You might want to return to your saved drug list to re—check your Medicare plan options. For instance, each year you have a chance to change your Medicare Part D or Medicare Advantage plan coverage during the annual Open Enrollment Period that begins on October 15th and continues through December 7th. And perhaps you are the type of person who likes to make an early decision and enter your medications into the Plan Finder on October 15th, find the most affordable Medicare prescription drug coverage for the next year, and even enroll into your newly chosen Medicare plan at the same time.
Then several weeks pass by and on December 1st, you visit your doctor and are unexpectedly prescribed a new medication that might not be covered by your newly chosen prescription drug plan.
No problem. Since you are still in the annual Open Enrollment Period, you have through December 7th to choose the most affordable Medicare prescription drug coverage for next year. You can just go back into your previously saved Drug List, add the newly prescribed medication and see if the most affordable plan is still the same as you found back on October 15th.
If another Medicare plan provides more affordable coverage, you have the ability to change your plan enrollment through December 7th.
Q1Medicare Team Note: If this situation actually occurs to you, please call Medicare at 1-800-633-4227 before the end of December 7th and get a Medicare representative to help you with your last—minute enrollment or plan change.
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