2015 Federal Poverty Level Guidelines: 2015 through Feb 2016 LIS Qualifications and Benefits

The 2015 Federal Poverty Level (FPL) Guidelines determine the income level requirements for people applying for the Medicare Part D Low Income Subsidy (LIS) program, also known as the "Extra Help" program. For the remainder of 2015, if your income is below 135% of the FPL ($15,889.50 if you are single or $21,505.50 for married couples), you could qualify for the full Low Income Subsidy (resource limits also apply - see charts below). Different income levels apply to residents of Alaska and Hawaii -- see charts below. Even if you don’t qualify for full LIS benefits, you could be eligible for partial LIS benefits if your income level is at or below 150% FPL (resource limits also apply - see charts below). Remember, the LIS subsidy helps to pay both your monthly plan premiums and drug costs.

Full Low-Income Subsidy Income Requirements (100% of FPL)
Persons in Family	48 Contiguous States & D.C.	Alaska	Hawaii
1	$11,770	$14,720	$13,550
2	$15,930	$19,920	$18,330
3	$20,090	$25,120	$23,110
4	$24,250	$30,320	$27,890
5	$28,410	$35,520	$32,670
6	$32,570	$40,720	$37,450
7	$36,730	$45,920	$42,230
8	$40,890	$51,120	$47,010
For each additional Person, add	$4,160	$5,200	$4,780

Learn more about the Extra-Help program.

Learn more about the resource limits for the full Low-Income Subsidy and the resource limits for the partial Low-Income Subsidy.

Full Low-Income Subsidy Income Requirements (135% of FPL)
Persons in Family	48 Contiguous States & D.C.	Alaska	Hawaii
1	$15,889.50	$19,872.00	$18,292.50
2	$21,505.50	$26,892.00	$24,745.50
3	$27,121.50	$33,912.00	$31,198.50
4	$32,737.50	$40,932.00	$37,651.50
5	$38,353.50	$47,952.00	$44,104.50
6	$43,969.50	$54,972.00	$50,557.50
7	$49,585.50	$61,992.00	$57,010.50
8	$55,201.50	$69,012.00	$63,463.50
2015 Eligible for QMB/SLMB/QI, SSI or applied and income at or below 135% FPL and resources < $7,280 (individuals) or < $10,930 (couples)*** See resource and income level premium benefits in the charts below.

Partial Low-Income Subsidy Income Requirements (150% of FPL)
Persons in Family	48 Contiguous States & D.C.	Alaska	Hawaii
1	$17,655	$22,080	$20,325
2	$23,895	$29,880	$27,495
3	$30,135	$37,680	$34,665
4	$36,375	$45,480	$41,835
5	$42,615	$53,280	$49,005
6	$48,855	$61,080	$56,175
7	$55,095	$68,880	$63,345
8	$61,335	$76,680	$70,515
Applied and income below 150% FPL and resources between $7,280-$12,140 (individuals) or $10,930-$24,250 (couples)*** (category code 4). See resource and income level premium benefits in the charts below.

*** The actual amount of resources allowable may be updated for contract year 2015.

2015 Premium Subsidy Resource/Income Limits for Individuals

Individual’s Countable Resources	Individual’s Countable Income	Amount of the Premium Subsidy
$7,280 or less	At or below 135% FPL	100%
$7,280.01 to $12,140	At or below 135% FPL	100% but less help with co-pays or deductibles
$12,140 or less	More than 135% of FPL, but at or below 140%	75%
$12,1140 or less	More than 140% of FPL but at or below 145%	50%
$12,140 or less	More than 145% of FPL but less than 150%	25%
$12,140.01 or more	Any amount	Not eligible for subsidy

2015 Premium Subsidy Resource/Income Limits for Married Couples

Couple’s Countable Resources	Couple’s Countable Income	Amount of the Premium Subsidy
$10,930 or less	At or below 135% FPL	100%
$10,930.01 to $24,250	At or below 135% FPL	100% but less help with co-pays or deductibles
$24,250 or less	More than 135% of FPL, but at or below 140%	75%
$24,250 or less	More than 140% of FPL, but at or below 145%	50%
$24,250 or less	More than 145% of FPL but less than 150%	25%
$24,250.01 or more	Any amount	Not eligible for subsidy

To review co-payments for both Full- and Partial-LIS, select the link below:

2016 LIS Copayment Benefits: 100% FPL    135% FPL     150% FPL
2015 LIS Copayment Benefits: 100% FPL    135% FPL     150% FPL
2014 LIS Copayment Benefits: 100% FPL    135% FPL     150% FPL
2013 LIS Copayment Benefits: 100% FPL    135% FPL     150% FPL