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Guided Help Finding a 2020 Prescription Drug Plan

This is archive material for research purposes. Please see PDPFinder.com or MAFinder.com for current plans.
Answer the questions below and we will help you narrow down the Medicare Part D Prescription Drug plans in your state.

You can adjust your answers on the next page to increase or decrease the number of plans shown.

1.   Please select your state (or primary residence) *
  Note: Your state of primary residence is where you pay state income tax and have your car registered.
*This field is required.
2.    If you don’t take any medications, should we just show you the five plans in your state with the lowest monthly premiums?
3.    Are you eligible for full Medicaid benefits or automatically qualify for "Extra Help"?
  Note: If you answer "Yes", we will only display Medicare Part D plans qualifying for the $0 low-income premium subsidy (LIS). Did you get a letter from Medicare or the Social Security Administration (SSA) stating that you are either eligible or qualified for Extra Help for paying your Medicare Prescription Drug Plan costs? Not sure if you qualify for Extra-Help or the Low-Income Subsidy? Click here or call Social Security at 1-800-772-1213.
4.    Do you wish to limit your search to plans under a specific monthly premium? If so, enter your maximum monthly premium below.
  $ max: $192
  Note: Please enter a maximum premium amount that you wish to pay and we will show prescription drug plans with monthly premiums that fit your budget. Monthly Part D Premiums for range from $12 to $192 and vary state-to-state. Please remember that the monthly premium is only one component of your prescription drug plan costs. The next questions will also ask you about deductibles and cost sharing features.
5.    Do you wish to limit your Medicare Part D plan search by the maximum initial deductible? If so, enter the maximum value below.
  $ max: $435
  Note: The initial deductible is the portion of your Medicare Part D plan where you first pay 100% of your Medication costs prior to the beginning of your prescription drug coverage. Generally speaking, Part D plans with a larger deductible have a lower monthly premium; however this is not always true. The maximum deductible in is $435. You can type in "$0" if you want to only see Part D plans with no initial deductible.
6.    Would you like us to display only the Medicare Part D prescription drug plans with a $0 Co-pay on Generics?
  Note: Many Medicare Part D prescription drug plans offer incentives to use Generics or Tier 1 Formulary drugs. Medicare Part D beneficiaries who only use generic drugs may use this option to quickly find the most affordable Part D plans in their state. If you answer "Yes" to this question, we will show you only Part D plans which offer $0 co-payments on Tier 1 Formulary drugs.
7.    Do you require some type of Donut Hole or Gap Coverage?
  Note: The Coverage Gap (also known as the Donut Hole) is the portion of your Medicare Part D plan when you are once again responsible for your prescription medication costs (less the Donut Hole Discounts. Read more...). Some Part D plans offer varying types of coverage in the Donut Hole (or Gap Coverage). Medicare Part D plans with Gap Coverage tend to have much higher monthly premiums. However, in some cases, you may find that these plans are far more economical over the year, especially if you are taking more expensive generic medications.  
8.    Looking for a particular Medicare Part D plan?
  Provider 1:  
  Provider 2:  
  Note: If you wish to limit your Part D plan search to a certain Part D plan provider or compare plans from two providers, then select a provider name above. For example, if you would like to compare the Medicare Part D plans from Humana with those from AARP United HealthCare, then select "Humana" in the Provider 1 box and "AARP" in the Provider 2 box.

Tips & Disclaimers
  • Q1Medicare®, Q1Rx®, and Q1Group® are registered Service Marks of Q1Group LLC and may not be used in any advertising, publicity, or for commercial purposes without the express authorization of Q1Group.
  • The Medicare Advantage and Medicare Part D prescription drug plan data on our site comes directly from Medicare and is subject to change.
  • Medicare has neither reviewed nor endorsed the information on our site.
  • We provide our Q1Medicare.com site for educational purposes and strive to present unbiased and accurate information. However, Q1Medicare is not intended as a substitute for your lawyer, doctor, healthcare provider, financial advisor, or pharmacist. For more information on your Medicare coverage, please be sure to seek legal, medical, pharmaceutical, or financial advice from a licensed professional or telephone Medicare at 1-800-633-4227.
  • We are an independent education, research, and technology company. We are not affiliated with any Medicare plan, plan carrier, healthcare provider, or insurance company. We are not compensated for Medicare plan enrollments. We do not sell leads or share your personal information.
  • Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year. Our PDPCompare.com and MACompare.com provide highlights of annual plan benefit changes.
  • The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan.
  • Limitations, copayments, and restrictions may apply.
  • We make every effort to show all available Medicare Part D or Medicare Advantage plans in your service area. However, since our data is provided by Medicare, it is possible that this may not be a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
    Statement required by Medicare:
    "We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."
  • When enrolling in a Medicare Advantage plan, you must continue to pay your Medicare Part B premium.
  • Medicare beneficiaries with higher incomes may be required to pay both a Medicare Part B and Medicare Part D Income Related Monthly Adjustment Amount (IRMAA). Read more on IRMAA.
  • Medicare Advantage plans that include prescription drug coverage (MAPDs) are considered Medicare Part D plans and members with higher incomes may be subject to the Medicare Part D Income Related Monthly Adjustment Amount (IRMAA), just as members in stand-alone Part D plans. In certain situations, you can appeal IRMAA.
  • You must be enrolled in both Medicare Part A and Part B to enroll in a Medicare Advantage plan. Members may enroll in a Medicare Advantage plan only during specific times of the year. Contact the Medicare plan for more information.
  • If you are enrolled in a Medicare plan with Part D prescription drug coverage, you may be eligible for financial Extra Help to assist with the payment of your prescription drug premiums and drug purchases. To see if you qualify for Extra Help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week or consult www.medicare.gov; the Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778; or your state Medicaid Office.
  • Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next.
  • A Medicare Advantage Private Fee-for-Service plan (PFFS) is not a Medicare supplement plan. Providers who do not contract with the plan are not required to see you except in an emergency.
  • Disclaimer for Institutional Special Needs Plan (SNP): This plan is available to anyone with Medicare who meets the Skilled Nursing Facility (SNF) level of care and resides in a nursing home.
  • Disclaimer for Dual Eligible (Medicare/Medicaid) Special Needs Plan (SNP): This plan is available to anyone who has both Medical Assistance from the State and Medicare. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details.
  • Disclaimer for Chronic Condition Special Needs Plan (SNP): This plan is available to anyone with Medicare who has been diagnosed with the plan specific Chronic Condition.
  • Medicare MSA Plans combine a high deductible Medicare Advantage Plan and a trust or custodial savings account (as defined and/or approved by the IRS). The plan deposits money from Medicare into the account. You can use this money to pay for your health care costs, but only Medicare-covered expenses count toward your deductible. The amount deposited is usually less than your deductible amount, so you generally have to pay out-of-pocket before your coverage begins.
  • Medicare MSA Plans do not cover prescription drugs. If you join a Medicare MSA Plan, you can also join any separate (stand-alone) Medicare Part D prescription drug plan
  • There are additional restrictions to join an MSA plan, and enrollment is generally for a full calendar year unless you meet certain exceptions. Those who disenroll during the calendar year will owe a portion of the account deposit back to the plan. Contact the plan provider for additional information.
  • Medicare beneficiaries may enroll through the CMS Medicare Online Enrollment Center located at www.medicare.gov.
  • Medicare beneficiaries can file a complaint with the Centers for Medicare & Medicaid Services by calling 1-800-MEDICARE 24 hours a day/7 days or using the medicare.gov site. Beneficiaries can appoint a representative by submitting CMS Form-1696.