If you have disenrolled from your Medicare Part D plan (or Medicare Advantage plan) for next year and are still within the annual Open Enrollment Period (AEP - running each year from October 15th through December 7th), you can simply contact your Medicare Part D plan again and re-enroll into the same for next year plan or choose a different Part D plan for next year.
However, if you are outside of the AEP, you may have only a limited opportunity to rejoin a Medicare Part D plan before next year's AEP that starts October 15th.
For instance, if you disenrolled from your 2024 Medicare Part D plan in November 2024, and it is now January 2025, you are outside of the annual Open Enrollment Period that ended on December 7, 2024 and you may need to wait until October 15, 2025 to join a 2026 Medicare Part D plan.
The good news is that Medicare does allow some people to join a Medicare Part D plan outside of the AEP, but only if they can qualify for a Special Enrollment Period (SEP).
However, if you are outside of the AEP, you may have only a limited opportunity to rejoin a Medicare Part D plan before next year's AEP that starts October 15th.
For instance, if you disenrolled from your 2024 Medicare Part D plan in November 2024, and it is now January 2025, you are outside of the annual Open Enrollment Period that ended on December 7, 2024 and you may need to wait until October 15, 2025 to join a 2026 Medicare Part D plan.
The good news is that Medicare does allow some people to join a Medicare Part D plan outside of the AEP, but only if they can qualify for a Special Enrollment Period (SEP).
For example, if you are eligible for your State's Medicaid program or the Medicare Part D Extra-Help program (Low-Income Subsidy (LIS)), you may be able to use the Dual-Eligible Special Enrollment Period to change Medicare Part D plans throughout the year. Beginning in 2025, the ability for Extra Help beneficiaries to change plans during the plan year will depend on whether your Medicare plan is a stand-alone Part D plan or a Medicare Advantage plan. Learn more about the timing for the Dual-Eligible SEP.
You can read more about some other Special Enrollment Periods on this site
To learn more about your enrollment options, you may wish to contact Medicare at 1-800-633-4227 and speak with a Medicare representative about qualifying for an SEP or changing your plan outside of the Annual Enrollment Period.
You can also learn about the Medicare Part D Extra Help program on this site or you can call the Social Security Administration at: 1-800-772-1213, Monday through Friday between 7 am and 7 pm
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