In most cases, if you drop your Medigap Policy
, you may not be able to get it back. However
, if this is the first time
you've joined a Medicare Advantage
Plan, other Medicare plan, or bought a Medicare SELECT policy (a Medigap policy that requires you to use specific hospitals and, in some cases, specific doctors to get your full insurance benefits), you may have special Medigap protections that give you a right to get your old Medigap policy back or buy a new one if you choose to leave your Medicare Advantage Plan or other Medicare plan within the first year. In either case, the Medigap policy can't include prescription drug coverage. You may also be able to join a Medicare Prescription Drug Plan (Part D)
if you leave your Medicare Advantage Plan the first year. Check with your State Health Insurance Assistance Program
to see if your state offers other rights to buy Medigap policies. See Other Important Medicare Contacts
for their telephone number.