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2014 Federal Poverty Level Guidelines: 2014 LIS Qualifications and Benefits

Medicaid, LIS, & Extra Help · published Apr 29, 2014

The 2014 Federal Poverty Level (FPL) Guidelines determine the income level requirements for people applying for the Medicare Part D Low Income Subsidy (LIS) program, also known as the "Extra Help" program. For the remainder of 2014, if your income is below 135% of the FPL ($15,754.50 if you are single or $21,235.50 for married couples), you could qualify for the full Low Income Subsidy (resource limits also apply - see charts below). Different income levels apply to residents of Alaska and Hawaii -- see charts below. Even if you don’t qualify for full LIS benefits, you could be eligible for partial LIS benefits if your income level is at or below 150% FPL (resource limits also apply - see charts below). Remember, the LIS subsidy helps to pay both your monthly plan premiums and drug costs.

Full Low-Income Subsidy Income Requirements (100% of FPL)
Persons
in Family
   48 Contiguous     
States & D.C.   
      Alaska                Hawaii       
1 $11,670 $14,580 $13,420
2 $15,730 $19,660 $18,090
3 $19,790 $24,740 $22,760
4 $23,850 $29,820 $27,430
5 $27,910 $34,900 $32,100
6 $31,970 $39,980 $36,770
7 $36,030 $45,060 $41,440
8 $40,090 $50,140 $46,110
For each additional
Person, add
$4,060 $5,080 $4,670

Learn more about the Extra-Help program.  

Learn more about the resource limits for the full Low-Income Subsidy and the resource limits for the partial Low-Income Subsidy.  
Full Low-Income Subsidy Income Requirements (135% of FPL)
Persons
in Family
48 Contiguous
States & D.C.
Alaska Hawaii
1 $15,754.50 $19,683.00 $18,117.00
2 $21,235.50 $26,541.00 $24,421.50
3 $26,716.50 $33,399.00 $30,726.00
4 $32,197.50 $40,257.00 $37,030.50
5 $37,678.50 $47,115.00 $43,335.00
6 $43,159.50 $53,973.00 $49,639.50
7 $48,640.50 $60,831.00 $55,944.00
8 $54,121.50 $67,689.00 $62,248.50
2014 Eligible for QMB/SLMB/QI, SSI or applied and income at or below 135% FPL
and resources < $7,160 (individuals) or < $10,750 (couples)*** 
See resource and income level premium benefits in the charts below.

Partial Low-Income Subsidy Income Requirements (150% of FPL)
Persons
in Family
48 Contiguous
States & D.C.
Alaska Hawaii
1 $17,505 $21,870 $20,130
2 $23,595 $29,490 $27,135
3 $29,685 $37,110 $34,140
4 $35,775 $44,730 $41,145
5 $41,865 $52,350 $48,150
6 $47,955 $59,970 $55,155
7 $54,045 $67,590 $62,160
8 $60,135 $75,210 $69,165
Applied and income below 150% FPL
and resources between $7,161-$13,440 (individuals) or $10,751-$26,860 (couples)***
(category code 4). 
See resource and income level premium benefits in the charts below.

*** The actual amount of resources allowable may be updated for contract year 2015.

2014 Premium Subsidy Resource/Income Limits for Individuals (will be updated in July for 2015)

Individual’s Countable Resources

Individual’s Countable Income

Amount of the Premium Subsidy

$7,080 or less

At or below 135% FPL

100%

$7,080.01 to $11,800

At or below 135% FPL

100% but less help with co-pays or deductibles

$11,800 or less

More than 135% of FPL, but at or below 140%

75%

$11,800 or less

More than 140% of FPL but at or below 145%

50%

$11,800 or less

More than 145% of FPL but less than 150%

25%

$11,800.01 or more

Any amount

Not eligible for subsidy

2014 Premium Subsidy Resource/Income Limits for Married Couples (will be updated in July for 2015)

Couple’s Countable Resources

Couple’s Countable Income

Amount of the Premium Subsidy

$10,620 or less

At or below 135% FPL

100%

$10,620.01 to $23,580

At or below 135% FPL

100% but less help with co-pays or deductibles

$23,580 or less

More than 135% of FPL, but at or below 140%

75%

$23,580 or less

More than 140% of FPL, but at or below 145%

50%

$23,580 or less

More than 145% of FPL but less than 150%

25%

$23,580.01 or more

Any amount

Not eligible for subsidy


 

To review co-payments for both Full- and Partial-LIS, select the link below:

2016 LIS Copayment Benefits:  100% FPL    135% FPL     150% FPL
2015 LIS Copayment Benefits:  100% FPL    135% FPL     150% FPL
2014 LIS Copayment Benefits:  100% FPL    135% FPL     150% FPL
2013 LIS Copayment Benefits:  100% FPL    135% FPL     150% FPL