drug premiums and drug purchases. To see if you qualify for Extra Help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week or consult www.medicare.gov; the Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778; or your state Medicaid Office.
  • Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next.
  • A Medicare Advantage Private Fee-for-Service plan (PFFS) is not a Medicare supplement plan. Providers who do not contract with the plan are not required to see you except in an emergency.
  • Disclaimer for Institutional Special Needs Plan (SNP): This plan is available to anyone with Medicare who meets the Skilled Nursing Facility (SNF) level of care and resides in a nursing home.
  • Disclaimer for Dual Eligible (Medicare/Medicaid) Special Needs Plan (SNP): This plan is available to anyone who has both Medical Assistance from the State and Medicare. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details.
  • Disclaimer for Chronic Condition Special Needs Plan (SNP): This plan is available to anyone with Medicare who has been diagnosed with the plan specific Chronic Condition.
  • Medicare MSA Plans combine a high deductible Medicare Advantage Plan and a trust or custodial savings account (as defined and/or approved by the IRS). The plan deposits money from Medicare into the account. You can use this money to pay for your health care costs, but only Medicare-covered expenses count toward your deductible. The amount deposited is usually less than your deductible amount, so you generally have to pay out-of-pocket before your coverage begins.
  • Medicare MSA Plans do not cover prescription drugs. If you join a Medicare MSA Plan, you can also join any separate (stand-alone) Medicare Part D prescription drug plan
  • There are additional restrictions to join an MSA plan, and enrollment is generally for a full calendar year unless you meet certain exceptions. Those who disenroll during the calendar year will owe a portion of the account deposit back to the plan. Contact the plan provider for additional information.
  • Medicare beneficiaries may enroll through the CMS Medicare Online Enrollment Center located at www.medicare.gov.
  • Medicare beneficiaries can file a complaint with the Centers for Medicare & Medicaid Services by calling 1-800-MEDICARE 24 hours a day/7 days or using the medicare.gov site. Beneficiaries can appoint a representative by submitting CMS Form-1696.