There are two ways to get Medicare prescription drug coverage:
- Join a Medicare Prescription Drug Plan (Part D) that adds drug coverage to the Original Medicare Plan, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Accounts.
- Join a Medicare plan (like an HMO or PPO) that includes prescription drug coverage as part of the plan. You get all of your Medicare coverage through these plans, including prescription drugs.
Both types of plans are called Medicare drug plans in this section.